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12-358 NOTICE OF SALE UNDER POWER GEORGIA, BIBB & MONROE COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Raymond L. Guin and Ann Guin aka Annette P. Guin to The Gordon Bank, dated May 18, 2006, recorded on June 14, 2006 in Deed Book 7096, Page 329, Bibb County and recorded on July 7, 2006 in Deed Book 1141, Page 219, Monroe County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of FOUR HUNDRED NINETY-SIX THOUSAND FOUR HUNDRED ELEVEN AND 00/100 DOLLARS ($496,411.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Bayview Loan Servicing, LLC, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bibb County, Georgia, within the legal hours of sale on the first Tuesday in September 2012 the following described property: \

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 285 OF THE 13TH LAND DISTRICT OF BIBB AND MONROE COUNTIES, GEORGIA, BEING DESIGNATED AS LOT 10, CONTAINING 5.0 ACRES, BIRCHWOOD SUBDIVISION, AS SHOWN ON A PLAT OF A SUBDIVISION SURVEY THEREOF FOR SOUTHERN PINE PLANTATION OF GEORGIA, INC. MADE BY JESSE COLLINS, JR., GEORGIA REGISTERED LAND SURVEYOR NO. 2085, DATED APRIL 19, 1996 AND RECORDED IN PLAT BOOK 88, PAGE 486, CLERK'S OFFICE, BIBB SUPERIOR COURT, WHICH PLAT BY THIS REFERENCE THERETO IS INCORPORATED HEREIN FOR A MORE PARTICULAR AND ACCURATE DESCRIPTION OF SAID PROPERTY.\

SAID PROPERTY IS CONVEYED SUBJECT TO THE DECLARATION OF RESTRICTIVE COVENANTS FOR BIRCHWOOD SUBDIVISION, DATED JULY 11, 1996 AND RECORDED IN DEED BOOK 2896, PAGE 17, CLERK'S OFFICE, BIBB SUPERIOR COURT AND DEED BOOK 504, PAGE 311, CLERK'S OFFICE MONROE SUPERIOR COURT, AND THE 50 FOOT BUILDING SETBACK LINE AS SHOWN ON THE ABOVE REFERRED TO PLAT. DEED REFERENCE: DEED BOOK 2982, PAGE 158 CLERK'S OFFICE, BIBB SUPERIOR COURT AND DEED BOOK 515, PAGE 167, MONROE SUPERIOR COURT, GEORGIA. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney's fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best knowledge and belief of the undersigned, the party in possession of the property is Raymond L. Guin and Ann Guin aka Annette P. Guin or a tenant or tenants, and said property is more commonly known as 3001 Weslyan Drive, North, Macon, Georgia 31210. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Bayview Loan Servicing, LLC as Attorney in Fact for Raymond L. Guin and Ann Guin aka Annette P. Guin Contact: Uniti Jones THE CALLINS LAW FIRM, LLC 101 Marietta Street, Suite 1030 Atlanta, GA 30303 (404) 681-5826 File No. F12.03.052 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.\

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12-359 NOTICE OF SALE UNDER POWER GEORGIA, MONROE COUNTY By virtue of the power of sale contained in a Security Deed from Joshua Lyles to State Chartered Bank dated September 5, 2008 recorded in Deed Book 1313, Page 039 , Monroe County Records, and last assigned to JPMorgan Chase Bank, National Association s/b/m Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ONE THOUSAND TWENTY AND 00/100 ($101,020.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Monroe County, Georgia, during the legal hours of sale on the first Tuesday, September 4, 2012 the following described property, to wit: All that tract or parcel of land lying and being in Land Lot 31 of the 5th Land Lot District, Monroe County, Georgia, containing 1.0 acres, more or less, as per plat of survey for C.L. Daniels, recorded in Plat Book 8, Page 151, Clerks Office, Monroe Superior Court, which plat by this reference thereto is incorporated herein for a more particular and accurate description of said property. There are improvements located thereon known under the present system of numbering as 214 Callaway Road, Forsyth, Georgia. Said property is the same property conveyed to Jesse S Jackson from Dorothy C Boatwell by a deed dated November 30, 2004 and recorded in Deed Book 1010, page 337, Clerks Office, Monroe Superior Court. The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney\'92s fees, notice of intent to collect attorney\'92s fees having been given. Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property Joshua Lyles or, a tenant or tenants, and said property was or is commonly known as 214 Callaway Road, Forsyth, GA 31029. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association s/b/m Chase Home Finance LLC As Attorney in Fact for Joshua Lyles Martin & Brunavs 2800 North Druid Hills Rd. Building B, Suite 100 Atlanta, GA 30329 (404) 982-0088 M&B File No.: 09-8673 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.\

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12-360 NOTICE OF SALE UNDER POWER GEORGIA, MONROE COUNTY By virtue of a Power of Sale contained in that certain Security Deed from MARK C. BRADSHAW to ENTERPRISE BANKING COMPANY dated June 3, 2008, recorded in Deed Book 1297, Page 197, MONROE County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of FORTY ONE THOUSAND TWO HUNDRED SEVENTY EIGHT AND 00/100 DOLLARS (U.S. $41,278.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned, transferred and conveyed to CADC/RADC VENTURE 2011-1, LLC, recorded in Deed Book 1479, Page 246, MONROE County, Georgia records, there will be sold at public outcry to the highest bidder for cash before the courthouse door of MONROE County, Georgia, within the legal hours of sale on the first Tuesday in SEPTEMBER, 2012 the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 112 OF THE 4TH DISTRICT, MONROE COUNTY, GEORGIA, BEING LOT 9, OF McINTOSH ESTATES SUBDIVISION, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 23, PAGE 145, MONROE COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney's fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. Sabal Financial Group, L.P., 465 North Halstead Street, Suite 130, Pasadena, California 91107, telephone number 949-517-0801, as loan servicer for CADC/RADC VENTURE 2011-1, LLC, is the entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument. Notice has been given of intention to collect attorneys fees in accordance with the terms of the note secured by said deed. To the best knowledge and belief of the undersigned, the party in possession of the property is Mark C. Bradshaw or a tenant or tenants, and said property is more commonly known as: 3687 Brownlee Road, McDonough, Georgia 31029. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. CADC/RADC VENTURE 2011-1, LLC as Attorney in Fact for MARK C. BRADSHAW Contact: Bonny Powell Perrie & Associates, LLC 100 Galleria Pkwy., N.W. Suite 1170 Atlanta, GA 30339 (678) 501-5777 File No.: SA12-0032 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT OR TO ENFORCE THE TERMS AND CONDITIONS OF THE SECURITY DEED. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.\

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12-361 NOTICE OF SALE UNDER POWER GEORGIA, MONROE COUNTY By virtue of a Power of Sale contained in that certain Security Deed from NARENDRA PATEL to BANK OF AMERICA, N.A., dated April 22, 2005, recorded April 25, 2005, in Deed Book 1041, Page 34 and modified on June 9, 2006 at Deed Book 1135, Page 337, Monroe County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Five Hundred Thirty Thousand Three Hundred Thirty-Four and 00/100 dollars ($530,334.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Monroe County, Georgia, within the legal hours of sale on the first Tuesday in September, 2012, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 231 OF THE 4TH LAND DISTRICT, 523RD GEORGIA MILITIA DISTRICT OF MONROE COUNTY, GEORGIA, CONTAINING 1.64 AC., AND BEING KNOWN\

AND DESIGNATED AS LOT C-30, THE FAIRWAY AT RIVER FOREST ACCORDING TO THAT CERTAIN PLAT OF SURVEY ENTITLED "A FINAL SUBDIVSION PLAT OF RIVER FOREST, PHASE II", PREPARED BY STEVEN A. COLEMAN, SURVEYOR, DATED JULY 4, 2003, AND RECORDED IN PLAT BOOK 26, PAGES 87-89, CLERK`S OFFICE, MONROE SUPERIOR COURT, WHICH PLAT IS BY THIS REFERENCE INCORPORATED HEREIN AND MADE A PART OF THIS DESCRIPTION.\

SAID PROPERTY IS CONVEYED SUBJECT TO ALL EASEMENTS AND SET BACK LINES AS SHOWN ON THE ABOVE REFERENCED PLAT.\

ALSO CONVEYED TO GRANTEE IS A NON-EXCLUSIVE PERPETUAL EASEMENT FOR INGRESS AND EGRESS OVER ALL THE ROADS AND RIGHTS OF WAYS AS SHOWN ON THE ABOVE PLAT IN ORDER TO PROVIDE ACCESS TO SAID\

PROPERTY FROM JOHNSTONVILLE ROAD. SAID PROPERTY IS FURTHER CONVEYED SUBJECT TO THE DECLARATION OF PROTECTIVE COVENANTS, CONDITIONS, RESTRICTIONS AND EASEMENTS FOR RIVER FOREST DATED MAY 5, 2003, AND RECORDED IN DEED BOOK 870, PAGES 198-232, AFORESAID RECORDS; TOGETHER WITH THE FOLLOWING AMENDMENTS: THE FIRST AMENDMENT RECORDED IN DEED BOOK 884, BEGINNING AT PAGE 112; THE SECOND AMENDMENT RECORDED IN DEED BOOK 906, BEGINNING AT PAGE 157; THE THIRD AMENDMENT RECORDED IN DEED BOOK 916, BEGINNING AT PAGE 321; THE FOURTH AMENDMENT RECORDED IN DEED BOOK 937, BEGINNING AT PAGE 242; THE FIFTH AMENDMENT RECORDED IN DEED BOOK 937, BEGINNING AT PAGE 244; THE SIXTH AMENDMENT RECORDED IN DEED BOOK 943, PAGE 109; AMENDMENT TO FIFTH AMENDMENT TO RESTRICTIVE COVENANTS FOR RIVER FOREST SUBDIVISION DATED APRIL 19, 2004, AND RECORDED IN DEED BOOK 962, BEGINNING AT PAGE 133; THE SEVENTH AMENDMENT TO RESTRICTIVE COVENANTS FOR RIVER FOREST SUBDIVISION IS RECORDED IN DEED BOOK 987, PAGES 181-182; AND THE EIGHTH AMENDMENT TO RESTRICTIVE COVENANTS FOR RIVER FOREST SUBDIVISION RECORDED IN DEED BOOK 993, PAGES 114-115, ALL AFORESAID RECORDS, AND ANY OTHER AMENDMENTS THERETO.\

THE PROPERTY HEREIN DESCRIBED BEING THE PROPERTY CONVEYED BY RIVER FOREST, INC. TO NARENDRA PATEL BY LIMITED WARRANTY DEED DATED DECEMBER 23, 2003, AND RECORDED IN DEED BOOK 935, PAGES 339-340, AFORESAID RECORDS. MAP 026C, PARCEL 030 Said legal description being controlling, however the property is more commonly known as 308 FREEDOM DRIVE AKA RIVER FOREST DRIVE, FORSYTH, GA 31029. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is NARENDRA PATEL, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Lender Contact: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070 Telephone Number: 800-720-3758 BANK OF AMERICA, N.A. as Attorney in Fact for NARENDRA PATEL THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092 Telephone Number: (877) 813-0992 Case No. BAC-12-05698-0003 www.rubinlublin.com/property-listings.php\

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12-362 NOTICE OF SALE UNDER POWER GEORGIA, MONROE COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Chad Hicks and Leticia Hicks to First Franklin Financial Corp., subsidiary of National City Bank of Indiana dated August 5, 2004 in the amount of $325,600.00, and recorded in Deed Book 982, Page 316, Monroe County, Georgia Records; as last transferred to The Bank of New York Mellon, fka The Bank of New York Successor Trustee to JPMorgan Chase Bank, N.A., as Trustee for the Holders of the Asset Backed Funding Corporation, First Franklin Mortgage Loan Trust 2004-FF10, Asset-Backed Certs, Series 2004-FF10 by assignment; the undersigned, The Bank of New York Mellon, fka The Bank of New York Successor Trustee to JPMorgan Chase Bank, N.A., as Trustee for the Holders of the Asset Backed Funding Corporation, First Franklin Mortgage Loan Trust 2004-FF10, Asset-Backed Certs, Series 2004-FF10 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2012 , during the legal hours of sale, at the Courthouse door in Monroe County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 231 of the Fourth Land District, Monroe County, Georgia, being more particular known and designated as Lot C-33 of River Forest Subdivision Phase II The Fairway at River Forest containing 1.12 acres according to a survey dated July 4, 2003, and prepared by Steve Coleman & Associates, Inc., a copy of which appears of record in Plat Book 26, Pages 87-89, Clerk`s Office, Monroe Superior Court to which reference is made to a more complete and accurate description. Said property sold subject to all easements and set back lines as shown on the above referenced plat. Also conveyed to Grantee is a non exclusive perpetual easement for ingress and egress over all of the roads and Right of Ways shown on the above plat in order to provide access to said property from Johnsonville Road. Said property is further sold subject to the Declaration of Restrictive Covenants which appear of record in the Clerk`s Office of Monroe Superior Court and the First and Second Amendments which appear of record in said Clerk`s Office. Deed Reference: Deed Book 924, Page 337, Houston County Superior Court which has the property address of 302 Freedom Drive, Forsyth, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Chad Hicks and Leticia Hicks and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. The Bank of New York Mellon, fka The Bank of New York Successor Trustee to JPMorgan Chase Bank, N.A., as Trustee for the Holders of the Asset Backed Funding Corporation, First Franklin Mortgage Loan Trust 2004-FF10, Asset-Backed Certs, Series 2004-FF10 Attorney in Fact for Chad Hicks and Leticia Hicks McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 09-24107 /CONV/kjenrette THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.\

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12-363 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF MONROE Because of default in the payment of the indebtedness secured by a Deed to Secure Debt executed by RICHARD W. VELDERRAIN and BUNNY L. VELDERRAIN to BEVERLY B. SANDERS, JR., GILES H. O\'92NEAL and JOHN KUHLMANN dated June 5, 2003, filed at Deed Book 891, Page 57, of the Monroe County, Georgia Deed Records, and modified by Note Modification Agreement and Amendment to Deed to Secure Debt recorded on October 28, 2003 in Deed Book 921, Page 176, of the Monroe County, Georgia Deed Records, the undersigned, EUGENE S. HATCHER, JR., CO-EXECUTOR OF THE LAST WILL AND TESTAMENT OF BEVERLY B. SANDERS, JR., GILES H. O\'92NEAL, and JOHN KUHLMANN, pursuant to said deed and the note and modification thereof thereby secured, have declared the entire amount of indebtedness due and payable, and pursuant to the power of sale contained in said deed, will on Tuesday, September 4, 2012 during the legal hours of sale, at the courthouse door, Forsyth, Monroe County, Georgia, sell at public outcry to the highest bidder for cash, the property described in said deed, to-wit:\

All that tract or parcel of land and all improvements thereon, lying and being in Land Lots 213 & 214, the 632nd GMD, 4th Land District, the County of Monroe, the State of Georgia: Farm(s) #32 in Old Indian Springs Farms, Phase II, as shown in Plat Book 25, Page 164, Clerk\'92s Office, Monroe County Superior Court, to which reference is hereby made for a more complete description and containing 3.22 acres. Said property will be sold as the property of RICHARD W. VELDERRAIN and BUNNY L. VELDERAIN for the purposes of paying the aforementioned debt and all expenses of sale, including attorney\'92s fees, (notice having been given as provided by law) and the proceeds of said sale will be applied to the payment of said indebtedness, accrued interest, expenses of the sale and other sums secured by said deed including attorney\'92s fees with the remainder, if any, being applied as provided by law. The property will be sold subject to all prior restrictive covenants, easements, rights of way or encumbrances, all valid zoning ordinances, matters which would be disclosed by an accurate survey of the property, any and all outstanding ad valorem taxes and assessments, if any, unpaid water and sewage bills that constitute liens against the property, whether due and payable or not yet due and payable, and matters of record superior to the security deed first set out above. To the best of the undersigned's knowledge and belief, the party in possession is RICHARD W. VELDERRAIN and BUNNY L. VELDERRAIN. Dated this 27th day of July, 2012. Eugene S. Hatcher, Jr., Co-Executor of the Last Will and Testament of Beverly B. Sanders, Jr., Giles H. O\'92Neal and John Kuhlmann Attorney in Fact for Richard W. Velderrain and Bunny L. Velderrain Eugene S. Hatcher Anderson, Walker & Reichert, LLP P. O. Box 6497 Macon, GA 31208-6497 478-743-8651 This law firm is acting as a debt collector, attempting to collect a debt. Any information obtained will be used for that purpose.\

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12-364 NOTICE OF SALE UNDER POWER GEORGIA, MONROE COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Cheso Foster and Elizabeth Foster to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated April 7, 2003 in the amount of $68,500.00, and recorded in Deed Book 868, Page 263, Monroe County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2012 , during the legal hours of sale, at the Courthouse door in Monroe County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Dillards District of Monroe County, Georgia, and containing 0.95 acres, more or less as per plat of survey for Bobby West prepared by Jessie Collins, Jr. G.R.L.S. No. 2085 dated May 4th 2000, recorded in Plat Book 23, Page 286, in the Office of the Clerk of Superior Court of Monroe County, Georgia. Said lot has such location, size, shape metes, bounds and dimensions as shown on said plat which by reference thereto is made a part hereof in aid of a more complete and accurate description. Also conveyed is one 1999 Redman (make) manufactured home serial # 11435626A/11435625B. which has the property address of 2946 Juliette Road, Forsyth, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Cheso Foster and Elizabeth Foster and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. JPMorgan Chase Bank, National Association Attorney in Fact for Cheso Foster and Elizabeth Foster McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 11-13206 /FNMA/efisher THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.\

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12-365 STATE OF GEORGIA COUNTY OF MONROE NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Dustin Copelan Covington and Lauren B. Covington fka Lauren Brooke Dugger to Bank of Dudley in the original principal amount of $130,000.00 dated 12/06/2006, and recorded in Deed Book 1177, page 312, Monroe County records, said Security Deed being last transferred and assigned to Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP in Deed Book 1485, Page 156, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of September, 2012 by Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP, as Attorney-in-Fact for Dustin Copelan Covington and Lauren B. Covington fka Lauren Brooke Dugger the following described property: All that tract or parcel of land lying and being in Land Lot 208 of the 6th Land District of Monroe County, Georgia, containing 1.62 acres, and being known and designated as Lot 6 according to that certain plat of survey entitled \'93A Boundary & Partitioning Survey for Dan Proctor & Bill Eastis\'94, prepared by Steven A. Coleman, Surveyor, dated June 26, 2002, and recorded in Plat Book 26, Page 279, Clerk\'92s Office, Monroe Superior Court, which plat is by this reference incorporated herein and made a part of this description.The property herein described being the property conveyed by Wayne Roush, d/b/a Roush Enterprises to Dustin Copelan Covington and Laurne Brooke Dugger by Warranty Deed creating Joint Tenancy with Survivorship dated March 7, 2006, and recorded in Deed Book 1115, Pages 1-2, aforesaid records. Said property is conveyed subject to the Reservation of Mineral Rights contained in a certain deed from Georgia Timberlands, Inc. to Harris H. Carter, et al, dated July 13, 1973, and recorded in Deed Book 93, Page 673, aforesaid records. Parcel ID Number: 055-053 Property known as: 1828 Montpelier Road, Forsyth, GA 31029 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. To the best of the undersigned's knowledge and belief, the party in possession is Dustin Copelan Covington and Lauren B. Covington fka Lauren Brooke Dugger. Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP, as Attorney-in-fact for Dustin Copelan Covington and Lauren B. Covington fka Lauren Brooke Dugger. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C. South Terraces, Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 Phone \'96 (770) 392-0398 Toll Free \'96 (866) 999-7088 www.penderlaw.com Our File No. 12-05929\

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12-366 STATE OF GEORGIA COUNTY OF MONROE NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in that certain Deed to Secure Debt, Assignment of Rents and Security Agreement (as modified, hereinafter the \'93Security Deed\'94) from Christopher L. Batchelor to FirstCity Bank (\'93FCB\'94) (with RES-GA TWELVE, LLC as assignee of Multibank 2009-1 RES-ADC Venture, LLC (\'93Multibank\'94), as assignee from Federal Deposit Insurance Corporation (\'93FDIC\'94), as receiver for FCB), dated October 5, 2007, recorded at Deed Book 1252, Page 2, Monroe County, Georgia records, as modified by that certain Modification of Deed to Secure Debt dated August 5, 2008 and recorded at Deed Book 1317, Page 174, aforesaid records; said Security Deed being given to secure indebtedness under that certain Promissory Note (as modified, hereinafter the \'93Note\'94) from Christopher L. Batchelor to FCB (with RES-GA TWELVE, LLC as assignee of Multibank, as assignee from FDIC, as receiver for FCB), dated October 5, 2007, and modified on August 5, 2008, in the modified principal amount of ONE HUNDRED FOURTEEN THOUSAND AND NO/100 DOLLARS ($114,000.00), with interest on the unpaid balance from the date thereof until maturity or until paid, together with all other amounts payable with respect thereto; there will be sold by the undersigned at public outcry to the highest bidder, for cash before the Courthouse door in Forsyth, Monroe County, Georgia, within the legal hours of sale on the first Tuesday in September, 2012, the property being more fully described as follows: All that tract or parcel of land lying and being in Land Lot 10 of the 14th Land District of Monroe County, Georgia, being Lot 42, Cabaniss Farms, Phase 1, as per plat recorded at Plat Book 29, Page 40, Monroe County, Georgia records, which plat is by reference incorporated herein and made a part of this description. The debt secured by said Note and Security Deed has been and is hereby declared due and payable in full because of, among other possible events of default, non payment of principal and interest owed in accordance with the terms of the Note and the Security Deed. The indebtedness remaining in default, this sale will be made for purposes of paying the same and all expenses of this sale, including attorney\'92s fees. To the best knowledge and belief of the undersigned, the subject property is in the possession of Christopher L. Batchelor or parties claiming by, through or under Christopher L. Batchelor. Said property will be sold as the property of Christopher L. Batchelor on an \'93as is, where is\'94 basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto and will be sold subject to all unpaid taxes, assessments, and any superior items of record, as well as any matters as would be revealed by an accurate survey and inspection of the subject property. RES-GA TWELVE, LLC, a Georgia limited liability company,\

As Attorney in Fact for Christopher L. Batchelor c/o Stephanie B. Skidmore, Esq. Hartman Simons & Wood LLP 6400 Powers Ferry Road, N.W. Suite 400 Atlanta, Georgia 30339 (770) 955-3555 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.\

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12-367 STATE OF GEORGIA COUNTY OF MONROE NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in that certain Deed to Secure Debt, Assignment of Rents and Security Agreement (as modified, hereinafter the \'93Security Deed\'94) from Christopher L. Batchelor to FirstCity Bank (\'93FCB\'94) (with RES-GA TWELVE, LLC as assignee of Multibank 2009-1 RES-ADC Venture, LLC (\'93Multibank\'94), as assignee from Federal Deposit Insurance Corporation (\'93FDIC\'94), as receiver for FCB), dated October 5, 2007, recorded at Deed Book 1252, Page 19, Monroe County, Georgia records, as modified by that certain Modification of Deed to Secure Debt dated August 5, 2008 and recorded at Deed Book 1317, Page 171, aforesaid records; said Security Deed being given to secure indebtedness under that certain Promissory Note (as modified, hereinafter the \'93Note\'94) from Christopher L. Batchelor to FCB (with RES-GA TWELVE, LLC as assignee of Multibank, as assignee from FDIC, as receiver for FCB), dated October 5, 2007, and modified on August 5, 2008, in the modified principal amount of ONE HUNDRED FOURTEEN THOUSAND AND NO/100 DOLLARS ($114,000.00), with interest on the unpaid balance from the date thereof until maturity or until paid, together with all other amounts payable with respect thereto; there will be sold by the undersigned at public outcry to the highest bidder, for cash before the Courthouse door in Forsyth, Monroe County, Georgia, within the legal hours of sale on the first Tuesday in September, 2012, the property being more fully described as follows: All that tract or parcel of land lying and being in Land Lot 10 of the 14th Land District of Monroe County, Georgia, being Lot 43, Cabaniss Farms, Phase 1, as per plat recorded at Plat Book 29, Page 40, Monroe County, Georgia records, which plat is by reference incorporated herein and made a part of this description. The debt secured by said Note and Security Deed has been and is hereby declared due and payable in full because of, among other possible events of default, non payment of principal and interest owed in accordance with the terms of the Note and the Security Deed. The indebtedness remaining in default, this sale will be made for purposes of paying the same and all expenses of this sale, including attorney\'92s fees. To the best knowledge and belief of the undersigned, the subject property is in the possession of Christopher L. Batchelor or parties claiming by, through or under Christopher L. Batchelor. Said property will be sold as the property of Christopher L. Batchelor on an \'93as is, where is\'94 basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto and will be sold subject to all unpaid taxes, assessments, and any superior items of record, as well as any matters as would be revealed by an accurate survey and inspection of the subject property. RES-GA TWELVE, LLC, a Georgia limited liability company, As Attorney in Fact for Christopher L. Batchelor c/o Stephanie B. Skidmore, Esq. Hartman Simons & Wood LLP 6400 Powers Ferry Road, N.W. Suite 400 Atlanta, Georgia 30339 (770) 955-3555 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.\

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12-368 STATE OF GEORGIA COUNTY OF MONROE NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in that certain Deed to Secure Debt, Assignment of Rents and Security Agreement (as modified, hereinafter the \'93Security Deed\'94) from Christopher L. Batchelor to FirstCity Bank (\'93FCB\'94) (with RES-GA TWELVE, LLC as assignee of Multibank 2009-1 RES-ADC Venture, LLC (\'93Multibank\'94), as assignee from Federal Deposit Insurance Corporation (\'93FDIC\'94), as receiver for FCB), dated October 5, 2007, recorded at Deed Book 1251, Page 345, Monroe County, Georgia records, as modified by that certain Modification of Deed to Secure Debt dated August 5, 2008 and recorded at Deed Book 1317, Page 177, aforesaid records; said Security Deed being given to secure indebtedness under that certain Promissory Note (as modified, hereinafter the \'93Note\'94) from Christopher L. Batchelor to FCB (with RES-GA TWELVE, LLC as assignee of Multibank, as assignee from FDIC, as receiver for FCB), dated October 5, 2007, and modified on August 5, 2008, in the modified principal amount of ONE HUNDRED SIXTEEN THOUSAND AND NO/100 DOLLARS ($116,000.00), with interest on the unpaid balance from the date thereof until maturity or until paid, together with all other amounts payable with respect thereto; there will be sold by the undersigned at public outcry to the highest bidder, for cash before the Courthouse door in Forsyth, Monroe County, Georgia, within the legal hours of sale on the first Tuesday in September, 2012, the property being more fully described as follows: All that tract or parcel of land lying and being in Land Lot 10 of the 14th Land District of Monroe County, Georgia, being Lot 24, Cabaniss Farms, Phase 1, as per plat recorded at Plat Book 29, Page 40, Monroe County, Georgia records, which plat is by reference incorporated herein and made a part of this description. The debt secured by said Note and Security Deed has been and is hereby declared due and payable in full because of, among other possible events of default, non payment of principal and interest owed in accordance with the terms of the Note and the Security Deed. The indebtedness remaining in default, this sale will be made for purposes of paying the same and all expenses of this sale, including attorney\'92s fees. To the best knowledge and belief of the undersigned, the subject property is in the possession of Christopher L. Batchelor or parties claiming by, through or under Christopher L. Batchelor. Said property will be sold as the property of Christopher L. Batchelor on an \'93as is, where is\'94 basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto and will be sold subject to all unpaid taxes, assessments, and any superior items of record, as well as any matters as would be revealed by an accurate survey and inspection of the subject property. RES-GA TWELVE, LLC, a Georgia limited liability company, As Attorney in Fact for Christopher L. Batchelor c/o Stephanie B. Skidmore, Esq. Hartman Simons & Wood LLP 6400 Powers Ferry Road, N.W. Suite 400 Atlanta, Georgia 30339 (770) 955-3555 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.\

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12-369 STATE OF GEORGIA COUNTY OF MONROE NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in that certain Deed to Secure Debt, Assignment of Rents and Security Agreement (as modified, hereinafter the \'93Security Deed\'94) from Christopher L. Batchelor to FirstCity Bank (\'93FCB\'94) (with RES-GA TWELVE, LLC as assignee of Multibank 2009-1 RES-ADC Venture, LLC (\'93Multibank\'94), as assignee from Federal Deposit Insurance Corporation (\'93FDIC\'94), as receiver for FCB), dated October 5, 2007, recorded at Deed Book 1251, Page 328, Monroe County, Georgia records, as modified by that certain Modification of Deed to Secure Debt dated August 5, 2008 and recorded at Deed Book 1317, Page 168, aforesaid records; said Security Deed being given to secure indebtedness under that certain Promissory Note (as modified, hereinafter the \'93Note\'94) from Christopher L. Batchelor to FCB (with RES-GA TWELVE, LLC as assignee of Multibank, as assignee from FDIC, as receiver for FCB), dated October 5, 2007, and modified on August 5, 2008, in the modified principal amount of ONE HUNDRED SIXTEEN THOUSAND AND NO/100 DOLLARS ($116,000.00), with interest on the unpaid balance from the date thereof until maturity or until paid, together with all other amounts payable with respect thereto; there will be sold by the undersigned at public outcry to the highest bidder, for cash before the Courthouse door in Forsyth, Monroe County, Georgia, within the legal hours of sale on the first Tuesday in September, 2012, the property being more fully described as follows: All that tract or parcel of land lying and being in Land Lot 10 of the 14th Land District of Monroe County, Georgia, being Lot 23, Cabaniss Farms, Phase 1, as per plat recorded at Plat Book 29, Page 40, Monroe County, Georgia records, which plat is by reference incorporated herein and made a part of this description. The debt secured by said Note and Security Deed has been and is hereby declared due and payable in full because of, among other possible events of default, non payment of principal and interest owed in accordance with the terms of the Note and the Security Deed. The indebtedness remaining in default, this sale will be made for purposes of paying the same and all expenses of this sale, including attorney\'92s fees. To the best knowledge and belief of the undersigned, the subject property is in the possession of Christopher L. Batchelor or parties claiming by, through or under Christopher L. Batchelor. Said property will be sold as the property of Christopher L. Batchelor on an \'93as is, where is\'94 basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto and will be sold subject to all unpaid taxes, assessments, and any superior items of record, as well as any matters as would be revealed by an accurate survey and inspection of the subject property. RES-GA TWELVE, LLC, a Georgia limited liability company, As Attorney in Fact for Christopher L. Batchelor c/o Stephanie B. Skidmore, Esq. Hartman Simons & Wood LLP 6400 Powers Ferry Road, N.W. Suite 400 Atlanta, Georgia 30339 (770) 955-3555 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.\

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12-370 GEORGIA MONROE COUNTY. Will be sold Tuesday, September 4, 2012, before the Courthouse door in MOnroe County, Georgia, during the legal hours of sale, to the highest bidder for cash, the following described property, to-wit: All that tract or parcel of land lying and being in Land Lot 189 of the 4th Land District, 632nd (Proctors) Georgia Militia District of Monroe County, Georgia, containing 4.54 AC, and being known and designated as Lot 8-D /Towaliga Bluffs -- Section No. 1 --, according to that certain plat of survey entitled \'93A FINAL SUBDIVISION PLAT OF TOWALIGA BLUFFS --- SECTION NO. 1 ---\'94, prepared by Hugh W. Mercer, Jr., Surveyor, dated August 31, 1988, as revised on September 16, 1988, and recorded in Plat Book 15, Pages 43-45, aforesaid records, which plat is by this reference incorporated herein and made a part of this description.\

Said property is conveyed subject to the Restrictive Covenants for Towaliga Bluffs Subdivision undated in 1988, but recorded on September 22, 1988, in Deed Book 273, Pages 134-139, aforesaid records.\

The property herein described being the property conveyed by Reba F. Cochran to Matthew J. Paul by Warranty Deed dated May 8, 2006, and recorded in Deed Book 1128, Pages 250-251, aforesaid records. Said property is also being the property conveyed by Matthew J. Paul to Matthew J. Paul and Wanda J. Paul by Warranty Deed Creating Joint Tenancy with Rights of Survivorship dated July 1, 2006, and recorded in Deed Book 1142, Pages 307-308, aforesaid records. Lastly, said property being the property conveyed by Matthew J. Paul to Matthew J. Paul, Trustee of the Matthew J. Paul Living Trust dated February 28, 2007 (as to a one-half (1/2) undivided interest) by Warranty Deed dated March 22, 2007, and recorded in Deed Book 1203, Pages 211-213, aforesaid records, and by Wanda J. Paul and Wanda J. Paul, Trustee of the Wanda J. Paul Living Trust dated February 28, l2007 (as to a one-half (1/2) undivided interest) by Warranty Deed dated March 22, 2007, and recorded in Deed Book 1203, Pages 213-214, aforesaid records. Reference is also made to the T-234 Mobile/Manufactured Home Certificate of Permanent Location recorded in Deed Book 983, Page 155, aforesaid records.\

Sale will be made under power of sale contained in Deed to Secure Debt from Margaret Kemp to Matthew J. Paul dated February 1, 2010, and recorded in Deed Book 1386, Pages 281-283, Clerk\'92s Office, Monroe Superior Court. Said Deed to Security Debt securers a certain Purchase Money Note from Margaret Kemp to Matthew J. Paul dated February 2, 2010. Default having occurred under the terms and conditions of said Purchase Money Note, the power of sale in said Deed to Secure Debt has operative. The proceeds of said sale will be applied as provided in said Deed to Secure Debt. To the best of the undersigned\'92s knowledge and belief, the party in possession and owner of the above described property is Margaret Kemp. Sale will be made subject to unpaid ad valorem taxes, if any, and any easements, rights of way or restrictive covenants of records. This 1st day of August, 2012. /s/MATTHEW J. PAUL MATTHEW J. PAUL ROBERT L. HARRIS HAYGOOD, LYNCH, HARRIS, MELTON & WATSON, LLP 87 NORTH LEE STREET, PO BOX 657 FORSYTH, GEORGIA 31029 (478)994-5171}