(ALVAREZ) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Elden Alvarez to Mortgage Electronic Registration Systems, Inc., dated June 1, 2006, recorded in Deed Book 5707, Page 412, Hall County, Georgia Records, last assigned to CitiMortgage, Inc., conveying the after-described property to secure a Note in the original principal amount of One Hundred Seventy Thousand Six Hundred Fifty-One and 00/100 DOLLARS ($170,651.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in September, 2012, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiMortgage, Inc., 1000 Technology Drive, MS 314, O`Fallon, MO 63368 AND 866-880-5730. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. To the best knowledge and belief of the undersigned, the party in possession of the property is Elden Alvarez or a tenant or tenants and said property is more commonly known as 5338 Ashland Drive, Flowery Branch, GA 30542. CitiMortgage, Inc. as Attorney in Fact for Elden Alvarez Morris|Hardwick|Schneider, LLC 1301 Hightower Trail, Suite 305 Sandy Springs, Georgia 30350 http://foreclosure.closingsource.net MHS File #: GA-91000847-12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. EXHIBIT "A" ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN GMD 1270 HALL COUNTY, GEORGIA, BEING ALL OF LOT 65, THE FALLS SUBDIVISION, AS PER PLAT RECORDED IN PLAT SLIDE 402, PAGE 102 THROUGH PLAT SLIDE 403, PAGE 113A, HALL COUNTY, GEORGIA, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. TOGETHER WITH ONE NINETY SIXTH (1/96) UNDIVIDED INTEREST PER LOT IN THOSE AREAS SHOWN AS " OPEN SPACE" ON THE FALLS SUBDIVISION PLAT AS ABOVE REFERENCED. SUBJECT TO ANY RIGHT OF WAY DEEDS OR OTHER EASEMENTS OF RECORDS. 313643 8/10, 16, 23, 30