(MCNAUGHT) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Christopher W McNaught to Academy Financial Servicse, LLC, dated October 31, 2003, recorded in Deed Book 4792, Page 532, Hall County, Georgia Records, as last transferred to Wells Fargo Bank NA sucessor by merger to Wells Fargo Home Mortgage, Inc. by assignment recorded in Deed Book 5176, Page 45, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FIFTY-SEVEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($57,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney fees (notice of intent to collect attorney fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Christopher W McNaught or a tenant or tenants and said property is more commonly known as 3525 Cagle Road, Gainesville, Georgia 30501. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor lien on real estate and this law firm will not be seeking a personal money judgment against you. Wells Fargo Bank NA sucessor by merger to Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Christopher W McNaught McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rcf1 8/7/12 Our file no. 5630412-FT7 EXHIBIT All that tract or parcel of land lying and being in Land Lot 103, 9th District, Hall County, Georgia, being Lot 109, Lakeside Section of Surfside Club Estates, per subdivision plat recorded in Plat Book 38, Pages 144-147, Hall County, Georgia Records; which plat is hereby referred to and made part of this description. MR/rcf1 8/7/12 Our file no. 5630412 - FT7 311200 7/12, 19, 26, 8/2