(WELCH) NOTICE OF SALE UNDER POWER GEORGIA, HALL COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Ronald L. Welch to Mortgage Electronic Registration Systems, Inc., dated December 21, 2007, recorded in Deed Book 6242, Page 395, Hall County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 6607, Page 8, Hall County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTEEN THOUSAND AND 0/100 DOLLARS ($116,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hall County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney fees (notice of intent to collect attorney fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ronald L. Welch aka Ronald Lewis Welch and Tina Welch or a tenant or tenants and said property is more commonly known as 306 Keith Circle, Gainesville, Georgia 30501. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor lien on real estate and this law firm will not be seeking a personal money judgment against you. SunTrust Mortgage, Inc. as Attorney in Fact for Ronald L. Welch McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/def 8/7/12 Our file no. 51549009-FT2 EXHIBIT All that tract or parcel of land, together with improvements, thereon, situate, lying and being in Land Lot 168 of the 9th Land District of Hall County, Georgia, and being all of Lots No. 24 and 25 of the M. Griffin and E.W. Roper Subdivision, as shown on a subdivision plat recorded in plat book 6, page 38 of the Hall County Records and being more fully shown and described in a plat of the property of Ronald and Tina Welch prepared by Henry Grady Jarrard, Registered Surveyor, dated December 16, 1983 and recorded in plat book 94, page 40 of the Hall County Records. Subject to any and all easements, right of way, restrictive covenants and public utilities of record. MR/def 8/7/12 Our file no. 51549009 - FT2 310974 7/12, 19, 26, 8/2