12-9911 12-07786 Crawley 11/22.29;12/22.214.171.124 NOTICE OF SALE UNDER POWER GEORGIA, CARROLL COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Sarah Crawley to Mortgage Electronic Registration Systems, Inc. as nominee for Embrace Home Loans, Inc., its successors and assigns dated December 10, 2010 in the amount of $151,015.00, and recorded in Deed Book 4855, Page 36, Carroll County, Georgia Records; as last transferred to Embrace Home Loans Inc by assignment; the undersigned, Embrace Home Loans Inc pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, and pursuant to O.C.G.A. Section 9-13-161(a) will on the first Wednesday in January, 2013 , during the legal hours of sale, at the Courthouse door in Carroll County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot No. 97 of the 4th Land District of Carroll County, Georgia fronting on the Southeasterly Right-of-Way of GA. State Highway No. 5, and being that tract of 3.1 acres, more or less, as shown on plat thereof entitled "Survey for Thomas l. Googe", prepared by Eston Pendley & Associates, Inc., Registered Land Surveyors, verified by Eston Pendley, Georgia Registered Land Surveyor No. 945, under date of March 21, 1980, which said plat is recorded in Plat Book 24, Page 50, Carroll County, Georgia Records which plat and the record thereof are each specifically by reference incorporated into this description, being that same parcel of land described in that certain Warranty Deed from Hubert J. Sewell, Jr., to Thomas l. Googe, dated April 24, 1980, recorded in Deed Book 406, Page 245, Carroll County Georgia Records, said property having situated hereon and entirely within the boundaries thereof in the year 1983, one masonite siding dwelling and other improvements; and the above property is specifically described as follows: Beginning at a point on the South side of GA. Hwy. 5 at the center of Yellow Dirt Creek and highway Right-of-Way; thence Southeasterly along and of creek 503.5 feet more or less; thence Southwesterly South 50 Degrees 31 Minutes West 241.1 Feet more or less to an iron pin; thence Northwesterly North 52 Degrees 2 Minutes West 517.4 Feet more or less to an iron pin on the South side of GA. Hwy. 5 on Right-of-Way; thence Northeasterly along Right-of-Way 296.6 Feet more or less to the Point of Beginning; and being the same property conveyed to Mary Googe, individually, by Executrix`s Deed Dated June 26, 1985 and recorded June 27, 1985 of record in Deed Book 499, Page 158 and further conveyed to Mary G. Duncan and Charles Freddie Duncan, by Warranty Deed dated July 1, 1996 and recorded July 3, 1996 of record in Deed Book 930, Page 684, Carroll County, Georgia Records. which has the property address of 1837 E. Highway 5 , Carrollton, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). Said property will be sold as the property of Sarah Crawley and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Embrace Home Loans Inc Attorney in Fact for Sarah Crawley McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Times-Georgian Publication Dates: 11-22-2012, 11-29-2012, 12-06-2012, 12-13-2012 File No. 12-07786 /FHA/ajackson THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.