420-3326241/10,1/17,1/24,1/31wgNOTICE OF SALE UNDER POWERGEORGIA, DEKALB COUNTYBecause of default in the payment of the indebtedness, secured by a Security Deed executed by Valerie M Ponder to Chase Manhattan Mortgage Corporation dated August 11, 2004 in the amount of $100,000.00, and recorded in Deed Book 16516, Page 393, DeKalb County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2013 , during the legal hours of sale, at the Courthouse door in DeKalb County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:The following described property located in the County of DeKalb, State of Georgia, to-wit: All that tract or parcel of land lying-and being in Land Lot 226, 15th District, DeKalb County, Georgia, being Lot 9, Block A, Brandon Ridge, as per plat recorded in Plat Book 93, Page 118, DeKalb County Records, which plat is hereby referred to and made a part of this description. Being the same property conveyed to Anthony J. Ponder and Valerie M. Ponder by deed from Anthony J. Ponder Recorded 07/19/2004 in Deed Book 16386 Page 401, in the Office of the Clerk of the Superior Court of De Kalb County, Georgia.which has the property address of 1048 Brandon Ln, Stone Mountain, Georgia., together with all fixtures and other personal property conveyed by said deed.The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).Said property will be sold as the property of Valerie M Ponder and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.JPMorgan Chase Bank, National AssociationAttorney in Fact forValerie M PonderMcCurdy & Candler, L.L.C.(404) 373-1612www.mccurdycandler.comThe Champion NewspaperFile No. ++12-09201 /FHLMC/wmorgan PONDER++THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.