7894 TR-28-4-20147 8/2

NOTICE OF SALE UNDER

POWER, STEPHENS COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Landel L. Williams and Helen F. Williams to ABN AMRO Mortgage Group, Inc. dated 9/28/2000 and recorded in Deed Book 483 Page 237, STEPHENS County, Georgia records; as last transferred to JPMorgan Chase Bank, National Association by Assignment filed for record in STEPHENS County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 38,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of STEPHENS County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012 (August 7, 2012), the following described property:

All that tract or parcel of land situate, lying and being in the Toccoa (440) G.M. D. Stephens County, Georgia, CONTAINING 1.56 ACRES lying on the Northwest right-of-way of Midget Drive, as set out on a plat of survey for Roy Burton by Russell M. Bartlett, R S dated June 18. 1991, recorded in Plat Book 15, Page 376, Stephens County Records, the description as contained therein being incorporated herein by reference, and being more particularly described as follows BEGINNING at an iron pin found on the Northwest right-of-way of Midget Drive adjacent to now or formerly Addy property 442 feet Southwest from State Route 106. as measured along the Northwest right of way of Midget Drive; thence running from the beginning iron pin found along the Northwest right of way of Midget Drive South 68 degrees 53 minutes West 229.03 feet to an iron pin set adjacent to now or formerly Addy property; thence running along now or formerly Addy property South 55 degrees 54 minutes West 178.36 feet to an iron pin set adjacent to now or formerly Brown property; thence running along now or formerly Brown property North 02 degrees 12 minutes East 258.92 feet to an iron pin found adjacent to now or formerly Smith property, thence running along now or formerly Smith property North 57 degrees 02 minutes East 87.66 feet loan iron pin found adjacent to now or formerly Foster property thence running along now or formerly Foster property North 78 degrees 13 minutes East 174.41) feet to an iron pin found adjacent to now or formerly Addy property, thence running along now or formerly Addy property South 33 degrees 53 minutes East 192.22 feet to the beginning iron pin found The above described property being the same as conveyed from Roy Burton and Lynn Burton to Dorothy Smith by Warranty Deed dated February 25, 2000, as recorded in the Stephens County Deed Records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney?s fees (notice of intent to collect attorney?s fees having been given).

Said property is commonly known as 130 Midget Drive, Toccoa, Georgia 30577 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Cathy Ilene Talbert or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

JPMorgan Chase Bank, National Association as agent and Attorney in Fact for Landel L. Williams and Helen F. Williams

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1031-66399

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7895 TR-28-4-7612 8/2

STATE OF GEORGIA

COUNTY OF STEPHENS

NOTICE OF SALE

UNDER POWER

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Scott B. Williamson and Angela Williamson to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $156,000.00 dated 08/30/2004, and recorded in Deed Book 676, page 61, Stephens County records, said Security Deed being last transferred and assigned to Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP in Deed Book 967, Page 354, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2012 by Bank of America, N.A., as Attorney-in-Fact for Scott B. Williamson and Angela Williamson the following described property:

All that tract or parcel of land situate, lying and being in the Toccoa (440) G.M.D., Stephens County, Georgia, being known and designated as Lot 5 containing 0.62 Acre, more or less, of Traveler?s Point Subdivision as shown on subdivision plat by Russell N. Bartlett, Registered Land Surveyor, dated August 9, 1993, and recorded in Plat Book 15, Page 679, Public Records of Stephens County, Georgia, which plat of survey is incorporated herein by reference as a part of this description.

Property known as: 108 Travelers Point, Toccoa, GA 30577

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney?s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

Bank of America, N.A.

Attn: Loss Mitigation, P. O. Box 5170, MS SV314B

Simi Valley, CA 93065

PHONE: 800-669-6650

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned?s knowledge and belief, the party in possession is Scott B. Williamson and Angela Williamson.

Bank of America, N.A., as Attorney-in-fact for Scott B. Williamson and Angela Williamson.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone ? (770) 392-0398

Toll Free ? (866) 999-7088

www.penderlaw.com

Our File No. 11-12787

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Legal 7897 TR-27-4-8/2-PP

NOTICE OF FORECLOSURE OF

RIGHT OF REDEMPTION

Take Notice That:

The right to redeem the following described property, to wit:

All that tract or parcel of land lying and being in the 440th GMC, City of Toccoa, Stephens County, Georgia, and being known and designated as Tract No. 1, containing 0.88 acres, more or less, all according to plat of survey for Eddie B. Smith by Bartlett & Cash Land Surveyors, Inc. dated February 25, 2005, as recorded in Plat Book 17, Page 136, in the Office of the Clerk of Superior Court, Stephens County, Georgia. The description as contained therein being incorporated herein by reference.

As described in Deed Book 713, Page 129. Further described as Map & Parcel T28079.

will expire and be forever foreclosed and barred on and after the 10th day of August, 2012.

The tax deed to which this notice relates is dated the 3rd day of May, 2011, and is recorded in the office of the Clerk of the Superior Court of Stephens County, Georgia, in Deed Book 956, pages 160-161.

The property may be redeemed at any time before the 10th day of August, 2012, by payment of redemption price as fixed and provided by law to the undersigned at the following address: P.O. Box 188, Carnesville, GA 30521.

Please be governed accordingly.

Oasis, LLC

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Legal 7898 TR-27-4-8/2-PP

NOTICE OF FORECLOSURE OF

RIGHT OF REDEMPTION

Take Notice That: The right to redeem the following described property, to wit:

All that tract or parcel of land situate, lying and being in the 440th GMD, Toccoa, Stephens County, Georgia, and containing 0.030 acres on the South side of East Currahee Street and designated as Lot 17A, according to plat of survey recorded in Plat Book 2, Page 53, Stephens County, Georgia Records. Said plat is incorporated herein by reference for a more complete description of subject property and for all other legal purposes.

As described in Deed Book 722, Page 272. Further described as Map & Parcel T35035.

Will expire and be forever foreclosed and barred on and after the 10th day of August, 2012.

The tax deed to which this notice relates is dated the 3ed day of May, 2011, and is recorded in the office of the Clerk of the Superior Court of Stephens County, Georgia, in Deed Book 956, pages 162-163.

The property may be redeemed at any time before the 10th day of August, 2012, by payment of the redemption price as fixed and provided by law to the undersigned at the following address: P.O. Box 188, Carnesville, GA 30521.

Please be governed accordingly.

Oasis, LLC

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7880 TR-28-4-19972 8/2

NOTICE OF SALE UNDER POWER

GEORGIA, STEPHENS COUNTY

By virtue of the power of sale contained in a Security Deed from Matthew L. McConnell to JPMorgan Chase Bank, N.A. dated April 18, 2008 recorded in Deed Book 855, Page 194-212 , Stephens County Records, and last assigned to JPMorgan Chase Bank, National Association A/K/A JPMorgan Chase Bank, N.A., conveying the after-described property to secure a Note in the original principal amount of EIGHTY-THREE THOUSAND FIVE HUNDRED THIRTY-EIGHT AND 00/100 ($83,538.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Stephens County, Georgia, during the legal hours of sale on the first Tuesday, August 7, 2012 the following described property, to wit:

All that tract or parcel of land together with improvements thereon lying and being in the City of Toccoa, 440th GMD, Stephens County, Georgia, being Lot 36, Martin and Rice Subdivision, as more particularly shown on a survey entitled ?Joseph F. Kelley & Kristy F. Kelley? dated November 29, 1993 by Tyson & Associates, Inc., Clelland A. Tyson, RLS, recorded in Plat Book 15, Page 677, in the Office of the Clerk of Superior Court, Stephens County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.

Subject to all easements, restrictions, reservations and rights-of-way of record, if any.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney?s fees, notice of intent to collect attorney?s fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Matthew L McConnell or, a tenant or tenants, and said property was or is commonly known as 315 Poplar Circle (aka 315 Poplar Street and aka 88 Poplar Circle), To.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association A/K/A JPMorgan Chase Bank, N.A.

As Attorney in Fact for

Matthew L. McConnell

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 12-12689

Publication Dates: July 10, 17, 24, 31, 2012

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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7881 TR-28-4-6563 8/2

NOTICE OF SALE UNDER POWER IN SECURITY DEED

STATE OF GEORGIA,

COUNTY OF STEPHENS.

On January 8, 1990, Bobby Lee Terrell and Hellis R. Terrell executed a Deed to Secure Debt with Power of Sale to The Bank of Toccoa n/k/a First Citizens Bank and Trust Company, Inc., Successor by Merger, securing a note of even date for Fifty-Three Thousand Nine Hundred Thirty-One and 42/100 Dollars ($53,931.42), said security deed being recorded in Deed Book 227, Pages 398-400, Stephens County Records. Said security deed conveyed the property hereinafter described.

By virtue of the power of sale contained in said security deed to The Bank of Toccoa n/k/a First Citizens Bank and Trust Company, Inc., Successor by Merger, there will be sold by the undersigned at public outcry to the highest bidder for cash, before the Stephens County Courthouse door in Toccoa, Georgia, during the legal hours of sale, being 10 a.m. until 4 p.m. Eastern Time, on the first Tuesday in August, the same being August 7, 2012, the following described property:

All that tract or parcel of land situate, lying and being in the City of Toccoa (440) G.M.D., Stephens County, Georgia, CONTAINING 0.16 ACRE, and being more particularly described as follows: BEGINNING at an iron pin corner located on the Southeast right-of-way of Prather Bridge Road adjacent to property now or formerly owned by Goetz, said iron pin being located 112.5 feet from the centerline of Oak Creek Circle as measured along the Southeast right-of-way of Prather Bridge Road; thence running along now or formerly Goetz property South 73 degrees 48 minutes East 58.5 feet to an iron pin set; thence North 67 degrees 37 minutes East 30.6 feet to an iron pin found adjacent to property now or formerly owned by Holcomb; thence running along now or formerly Holcomb property South 19 degrees 40 minutes West 75.1 feet to an iron pin set and South 67 degrees 37 minutes West 100.0 feet to an iron pin set on the Southeast right-of-way of Prather Bridge Road; thence running along the Southeast right-of-way of Prather Bridge Road North 18 degrees 09 minutes East 75.0 feet to an iron pin and North 12 degrees 48 minutes East 44.6 feet to the beginning iron pin corner, and being more particularly shown as TRACT NO. 1 AND TRACT NO. 2 on a plat of survey for D.F. Dockery Enterprises prepared by Clelland Tyson, R.S., dated January 16, 1984, revised May 10, 1984, recorded in plat book 11, page 172, Stephens County Records, the description as contained therein being incorporated herein by reference.

The above-described property being the same as that described in two deeds as follows: Limited Warranty Deed from Citizens Bank to Bobby Lee Terrell and Hellis R. Terrell dated March 31, 1986, recorded in Deed Book 190, Page 535, Stephens County Records, and Quit Claim Deed from Danny F. Dockery to Bobby Lee Terrell and Hellis R. Terrell dated March 31, 1986, recorded in Deed Book 190, Page 538, Stephens County Records.

The debt secured by said security deed and note has been and is hereby declared due and payable because of default for non payment as required by the note and security deed. The debt having been declared due and payable and remaining unpaid, and the terms in the note and security deed remaining in default, this sale will be made for the purpose of paying the principal, accrued interest and attorney?s fees pursuant to the note and security deed, plus all expenses of this sale.

Said property will be sold as the property of Bobby Lee Terrell and Hellis R. Terrell subject to outstanding ad valorem taxes and/or easements and/or restrictive covenants appearing of record, if any. The undersigned will comply with Georgia law, O.C.G.A. Section 44-14-162.2, prior to conducting the sale.

To the best knowledge and belief of the undersigned, equitable title to said property is now held by Bobby Lee Terrell and Hellis R. Terrell.

The entity with full authority to negotiate, amend and modify all terms of the mortgage with the Debtor is First Citizens Bank and Trust Company, Inc., P.O. Box 29, Columbia, SC 29202, Phone Number 803-733-3626.

The undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned deed to secure debt to The Bank of Toccoa n/k/a First Citizens Bank and Trust Company, Inc., Successor by Merger.

Dated this 2nd day of July, 2012.

The Bank of Toccoa n/k/a First Citizens Bank and Trust Company, Inc., Successor by Merger

Attorney-in-fact for Bobby Lee Terrell and Hellis R. Terrell

Brian C. Ranck

P. O. Box 1005

Toccoa, GA 30577

706-886-7533

Attorney for First Citizens Bank and Trust Company, Inc.

MISCELLANEOUS

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7860 TR-26-4-PP 7/19

NOTICE

PROBATE COURT OF

STEPHENS COUNTY

RE: PETITION OF SPENCER S. DUCKETT TO PROBATE IN SOLEMN FORM THE WILL OF BONNIE SULLENS FARMER, DECEASED, UPON WHICH AN ORDER FOR SERVICE WAS GRANTED BY THIS COURT ON JUNE 20, 2012.

TO: JULIE FARMER HARPER all interested parties and all and singular the heirs of said decedent, and to whom it may concern:

This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before July 23rd, 2012.

BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

GLENDA S. ERNEST

PROBATE JUDGE

BY: CINDY SIMMONS

CLERK OF THE PROBATE COURT

70 N. ALEXANDER ST.

SUITE 108

TOCCOA, GA 30577

ADDRESS

706-886-2828

TELEPHONE NUMBER