CN3329 NOTICE OF SALE UNDER POWER GEORGIA, CATOOSA COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Marilee C. Wright and Bruce W. Wright to Tennessee Valley Federal Credit Union, dated November 7, 2003, recorded in Deed Book 1046, Page 679, Catoosa County, Georgia Records, as last transferred to PHH Mortgage Corporation by assignment recorded in Deed Book 1247, Page 112, Catoosa County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SEVENTY-NINE THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($79,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Catoosa County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PHH Mortgage Corporation, Mailstop SV01, 2001 Leadenhall Rd, Mount Laurel, NJ 08054, 800-750-2518. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Marilee Clydean Wright or a tenant or tenants and said property is more commonly known as 14 Phillips Drive, Fort Oglethorpe, Georgia 30742. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor's lien on real estate and this law firm will not be seeking a personal money judgment against you. PHH Mortgage Corporation as Attorney in Fact for Marilee C. Wright and Bruce W. Wright McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ras 8/7/12 Our file no. 51364811-FT15 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot No. 85 in the 9th District and 4th Section of Catoosa County, Georgia, being Lot 72, Extension of Block "H", of Gilbert & Stephenson Subdivision and being more particularly described according to a plat of survey of said subdivision recorded in Plat Book 7 Page 41, Catoosa County, Georgia Land Records, reference to which is hereby made and incorporated herein by reference. For prior title see deed recorded in Deed Book 595 Page 745, Catoosa County, Georgia Land Records. MR/ras 8/7/12 Our file no. 51364811 - FT15 7-11,18,25;8-1