CT973 NOTICE OF SALE UNDER POWER GEORGIA, GORDON COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Willard Cottingim to Mortgage Electronic Registration Systems, Inc., dated February 8, 2008, recorded in Deed Book 1509, Page 398, Gordon County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 1666, Page 254, Gordon County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHT THOUSAND SEVEN HUNDRED NINETY-TWO AND 0/100 DOLLARS ($108,792.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gordon County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Willard Cottingim or a tenant or tenants and said property is more commonly known as 232 Curtis Circle, Calhoun, Georgia 30701. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor s lien on real estate and this law firm will not be seeking a personal money judgment against you. Wells Fargo Bank, N.A. as Attorney in Fact for Willard Cottingim McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/slb3 8/7/12 Our file no. 51244810-FT5 EXHIBIT A All that tract or parcel of land lying and being in Land Lot 273 of the 14th District and 3rd Section of Gordon County, Georgia; being 0.425 acres and being a part of Lot 47, Curtis Circle Subdivision, according to plat of survey prepared for Richard Tate and recorded in Plat Book 38, Page 98, Gordon County records, which plat by reference is incorporated herein and made a part hereof. Property address: 232 Curtis Circle, Calhoun, GA 30701 MR/slb3 8/7/12 Our file no. 51244810 - FT5 4T-8-1