CT980 NOTICE OF SALE UNDER POWER GEORGIA, GORDON COUNTY By virtue of a Power of Sale contained in that certain Security Deed from HAZEL HARKINS AND ROBERT HARKINS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR ADVANCED FINANCIAL SERVICES, INC. , dated January 31, 2009, recorded February 9, 2009, in Deed Book 1576, Page 95-103, Gordon County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Eighty Thousand Two Hundred Twenty-Nine and 00/100 dollars ($80,229.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gordon County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, all property described in said Security Deed including but not limited to the following described property: THE LAND REFERRED TO IN THIS EXHIBIT IS LOCATED IN THE COUNTY OF GORDON AND THE STATE OF GEORGIA IN DEED BOOK 677, AT PAGE 31, AND DESCRIBED AS FOLLOWS: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 161 OF THE 14TH DISTRICT, 3RD SECTION OF GORDON COUNTY, GEORGIA, AND BEING LOT 40 OF NEW TOWN CREEK ESTATES, PLAT NO.3, AS PER PLAT RECORDED IN PLAT BOOK 17, PAGE 284, GORDON COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE HERETO IS INCORPORATED HEREIN AND MADE A PART HEREOF. THIS CONVEYANCE IS MADE SUBJECT TO THE FOLLOWING: ANY GOVERNMENTAL ZONING AND SUBDIVISION ORDINANCES OR REGULATIONS IN EFFECT THEREON. SUBJECT TO ANY RESTRICTIONS, RESERVATIONS, EASEMENTS, COVENANTS, AND CONDITIONS OF RECORD AS MAY AFFECT SAID PREMISES, INCLUDING MATTERS SHOWN OR RECORDED PLATS. PROPERTY ADDRESS: 647 NEWTOWN LOOP ROAD NE., CALHOUN, GA. 30701 Said legal description being controlling, however the property is more commonly known as 647 NEWTOWN CREEK LOOP NE, CALHOUN, GA 30701. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is HAZEL HARKINS AND ROBERT HARKINS, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070 Telephone Number: 800-720-3758 BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for HAZEL HARKINS AND ROBERT HARKINS THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092 Telephone Number: (877) 813-0992 Case No. BAC-12-04224-0002 Ad Run Dates 07/11/2012, 07/18/2012, 07/25/2012, 08/01/2012 www.rubinlublin.com/property-listings.php 4T-8-1