G8-105933 Potts 8/9.16.23.30 NOTICE OF FORECLOSURE SALE Georgia, Carroll COUNTY: Because of default in the payment of a loan secured by a deed to secure debt executed by Virginia Potts to First Georgia Banking Company, dated April 7, 2004, recorded May 10, 2004 in Deed Book 736, Page 25, modification recorded in Deed Book 928, Page 88, and a Receiver's Assignment of Loan Documents to CertusBank, N.A. recorded in Deed Book 1057, Page 469, Haralson County Superior Court, the undersigned has declared the full unpaid amount of the indebtedness referred to due and payable, and, acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in September, 2012, during the legal hours of sale at the courthouse in said County, sell at public outcry to the highest bidder for cash, the lands described in said deed, to-wit: All that tract or parcel of land lying and being in Land Lot 175 in the 6th District and 5th Section of Haralson County, Georgia, and more particularly described as follows, to wit: To find the point of beginning, commence at an iron pin at a point where the South right of way of U.S. Highway 78intersets the center line of Morris Road, and running thence in a Westerly direction 676.65 feet along the South right of way of U.S. Highway 78 to an iron pin; running thence North 4 degrees 53 minutes 51 seconds West 100.00 feet to an iron pin on the North right of way of U.S. Highway 78; running thence South 85 degrees 06 minutes 09 seconds East 20.00 feet along said right of way to an iron pin; running thence North 4 degrees 53 minutes 51 seconds East 327.79 feet to an iron pin at the true point of beginning; from said true point of beginning, running thence North 85 degrees 06 minutes 09 seconds West 300.00 feet to an iron pin; running thence North 4 degrees 53 minutes 51 seconds East 172.21 feet to an iron pin; running thence South 85 degrees 06 minutes 09 seconds East 300.00 feet to an iron pin; running thence South 4 degrees 53 minutes 51 seconds West 172.21 feet to an iron pin to the point of beginning, containing 1.19 acres, more or less, as more fully shown on a plat of survey for Earl C. Luke by Jacob Roland Harrison, RLS #1134, dated June 10, 1982, said plat being incorporated herein by reference. Grantor also grants to grantees, a perpetual easement over, across and through the following described property for the purpose of ingress and egress, as follows, to-wit: All that tract or parcel of land situate, lying and being in Land Lot 175 in the 6th District and 5th Section of Haralson County, Georgia, and being more particularly described as follows: To find the true point of beginning, commence at an iron pin at a point where the South right of way of U.S. Highway 78 intersects the center line of Morris Road, and running thence in a westerly direction 676.5 feet along the South right of way of U.S. Highway 78 to an iron pin; running thence North 4 degrees 53 minutes 51 seconds West 100.00 feet to an iron pin on the North right of way of U.S. Highway 78 at the point of beginning; running thence South 85 degrees 06 minutes 09 seconds West 20.00 feet along said right of way to an iron pin; running thence North 4 degrees 53 minutes 51 seconds East 327.79 feet to an iron pin; running thence North 85 degrees 06 minutes 09 seconds West 20.00 feet to an iron pin; running thence South 4 degrees 53 minutes 51 seconds West 327.78 feet to an iron pin at the point of beginning. Together with and including all buildings and improvements now or hereafter existing thereon, and all fixtures now or hereafter attached to or used in connection therewith. The street address of the property is 9906 US Hwy. 78, Temple, Georgia 30179 . Notice has been given by certified mail to the debtor in compliance with OCGA 44-14-162, et seq, if applicable. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CertusBank, N.A., as successor in interest to First Georgia Banking Company, P.O. Box 2578, Carrollton, GA 30112, (770) 751-4700. Please be advised that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, boundary line agreements, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said property also sold subject to the rights of tenant(s) in possession, if any, and all parties claiming by, through or under said tenant(s). It is believed by the undersigned that the person in possession of such property is Virginia Potts. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. The undersigned will execute a deed to the purchaser as authorized by the aforementioned loan deed. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This 12th day of July, 2012. WIGGINS & CAMP, P.C. BY: James T. Camp, Attorney for CertusBank, N.A., as Successor in Interest to First Georgia Banking Company, Attorney-in-Fact for Virginia Potts WIGGINS & CAMP, P. C. 128 Newnan Street Carrollton, Georgia 30117 (770) 832-2482<br /><br />CLASS: