G8-106568 12-00851 Arp 8/9.16.23.30 NOTICE OF SALE UNDER POWER GEORGIA, HARALSON COUNTY By virtue of a Power of Sale contained in that certain Security Deed from JOSEPH ARP AND CHRISTEN ARP to Mortgage Electronic Registration Systems, Inc., as nominee for FIRST FRANKLIN A DIVISION OF NATIONAL CITY BANK, dated October 6, 2006, recorded October 10, 2006, in Deed Book 873, Page 139, Haralson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Eight Thousand and 00/100 dollars ($108,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to U.S. BANK NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA N.A. SUCCESSOR TRUSTEE TO LASALLE BANK N.A. TRUSTEE FOR THE HOLDERS OF THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2006-FF18, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Haralson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2012, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 212 OF THE 7TH DISTRICT AND 5TH SECTION OF HARALSON COUNTY, GEORGIA, IN THE CITY OF BREMEN, AND BEING SUBDIVIDED LOT 5 AND THE WEST HALF OF LOT 6, BLOCK C, UNIT 2, KENSINGTON FOREST SUBDIVISION ACCORDING TO A PLAT OF SAID SUBDIVISION WHICH IS RECORDED IN PLAT BOOK 1, PAGE 244, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF HARALSON COUNTY, GEORGIA RECORDS, AND WHICH PLAT IS BY LEAVE OF REFERENCE INCORPORATED INTO AND MADE A PART OF THIS DESCRIPTION. SAID PROPERTY IS BOUNDED AS FOLLOWS: SOUTH BY SUBDIVIDED LOT 4, WEST AND NORTH BY KENSINGTON CIRCLE AND EAST BY PROPERTY DESCRIBED IN A DEED RECORDED IN DEED BOOK 105, PAGE 380, HARALSON COUNTY, GEORGIA RECORDS. THIS LOT IS SUBJECT TO ALL EASEMENTS AND RESTRICTIONS OF RECORD. Said legal description being controlling, however the property is more commonly known as 318 KENSINGTON CIRCLE, BREMEN, GA 30110. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is JOSEPH ARP AND CHRISTEN ARP, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Lender Contact: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070 Telephone Number: 800-720-3758 U.S. BANK NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA N.A. SUCCESSOR TRUSTEE TO LASALLE BANK N.A. TRUSTEE FOR THE HOLDERS OF THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2006-FF18 as Attorney in Fact for JOSEPH ARP AND CHRISTEN ARP THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092 Telephone Number: (877) 813-0992 Case No. BAC-12-00851-0002 Ad Run Dates 08/09/2012, 08/16/2012, 08/23/2012, 08/30/2012 www.rubinlublin.com/property-listings.php

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