LEGAL:665<br /><br />AUGUST 10, 17, 24, AND 31, 2012<br /><br />Georgia, Troup County<br /><br />Notice Of Sale Under Power In Security Deed<br /><br />Under and by virtue of Power of Sale contained in Security Deed from EDDIE MC- CARDEN to MCINTOSH COMMERCIAL BANK, dated September 7, 2007, recorded in Deed Book 1438, page 64, Troup County Records, which has been assigned to Charter- Bank by Assignment of Loan and Liens, dated September 9, 2010, recorded in Deed Book 1593, page 32, said County Records, there will be sold by the undersigned at public out- cry to the highest bidder for cash before the Courthouse door at Troup County, Georgia, within the legal hours of sale on the first Tuesday in September, 2012, the follow- ing described property:<br /><br />THE LEGAL DESCRIPTION IS SHOWN ON THE ATTACHED SHEET, MARKED EXHIBIT A , AND MADE A PART HEREOF BY REFERENCE. Said property has an address of 1004 Martin Luther King Drive, West Point, Georgia 31833.<br /><br />The debts secured by said Se- curity Deed have been and are hereby declared due because of, among other possible events of default, non-pay- ment of the obligations se- cured by said Security Deed. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees.<br /><br />Said property will be sold as the property of EDDIE MC- CARDEN, subject to all presently and past due real es- tate taxes and penalty and in- terest thereon; and all other easements, security interests, liens, estates, conditions, cov- enants and restrictions of re- cord, if any, having priority over this Deed to Secure Debt. The sale will be conducted subject to (1) confirmation that the sale is not prohibited un- der the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the security deed.<br /><br />THIS FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.<br /><br />CHARTERBANK, as attorney in fact for EDDIE MCCARDEN. Avery S. Jackson<br /><br />TISINGER VANCE, P.C.<br /><br />100 Wagon Yard Plaza Carrollton, Georgia 30117 (770)834-4467<br /><br />EXHIBIT A <br /><br />All that tract or parcel of land lying and being in Troup County, Georgia, and more particularly described as fol- lows, to-wit: Lot 1, Block A, In- dian Hills Subdivision, and be- ing more particularly de- scribed as follows: begin at the northeast corner of Lot 1, Block A, Indian Hills Subdivi- sion, as shown by plat of sur- vey recorded in Plat Book 2, Pages 301 and 302, in the Of- fice of the Clerk of the Superi- or Court of Troup County, Georgia. From this point of be- ginning, thence run south 06 degrees 00 minutes 56 seconds west for a distance of 279.17 feet to a concrete monument located on the northerly right of way of State Route 18 for a corner; thence run in a curve in the northerly margin of State Route 18, said curve having a chord direction of north 78 degrees 51 minutes 19 seconds west, a chord dis- tance of 123.33 feet an arc length of 123.41 feet, and a ra- dius of 1004.74 feet to a con- crete monument for a point; thence run north 76 degrees 30 minutes 31 seconds west for a distance of 34.95 feet to a concrete monument for a corner; thence run north 43 de- grees 21 minutes 16 seconds west for a distance of 26.32 feet to an iron pin for a corner locate on the westerly margin of City Limits Street; thence run along the easterly margin of City Limits Street north 0 de- grees 33 minutes 07 seconds east for a distance of 228.44 feet to an iron pin for a corner; thence run south 89 degrees 25 minutes 43 seconds east for a distance of 100.25 feet to an iron pin for a corner and ending point of the parcel herein described which is also the point of beginning. The above described parcel con- tains 1.126 acres, more or less, and is shown on a plat of survey prepared by William L. Morkes, Georgia Registered Land Surveyor 2211, dated Ju- ly 24, 2002, a copy of said plat being attached hereto and made a part hereof.