NOTICE OF SALE

UNDER POWER

GEORGIA, LEE COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from ROBERT J. ROYAL AND CARLA M. ROYAL to Mortgage Electronic Registration Systems, Inc. as nominee for

First Magnus Financial Corporation, An Arizona Corporation, dated June 22, 2007, recorded July 3, 2007, in Deed Book 1182, Page 59, Lee County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Ninety-Nine Thousand Two Hundred Seventy-Five and 00/100 dollars ($99,275.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST 2007-23CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-23CB, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lee County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, all property described in said Security Deed including but not limited to the following described property:

ALL OF LOT NUMBER 17 OF GLENDALE SUBDIVISION ACCORDING TO A MAP OR PLAT OF SAID SUBDIVISION AS SHOWN AND RECORDED IN PLAT BOOK C, SLIDE C-86, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LEE COUNTY, GEORGIA.

Said legal description being controlling, however the property is more commonly known as 160 GLENDALE ROAD, LEESBURG, GA 31763.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an s-is basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is ROBERT J. ROYAL AND CARLA M. ROYAL, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST 2007-23CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-23CB

as Attorney in Fact for

ROBERT J. ROYAL AND CARLA M. ROYAL

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-12-08245-0001

www.rubinlublin.com/property-listings.php

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NOTICE OF SALE

UNDER POWER

STATE OF GEORGIA

COUNTY OF LEE

By virtue of a Power of Sale contained in that certain Security Deed from David R. Curles and Teresa A. Curles to Green Tree Financial Servicing Corporation n/k/a Green Tree Servicing, LLC, dated November 30, 1998 and recorded in Deed Book 379, Page 209, in the Office of the Clerk of Superior Court of Lee County, Georgia, said Security Deed having been given to secure a Note dated, November 30, 1998, in the original principal amount of Sixty Five Thousand One Hundred Sixty One and 27/100 Dollars ($65,161.27) with interest thereon as provided therein, having been last sold, assigned and transferred to U.S. Bank N.A., as Trustee for Manufactured Housing Contract Senior/Subordinate Pass-Through Certificate Trust 1999-2, will be sold at public outcry to the highest bidder for cash before the courthouse door of Lee County, Georgia, within the legal hours of sale on the first Tuesday of August 2012, regarding the following described property:

All that tract or parcel of land lying and being in Land Lots 159 and 162 in the First Land District of Lee County, Georgia, and being more particularly described as follows:

All of Lot 25 of Armena Estates, Section Three, according to a map or plat of said subdivision as the same is recorded in Plat Cabinet Slide E-8, in the Office of the Clerk of Superior Court, Lee County, Georgia.

Said property is commonly known as 946 Armena Rd. , Leesburg, GA 31763.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title of said property; zoning ordinances, matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is David R. Curles and Teresa A. Curles or tenant(s).

U.S. Bank N.A., as Trustee for Manufactured Housing Contract

Senior/Subordinate Pass-Through Certificate Trust 1999-2

as Attorney-in-Fact for

David R. Curles and Teresa A. Curles

Contact:

Topping & Associates, LLC

1930 N. Druid Hills Rd., Suite B

Atlanta, Georgia 30319

(404) 728-0220

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY OF LEE

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Mark G. Swicord to Regions Bank d/b/a Regions Mortgage dated January 9, 2009, and recorded in Deed Book 1304, Page 322, Lee County Records, securing a Note in the original principal amount of $248,224.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 7, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 218 IN THE SECOND LAND DISTRICT OF LEE COUNTY, GEORGIA AND BEING ALL OF LOT 200 OF PALMYRA SUBDIVISION, SECTION XI ACCORDING TO A MAP OR PLAT OF SAID SUBDIVISION AS RECORDED IN PLAT CABINET E, SLIDE E-58 IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LEE COUNTY, GEORGIA.

Said property is known as 167 Sapelo Road, Leesburg, GA 31763, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Mark G. Swicord or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Regions Bank DBA Regions Mortgage as Attorney-in-Fact for Mark G. Swicord

File no. 12-029357

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/CK

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

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NOTICE OF SALE

UNDER POWER

GEORGIA, LEE COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Justin R. Ellis and Leigh Ann Ellis to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., dated July 24, 2009, recorded in Deed Book 1348, Page 79, Lee County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 1489, Page 38, Lee County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SIX THOUSAND THREE HUNDRED FORTY-FIVE AND 0/100 DOLLARS ($136,345.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lee County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property:All that tract or parcel of land lying and being in Land Lot 274 in the Second Land District, Lee County, Georgia and being all of Lot 65 of Huntingdon Subdivision, Section Two, according to a map or plat of said subdivision as same is recorded in Plat Cabinet E, Slide E-123-C, in the Office of the Clerk of Superior Court of Lee County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney fees (notice of intent to collect attorney fees having been given). Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Justin R. Ellis and Leigh Ann Ellis or a tenant or tenants and said property is more commonly known as 128 Summerfield Drive, Leesburg, Georgia 31763. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Justin R. Ellis and Leigh Ann Ellis Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/ca 8/7/12 Our file no. 174012-FT19

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NOTICE OF SALE

UNDER POWER

GEORGIA, LEE COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Derrick Williams to Mortgage Electronic Registration Systems, Inc., dated September 8, 2008, recorded in Deed Book 1283, Page 155, Lee County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Lee County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SIX THOUSAND TWO HUNDRED EIGHT AND 0/100 DOLLARS ($176,208.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lee County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney fees (notice of intent to collect attorney fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Derrick Williams or a tenant or tenants and said property is more commonly known as 252 Hawkstead Drive, Leesburg, Georgia 31763. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor lien on real estate and this law firm will not be seeking a personal money judgment against you. SunTrust Mortgage, Inc. as Attorney in Fact for Derrick Williams McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jp5 8/7/12 Our file no. 5613312-FT2 EXHIBIT All that tract or parcel of land lying and being in Land Lots 286 and 287 in the Second Land District, Lee County, Georgia and being all of Lot 172 of Holly Plantation Subdivision, Section 6 according to a map or plat of said subdivision as same is recorded in Plat Cabinet Slide E-122-C in the Office of the Clerk of Superior Court of Lee County, Georgia. MR/jp5 8/7/12 Our file no. 5613312 - FT2

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STATE OF GEORGIA

COUNTY OF LEE

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Phillip Cowart Barnes, III to Mortgage Electronic Registration Systems, Inc. dated August 30, 2006, and recorded in Deed Book 1096, Page 12, Lee County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment , securing a Note in the original principal amount of $109,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 7, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:



All that tract or parcel of land lying in Land Lot 47 in the Second Land District, in the Second Land District, in the City of Leesburg, Lee County, Georgia, and being all of Lot 66 of Groover Park, Section Two, according to a map or plat of said subdivision as same is recorded in Plat Cabinet Slide D-197, in the office of the Clerk of the Superior Court of Lee County, Georgia.

Said property is known as 111 Nacoochee Drive, Leesburg, GA 31763, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Phillip Cowart Barnes, III or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Phillip Cowart Barnes, III

File no. 12-030864

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/MD

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

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NOTICE OF SALE UNDER POWER CONTAINED IN

DEED TO SECURE DEBT

STATE OF GEORGIA.

COUNTY OF LEE.

WHEREAS, heretofore, JOHN L. GAY, did on the 31st day of March, 2005, execute to the BANK OF TERRELL, a Deed to Secure Debt which has been duly recorded in Deed Book 942, Page 172 and re-recorded in Deed Book 955, Page 323 of the Lee County Public Deed Records, securing indebtedness therein described, as well as any and all of the present and future indebtedness or liability of John L. Gay to the Bank of Terrell.

AND WHEREAS, said Security Deed conveyed to the Bank of Terrell the real estate hereinafter described as security for the indebtedness from the said John L. Gay to the Bank of Terrell including one (1) Promissory Note.

AND WHEREAS, the said indebtedness has not been paid when due and is now in default, and the undersigned Bank of Terrell has elected to accelerate the debts and has declared the same to be in default and immediately due and payable;

AND WHEREAS, under and by virtue of the terms of said Deed to Secure Debt and the power of sale therein described, there will be sold by the undersigned at public outcry to the highest and best bidder for cash, before the courthouse door in Lee County, Georgia, within the legal hours of sale, on the first Tuesday in August, 2012, the following described property, to wit:

Tract One, Tract Two and Tract Three more fully described on Exhibit Sandy Beach Subdivision; Lee County, GA.

TRACT NO. 1: The South one-half of Lot 1 of a subdivision known as Barrett Extension, according to a map or plat thereof recorded in plat book B, page 28, in the office of the Clerk of Superior Court of Lee County, Georgia.

TRACT NO. 2: All of Lot 16 of Sandy Beach Subdivision according to a plat thereof recorded in plat book B, page 39, in the office of the Clerk of Superior Court of Lee County, Georgia.

TRACT NO. 3: That portion of Lot 15 of said Sandy Beach Subdivision, according to said plat, described as follows: The well, and all lands located within a radius of twelve (12) feet of the center of the casing of said well, the center of the casing of said well being located north 87 degrees 12 minutes 27 seconds west of the east lot line of said Lot 16, and five (5) feet, eleven (11) inches south of the south line of said Lot 16.

The above described property will be sold as the property of John L. Gay and will be sold subject to the following items which may effect title to said property: All zoning ordinances, matters which would be disclosed by an accurate survey or an inspection of the property, all outstanding taxes, including but not limited to ad valorem taxes or assessments which may constitute liens upon said property; and all prior easements, restrictions, rights of way, prior encumbrances of record.

To the best knowledge and belief of the undersigned, the party presently in possession of said property are the successors or assigns of John L. Gay and/or a tenant or tenants.

Pursuant to O.C.G.A. 44-14-162.2, the person who shall have full authority to negotiate, amend and modify all terms of the mortgage with the debtor is as follows: Mr. Scott Beeley, Bank of Terrell, P.O. Box 389, Dawson, Georgia 39842, telephone number 229-995-4461. Provided however, such person shall not be required to negotiate, amend, or modify the terms of a mortgage instrument.

The indebtedness hereinabove described has been and is remaining in default. This sale will be made for the purpose of paying the same. The proceeds of the sale will be applied first to the expenses of sale, including attorney fees and the indebtedness therein described. Upon these things being done, any excess will be paid to the party or parties lawfully entitled thereto.

PLEASE BE ADVISED THAT THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

John L. Gay, by his Attorney in Fact, Bank of

Terrell, by its Attorney at Law, C. Truitt Martin, Jr.,

P.O. Box 683, Dawson, Georgia 39842

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