NOTICE OF SALE

UNDER POWER

GEORGIA, WORTH COUNTY

Because of default in the payment

of the indebtedness, secured by a

Security Deed executed by Michael

Kerce and Cynthia Towns to Mort-

gage Electronic Registration

Systems, Inc. as nominee for Mer-

cantile Mortgage Company, its suc-

cessors and assigns dated October

6, 2006 in the amount of

$286,000.00, and recorded in Deed

Book 732, Page 180, Worth County,

Georgia Records; as last transferred

to HSBC Mortgage Services Inc. by

assignment; the undersigned,

HSBC Mortgage Services Inc. pur-

suant to said deed and the note

thereby secured, has declared the

entire amount of said indebtedness

due and payable and pursuant to

the power of sale contained in said

deed, will on the first Tuesday in

September, 2012 , during the legal

hours of sale, at the Courthouse

door in Worth County, sell at public

outcry to the highest bidder for cash,

the property described in said deed

to-wit: Tract 2: All that tract or parcel

of land lying and being in Land Lot

54 in the 7th Land District of Worth

County, Georgia, and being all of

Tract 2, containing 2.24 acres, as

said property is shown and delin-

eated on that certain plat of survey

prepared by Roger A. Medders,

Georgia Registered Land Surveyor

#2353, dated November 29, 1999

and entitled urveyed for: Gordon

Frank Harris and Lydia Harris, as

recorded in Plat Book 29, Page 122,

Worth County, Georgia Records;

subsequently revised on May 15,

2000 and recorded in Plat Book 29,

Page 205, Worth County, Georgia

Records. Tract 3: All that tract or

parcel of land lying and being in

Land Lot 54 in the 7th Land District

of Worth County, Georgia, and be-

ing all of Tract 3, containing 2.95

acres, as said property is shown

and delineated on that certain plat of

survey prepared by Roger A. Med-

ders, Georgia Registered Land Sur-

veyor #2353, dated November 29,

1999 and entitled urveyed for:

Gordon Frank Harris and Lydia Har-

ris, as recorded in Plat Book 29,

Page 122, Worth County, Georgia

Records; subsequently revised on

May 15, 2000 and recorded in Plat

Book 29, Page 205, Worth County,

Georgia Records. Subject to an ex-

isting easement along the Northern

lot line and a thirty (30) foot perpet-

ual, non-exclusive easement for in-

gress and egress along the South-

ern lot line. which has the property

address of 2615 Evergreen Road,

Doerun, Georgia., together with all

fixtures and other personal property

conveyed by said deed. The sale

will be held subject to any unpaid

taxes, assessments, rights-of-way,

easements, protective covenants or

restrictions, liens, and other superior

matters of record which may affect

said property. The sale will be con-

ducted subject (1) to confirmation

that the sale is not prohibited under

the U.S. Bankruptcy Code and (2) to

final confirmation and audit of the

status of the loan with the holder of

the security deed. Notice has been

given of intention to collect attor-

neys fees in accordance with the

terms of the note secured by said

deed. Said property will be sold as

the property of Michael Kerce and

Cynthia Towns and the proceeds of

said sale will be applied to the pay-

ment of said indebtedness, the ex-

pense of said sale, all as provided in

said deed, and the undersigned will

execute a deed to the purchaser as

provided in the aforementioned Se-

curity Deed.

HSBC Mortgage Services Inc.

Attorney in Fact for

Michael Kerce and Cynthia Towns

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com