NOTICE OF SALE UNDER POWER
State of Georgia
County of Lanier
Under and by virtue of the power of sale contained in that certain Deed To Secure Debt from Donnie Antonio Gray, Sr. (the Debtor ) to and in favor of The Citizens Bank (the Lender ) dated February 3, 2011, filed for record February 4, 2011, and recorded in Deed Book 226, page 228, Lanier County, Georgia Public Deed Records, said Deed to Secure Debt having been given to secure a Note dated February 27, 2012 in the original principal sum of ONE HUNDRED FORTY THOUSAND SIX HUNDRED SEVENTY NINE AND EIGHTY EIGHT/100 Dollars ($140,679.88) with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Lanier County, Georgia, between the legal hours for sale on the first Tuesday in December, 2012 , the following property, to wit:
ALL THAT TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN LAND LOT NO. 494 OF THE 10TH LAND DISTRICT OF LANIER COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS LOT 1 OF BANKS LAKE POINT SUBDIVISION AS SHOWN ON THAT CERTAIN MAP OR PLAT OF SURVEY ENTITLED FINAL PLAT OF BANKS LAKE POINTE DATED SEPTEMBER 29, 2005 AND RECORDED IN PLAT CABINET A, SLIDE NO. 131 H, J & K IN THE OFFICE OF THE CLERK OF SUPERIOR COURT, LANIER COUNTY, GEORGIA.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the installments due on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney s fees.
The individual or entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: The Citizens Bank, 301 South Davis Street, Nashville, Georgia 31639, (229) 686-7444. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
Said property will be sold as the property of Debtor subject to the outstanding ad valorem taxes and/or assessments, if any, any matters which might be disclosed by an accurate survey and inspection of the property, and all easements, restrictions, or other matters of record, if any, having priority over this Deed to Secure Debt. Said property will be sold on an as-is, where-is basis witho\ut recourse against Lender and without representation and warranty of any kind or nature whatsoever with respect thereto.
To the best knowledge and belief of the undersigned, the party in possession of the property is Debtor or a tenant or tenants of Debtor.
This sale will be conducted subject (a) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (b) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt and (c) the right of redemption of any taxing authority.
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
The Citizens Bank
as Attorney-In-Fact for
Donnie Antonio Gray, Sr. (Debtor)
W. Cavan Perry
The Citizens Bank
301 South Davis Street
Nashville, GA. 31639