NOTICE OF SALE

UNDER POWER

State of Georgia,

County of Ben Hill

Under and by virtue of the Power

of Sale contained in a Deed to Se-

cure Debt given by RICHARD

RAWLS to MORTGAGE ELECTRONIC

REGISTRATION SYSTEMS, INC.

("MERS"), AS NOMINEE FOR HOMES-

TAR FINANCIAL CORPORATION ,

dated 02/06/2008, and Recorded

on 02/29/2008 as Book No. 692

and Page No. 247, BEN HILL

County, Georgia records, as last

assigned to JPMORGAN CHASE

BANK, N.A. (the Secured Creditor),

by assignment, conveying the

after-described property to secure a

Note of even date in the original

principal amount of $68,326.00,

with interest at the rate specified

therein, there will be sold by the un-

dersigned at public outcry to the

highest bidder for cash at the BEN

HILL County Courthouse within the

legal hours of sale on the first

Tuesday in February, 2013, the fol-

lowing described property:

ALL OF LOT NUMBER TWENTY-TWO

(22) IN QUIET MEADOW SUBDIVISION

IN LAND LOT NUMBER ONE HUN-

DRED FIFTY (150) IN THE THIRD

LAND DISTRICT OF BEN HILL

COUNTY, GEORGIA, AS SHOWN BY

THE PLAT OF SAID SUBDIVISION

DATED MARCH 22, 1973, AND RE-

CORDED IN PLAT BOOK 7, PAGE 91,

IN THE OFFICE OF THE CLERK OF

THE SUPERIOR COURT OF BEN HILL

COUNTY, GEORGIA, AND REFER-

ENCE IS HEREBY MADE TO SAID

PLAT FOR A FULL AND COMPLETE

DESCRIPTION OF SAID PROPERTY.

SAID QUIET MEADOWS SUBDIVISION

IS A SUBDIVISION OF FIVE ACRE

TRACTS NUMBERS 859, 860 AND 861

AS SHOWN BY THE PLAT OF THE

COLONY DOMAIN OF THE AMERICAN

TRIBUNE SOLDERS COLONY COM-

PANY OF FILE IN THE OFFICE OF

THE CLERK OF THE SUPERIOR

COURT OF IRWIN COUNTY, GEOR-

GIA.

The debt secured by said Deed to

Secure Debt has been and is

hereby declared due because of,

among other possible events of de-

fault, failure to pay the indebted-

ness as and when due and in the

manner provided in the Note and

Deed to Secure Debt.

Because the debt remains in de-

fault, this sale will be made for the

purpose of paying the same and all

expenses of this sale, as provided

in the Deed to Secure Debt and by

law, including attorney fees (no-

tice of intent to collect attorney

fees having been given). JPMOR-

GAN CHASE BANK, N.A. holds the

duly endorsed Note and is the cur-

rent assignee of the Security Deed

to the property. JPMORGAN CHASE

BANK, NATIONAL ASSOCIATION,

SUCCESSOR BY MERGER TO CHASE

HOME FINANCE LLC, acting on be-

half of and, as necessary, in con-

sultation with JPMORGAN CHASE

BANK, N.A. (the current investor on

the loan), is the entity with the full

authority to negotiate, amend, and

modify all terms of the loan. Pursu-

ant to O.C.G.A. 44-14-162.2,

JPMORGAN CHASE BANK, NATIONAL

ASSOCIATION, SUCCESSOR BY

MERGER TO CHASE HOME FINANCE

LLC may be contacted at: JPMOR-

GAN CHASE BANK, NATIONAL ASSO-

CIATION, SUCCESSOR BY MERGER

TO CHASE HOME FINANCE LLC, 3415

VISION DRIVE, COLUMBUS, OH

43219, 866-550-5705. Please note

that, pursuant to O.C.G.A.

44-14-162.2, the secured creditor is

not required to amend or modify the

terms of the loan.

To the best knowledge and belief

of the undersigned, the party/par-

ties in possession of the subject

property known as 120 Allen Way,

Fitzgerald, Georgia 31750 is/are:

RICHARD RAWLS or tenant/tenants.

Said property will be sold subject to

(a) any outstanding ad valorem

taxes (including taxes which are a

lien, but not yet due and payable),

(b) any matters which might be dis-

closed by an accurate survey and

inspection of the property, and (c)

all matters of record superior to the

Deed to Secure Debt first set out

above, including, but not limited to,

assessments, liens, encumbrances,

zoning ordinances, easements, re-

strictions, covenants, etc.

The sale will be conducted subject

to (1) confirmation that the sale is

not prohibited under the U.S. Bank-

ruptcy Code; and (2) final confir-

mation and audit of the status of

the loan with the holder of the secu-

rity deed. Pursuant to O.C.G.A.

Section 9-13-172.1, which allows

for certain procedures regarding

the rescission of judicial and nonju-

dicial sales in the State of Georgia,

the Deed Under Power and other

foreclosure documents may not be

provided until final confirmation and

audit of the status of the loan as

provided in the preceding para-

graph.

JPMORGAN CHASE BANK, N.A. as

Attorney in Fact for

RICHARD RAWLS.

THIS LAW FIRM IS ACTING AS A

DEBT COLLECTOR ATTEMPTING TO

COLLECT A DEBT. ANY INFORMA-

TION OBTAINED WILL BE USED FOR

THAT PURPOSE. 20120187408987

Barrett Daffin Frappier Levine &

Block, LLP

15000 Surveyor Boulevard Addi-

son, Texas 75001 Telephone: (972)

341-5398.

(1/9,16,23,30)