NOTICE OF SALE UNDER POWER<br /><br /> GEORGIA, GREENE COUNTY<br /><br /> THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.<br /><br /> Under and by virtue of the Power of Sale contained in a Security Deed given by Thomas Lee Bruce and Mary Sue Bruce to Mortgage Electronic Registration Systems, Inc., dated September 2, 2005, recorded in Deed Book 811, Page 434, Greene County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1016, Page 662, and as re-recorded in Deed Book 1055, Page 384, Greene County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FIVE THOUSAND FIFTY-SEVEN AND 0/100 DOLLARS ($85,057.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Greene County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF<br /><br /> The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).<br /><br /> Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.<br /><br /> The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.<br /><br /> To the best knowledge and belief of the undersigned, the party in possession of the property is Thomas Lee Bruce and Mary Sue Bruce or a tenant or tenants and said property is more commonly known as 1693 Reid Duvall Road, Madison, Georgia 30650.<br /><br /> The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.<br /><br /> This law firm is seeking solely to foreclose the creditor s lien on real estate and this law firm will not be seeking a personal money judgment against you. <br /><br /> Bank of America, N.A. successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP<br /><br /> as Attorney in Fact for <br /><br /> Thomas Lee Bruce and Mary Sue Bruce<br /><br /> McCalla Raymer, LLC<br /><br /> 1544 Old Alabama Road<br /><br /> Roswell, Georgia 30076<br /><br /> www.foreclosurehotline.net<br /><br /> MR/cng 8/7/12<br /><br /> Our file no. 52797410-FT11<br /><br /> EXHIBIT A <br /><br /> All that tract or parcel of land situate, lying and being in the 145th District, G.M., Greene County, Georgia, containing Two and 00/100ths (2.00) acres, more or less, and being more particularly shown on a plat of survey prepared by Robert H. Harwell, Georgia R.L.S. No. 1683, dated February 15, 2005, recorded in Plat Cabinet 1, Slide 565, Page 4, in the Office of the Clerk of the Superior Court of Greene County, Georgia, said plat being incorporated herein by this express reference. <br /><br /> Also conveyed herewith is an express easement for ingress and egress over and across that twenty-five (25') foot easement area located on the southern boundary of lands currently owned by Nancy L. Karakos from Reid Duvall Road (40' right-of-way) to the property conveyed herein being more particularly shown as 25' Ingress- Egress Easement on that plat of survey prepared by Robert H. Harwell, Georgia R.L.S. No. 1683, dated February 15, 2005, recorded in Plat Cabinet 1, Slide 565, Page 4, in the Office of the Clerk of the Superior Court of Greene County, Georgia, said plat being incorporated herein by this express reference.<br /><br /> This is the same property conveyed to Thomas Lee Bruce and Mary Sue Bruce by Quit Claim Deed of Nancy L. Karakos dated May 5, 2005, recorded in Deed Book 794, Page 605, Greene County Superior Court Clerk s records.<br /><br /> MR/cng 8/7/12<br /><br /> Our file no. 52797410 - FT11<br /><br /> 12jy4c<br /><br />________________________________