NOTICE OF SALE UNDER POWER GEORGIA, MUSCOGEE COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jack D. Kinsman and Christie A. Kinsman to CitiFinancial Mortgage Company, Inc., dated August 30, 2001, recorded in Deed Book 6041, Page 336, Muscogee County, Georgia Records, last assigned to CitiMortgage, Inc., conveying the after-described property to secure a Note in the original principal amount of Seventy-Nine Thousand Three Hundred Seventy-One and 86/100 DOLLARS ($79,371.86), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Muscogee County, Georgia, within the legal hours of sale on the first Tuesday in September, 2012, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiMortgage, Inc., 1000 Technology Drive, MS 314, OFallon, MO 63368 AND 866-880-5730. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. To the best knowledge and belief of the undersigned, the party in possession of the property is Jack D. Kinsman and Christie A. Kinsman or a tenant or tenants and said property is more commonly known as 5865 Moon Road, Columbus, GA 31909. CitiMortgage, Inc. as Attorney in Fact for Jack D. Kinsman and Christie A. Kinsman Morris Hardwick Schneider, LLC 1301 Hightower Trail, Suite 305 Sandy Springs, Georgia 30350 http://foreclosure.closingsource.net MHS File #: GA-91000625-12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. EXHIBIT "A" ALL THAT LOT, TRACT, AND PARCEL OF LAND SITUATE, LYING AND BEING IN THE STATE OF GEORGIA, COUNTY OF MUSCOGEE AND CITY OF COLUMBUS AND BEING KNOWN AND DESIGNATED AS ALL OF LOT NUMBERED THREE (3), IN BLOCK LETTERED "L", OF WEST AREA, ALLENDALE SUBDIVISION, AS SHOWN ON A MAP OR PLAT OF SAID WEST AREA DATED FEBRUARY 28, 1966, MADE BY ALDRIDGE MOON & ASSOC., AND RECORDED IN PLAT BOOK 37, FOLIOS 138-A AND 138-B, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF MUSCOGEE COUNTY, GEORGIA, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION AND LOCATION OF SAID LOT. LOCATED THEREON IS HOUSE #5865 MOON ROAD, ACCORDING TO THE PRESENT NUMBERING OF HOUSES IN COLUMBUS, GEORGIA. BY FEE SIMPLE DEED FROM GWEN W. AVERHILL AS SET FORTH IN DEED BOOK 2845, PAGE 78, DATED 08/06/1987 AND RECORDED 08/31/1987 SEE ALSO DEED BOOK 2384, PAGE 211, RECORDED 11/13/1984, MUSCOGEE COUNTY RECORDS, STATE OF GEORGIA. Pub:Aug.7,14,21&28,2012(2482137)