NOTICE OF SALE UNDER POWER GEORGIA, WAYNE COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Kendra N. Kelly to Prime South Mortgage, dated November 13, 2003, recorded in Deed Book 28H, Page 16, Wayne County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 451, Page 288, Wayne County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-ONE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($171,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Wayne County, Georgia within the legal hours of sale on the first Tuesday in September, 2012, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Kendra N. Kelly and Kendra Kelly or a tenant or tenants and said property is more commonly known as 160 Melody Lane, Jesup, Georgia 31545. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor's lien on real estate and this law firm will not be seeking a personal money judgment against you. JPMorgan Chase Bank, National Association as Attorney in Fact for Kendra N. Kelly McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tvl 9/4/12 Our file no. 52976410-FT18 EXHIBIT "A" All that that certain tract or parcel of land situate, lying and being in Land Lot Number 130, of the Third Land District, of originally Appling, now Wayne County, Georgia, and being known and designated as Lot 105, Placid Acres, Section II, and being more particularly shown on that certain plat prepared by Quillie E. Kinard, Jr., G.R.L.S. Number 1572, dated January 28, 1997, and recorded in the Office of the Clerk of Superior court, Wayne County, Georgia, in Plat Book 34, Page 48. This being the same property conveyed to Albert Kelly and Kendra Kelly by deed, dated March 25, 2003, and recorded in the Office of the Clerk of Superior Court, Wayne County, Georgia, in Deed Book 439, Page 187. MR/tvl 9/4/12 Our file no. 52976410 - FT18

Run Dates: August 11, 18, 25, and September 1, 2012

No. 638