NOTICE OF SALE UNDER POWER CONTAINED IN

DEED TO SECURE DEBT

STATE OF GEORGIA.

COUNTY OF LEE.

WHEREAS, heretofore, JOHN L. GAY, did on the 2nd day of March, 2005, execute to the BANK OF LEE COUNTY, a Deed to Secure Debt which has been duly recorded in Deed Book 929, Page 62 of the Lee County Public Deed Records, securing indebtedness therein described, as well as any and all of the present and future indebtedness or liability of John L. Gay to the Bank of Lee County.

AND WHEREAS, said Security Deed conveyed to the Bank of Lee County the real estate hereinafter described as security for the indebtedness from the said John L. Gay to the Bank of Lee County including one (1) Promissory Note.

AND WHEREAS, the said indebtedness has not been paid when due and is now in default, and the undersigned Bank of Lee County has elected to accelerate the debts and has declared the same to be in default and immediately due and payable;

AND WHEREAS, under and by virtue of the terms of said Deed to Secure Debt and the power of sale therein described, there will be sold by the undersigned at public outcry to the highest and best bidder for cash, before the courthouse door in Lee County, Georgia, within the legal hours of sale, on the first Tuesday in August, 2012, the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 5, 13th Land District, Lee County, Georgia, and being more particularly described as all of Lot 6 of Hillside Haven, Section One, according to a map or plat of said subdivision as the same is recorded in plat cabinet E, Slide E-57 in the office of the Clerk of Superior Court of Lee County, Georgia.

The above described property will be sold as the property of John L. Gay and will be sold subject to the following items which may effect title to said property: All zoning ordinances, matters which would be disclosed by an accurate survey or an inspection of the property, all outstanding taxes, including but not limited to ad valorem taxes or assessments which may constitute liens upon said property; and all prior easements, restrictions, rights of way, prior encumbrances of record.

To the best knowledge and belief of the undersigned, the party presently in possession of said property are the successors or assigns of John L. Gay.

Pursuant to O.C.G.A. 44-14-162.2, the person who shall have full authority to negotiate, amend and modify all terms of the mortgage with the debtor is as follows: Mr. Scott Beeley, Bank of Terrell, P.O. Box 389, Dawson, Georgia 39842, telephone number 229-995-4461. Provided however, such person shall not be required to negotiate, amend, or modify the terms of a mortgage instrument.

The indebtedness hereinabove described has been and is remaining in default. This sale will be made for the purpose of paying the same. The proceeds of the sale will be applied first to the expenses of sale, including attorney fees and the indebtedness therein described. Upon these things being done, any excess will be paid to the party or parties lawfully entitled thereto.

PLEASE BE ADVISED THAT THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

John L. Gay, by his Attorney in Fact, Bank of Lee

County, by its Attorney at Law, C. Truitt Martin, Jr.,

P.O. Box 683, Dawson, Georgia 39842

July 11, 18, 25, Aug. 1 70pw



gpn 11

NOTICE OF SALE UNDER POWER CONTAINED IN DEED TO SECURE DEBT

STATE OF GEORGIA.

COUNTY OF LEE.

WHEREAS, heretofore, JOHN L. GAY, did on the 2nd day of February, 2009, execute to the BANK OF TERRELL, a Deed to Secure Debt which has been duly recorded in Deed Book 1373, Page 32 of the Lee County Public Deed Records, securing indebtedness therein described, as well as any and all of the present and future indebtedness or liability of John L. Gay to the Bank of Terrell.

AND WHEREAS, said Security Deed conveyed to the Bank of Terrell the real estate hereinafter described as security for the indebtedness from the said John L. Gay to the Bank of Terrell including one (1) Promissory Note.

AND WHEREAS, the said indebtedness has not been paid when due and is now in default, and the undersigned Bank of Terrell has elected to accelerate the debts and has declared the same to be in default and immediately due and payable;

AND WHEREAS, under and by virtue of the terms of said Deed to Secure Debt and the power of sale therein described, there will be sold by the undersigned at public outcry to the highest and best bidder for cash, before the courthouse door in Lee County, Georgia, within the legal hours of sale, on the first Tuesday in August, 2012, the following described property, to wit:

The real property or its address is commonly known as Lots 1, 2 & 9 of Hillside Haven Subdivision and 18 acres of Hillside Haven Subdivision, Section Two, Smithville, GA.

All that tract or parcel of land lying and being in Land Lot 5, 13th Land District, Lee County, Georgia, and being more particularly described as all of Lots 1, 2 and 9 of Hillside Haven, Section One, according to a map or plat of said subdivision as the same is recorded in Plat Cabinet E. Slide E-57, in the office of the Clerk of Superior Court of Lee County, Georgia.

Also included is the 17.637 acre tract designated as Section Two Hillside Haven according to the plat recorded in plat cabinet E, slide E-57, in the office of the Clerk of Superior Court of Lee County, Georgia.

The above described property will be sold as the property of John L. Gay and will be sold subject to the following items which may effect title to said property: All zoning ordinances, matters which would be disclosed by an accurate survey or an inspection of the property, all outstanding taxes, including but not limited to ad valorem taxes or assessments which may constitute liens upon said property; and all prior easements, restrictions, rights of way, prior encumbrances of record.

To the best knowledge and belief of the undersigned, the party presently in possession of said property are the successors or assigns of John L. Gay.

Pursuant to O.C.G.A. 44-14-162.2, the person who shall have full authority to negotiate, amend and modify all terms of the mortgage with the debtor is as follows: Mr. Scott Beeley, Bank of Terrell, P.O. Box 389, Dawson, Georgia 39842, telephone number 229-995-4461. Provided however, such person shall not be required to negotiate, amend, or modify the terms of a mortgage instrument.

The indebtedness hereinabove described has been and is remaining in default. This sale will be made for the purpose of paying the same. The proceeds of the sale will be applied first to the expenses of sale, including attorney fees and the indebtedness therein described. Upon these things being done, any excess will be paid to the party or parties lawfully entitled thereto.

PLEASE BE ADVISED THAT THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

John L. Gay, by his Attorney in Fact, Bank of Terrell, by its attorney at Law, C. Truitt Martin, Jr., P.O. Box 683, Dawson, Georgia 39842

July 11, 18, 25, Aug. 1 70pw