NOTICE OF SALE

UNDER POWER

GEORGIA, BALDWIN

COUNTY

THIS IS AN ATTEMPT

TO COLLECT A DEBT.

ANY INFORMATION

OBTAINED WILL BE

USED FOR THAT PURPOSE.

Under and by virtue of

the Power of Sale contained

in a Security Deed

given by SHARON

SMITH to MERS, as

nominee for CWA Financial

Services, Inc., dated

11/08/2005, recorded in

Deed Book 797, Page

406, Baldwin County,

Georgia records, as last

transferred to Flagstar

Bank, FSB by assignment

recorded or to be

recorded in the Baldwin

County, Georgia records

conveying the after-described

property to secure

a Note in the original

principal amount of

Sixty-Two Thousand Four

Hundred Seventy-Three

and 00/100 DOLLARS

($62,473.00) with interest

thereon as set forth

therein, there will be sold

at public outcry to the

highest bidder for cash

before the courthouse

door of Baldwin County,

Georgia, within the legal

hours of sale on the first

Tuesday in September

2012, the following described

property:

All that tract or parcel of

land lying and being in

Land Lot 73, 2nd Land

District of Baldwin

County, Georgia, known

as Lot Sixteen (16) of

ASHLEY PLANTATIONS

and more particularly described

by plat of survey

prepared by Byron L.

Farmer, GA RLS NO.

1679, dated July 1, 1985,

and recorded in Plat

Book 3, Page 34, of the

records of the Superior

Court of Baldwin County,

Georgia.

Also conveyed is that

1991 Horton Manufactured

Home VIN No.

H62487GL&R which is

permanently affixed to

said real estate.

The debt secured by said

Security Deed has been

and is hereby declared

due because of, among

other possible events of

default, failure to pay the

indebtedness as and

when due and in the

manner provided in the

Note and Security Deed.

The debt remaining in default,

this sale will be

made for the purpose of

paying the same and all

expenses of this sale, as

provided in Security Deed

and by law, including attorney`

s fees (notice of

intent to collect attorney`s

fees having been given).

Said property will be sold

subject to any outstanding

ad valorem taxes (including

taxes which are a

lien, but not yet due and

payable), any matters

which might be disclosed

by an accurate survey

and inspection of the

property, any assessments,

liens, encumbrances,

zoning ordinances,

restrictions,

covenants, and matters

of record superior to the

Security Deed first set out

above.

The entity that has full

authority to negotiate,

amend, and modify all

terms of the mortgage

with the debtor is: Flagstar

Bank, FSB, 5151

Corporate Drive, Troy, MI

48098, 800-945-7700.

Please understand that

the secured creditor is

not required by law to negotiate,

amend, or modify

the terms of the mortgage

instrument.

To the best knowledge

and belief of the undersigned,

the parties in possession

of the property

are SHARON SMITH or a

tenant or tenants and

said property is more

commonly known as 168

AVERY STORE RD NW,

MILLEDGEVILLE, GA

31061.

The sale will be conducted

subject (1) to confirmation

that the sale is

not prohibited under the

U.S. Bankruptcy Code

and (2) to final confirmation

and audit of the

status of the loan with the

holder of the security

deed.

Flagstar Bank, FSB

as Attorney in Fact for

SHARON SMITH

Weissman, Nowack,

Curry, & Wilco P.C.

Attn: Default Services

One Alliance Center, 4th

Floor

3500 Lenox Road

Atlanta, GA 30326

Our File# 016247-000239

File No: 016247-000239

08/10,17,24,31

00136081