NOTICE OF SALE

UNDER POWER

GEORGIA, BALDWIN

COUNTY

THIS LAW FIRM IS ACTING

AS A DEBT COLLECTOR

ATTEMPTING

TO COLLECT A DEBT.

ANY INFORMATION OBTAINED

WILL BE USED

FOR THAT PURPOSE.

Under and by virtue of

the Power of Sale contained

in a Security Deed

given by James Harris,

Jr. to Mortgage Electronic

Registration Systems,

Inc., dated April 27, 2006,

recorded in Deed Book

827, Page 2, Baldwin

County, Georgia Records

and as modified by that

certain Loan Modification

Agreement recorded in

Deed Book 898, Page 4,

Baldwin County, Georgia

Records, as last transferred

to Colonial Savings,

F.A. by assignment

to be recorded in the Office

of the Clerk of Superior

Court of Baldwin

County, Georgia Records,

conveying the after-

described property to

secure a Note in the original

principal amount of

FIFTY THOUSAND AND

0/100 DOLLARS

($50,000.00), with interest

thereon as set forth

therein, there will be sold

at public outcry to the

highest bidder for cash

before the courthouse

door of Baldwin County,

Georgia within the legal

hours of sale on the first

Wednesday in January,

2013, the following described

property: SEE

EXHIBIT ATTACHED

HERETO AND MADE A

PART HEREOF The debt

secured by said Security

Deed has been and is

hereby declared due because

of, among other

possible events of default,

failure to pay the indebtedness

as and when

due and in the manner

provided in the Note and

Security Deed. The debt

remaining in default, this

sale will be made for the

purpose of paying the

same and all expenses of

this sale, as provided in

Security Deed and by

law, including attorney

fees (notice of intent to

collect attorney fees

having been given). Said

property will be sold subject

to any outstanding ad

valorem taxes (including

taxes which are a lien,

but not yet due and payable),

any matters which

might be disclosed by an

accurate survey and inspection

of the property,

any assessments, liens,

encumbrances, zoning

ordinances, restrictions,

covenants, and matters

of record superior to the

Security Deed first set out

above. Colonial Savings,

F.A. is the holder of the

Note and Security Deed

to the property in accordance

with OCGA

44-14-162.2. The entity

that has full authority to

negotiate, amend, and

modify all terms of the

mortgage with the debtor

is: Colonial Savings,

2626A West Freeway,

Fort Worth, TX 76102,

800-937-6303. To the

best knowledge and belief

of the undersigned,

the party in possession of

the property is James

Harris, Jr. or a tenant or

tenants and said property

is more commonly known

as 112 Scott Hill Street,

Milledgeville, Georgia

31061. The sale will be

conducted subject (1) to

confirmation that the sale

is not prohibited under

the U.S. Bankruptcy

Code and (2) to final confirmation

and audit of the

status of the loan with the

holder of the security

deed. Colonial Savings,

F.A. as Attorney in Fact

for James Harris, Jr.

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.n

et MR/pvm 1/2/13 Our

file no. 5934612-FT17

EXHIBIT All that tract

or parcel of land lying and

being in the 321st G.M.D.

of Baldwin County, Georgia,

which is generally

bounded as follows: On

the North for a distance

of 65 feet by Scott Hill

Road (also known as

Scott Hill Street); on the

East by lands now or formerly

of Joseph C.

Youngblood; on the

South for a distance of 80

feet by lands now or formerly

of W.P. Gilman;

and on the West by lands

now or formerly of John

B. Johnson and Youngblood.

This property is

conveyed together with

all rights appurtenant

thereto and conveyed

therewith. Said parcel is

located at 112 Scott Hill

Street in Milledgeville,

Georgia and has been

identified as parcel

M47-004 by the Tax Assessor

of Baldwin

County, Georgia. This is

the same property conveyed

to Lakesha Rachell

Knox King f/k/a Lakesha

Rachell Knox and Kodie

Tearon Hall by Quitclaim

Deed of Bruce Hall and

Connie K. Hall in their capacity

as Trustees by

deed of Ardythe Hall, recorded

July 19, 2004 in

Deed Book 720, Page

454, Baldwin County Superior

Court Clerk's records.

MR/pvm 1/2/13

Our file no. 5934612 -

FT17

12/7,14,21,28

00140691