NOTICE OF SALE UNDER POWER GEORGIA, BULLOCH COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Benjamin Gallop to Mortgage Electronic Registration Systems, Inc., dated July 24, 2006, recorded in Deed Book 1672, Page 86, Bulloch County, Georgia Records, as last transferred to Flagstar Bank, FSB by assignment to be recorded in the Office of the Clerk of Superior Court of Bulloch County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTEEN THOUSAND AND 0/100 DOLLARS ($115,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bulloch County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Flagstar Bank, F.S.B., 5151 Corporate Drive, Troy, MI 48098, 800-945-7700. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Benjamin Gallop or a tenant or tenants and said property is more commonly known as 208 Hart Street, Statesboro, Georgia 30458. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor s lien on real estate and this law firm will not be seeking a personal money judgment against you. Flagstar Bank, FSB as Attorney in Fact for Benjamin Gallop McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nh5 8/7/12 Our file no. 5638212-FT1 EXHIBIT A All that certain tract or parcel of land, lying and being in the 1209th G.M. District of Bulloch County, Georgia, and in the City of Statesboro, know as designated as Lot 2, Section B Revised, E.W. Barnes Subdivision and fronting northerly on Hart Street a distance of 87.3 feet and described according to metes and bounds upon a plat prepared by Frank J. Ford, Surveyor, dated March 21, 1963, and recorded in Plat Book 4, Page 266, Bulloch County Records as follows: Beginning at a point on the southerly boundary of Hart Street a distance of 100.0 feet West from the Westerly boundary of Gary Street as measured along the southerly boundary of Hart Street and running South 89 degrees 48 minutes West a distance of 87.3 feet along the southerly boundary of Hart Street to a point; thence South 5 degrees 37 minutes East a distance of 191.0 feet along Lot 3 of aforesaid subdivision to a point; thence North 80 degrees 20 minutes East a distance of 100.0 feet along Lot 6 of aforesaid subdivision to a point; thence North 9 degrees 50 minutes West a distance of 176.3 feet along Lot 1 of aforesaid subdivision to a point or the southerly boundary of Hart Street, the point of beginning. The aforesaid plat and the description thereon are by reference incorporated herein as part of this description. This lot is conveyed subject to restrictions contained on the Warranty Deed from E.W. Barnes to William Olliff and Myra Jo Z. Olliff, dated November 5, 1958, and recorded in Book 223, Page 296, Bulloch County Records. This being the same property conveyed by Warranty Deed from Leonard E. Edwards to Hubert G. Miller and Ramona C. Miller, recorded in Deed Book 289, Page 166, Bulloch County Records, as conveyed from Ramona C. Miller, as Administratrix of the Estate of Hubert G. Miller to Ramona C. Miller, Sandra M. Linto, Wayne R. Miller, and Tracy O. Miller by Deed of Assent dated February 16, 2000, recorded in Deed Book 1070, Pages 185-186, Bulloch County Records, as conveyed from Sandra M. Linto, Wayne R. Miller, and Tracy O. Miller to Ramona C. Miller by Deed of Gift dated February 16, 2000, recorded in Deed Book 1070, Pages 187-189, Bulloch County Records. MR/nh5 8/7/12 Our file no. 5638212 - FT1 d 148251 07/12/12