NOTICE OF SALE UNDER POWER

GEORGIA, CAMDEN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from James R. Crabtree AND Paige J. Crabtree to Bank of America, N.A., dated December 1, 2004, recorded December 7, 2004, in Deed Book 1098, Page 693-712, Camden County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Fifty-Six Thousand Two Hundred Eighty-Nine and 00/100 dollars ($156,289.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., secured creditor, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Camden County, Georgia, within the legal hours of sale on the first Tuesday in December, 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT LOT, TRACT OR PARCEL OF LAND LYING AND BEING IN THE CITY OF KINGSLAND, 1606TH G.M. DISTRICT, CAMDEN COUNTY, GEORGIA, MORE PARTICULARLY DESCRIBED AS FOLLOWS:

ALL OF LOT 5 OF LAKE MANOR - PHASE I SUBDIVISION, AS MORE FULLY AND ACCURATELY SHOWN AND DESCRIBED ON THAT CERTAIN PLAT OF SURVEY BY PARK D. PRIVETT, JR., GEORGIA REGISTERED LAND SURVEYOR NO. 2218, DATED APRIL 7, 1997, RECORDED IN PLAT DRAWER 11, MAP NO. 50, CAMDEN COUNTY, GEORGIA, RECORDS.

Said legal description being controlling, however the property is more commonly known as 108 Lake Manor Drive, Kingsland, GA 31548.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is James R. Crabtree AND Paige J. Crabtree, James R. Crabtree AND Paige J. Crabtree, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: BANK OF AMERICA, N.A., Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024, Telephone Number: 800-669-6087 for and on behalf of the secured creditor.

BANK OF AMERICA, N.A.

as Attorney in Fact for

JAMES R. CRABTREE

AND PAIGE J. CRABTREE

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin, LLC

3740 Davinci Court, Suite 150

Peachtree Corners, GA 30092

Telephone Number: (877) 813-0992

Case No. BOA-09-32508-0008

www.rubinlublin.com/property-listings.php

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