NOTICE OF SALE UNDER POWER

GEORGIA, CAMDEN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Stacy J. Reed and Susan V. Reed to HomeBanc Mortgage Corp, dated May 2, 2005, recorded in Deed Book 1138, Page 226, Camden County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1588, Page 358, Camden County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-NINE THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($149,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Camden County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

SEE EXHIBIT _A_

ATTACHED HERETO AND

MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney_s fees (notice of intent to collect attorney_s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Susan Vereeda Reed or a tenant or tenants and said property is more commonly known as 130 Woodvalley Drive, Kingsland, Georgia 31548.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

This law firm is seeking solely to foreclose the creditor_s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP as Attorney in Fact for Stacy J. Reed and Susan V. Reed

McCalla Raymer, LLC

1544 Old Alabama Road

www.foreclosurehotline.net

MR/dlc1 8/7/12

Our file no. 51428511-FT11

EXHIBIT _A_

All that lot, tract or parcel of land lying and being in the City of Kingsland, 1606th G.M. District, Camden County, Georgia, more particularly described as follows: All of Lot 30 of Mariners Landing-Phase Four, Section "A", Briarwood Subdivision, as more fully and accurately shown and described on that certain plat of survey by Park D. Privett, Jr., Georgia Registered Land Surveyor No. 2218, dated January 26, 1989, recorded in Plat Drawer 7, Map Nos. 57, 58, and 59, Camden County, Georgia, records. Subject to all valid and enforceable restrictive covenants, reservations and easements of record applicable thereto.

MR/dlc1 8/7/12

Our file no. 51428511 - FT11

7/11, 7/18, 7/25, 8/1 - #6505