NOTICE OF SALE UNDER POWER GEORGIA, CHARLTON COUNTY <br /><br />THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Dandi R Mickler and Joey Hearn to Mortgage Electronic Registration Systems, Inc., dated August 31, 2007, recorded in Deed Book 135, Page 510, Charlton County, Georgia Records, as last transferred to Branch Banking and Trust Company by assignment recorded in Deed Book 159, Page 695, Charlton County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FIVE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($85,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Charlton County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney fees (notice of intent to collect attorney fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking & Trust Company, 301 College Street, PVN #101729, Greenville, SC 29601, 800-827-3722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Dandi R Mickler and Joey Hearn or a tenant or tenants and said property is more commonly known as 405 Fern Drive, Folkston, Georgia 31537. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor lien on real estate and this law firm will not be seeking a personal money judgment against you. Branch Banking and Trust Company as Attorney in Fact for Dandi R Mickler and Joey Hearn McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tm10 7/3/12 Our file no. 579512-FT15 EXHIBIT All that tract or parcel of land lying and being in the 32nd G.M. District of Charlton County, Georgia, more particularly described with reference to that certain plat prepared by Henry & Associates, approved by Leonard E. Henry, G.R.L.S., dated June 13, 2003 and recorded with the land records of the Clerk for the Charlton County Superior Court in Folkston, Georgia in Plat Book F, Page 114; being the entire tract or parcel which is the subject of said plat, said tract or parcel containing 0.3045 acres, according to said plat. Reference is made to the aforesaid plat for descriptive and all other legal purposes. MR/tm10 7/3/12 <br /><br />Our file no. 579512 - FT15<br /><br />426 6/6-6/27