NOTICE OF SALE UNDER POWER GEORGIA, GLYNN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Mike Biggans to Mortgage Electronic Registration Systems, Inc., dated January 18, 2006, recorded in Deed Book 1860, Page 352, Glynn County, Georgia Records and as re-recorded in Deed Book 2224, Page 498, Glynn County, Georgia Records, as last transferred to Bank of America N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 2916, Page 132, and as re-recorded in Deed Book 3012, Page 200, Glynn County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-SIX THOUSAND NINE HUNDRED TEN AND 0/100 DOLLARS ($196,910.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Glynn County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney fees (notice of intent to collect attorney fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Mike Biggans or a tenant or tenants and said property is more commonly known as 215 Hendricks Lane, Brunswick, Georgia 31525. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor lien on real estate and this law firm will not be seeking a personal money judgment against you. Bank of America N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Mike Biggans McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/krc1 8/7/12 Our file no. 5527812-FT11 EXHIBIT All that certain lot, tract or parcel of land situate, lying and being in Glynn County, Georgia, in the 26th G.M.D., containing 2.4195 acres, and being shown upon a plat of survey entitled, "Survey for R.L. Cannon", prepared by Norman Blood, Georgia Registered Surveyor No. 2360, dated January 31, 1994, and being recorded in the Office of the Clerk of Superior Court of Glynn County, Georgia in Plat No. 22, Map No. 238, and being more particularly described as follows, to-wit: To locate the point or place of beginning, commence at the intersection of the western right of way line of Frazier Road and the southern right of way line of Hendricks Lane and from said point running south 80 degrees 51 minutes 25 seconds west a distance of 219 feet to the point or place of beginning of the tract herein conveyed, and from said point of beginning running south 81 degrees 30 minutes 00 seconds west a distance of 539.50 feet to a point, thence turning and running south 03 degrees 42 minutes 20 seconds west a distance of 268.96 feet, thence turning and running north 72 degrees 40 minutes 15 seconds east a distance of 338.22 feet, turning and running north 27 degrees 54 minutes 02 seconds east a distance of 133.46 feet to a point, thence turning and running south 89 degrees 16 minutes 25 seconds east a distance of 184.65 feet to a point, thence turning and running north 08 degrees 30 minutes 00 seconds west a distance of 128.52 feet to the point or place of beginning. Reference is hereby made to said map and plan and the record thereof for identification and all other purposes as allowed by law. This property also includes an easement to access and maintain a well as more fully set forth in Deed Book 54U, Page 141 in the Office of the Clerk of Superior Court of Glynn County, Georgia. Parcel # 03-13674 MR/krc1 8/7/12 Our file no. 5527812 - FT11