NOTICE OF SALE UNDER POWER GEORGIA, GLYNN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
NOTICE OF SALE UNDER POWER GEORGIA, GLYNN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Stephen G Pappas and Joyce M Pappas to Mortgage Electronic Registration Systems, Inc., dated January 14, 2005, recorded in Deed Book 1590, Page 010, Glynn County, Georgia Records, as last transferred to SunTrust Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Glynn County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE MILLION FIVE HUNDRED THOUSAND AND 0/100 DOLLARS ($1,500,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Glynn County, Georgia within the legal hours of sale on the first Tuesday in December, 2012, the following described property: SEE EXHIBIT ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney fees (notice of intent to collect attorney fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. SunTrust Bank is the holder of the Note and Security Deed to the property in accordance with OCGA 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. To the best knowledge and belief of the undersigned, the party in possession of the property is Joyce M Pappas or a tenant or tenants and said property is more commonly known as 216 Hampton Point Drive, St Simons Island, Georgia 31522. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor lien on real estate and this law firm will not be seeking a personal money judgment against you. SunTrust Bank as Attorney in Fact for Stephen G Pappas and Joyce M Pappas McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/clp2 12/4/12 Our file no. 51008512-FT2 EXHIBIT All that certain lot, tract, or parcel of land situate, lying, and being in Glynn County, Georgia, and being on St. Simons Island as designated and described according to that certain subdivision map of "Phase One Hampton Point" prepared by Seaboard Engineering, Inc., and certified by John H. Ringeling, Georgia Registered Engineer No. 751, and Lee I Kicklighter, Jr., Georgia Registered Surveyor No. 1714, dated June 2, 1978, and recorded in the Office of the Clerk of Superior Court of Glynn County, Georgia, in Plat Drawer 16, Map No. 598, as all of Lot Twenty-Six (26), Block "G", Phase One, Hampton Point Subdivision. Also all that certain lot, tract or parcel of land situate, lying, and being in Glynn County, Georgia, and being on St. Simons Island, and being more particularly described as follows, to-wit: To locate the point of beginning, begin at a point shown on the aforesaid subdivision map of "Phase One Hampton Point" as the northwestern corner of Lot 26, Block "G", and from said point running thence north 22, degrees 21 minutes 14 seconds east to the low water mark of the southern side of Hampton River; thence turning and running in a generally southeasterly direction following the meanderings of said low water mark of said Hampton River to a point where the line described as North 20 degrees 11 minutes 14 seconds east, when extended in the same direction and on the same bearing from the northeastern corner of 26, Block "G" of said subdivision intersects with the said low water mark of the southern side of the Hampton River; thence turning and running South 20 degrees 11 minutes 14 seconds west to a point shown on the aforesaid Subdivision map as the northeastern corner of Lot 26, Block G of said subdivision; thence turning and running in a generally northwesterly direction along the rear lot line of Lot 26, Bock "G" of said subdivision, to the Point of the Beginning. Said property is the same real property conveyed by Deed dated September 16, 1988, from Dr. Betty Ann Brooks to the parties hereto, which deed is recorded in the office of the Clerk of Superior Court of Glynn County, Georgia in Deed Book 31-G, Page 91. Reference is hereby made to the aforesaid subdivision plat and deed to the records thereof for further description and identification and for all other purposes. MR/clp2 12/4/12 Our file no. 51008512 - FT2