NOTICE OF SALE

UNDER POWER

GEORGIA, MARION COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by John Haggas to Mortgage Electronic Registration Systems, Inc., dated April 21, 2009, recorded in Deed Book 188, Page 14, Marion County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 202, Page 453, Marion County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-THREE THOUSAND THREE HUNDRED THIRTY-THREE AND 0/100 DOLLARS ($63,333.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Marion County, Georgia within the legal hours of sale on the first Tuesday in September, 2012, the following described property: SEE EXHIBIT ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney fees (notice of intent to collect attorney fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is John Haggas or a tenant or tenants and said property is more commonly known as 205 Smoke Street, Mauk, Georgia 31058.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

This law firm is seeking solely to foreclose the creditor lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP

as Attorney in Fact for

John Haggas

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/krc1 9/4/12

Our file no. 5763412-FT11

EXHIBIT

All that lot, tract or parcel of land situate, lying and being in the State of Georgia and County of Marion, which is known and distinguished as all of tract numbered eighteen (18), of that certain Subdivision of land known as Oakland Estates according to a map or plat of said subdivision which is recorded in the Office of the Clerk of the Superior Court of Marion County, Georgia, in Plat Book C, Folio 214 to which reference is made for the specific dimensions and location of said lot.

This property has a street or mailing address currently assigned by governmental authority of 205 Smoke Street, Mauk, Georgia 31058.

MR/krc1 9/4/12

Our file no. 5763412 - FT11

Publish Dates: 8-8, 8-15, 8-22, and 8-29-12