NOTICE OF SALE UNDER POWER

GEORGIA, QUITMAN COUNTY

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Roy Bernard Harris Jr. and Joanna Leigh Harris to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FIDELITY MORTGAGE A DIVISION OF DELTA FUNDING CORPORATION, dated April 09, 2007, recorded in Deed Book 98, Page 177, Quitman County, Georgia records, as last transferred to HSBC BANK USA, N.A., AS INDENTURE TRUSTEE FOR THE REGISTERED NOTEHOLDERS OF RENAISSANCE HOME EQUITY LOAN TRUST 2007-2 by assignment recorded or to be recorded, Quitman County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND EIGHT HUNDRED SEVENTY-FIVE DOLLARS ($144,875.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Quitman County, Georgia, within the legal hours of sale on the first Tuesday in September, 2012 the following described property:

THE LAND REFERRED TO IN THIS POLICY IS SITUATED IN THE STATE OF GA, COUNTY OF QUITMAN, CITY OF GEORGETOWN AND DESCRIBED AS FOLLOWS:

ALL THAT CERTAIN TRACT OR PARCEL OF LAND LYING, SITUATE AND BEING IN LOT OF LAND NO.218 IN THE 8TH LAND DISTRICT OF QUITMAN COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE POINT OF BEGINNING, START AT THE NORTHEAST CORNER OF LOT OF LAND NO. 218, IN SAID DISTRICT, COUNTY, AND STATE, AND RUN THENCE SOUTH 2 DEGREES 36 MINUTES WEST A DISTANCE OF 661.42 FEET; THENCE RUN SOUTHWESTERLY 68 DEGREES 12 MINUTES WEST A DISTANCE OF 1,486.56 FEET TO AN IRON PIN ON THE NORTH RIGHT-OF-WAY (100-FOOT RIGHT-OF-WAY) OF U. S. HIGHWAY NO. 82; THENCE RUN NORTHWESTERLY 15 DEGREES 40 MINUTES 52 SECONDS WEST A DISTANCE OF 330.2 FEET TO AN IRON PIN; THENCE RUN SOUTHWESTERLY 86 DEGREES 59 MINUTES WEST A DISTANCE OF 233.33 FEET TO AN IRON PIN; THENCE CONTINUING SOUTHWESTERLY 45 DEGREES 02 MINUTES WEST A DISTANCE OF 199.93 FEET TO AN IRON PIN; THENCE RUN SOUTHEASTERLY 31 DEGREES 50 MINUTES EAST A DISTANCE OF 317.5 FEET TO A POINT ON THE NORTH MARGIN OF THE RIGHT-OF-WAY OF U. S. HIGHWAY 82; THENCE RUN NORTHEASTERLY 70 DEGREES 27 MINUTES EAST ALONG THE NORTH RIGHT-OF-WAY OF SAID U. S. HIGHWAY 82 A DISTANCE OF 318.48 FEET TO THE PLACE OR POINT OF BEGINNING. SAID TRACT CONTAINS 3.017 ACRES, MORE OR LESS, AND HAS A HOUSE AND OTHER IMPROVEMENTS THEREON, AND BEING A PORTION OF THE PROPERTY CONVEYED BY J.D. HOLMES TO ANNIE H. REDDING AND CURTIS P. REDDING, ON JANUARY 26, 1959 AND RECORDED IN DEED BOOK 36 AT PAGE 38, OF THE QUITMAN COUNTY PUBLIC DEED RECORDS.

APN 023-004-A

WITH THE APPURTENANCES THERETO.

APN: 023-004-A

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention: Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the parties in possession of the property are Roy Bernard Harris Jr. and Joanna Leigh Harris or a tenant or tenants and said property is more commonly known as 2199 Us Hwy 82, Georgetown, GA 39854.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

HSBC BANK USA, N.A., AS INDENTURE TRUSTEE FOR THE REGISTERED NOTEHOLDERS OF RENAISSANCE HOME EQUITY LOAN TRUST 2007-2

As Attorney in Fact for Roy Bernard Harris Jr. and Joanna Leigh Harris

Weissman, Nowack, Curry & Wilco, PC

Attn: Ocwen Team

One Alliance Center

3500 Lenox Road

Atlanta, GA 30326

Our File# 008995