NOTICE OF SALE UNDER POWER

GEORGIA, TALIAFERRO COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Cedric B. Harris and Brenda Rhodes to Mortgage Electronic Registration Systems, Inc, dated April 27, 2007, recorded in Deed Book 69, Page 7, Taliaferro County, Georgia Records, last assigned to Flagstar Bank, FSB, conveying the after-described property to secure a Note in the original principal amount of Eighty-Four Thousand One Hundred Ninety-Four and 00/100 DOLLARS ($84,194.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Taliaferro County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Flagstar Bank, FSB, 5151 Corporate Drive, MS S-110-3, Troy, MI 48098 AND 800-945-7700. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is Cedric B. Harris and Brenda Rhodes or a tenant or tenants and said property is more commonly known as 219 Washington Road Northeast, Crawfordville, GA 30631.

Flagstar Bank, FSB

as Attorney in Fact for

Cedric B. Harris and Brenda Rhodes

Morris|Hardwick|Schneider, LLC

1301 Hightower Trail, Suite 305

Sandy Springs, Georgia 30350

foreclosure.closingsource.net

MHS File #: GA-91000089-12

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. EXHIBIT A

ALL THAT TRACT, LOT OR PARCEL OF LAND LYING AND BEING WITHIN THE CORPORATE LIMITS OF THE CITY OF SHARON, TALIAFERRO COUNTY, GEORGIA, CONTAINING 1.62 ACRES, MORE OR LESS, BEING BOUNDED ON THE NORTH BY LOT #7,NOW OR FORMERLY LANDS OF VANESSA TERREKK; ON THE EAST BY STATE ROAD 47; ON THE SOUTH BY LOT #5; AND ON THE WEST BY RIGHT OG WAY OF THE RAILROAD, AS SHOWN ON A PLAT RECORDED IN PLAT CABINET A, SLIDE 90, PAGE 5, CLERK S OFFICE OF TALIAFERRO COUNTY SUPERIOR COURT. SAID PLAT IS HEREBY INCORPORATED FOR A MORE COMPLETE AND ACCURATE DESCRIPTION OF SAID PROPERTY AND MADE A PART HEREOF.

This is an attempt to collect a debt and any information obtained may be used for that purpose.

GAFC - Notice of Sale GA-91000089-122012-06-06 @ 11:00:10 / TM *4952160* 13jul4tp