NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF COLUMBIA Under and by virtue of the Power of Sale contained in a Security Deed given by Frances Dukes to Mortgage Electronic Registration Systems, Inc. as nominee for SouthStar Funding, LLC, dated 3/30/2006, recorded on April 13, 2006 in Deed Book 5375 at Page 279, Columbia County, Georgia Records. Having been last sold, assigned, transferred and conveyed to U.S. Bank National Association, as trustee for the LXS 2006-12N by Assignment conveying the after-described property to secure a Note in the original principal amount of 239,900.00, with interest thereon as set forth therein, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on August 7, 2012 during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT LOT OR PARCEL OF LAND WITH IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN THE STATE OF GEORGIA, COUNTY OF COLUMBIA, BEING KNOWN AND DESIGNATED AS LOT 4, CABOT COVE SUBDIVISION AS SHOWN ON A PLAT DATED JULY 23, 2002 REVISED ON JANUARY 3, 2003 RECORDED ON FEBRUARY 25, 2003 IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF COLUMBIA COUNTY IN PLAT CABINET E SLIDE 3 #5; REFERENCES IS HEREBY MADE TO SAID PLAT FOR A MORE COMPLETE AND ACCURATE DESCRIPTION AS TO METES, BOUNDS AND LOCATION OF SAID PROPERTY. Said property is known as 660 GREGORY DRIVE EVANS, GA 30809 , together with all fixtures and personal property attached to and constituting a party of said property, if any. Said property will be sold as the property of Frances Dukes, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Frances Dukes or a tenant or tenants. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation of the audit of the status of the loan as provided immediately above. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including, without limitation, attorneys' fees. Notice has been given of intention to collect attorneys' fees and other charges in accordance with the terms of the Note secured by said Deed. The balance, if any, will be distributed as provided by law. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: OneWest Bank, FSB, C/O Loan Resolution Department 888 E Walnut St, Pasadena, CA 91101, 877-736-5556. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. Albertelli Law Attorney for U.S. Bank National Association, as trustee for the LXS 2006-12N as Attorney in Fact for Frances Dukes 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (866) 690-0418 A-4265159 07/11/2012, 07/18/2012, 07/25/2012, 08/01/2012 July 11, 18, 25, Aug. 1, 2012 Adv. #15633934