No. 9209<br /><br /><bNOTICE OF SALE UNDER POWER<b <br /><br />GEORGIA HART COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Melinda Roach and Michael Pittard to Mortgage Electronic Registration Systems, Inc., dated June 7, 2007, recorded in Deed Book 590, Page 48, Hart County, Georgia Records, as last transferred to Bank of America, N.A. by assignment recorded in Deed Book 705, Page 52, Hart County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-EIGHT THOUSAND FOUR HUNDRED FIFTY-FIVE AND 0/100 DOLLARS ($98,455.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Hart County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: <br /><br />SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF <br /><br />The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. <br /><br />The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Melinda Roach and Michael Pittard or a tenant or tenants and said property is more commonly known as 67 Pierce Brown Rd, Hartwell, Georgia 30643. <br /><br />The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor s lien on real estate and this law firm will not be seeking a personal money judgment against you. Bank of America, N.A. as Attorney in Fact for Melinda Roach and Michael Pittard McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 8/7/12 Our file no. 52429010-FT11 EXHIBIT A That tract or parcel of land lying and being in the 1112th GMD of Hart County, Georgia, being designated as Lot 8A, containing 0.890 acre, more or less, and being Lot 8B, containing 0.544 acres, more or less, of Oakland Estates Subdivision, as shown on a plat of survey for George T. Sauls dated September 5, 2001, recorded in Plat Book 2-I, Page 190, Hart County records; said plat being incorporated herein by reference for a more complete description of the property. This being a portion of the property conveyed by Warranty Deed from Town & Country Realty, Inc. to George T. Sauls and Linda H. Sauls dated September 7, 2001, recorded in Deed Book 389, Page 390; and being the same property conveyed by Warranty Deed from George T. Sauls and Linda H. Sauls to Melinda Roach and Michael Pittard dated March 22, 2007, recorded in Deed Book 587, Page 109, Hart County records. Together with an improvement and immovable fixture permanently attached thereto, a 2000 Horton SH04 manufactured home, Serial Number H170189GL&R. MR/cj 8/7/12 Our file no. 52429010 - FT11<br /><br /> HS-5-4-14506-8/02