Notice of Sale

Notice of Sale Under Power

Georgia, Banks County

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by MARIE M WHITLOW and JOHNNY W WHITLOW to JPMORGAN CHASE BANK, N.A., dated March 9, 2007, recorded in Deed Book 302, Page 753, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($228,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Banks County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

SEE EXHIBIT ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney fees (notice of intent to collect attorney fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Marie M Whitlow and Johnny W Whitlow or a tenant or tenants and said property is more commonly known as 691 Grant Mill Rd, Alto, Georgia 30510. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor lien on real estate and this law firm will not be seeking a personal money judgment against you.

JPMorgan Chase Bank, National Association as Attorney in Fact for Marie M Whitlow and Johnny W Whitlow

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ts1 8/7/12

Our file no. 5555712-FT18

EXHIBIT

All that tract or parcel of land lying and being in the 448 GMD, Banks County, Georgia, being 30.87 acres, more or less, as per plat recorded in Plat Book 20, Page 20, Banks County, Georgia Records, which plat is incorporated herein and made a part hereof by this reference. MR/ts1 8/7/12 Our file no. 5555712 - FT18

(JU11,18,25,AU1B/19698#5555712-60T1P)