Notice of Sale Under Power

Georgia, Lee County

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by SYLVIA LADRILLONO AND BILLY GENE LADRILLONO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR WMC MORTGAGE CORP., dated JANUARY 27, 2004, and recorded in Deed Book 823, Page 208, Lee County, Georgia records, AS LAST TRANSFERRED TO DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE UNDER POOLING AND SERVICING AGREEMENT DATED AS OF JULY 1, 2004 MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-WMC1 BY ASSIGNMENT RECORDED IN LEE COUNTY, GEORGIA RECORDS, conveying the after-described property to secure a Note of even date in the original principal amount of $160,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lee County, Georgia, within the legal hours of sale on the first Tuesday in September, 2012, to wit: September 04, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 69 IN THE FIRST LAND DISTRICT OF LEE COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

ALL OF LOT 46 OF NORTHHAMPTON COUNTRY ESTATES, SECOND SECTION, ACCORDING TO A MAP OR PLAT OF SAID SUBDIVISION AS THE SAME IS RECORDED IN PLAT CABINET SLIDE D 59, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT, LEE COUNTY, GEORGIA.

THE IMPROVEMENTS THEREON BEING KNOWN AS NO. 501 NORTHHAMPTON ROAD, LEESBURG, GEORGIA 31763.

BEING THE SAME PROPERTY, WHICH BY DEED DATED JULY 27, 2000 AND RECORDED AUGUST 4, 2000 IN LIBER 481, FOLIO 336, WAS GRANTED AND CONVEYED BY NORMA E. FERRELL UNTO BILLY G. LADRILLONO.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney fees (notice of intent to collect attorney fees having been given).

To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 501 NORTHAMPTON ROAD, LEESBURG, GA 31763 is (are): SYLVIA LADRILLONO or tenant or tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.

Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE UNDER POOLING AND SERVICING AGREEMENT DATED AS OF JULY 1, 2004 MORGAN STANLEY ABS CAPITAL I INC. TRUST 2004-WMC1

as attorney in fact for

SYLVIA LADRILLONO AND BILLY GENE LADRILLONO

Richard B. Maner, P.C.

5775 Glenridge Drive

Building D, Suite 100

Atlanta, GA 30328

(404)252-6385

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

AFC12-610

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STATE OF GEORGIA

COUNTY OF LEE

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Kenneth D. Douglas to Navy Federal Credit Union dated November 20, 2007, and recorded in Deed Book 1215, Page 294, Lee County Records, securing a Note in the original principal amount of $141,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 4, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LEE COUNTY, GEORGIA AND BEING ALL OF LOT 81 OF MELROSE GARDENS SUBDIVISION, PHASE IV, ACCORDING TO A MAP OR PLAT OF SAID SUBDIVISION AS SAME IS RECORDED IN PLAT CABINET E, SLIDE E-105-A, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LEE COUNTY, GEORGIA.

Said property is known as 124 Colee Court, Leesburg, GA 31763, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Kenneth D. Douglas or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Navy Federal Credit Union as Attorney-in-Fact for Kenneth D. Douglas

File no. 12-033719

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100?Atlanta, GA 30341-3941

(770) 220-2535/AS

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Aug. 8, 15, 22, and 29 50pw



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NOTICE OF SALE

UNDER POWER

GEORGIA, LEE COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Dana Rene Pierce and Timothy Eugene Pierce to Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage America, Inc. its successors and assigns, dated July 25, 2007, recorded in Deed Book 1188, Page 1, Lee County, Georgia Records and as re-recorded in Deed Book 1193, Page 138, Lee County, Georgia Records, as last transferred to Federal National Mortgage Association by assignment recorded in Deed Book 1547, Page 69, Lee County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($179,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lee County, Georgia within the legal hours of sale on the first Tuesday in September, 2012, the following described property:All that tract or parcel of land lying and being in Land Lot 70 in the First Land District, Lee County, Georgia, and being all of Lot 118 of Highland Oaks Subdivision, Section Five, according to a map or plat of said subdivision as same is recorded in Plat Cabinet Slide D-176, in the office of the Clerk of Superior Court of Lee County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney fees (notice of intent to collect attorney fees having been given). Seterus, Inc. holds the Note and Security Deed to the above-referenced property and services the above-referenced loan on behalf of the current owner of the loan: Federal National Mortgage Association ( annie Mae . eterus, Inc. can be contacted at 888-917-3094 or by writing to 14523 S.W. Millikan Way Suite 200, Beaverton, OR 97005, to discuss possible alternatives to foreclosure, and has the full authority to negotiate, amend or modify the terms of the loan. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Dana Rene Pierce and Timothy Eugene Pierce or a tenant or tenants and said property is more commonly known as 192 Water Oak Drive, Albany, Georgia 31701. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Federal National Mortgage Association as Attorney in Fact for Dana Rene Pierce and Timothy Eugene Pierce Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/dmo 9/4/12 Our file no. 1221712-FT8

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Notice of Sale Under Power.

State of Georgia, County of LEE.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by RYAN B NELSON AND ANNA C NELSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ( ERS , AS NOMINEE PHH MORTGAGE CORPORATION D/B/A ERA MORTGAGE , dated 05/15/2007, and Recorded on 05/22/2007 as Book No. 1168 and Page No. 191, LEE County, Georgia records, as last assigned to PHH MORTGAGE CORPORATION, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $116,082.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LEE County Courthouse within the legal hours of sale on the first Tuesday in September, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 47 IN THE SECOND LAND DISTRICT, LEE COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS ALL OF LOT 42 OF GROOVER PARK SUBDIVISION, SECTION ONE, ACCORDING TO A MAP OR PLAT OF SAID SUBDIVISION AS SAME IS RECORDED IN PLAT CABINET SLIDE D-178, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LEE COUNTY, GEORGIA.

SUBJECT TO THE PUBLIC UTILITY EASEMENTS AND OTHER EASEMENTS, VISIBLE OR OF RECORD, AFFECTING THE PROEPRTY AND THE VALID AND ENFORCEABLE PROTECTIVE CONVENANTS AND TO THE VALID AND ENFORCEABLE LAWS, RODINANCES AND REGILATIONS GOVERNING AND REGULATING THE USE OF THE PROPERTY. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney fees (notice of intent to collect attorney fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PHH MORTGAGE CORP. F/K/A CENDANT MORTGAGE CORP., 2001 BISHOPS GATE BLVD., Foreclosure, MT. LAUREL, NJ 08054, 800-592-9245. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 201 GROOVER STREET, LEESBURG, GEORGIA 31763 is/are: RYAN B NELSON AND ANNA C NELSON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. PHH MORTGAGE CORPORATION as Attorney in Fact for RYAN B NELSON AND ANNA C NELSON. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20120028700887 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341-5398.

Aug. 8, 15, 22, and 29 70pw