Notice of Sale under power

Lumpkin County, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Nathan Walker to Mortgage Electronic Registration Systems, Inc., dated November 1, 2007, recorded in Deed Book 1113, Page 729, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1161, Page 405, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-ONE THOUSAND SEVEN HUNDRED FIFTY-SIX AND 0/100 DOLLARS ($91,756.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in June, 2012, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Nathan Walker or a tenant or tenants and said property is more commonly known as 30 Arrow Court, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Nathan Walker

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/mga 6/5/12

Our file no. 51439110-FT11

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 125 of the 11th District, Lumpkin County, Georgia, being Lot 162, consisting of 1.01 acres, more or less, of Wellington Subdivision, Phase Six, as per plat prepared by Donald Rex Jones, GRLS #2396, Dated October 30, 1996, recorded in Plat Book 30, Page 115, Lumpkin County, Georgia Records, to which plat reference is made for a more detailed description. Together with a 1996 Double Wide Mobile Home being a Southern Charm Model No. E706 manufactured by Homestead Homes being Serial Number HMST11828AGA and HMST11828BGA. MR/mga 6/5/12 Our file no. 51439110 - FT11

(5/9, 5/16, 5/23, 5/30)