Notice of sale under power

State of Georgia

County of Crawford

By Virtue of the power of sale contained

in a Security Deed from Rhonda

P. Kinchen to Mortgage Electronic

Registration Systems, Inc., dated June

26, 2006, and recorded in Deed Book

263, Page 410, and re-recorded in

Deed Book 322, Page 261, and last

transferred and assigned to Branch

Banking and Trust Company ( BB&T )

by assignment recorded in Deed Book

322, Page 514, Crawford County,

Georgia records, there will be sold at

public outcry for cash to the highest

bidder before the courthouse doors of

said county during the legal hours of

sale on the fi rst Tuesday in December,

2012, by BB&T, as Attorney-infact

for Rhonda P. Kinchen, the following

described property, to-wit: All that

tract or parcel of land lying and being

in Crawford ?County, Georgia and being

known and designated as Lot 23,

Section 1, Dogwood Estates Subdivision,

according to a plat of record in

Plat Book 4, Page 39, Clerk s Offi ce

Crawford Superior Court. Said plat is

incorporated herein for all purposes.

Said property is subject to any and

all restrictions, easements, building

setback lines and right of ways pertaining

to said property of record in

said Clerk s Offi ce as of July 6, 2006.

Said property has an address of 342

Ann Drive, Byron, Crawford County,

Georgia, according to the present system

of numbering properties in said

county. This being the same property

as described in Deed Book 263, Page

409, said Clerk s Offi ce. The indebtedness

secured by said Security Deed

having been declare due and payable

because of default in the payment of

the indebtedness secured thereby,

this sale will be made for the purpose

of paying the same and all expenses

of the sale, including attorney s fees.

Notice of intention to collect attorney s

fees having been given as provided

by law. BB&T Loss Mitigation Department

is the name of the department at

BB&T who has full authority to negotiate,

amend, and modify all terms of

the mortgage with the debtor, and their

address is: BB&R Loss Mitigation Department,

301 College Street, Greenville,

South Carolina 29601; Phone #

800-827-3722, Option 6. The property

will be sold as the property of Rhonda

P. Kinchen or parties claiming under

the aforementioned subject to the

following: (1) all prior restrictive covenants,

easements, right-of-ways, or

encumbrances; (2) all valid zoning ordinances;

(3) matters which would be

disclosed by an accurate survey of the

property; (4) all outstanding taxes, assessments,

unpaid bills, charges and

expenses that constitute liens against

property, whether due and payable or

not yet due and payable, and matters

of record superior to the Security Deed

fi rst set out above. To the best of the

undersigned s knowledge and belief,

the party in possession is Rhonda P.

Kinchen, a tenant or tenants, or parties

claiming under the aforementioned

and said property is more commonly

known as 342 Ann Drive, Byron, GA

31008.

Branch Banking & Trust Company,

as Attorney-in-Fact for Rhonda P.

Kinchen

Gregory M. Eells

Attorney at Law

Eells Law Group, LLC

Suite 181-The Oglethorpe Bldg.

2971 Flowers Road South

Atlanta, Georgia 30341

(770) 455-3660

(11-4) Kinchen 11/08-11/29