RN6043 STATE OF GEORGIA COUNTY OF FLOYD NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Dongye Hou to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $60,000.00 dated 08/29/2005, and recorded in Deed Book 1963, page 714, Floyd County records, said Security Deed being last transferred and assigned to The Bank of New York Mellon Trust Company, National Association FKA The Bank of New York Trust Company, N.A. successor to JPMorgan Chase Bank N.A. for RAMP 2006-RS1 in Deed Book 2308, Page 529, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2012 by The Bank of New York Mellon Trust Company, National Association FKA The Bank of New York Trust Company, N.A. successor to JPMorgan Chase Bank N.A. for RAMP 2006-RS1, as Attorney-in-Fact for Dongye Hou the following described property: All that tract or parcel of land lying and being in Land Lot 93, 4th District, Floyd County, Georgia, being all but the northerly 8 feet of Lot 326, Garden Lakes Subdivision, Part 7, as per plat recorded in Plat Book 4, Page 126, Floyd County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Property known as: 127 Elliott Drive, Rome, GA 30165 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: GMAC Mortgage, LLC 1100 Virginia Avenue Ft. Washington, PA 19034 PHONE: 800-850-4622 Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Dongye Hou. The Bank of New York Mellon Trust Company, National Association FKA The Bank of New York Trust Company, N.A. successor to JPMorgan Chase Bank N.A. for RAMP 2006-RS1, as Attorney-in-fact for Dongye Hou. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C. South Terraces, Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 Phone (770) 392-0398 Toll Free (866) 999-7088 www.penderlaw.com Our File No. 12-04529 July 12, 19, 26, August 2, 2012