STATE OF GEORGIA

COUNTY of BARTOW



NOTICE OF SALE UNDER POWER



By virtue of the power of sale contained in that certain Deed to Secure Debt from DEBRA L. WILEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated May 27, 2004, filed for record June 18, 2004, and recorded in Deed Book 1808, Page 239, BARTOW County, Georgia Records, as last transferred to BANK OF AMERICA, N.A. SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP by assignment recorded in Deed Book 2525, Page 766, BARTOW County, Georgia Records, said Deed to Secure Debt having been given to secure a Note dated May 27, 2004 in the original principal sum of EIGHTY ONE THOUSAND TWO HUNDRED TWENTY FIVE AND 0/100 DOLLARS ($81,225.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at BARTOW County, Georgia, within the legal hours of sale on the first Tuesday in November, the property described on Exhibit A attached hereto and incorporated herein by reference. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney s fees.



BANK OF AMERICA, N.A. SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP holds the duly indorsed Note and is the assignee of the Security Deed to your property. BANK OF AMERICA, N.A. services your loan on behalf of BANK OF AMERICA, N.A. SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, the current beneficial owner of your loan. The servicer of this loan is BANK OF AMERICA, N.A.. The individual or entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is BANK OF AMERICA, N.A., 7105 CORPORATE DR, PLANO, TX 75024-4100;. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.



Said property will be sold as the property of DEBRA L. WILEY.



BANK OF AMERICA, N.A. SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP

As Attorney-in-Fact for

DEBRA L. WILEY



Phelan Hallinan PLC

303 Perimeter Center North, Suite 800

Atlanta, GA 30346

Telephone: 770-393-4300

Fax: 770-393-4310

PH # 10647



This law firm is acting as a debt collector. Any information obtained will be used for that purpose



EXHIBIT A



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 88.5TH DISTRICT, 3RD SECTION OF BARTOW COUNTY, GEORGIA; AND BEING LOT 24 JONES HEIGHTS SUBDIVISION, AS PER A PLAT RECORDED IN PLAT BOOK 7, PAGE 126, BARTOW COUNTY, GEORGIA RECORDS: WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF, CAPTION PROPERTY HAS AN ADDRESS OF 35 PATTON STREET, CARTERSVILLE, GEORGIA.



ALSO CONVEYED IS HORTON 1998 MOBILE HOME. VIN# H813014GLR.



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Because of default in the payment of the indebtedness, secured by a Security Deed executed by Keisha L Bannister and Tommy W Bannister to Mortgage Electronic Registration Systems, Inc. as nominee for Real Estate Mortgage Network, Inc., its successors and assigns dated July 26, 2010 in the amount of $99,080.00, and recorded in Deed Book 2432, Page 723, Bartow County, Georgia Records; as last transferred to Real Estate Mortgage Network, Inc. by assignment; the undersigned, Real Estate Mortgage Network, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2012 , during the legal hours of sale, at the Courthouse door in Bartow County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:



All that tract or parcel of land lying and being in Land Lot 648 of the 4th District, 3rd Section of Bartow County, Georgia, being Lot 93 of Mission Ridge, Phase Three, as per plat recorded in Plat Book 7, Page 315, Bartow County, Georgia Records, which said plat is incorporated herein by this reference and made a part of this description.



which has the property address of 17 Ridgeview Court SW, Cartersville, Georgia., together with all fixtures and other personal property conveyed by said deed.



The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Keisha L Bannister and Tommy W Bannister and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



Real Estate Mortgage Network, Inc.

Attorney in Fact for

Keisha L Bannister and Tommy W Bannister



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Daily Tribune News

File No. 12-06439 /FHA/kjenrette



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



8/23,30/12

9/6,13,20,27/12

10/4,11,18,25/12

11/1/12

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NOTICE OF SALE UNDER POWER



BARTOW COUNTY



Pursuant to the Power of Sale contained in a Security Deed given by Angela R. Hubbard to Mortgage Electronic Registration Systems, Inc. as nominee for SouthStar Funding, LLC dated 7/17/2006 and recorded in Deed Book 2086 Page 191, BARTOW County, Georgia records; as last transferred to HSBC Mortgage Services, Inc., conveying the after-described property to secure a Note in the original principal amount of $ 107,800.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of BARTOW County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 (November 6, 2012), the following described property:



All that tract or parcel of land lying and being in Land Lot 199, of the 15th District, 3rd Section of Bartow County, Georgia and being Lot 60 Princeton Avenue as shown on plat recorded in Plat Book 59, Page 226 A & B, which plat by reference is incorporated herein for a more complete description of the property.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). HSBC MORTGAGE SERVICES INC is the current owner of the loan.



Said property is commonly known as 131 Princeton Avenue, Adairsville, Georgia 30103 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Angela R. Hubbard or tenant or tenants.



HSBC Mortgage Services, Inc. is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.



HSBC Mortgage Services, Inc.

PO Box 9068

Brandon, FL 33509-9068

800-395-3489



Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.



HSBC Mortgage Services, Inc.

as agent and Attorney in Fact for

Angela R. Hubbard



Aldridge Connors, LLP,

3575 Piedmont Road, N.E., Suite 500,

Atlanta, Georgia 30305

(404) 994-7400



THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



1021-674039



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Because of default in the payment of the indebtedness, secured by a Security Deed executed by Terrese Bailey to Mortgage Electronic Registration Systems, Inc. as nominee for Pine State Mortgage Corporation, its successors and assigns dated October 30, 2001 in the amount of $54,000.00, and recorded in Deed Book 1453, Page 659, Bartow County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2012 , during the legal hours of sale, at the Courthouse door in Bartow County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:



All that tract or parcel of land lying and being in Land Lot 853 of the 21st District and 2nd Section of Bartow County Georgia, and being Lot 18, Section 2, Everglades Estates, as per plat recorded in Plat Book 27 Page 174, Clerks Office, Superior Court of Bartow County Georgia, to which plat reference is hereby made and incorporated herein.



which has the property address of 6204 Anns Court, Acworth, Georgia., together with all fixtures and other personal property conveyed by said deed.



The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Terrese Bailey and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



JPMorgan Chase Bank, National Association

Attorney in Fact for

Terrese Bailey



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-06378 /FNMA/cajohnson



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



By virtue of a Power of Sale contained in that certain Security Deed from TRAVIS KEN SILVERS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP. , dated May 29, 2008, recorded June 3, 2008, in Deed Book 2298, Page 415, Bartow County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Twenty Thousand One Hundred Fifteen and 00/100 dollars ($120,115.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., secured creditor, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012, all property described in said Security Deed including but not limited to the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 609 OF THE 17TH DISTRICT AND 3RD SECTION OF BARTOW COUNTY GEORGIA, AND BEING LOT 44, WESTMINSTER, SECTION TWO, AS PER PLAT RECORDED IN PLAT BOOK 44 PAGE 220, CLERK`S OFFICE, SUPERIOR COURT OF BARTOW COUNTY GEORGIA, TO WHICH PLAT REFERENCE IS HEREBY MADE AND INCORPORATED HEREIN.



Said legal description being controlling, however the property is more commonly known as 74 WESTMINSTER DRIVE, CARTERSVILLE, GA 30120.



The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.



Said property will be sold on an ""s-is""basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.



To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is TRAVIS KEN SILVERS, or tenants(s).



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.



The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024, Telephone Number: 800-720-3758 for and on behalf of the secured creditor.



BANK OF AMERICA, N.A.

as Attorney in Fact for

TRAVIS KEN SILVERS



THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Attorney Contact: Rubin Lublin, LLC,

3740 Davinci Court, Suite 400,

Norcross, GA 30092

Telephone Number: (877) 813-0992

Case No. BAC-12-11735-0001

www.rubinlublin.com/property-listings.php



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Larry C. Ginn, Jr. and Joan M. Ginn to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HOME AMERICA MORTGAGE, dated December 12, 2006, recorded in Deed Book 2140, Page 69, Bartow County, Georgia records, as last transferred to U.S. BANK, NATIONAL ASSOCIATION, AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF MARCH 1, 2007, GSAMP TRUST 2007-HE2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-HE2 by assignment recorded or to be recorded, Bartow County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTEEN THOUSAND NINE HUNDRED AND 00/100 DOLLARS ($113,900.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 13 OF THE 4TH DISTRICT, 3RD SECTION OF BARTOW COUNTY, GEORGIA; AND BEING LOT 7 OF JORDAN HEIGHTS, CONTAINING 0.562 ACRES, AS PER PLAT RECORDED IN PLAT BOOK 43, PAGE 56, BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN AND MADE A PART HEREOF.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention: Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, Fax 407-737-5693. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.



To the best knowledge and belief of the undersigned, the parties in possession of the property are Larry C. Ginn, Jr. and Joan M. Ginn or a tenant or tenants and said property is more commonly known as 33 Skyline Drive SE, Cartersville, GA 30120.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



U.S. BANK, NATIONAL ASSOCIATION, AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF MARCH 1, 2007, GSAMP TRUST 2007-HE2, MORTGAGE PASS-THROUGH CERTIFICATES,

SERIES 2007-HE2

As Attorney in Fact for

Larry C. Ginn, Jr. and Joan M. Ginn



Weissman, Nowack, Curry & Wilco, PC

Attn: Ocwen Team

One Alliance Center

3500 Lenox Road

Atlanta, GA 30326

Our File# 013670



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Because of default in the payment of the indebtedness, secured by a Security Deed executed by Mason Beasley and Elizabeth Quinn n/k/a Elizabeth Beasley to Mortgage Electronic Registration Systems, Inc. as nominee for M&I Bank FSB, its successors and assigns dated May 30, 2006 in the amount of $145,000.00, and recorded in Deed Book 2083, Page 987, Bartow County, Georgia Records; as last transferred to HSBC Mortgage Services Inc. by assignment; the undersigned, HSBC Mortgage Services Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2012 , during the legal hours of sale, at the Courthouse door in Bartow County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:



All that tract or parcel of land lying and being in Land Lots 39 and 70 of the 22nd District, 2nd Section of Bartow County, Georgia, and being Lot 280 of Highland Point Subdivision, Section Four, Part Three, as per plat recorded in Plat Book 53, Page 204, Bartow County, Georgia Records, which plat by reference is incorporated herein and made a part hereof.



Subject to all zoning ordinances, easements and restrictions of record, if any.

Parcel No. 101D-2-17



which has the property address of 126 Greatwood Drive, White, Georgia., together with all fixtures and other personal property conveyed by said deed.



The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Mason Beasley and Elizabeth Quinn n/k/a Elizabeth Beasley and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



HSBC Mortgage Services Inc.

Attorney in Fact for

Mason Beasley and Elizabeth Quinn n/k/a Elizabeth Beasley



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 12-07908 /CONV/cajohnson



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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NOTICE OF SALE UNDER POWER



BARTOW COUNTY



Pursuant to the Power of Sale contained in a Security Deed given by Sabrina L. Gainor to Wells Fargo Bank, NA dated 6/30/2005 and recorded in Deed Book 1948 Page 510-519, BARTOW County, Georgia records; as last transferred to Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 90,485.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of BARTOW County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 (November 6, 2012), the following described property:



ALL THAT TRACT OR PRACEL OF LAND lying and being in the City of Cartersville in Land Lot 377 of the 4th District, 3rd Section of Bartow County, Georgia, and being Lot 24 of Section One, Mayflower Subdivision, as per plat recorded in Plat Book 28, page 335, Bartow County, Georgia records, which plat is incorporated herein by this reference and being more particularly described as follows:



TO FIND THE TRUE POINT OF BEGINNING, begin at a concrete monument located at the intersection of the eastern right-of-way of Vista Court with the southern right-to-way of Mayflower Circle, thence along the southern right-of-way of Mayflower Circle (a 50' right-of-way) a distance of 543.55 feet to an iron pin located at the northeast corner of Lot 23 of Section Three, Mayflower Subdivision, Plat Book 29, page 325, Bartow County, Georgia records, which is the TRUE POINT OF BEGINNING; thence from said true point of beginning and continuing with said margin of Mayflower Circle, North 50 degrees 17 minutes 14 seconds East a distance of 61.71 feet to an iron pin; thence South 35 degrees 47 minutes 55 seconds East a distance of 333.14 feet to an iron pin; thence South 77 degrees 57 minutes 18 seconds West a distance of 44.00 feet to an iron pin; thence North 39 degrees 42 minutes 46 seconds West a distance of 311.94 feet to the point of beginning.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). Wells Fargo Bank, NA is the current owner of the loan.



Said property is commonly known as 139 Mayflower Circle, Cartersville, Georgia 30120 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Sabrina L. Gainor or tenant or tenants.



Wells Fargo Bank, NA is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.



Wells Fargo Bank, NA

Loss Mitigation

3476 Stateview Boulevard

Fort Mill, SC 29715

1-800-662-5014



Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.



Wells Fargo Bank, NA

as agent and Attorney in Fact

for Sabrina L. Gainor



Aldridge Connors, LLP,

3575 Piedmont Road, N.E., Suite 500,

Atlanta, Georgia 30305

(404) 994-7400



THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



1000-667488618



10/11,18,25 11/1/12

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gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Because of default in the payment of the indebtedness, secured by a Security Deed executed by Bobby L. Combs and Nata J. Combs to Centex Home Equity Company, LLC dated April 18, 2006 in the amount of $145,333.00, and recorded in Deed Book 2055, Page 601, Bartow County, Georgia Records; as last transferred to Nationstar Mortgage LLC by assignment; the undersigned, Nationstar Mortgage LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2012 , during the legal hours of sale, at the Courthouse door in Bartow County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:



All that tract or parcel of land lying and being in Land Lot 690 of the 17th District and 3rd Section of Bartow County, Georgia, and being Lot 14, Etowah Subdivision, and being more particularly described as follows: Beginning at the intersection of the Western Right-of-Way of Dobson Drive and the Southeast corner of Lot 13 of said subdivision; thence in a Westerly direction and along the South line of Lot 13 a distance of 192 feet to an iron pin; thence in a Southerly direction a distance of 100 feet to an iron pin situated at the Northwestern corner of Lot 15 of said subdivision; thence in a Easterly direction and along the Northern line of said Lot 15 a distance of 190 feet to an iron pin situated on the Western Right of Way of Dobson Drive; thence in a Northerly direction and along the Western Right of Way of said Dobson Drive, a distance of 100 feet to the Point of Beginning and being in Section A of said subdivision. A plat thereof being recorded in Plat Book 7 at Pager 48 of the Records of Bartow County, Georgia, for which specific reference is hereby made for a more definite and complete description of the herein property. Tax ID# 34A-2-9



which has the property address of 74 Dobson Drive SW, Euharlee, Georgia., together with all fixtures and other personal property conveyed by said deed.



The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Bobby L. Combs and Nata J. Combs and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



Nationstar Mortgage LLC

Attorney in Fact for

Bobby L. Combs and Nata J. Combs



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 09-00672 /CONV/ajackson



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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NOTICE OF SALE UNDER POWER



STATE OF GEORGIA

COUNTY OF BARTOW



By virtue of the power of sale contained in a Security Deed dated May 27, 2004, filed for record June 4, 2004, and recorded in Deed Book 1803, Page 282, Bartow County, Georgia Records, given by FAEZEH GOLCHIN to BARTOW COUNTY BANK, and assigned to HAMILTON STATE BANK by the Federal Deposit Insurance Corporation, Receiver for Bartow County Bank, there will be sold at public outcry for cash to the highest bidder before the Court House Door of Bartow County, Georgia, between the legal hours of sale on the first Tuesday in November, 2012 by HAMILTON STATE BANK the following property, to-wit:



ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lots 63 & 82 of the 5th District, 3rd Section, Bartow County, Georgia, and being Tract 4, William F. Fossett Estate, 17.230 acres, as shown on plat recorded in Plat Book 58, Page 338, of the Bartow County, Georgia records, which plat by reference is incorporated herein for a more complete description of the property.



Along with and subject to a 50-foot easement for ingress and egress to and from U.S. Highway 41 as shown on plat.



Said Security Deed was given to secure payment of a Note being in the original principal amount of One Hundred Fifty-Four Thousand Four Hundred Two and 25/100 Dollars ($154,402.25), until reaching maturity, bearing interest on the unpaid balance as specified therein. The unpaid principal balance has been and is hereby declared due because of default under the terms of said Note and Deed to Secure Debt. The debt remaining in default, said sale will be made for the purpose of applying the proceeds thereof toward the expenses of sale, including attorneys fees, the payment of the debt and the interest thereon; and the balance, if any, shall be applied as provided by law.



Said property will be sold subject and subordinate to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best knowledge and belief of the undersigned, AHMAD REZA GOLCHIN is the party in possession of the property. Notice has been given pursuant to and in compliance with O.C.G.A. 44-14-162, et. seq.



The above-described property will be sold by the undersigned as attorney-in-fact for FAEZEH GOLCHIN, subject to any and all unpaid taxes and assessments, and matters of records.



HAMILTON STATE BANK,

as Attorney-in-Fact for

FAEZEH GOLCHIN



Carrie P. Trotter

TILLEY, DEEMS, HELTON & TROTTER, LLC

Post Office Box 2943

Cartersville, Georgia 30120-1700

(770) 382-6144



BE ADVISED THAT THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Amias B Gossett to Bank of America, N.A., dated June 11, 2008, recorded in Deed Book 2302, Page 373, Bartow County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-THREE THOUSAND FIVE HUNDRED SIXTY-ONE AND 0/100 DOLLARS ($123,561.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.



To the best knowledge and belief of the undersigned, the party in possession of the property is Amias B Gossett or a tenant or tenants and said property is more commonly known as 17 Canefield Drive, Cartersville, Georgia 30121.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor s lien on real estate and this law firm will not be seeking a personal money judgment against you.



Bank of America, N.A.

as Attorney in Fact for

Amias B Gossett



McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/qlb 11/6/12

Our file no. 5905712-FT11



EXHIBIT A



All that tract or parcel of land lying and being in Land Lot 294 of the 4th District, 3rd Bartow County, Georgia, being Lot 41, Section Three of Sugar Mill Subdivision, as per plat thereof recorded in Plat Book 7A, page 102, Bartow County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.



MR/qlb 11/6/12

Our file no. 5905712 - FT11



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The following vehicles have been deemed abandoned at Martin s Wrecker Service, 722 Joe Frank Harris Parkway and will be sold at auction on October 29, 2012 at 10 a.m.



1B3EL46XX5N593550

2005 DODGE STRATUS



KMHCM36C18U072667

2008 HYUNDAI ACCENT



1GNEK13R9VJ372073

1997 CHEVROLET TAHOE



1G8ZH1273SZ177439

1995 SATURN SC2



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The following vehicle(s) located at Discount Truck Tires & Towing, 7719 Highway 140, Adairsville, GA 30103 will be deemed abandoned unless redeemed within ten days.



1989 CHEVROLET GMT-400 C1500

VIN# 1GCD14K2KZ102117



1999 SATURN SC2

VIN# 1G8ZH127XXZ129458



1996 OLDSMOBILE LSS

VIN# 1G3HY52K4T4832980



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STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER



Under and by virtue of the power of sale contained in a Security Deed from CROSS CREEK VILLAGE, LLC to Crescent Bank, dated June 30, 2009, recorded September 3, 2009, in Deed Book 2382, Page 936, Bartow County, Georgia records, also that certain Assignment of Leases and Rents recorded September 3, 3009 in Deed Book 2382, Page 947, Bartow County, Georgia records, as transferred to Renasant Bank pursuant to that certain Purchase and Assumption Agreement dated as of July 23, 2010, by and among Renasant Bank, The Federal Deposit Insurance Corporation, Receiver of Crescent Bank & Trust Company and The Federal Deposit Insurance Corporation, and as assigned to RENASANT BANK by Assignment recorded in Deed Book 2442, Page 590, Bartow County, Georgia records, said Security Deed being given to secure a Note from CROSS CREEK VILLAGE, LLC dated June 30, 2009 in the original principal amount of Five Hundred Sixty Thousand and 00/100 ($560,000.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



All that tract or parcel of land lying and being in Land Lots 700 and 741, 4th District and 3rd Section of Bartow County, Georgia, being Lot 396, The Waterford, Unit III, as per plat recorded in Plat Book 34, Page 415, Bartow County, Georgia records, which plat is hereby reference to and made a part of this description.



Being known as 30 Glen Cove Drive, Cartersville, Georgia 30120, according to the present system of numbering houses in Bartow County, Georgia, and being the same property conveyed to HSBC Mortgage Corp USA by virtue of a Foreclosure Deed recorded in Deed Book 2301, Page 433, Bartow County, Georgia records.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



To the best knowledge and belief of the undersigned, the party in possession of the property is CROSS CREEK VILLAGE, LLC or a tenant or tenants.



RENASANT BANK,

as attorney in Fact for

CROSS CREEK VILLAGE, LLC



L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. RE218-00068



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NOTICE OF SALE UNDER POWER



By virtue of the power of sale contained in a Deed to Secure Debt by Pamela Blakeney to Mortgage Electronic Registration Systems, Inc. (""ERS"" as nominee for Aegis Wholesale Corporation, dated January 4, 2005 and filed for record January 11, 2005 in Deed Book 1880, Page 478, Bartow County, Georgia records, and securing a Note in the original principal amount of $116,800.00; last transferred to The Bank of New York Mellon fka The Bank of New York, as Trustee for the CWMBS, Inc., CHL Mortgage Pass-Through Trust 2005-03, Mortgage Pass-Through Certificates, Series 2005-03 by Assignment, filed for record in Deed Book 2553, Page 117, Bartow County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Bartow County, Georgia, between the legal hours of sale on the first Tuesday in November, 2012, by The Bank of New York Mellon FKA The Bank of New York, as Trustee for The Certificateholders of The CWMBS Inc., CHL Mortgage Pass-Through Trust 2005-03, Mortgage Pass-Through Certificates, Series 2005-03 as Attorney-in-Fact for Pamela Blakeney the following property to-wit:



ALL THAT TRACT or parcel of land lying and being in Land Lot 576 and 577 of the 4th District, 3rd Section, Bartow County, Georgia, being Lot 41, of Etowah Ridge Subdivision, Section Two, as per plat recorded in Plat Book 45, Page 116, Bartow County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.



The above described property is also known as 27 Etowah Lane, Cartersville, GA 30120.



The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.



The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.



Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:



Bank of America, N.A.

Home Loan Assistance Dept

7105 Corporate Drive

Plano, TX 75024

1-800-669-6650



The foregoing notwithstanding, nothing in O.C.G.A. 44-14-162.2 shall be construed to require Bank of America, N.A. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.



The Bank of New York Mellon FKA The Bank of New York, as Trustee for The Certificateholders of The CWMBS Inc., CHL Mortgage Pass-Through Trust 2005-03, Mortgage Pass-Through Certificates, Series 2005-03

as Attorney-in-Fact for

Pamela Blakeney





SHUPING, MORSE & ROSS, L.L.P.

By: S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100

Riverdale, GA 30274

770-991-0000



THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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NOTICE TO DEBTORS AND CREDITORS



All creditors of the Estate of Marvin Cletus Schiffman, deceased, of Bartow County, Georgia, are hereby notified to render their demand to the undersigned, according to law, and all persons indebted to said Estate are required to make immediate payment to the undersigned.



This 15th day of October, 2012.



Susan Howard

239 Parkview Drive

Cartersville, Georgia 30120



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



By virtue of a Power of Sale contained in that certain Security Deed from MELVIN ALLEN SCOTT JR AND SHERRY SCOTT to Mortgage Electronic Registration Systems, Inc. as nominee for Quicken Loans Inc., dated April 3, 2007, recorded April 9, 2007, in Deed Book 2177, Page 1010-1026, Bartow County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Twenty Thousand and 00/100 dollars ($220,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2007-15CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-15CB, secured creditor, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012, all property described in said Security Deed including but not limited to the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 730 OF THE 17TH DISTRICT, 3RD SECTION OF BARTOW COUNTY, GEORGIA, CONSISTING OF 7.088 ACRES AND BEING MORE PARTICULARLY DESCRIBED ACCORDING TO A SURVEY BY A. LEE SMITH, REGISTERED SURVEYOR, DATED JULY 1, 1987, AS FOLLOWS:



BEGINNING AT AN IRON PIN LOCATED AT THE SOUTHEAST CORNER OF LAND LOT 730; THENCE ALONG THE SOUTHERN BOUNDARY OF THE SAID LAND LOT 730 SOUTH 88 DEGREES 52 MINUTES 12 SECONDS WEST 1040.60 FEET TO AN IRON PIN LOCATED ON THE EAST SIDE OF THE RIGHT OF WAY OF IRON HILL ROAD; THENCE ALONG SAID RIGHT OF WAY THE FOLLOWING COURSES AND DISTANCES: NORTH 01 DEGREES 01 MINUTES 53 SECONDS WEST 146.03 FEET; NORTH 00 DEGREES 30 MINUTES 53 SECONDS WEST 148.87 FEET TO AN IRON PIN; THENCE LEAVING SAID RIGHT OF WAY AND RUNNING NORTH 88 DEGREES 52 MINUTES 55 SECONDS EAST 1053.46 FEET TO AN IRON PIN LOCATED ON THE EASTERN BOUNDARY OF LAND LOT 730; THENCE ALONG THE EASTERN BOUNDARY OF THE SAID LAND LOT 730 SOUTH 01 DEGREES 43 MINUTES 09 SECONDS WEST 295.04 FEET TO AN IRON PIN LOCATED AT THE SOUTHEAST CORNER OF THE SAID LAND LOT 730 AT THE POINT OF BEGINNING.



Said legal description being controlling, however the property is more commonly known as 233 IRON HILL RD, TAYLORSVILLE, GA 30178.



The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.



Said property will be sold on an ""s-is""basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.



To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is MELVIN ALLEN SCOTT JR AND SHERRY SCOTT, or tenants(s).



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.



The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024, Telephone Number: 800-720-3758 for and on behalf of the secured creditor.



The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024, Telephone Number: 800-720-3758 for and on behalf of the secured creditor.



THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2007-15CB, MORTGAGE PASS-THROUGH CERTIFICATES,

SERIES 2007-15CB

as Attorney in Fact for

MELVIN ALLEN SCOTT JR AND SHERRY SCOTT







THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Attorney Contact: Rubin Lublin, LLC,

3740 Davinci Court, Suite 400,

Norcross, GA 30092

Telephone Number: (877) 813-0992

Case No. BAC-12-00423-0003

www.rubinlublin.com/property-listings.php



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Because of default in the payment of the indebtedness, secured by a Security Deed executed by Alfred B Foster and Patricia M Foster to JPMorgan Chase Bank, N.A. dated July 10, 2007 in the amount of $160,000.00, and recorded in Deed Book 2215, Page 418, Bartow County, Georgia Records; as last transferred to Federal National Mortgage Association by assignment; the undersigned, Federal National Mortgage Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2012 , during the legal hours of sale, at the Courthouse door in Bartow County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:



All that tract or parcel of land lying and being in Land Lot 1293 of the 4th District, 3rd Section, Bartow County, Georgia, being Lots 253 and 254, Allatoona Grove Subdivision, as per plat recorded in Plat Book 2, Page 124, Bartow County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 181 Smyrna St. according to the present system of numbering property in Bartow County, Georgia.



which has the property address of 181 Smyrna St SE, Acworth, Georgia., together with all fixtures and other personal property conveyed by said deed.



The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Alfred B Foster and Patricia M Foster and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



Federal National Mortgage Association

Attorney in Fact for

Alfred B Foster and Patricia M Foster



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-18744 /FNMA/llawson



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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STATE OF GEORGIA

COUNTY of BARTOW



NOTICE OF SALE UNDER POWER



By virtue of the power of sale contained in that certain Deed to Secure Debt from SCOTT OWENS A/K/A SCOTTY OWENS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated May 28, 2003, filed for record June 2, 2003, and recorded in Deed Book 1658, Page 541, BARTOW County, Georgia Records, as last transferred to Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 2524, Page 715, BARTOW County, Georgia Records, said Deed to Secure Debt having been given to secure a Note dated May 28, 2003 in the original principal sum of NINETY ONE THOUSAND EIGHT HUNDRED FIFTY SEVEN AND 0/100 DOLLARS ($91,857.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at BARTOW County, Georgia, within the legal hours of sale on the first Tuesday in November, the property described on Exhibit A attached hereto and incorporated herein by reference. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney s fees.



BANK OF AMERICA, N.A. SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP holds the duly indorsed Note and is the assignee of the Security Deed to your property. BANK OF AMERICA, N.A. services your loan on behalf of BANK OF AMERICA, N.A. SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, the current beneficial owner of your loan. The servicer of this loan is BANK OF AMERICA, N.A.. The individual or entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is BANK OF AMERICA, N.A., 7105 CORPORATE DR, PLANO, TX 75024-4100;. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.



Said property will be sold as the property of SCOTT OWENS A/K/A SCOTTY OWENS and JASMYN OWENS.



BANK OF AMERICA, N.A. SUCCESSOR BY

MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP

As Attorney-in-Fact for

SCOTT OWENS A/K/A SCOTTY OWENS



Phelan Hallinan PLC

303 Perimeter Center North, Suite 800

Atlanta, GA 30346

Telephone: 770-393-4300

Fax: 770-393-4310

PH # 10645



This law firm is acting as a debt collector. Any information obtained will be used for that purpose



EXHIBIT A



ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot No. 163 of the 15th District of the 3rd Section of Bartow County, Georgia, and being situated within the City of Adairsville, Georgia more particularly described as follows:



BEGINNING at the point of intersection of the south margin of the right of way of Hotel Street with the east margin of the right of way of Turner Street and running thence in an easterly direction and along the south margin of the right of way of Hotel Street a distance of 100 feet to the northeast corner of the property formerly owned by Charles W. Adair and now or formerly owned by James R. Bearden, which point is the true point of beginning of the property herein conveyed and from said true point of beginning continuing thence in an easterly direction and along the south margin of the right of way of Hotel Street a distance of 80 feet to an iron pin situated at the northwest corner of the property now or formerly owned by Max C. Barnes and Marie Annette Barnes as shown on a plat recorded in Plat Book 29, Page 19 in the Office of the Clerk of the Superior Court of Bartow County, Georgia; thence in a southerly direction and along the west line of said Barnes property and continuing along the west line of the property formerly owned by Mrs. E. O. McCutchen a distance of 220 feet to the property of the Adairsville Housing Authority; thence in a westerly direction and along the north line of said Housing Authority. Property a distance of 80 feet to a point; thence in a northerly direction a distance of 220 feet, more or less, to the true point of beginning.



BEING the same property as that described in a deed recorded in Deed Book 574, Page 157 in the Office of the Clerk of Bartow County, Georgia.



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THE FOLLOWING VEHICLES HAVE BEEN DEEMED ABANDONED AT MARTIN S WRECKER SERVICE, 722 JOE FRANK HARRIS PARKWAY AND WILL BE SOLD AT A LATER DATE IF NOT REDEEMED WITHIN TEN DAYS.



1FMZU63E22UC27638

2002 FORD EXPLORER



1FALP4043VF168941

1997 FORD MUSTANG



1G1ND52J83M743153

2003 CHEVROLET MALIBU



1FMDU34E8VUD11555

1997 FORD EXPLORER



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NOTICE TO DEBTORS AND CREDITORS



All creditors of the Estate of Sandra White, deceased, of Bartow County, Georgia, are hereby notified to render their demand to the undersigned, according to law, and all persons indebted to said Estate are required to make immediate payment to the undersigned.



This 1st day of October, 2012.



Diane Tolbert

20B Falcon Circle

Cartersville, GA 30120



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Under and by virtue of the Power of Sale contained in a Security Deed given by John W. Brady to Etowah Valley Federal Credit Union, dated January 10, 2008, recorded in Deed Book 2263, Page 453, Bartow County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY SIX THOUSAND FIVE HUNDRED AND 00/100 DOLLARS ($76,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



All that tract or parcel of land lying and being in Land Lot 111 of the 6th District, 3rd Section of Bartow County, Georgia; and being that certain 8.183 acre tract of land, more particularly described on plat thereof, prepared by William C. Smith, G.R.L.S. No. 1803, for Chris Store, dated July 28, 2006, recorded in Plat Book 64, Page 76, Bartow County, Georgia records, which plat by reference is incorporated herein and made a part hereof.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Etowah Valley Federal Credit Union. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.



To the best knowledge and belief of the undersigned, the party in possession of the property is John W. Brady or a tenant or tenants and said property is more commonly known as 8.183 Acres Holcomb Road, Adairsville, GA 30103.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed



Etowah Valley Federal Credit Union

as Attorney in Fact for

John W. Brady



Leslie Simmons,

1105 North Tennessee Street,

Cartersville, GA 30120

770-382-4702



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NOTICE TO CREDITORS



STATE OF GEORGIA

COUNTY OF BARTOW



IN RE: ESTATE OF HELEN LOUISE GREEN, DECEASED.



All creditors of the estate of HELEN LOUISE GREEN, deceased, late of Bartow County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.



This 19th day of October, 2012.



Gail Diane Hufstetler Brown

c/o Leslie Vaughan Simmons

1105 North Tennessee Street

Cartersville, GA 30120

Executor of the Estate of

Helen Louise Green, deceased



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NOTICE OF SALE UNDER POWER



STATE OF GEORGIA

COUNTY OF BARTOW



By virtue of the power of sale contained in a Security Deed dated November 3, 2005, filed for record November 16, 2005, and recorded in Deed Book 1995, Pages 574-579, Bartow County, Georgia Records, given by CHRISTOPHER W. STARNES and DENA STARNES to HOWARD G. SMITH, there will be sold at public outcry for cash to the highest bidder before the Court House Door of Bartow County, Georgia, between the legal hours of sale on the first Tuesday in November, 2012 by HOWARD G. SMITH the following property, to-wit:



ALL THAT TRACT OR PARCEL OF LAND lying in Land Lot 80, 16th District, 3rd Section of Bartow County, Georgia; and being more particularly described as follows:



Beginning at an iron pin which marks the point where the south line of Land Lot 80, said District and Section intersects the west margin of the right of way of the Kingston-Adairsville Public Road and from said point of beginning, running thence south 89 degrees 40 minutes west and along the south line of Land Lot 80, said district and section, a distance of 434.77 feet to an iron pin; thence north 6 degrees 33 minutes east a distance of 299.73 feet to an iron pin; thence north 89 degrees 39 minutes east a distance of 434.57 feet to an iron pin located on the east margin of the right of way of the Kingston-Adairsville Road; thence south 4 degrees 52 minutes west and along the west margin of the right of way of the Kingston-Adairsville Road a distance of 149.96 feet to a point; thence continuing south 8 degrees 7 minutes west and along the west margin of the right of way of said Kingston-Adairsville Road a distance of 150.73 feet to an iron pin which is the point of beginning. All as shown by a plat recorded in Plat Book 23, Page 251 of the Deed Records of Bartow County, Georgia to which plat reference is hereby made and by reference said plat is made a part hereof for a more perfect description of the property herein conveyed. Being the same property as that conveyed to Dot Herod by deed recorded in Deed Book 375, Page 133 of the Deed Records of said county.



Property is commonly known as 837 Hall Station Road, Adairsville, Georgia.



Said Security Deed was given to secure payment of a Note being in the original principal amount of Sixty Thousand Two Hundred Forty-Six and 43/100 Dollars ($60,246.43), until reaching maturity, bearing interest on the unpaid balance as specified therein. The unpaid principal balance has been and is hereby declared due because of default under the terms of said Note and Deed to Secure Debt. The debt remaining in default, said sale will be made for the purpose of applying the proceeds thereof toward the expenses of sale, including attorneys fees, the payment of the debt and the interest thereon; and the balance, if any, shall be applied as provided by law.



Said property will be sold subject and subordinate to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best knowledge and belief of the undersigned, CHRISTOPHER STARNES and DENA STARNES are the parties in possession of the property. Notice has been given pursuant to and in compliance with O.C.G.A. 44-14-162, et. seq.



The above-described property will be sold by the undersigned as attorney-in-fact for CHRISTOPHER STARNES and DENA STARNES, subject to any and all unpaid taxes and assessments, and matters of records.



HOWARD G. SMITH,

as Attorney-in-Fact for

CHRISTOPHER STARNES and DENA STARNES



Carrie P. Trotter

TILLEY, DEEMS, HELTON & TROTTER, LLC

Post Office Box 2943

Cartersville, Georgia 30120-1700

(770) 382-6144



BE ADVISED THAT THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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IN THE SUPERIOR COURT FOR

THE COUNTY OF BARTOW

STATE OF GEORGIA



JANICE HAMBURG,



Plaintiff



vs.



THE HEIRS-AT-LAW OF

BOBBIE JEAN RHODES,



and



ALL PERSONS UNKNOWN WHO

CLAIM OR MIGHT CLAIM

ADVERSELY TO PLAINTIFF'S

TITLE TO LOT NO. 17, BLOCK H,

SECTION 2, OF

NOWLIN LANDING SUBDIVISION,

BEING IN LAND LOT 1013

OF THE 21ST DISTRICT

AND 2ND SECTION OF

BARTOW COUNTY, GA



Defendants



CIVIL ACTION

FILE NO: 12-CV-1766



TO: THE HEIRS-AT-LAW OF BOBBIE JEAN RHODES

WHOSE NAME AND ADDRESSES ARE UNKNOWN



YOU ARE HEREBY NOTIFIED that the above-styled action seeking to establish title against all the world was filed on the 17th day of July, 2012, in the Superior Court of Bartow County, Georgia, Cherokee Judicial Circuit, and that by reason of Order for Service by Publication entered by said Court on the 12th day of September, 2012, you are hereby commanded to be and appear in said Court within thirty (30) days of the date of the Order for Service by Publication, to answer said Petition and filed pleadings before the Court.



WITNESS the Honorable Shepherd L. Howell, Judge of said Court.



This 12th day of September, 2012.



(s) Gary Bell

Clerk, Bartow Superior Court



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NOTICE OF SALE UNDER POWER



BARTOW COUNTY



Pursuant to the Power of Sale contained in a Security Deed given by Bryan J Allen and Dodie Shay Allen to Mortgage Electronic Registration Systems, Inc. as nominee for Crescent Mortgage Company dated 9/25/2009 and recorded in Deed Book 2388 Page 33, Bartow County, Georgia records; as last transferred to Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 132,478.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 (November 6, 2012), the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 102, 15TH DISTRICT, 3RD SECTION, BARTOW COUNTY, GEORGIA, AND BEING LOT 61, WESLEY MILL SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 53, PAGE 34, BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION OF SAID PROPERTY.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). Wells Fargo Bank, NA is the current owner of the loan.



Said property is commonly known as 58 Wesley Mill Drive, Adairsville, GA 30103 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Bryan J Allen and Dodie Shay Allen or tenant or tenants.



Wells Fargo Bank, NA is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.



Wells Fargo Bank, NA

Loss Mitigation

3476 Stateview Boulevard

Fort Mill, SC 29715

1-800-662-5014



Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.



Wells Fargo Bank, NA

as agent and Attorney in Fact for

Bryan J Allen and Dodie Shay Allen



Aldridge Connors, LLP,

3575 Piedmont Road, N.E., Suite 500,

Atlanta, Georgia 30305

(404) 994-7400



THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



1000-667489207



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NOTICE OF SALE UNDER POWER



STATE OF GEORGIA

COUNTY OF BARTOW



Under and by virtue of the power of sale contained in that certain Commercial Deed to Secure Debt and Security Agreement from Bill Walraven, Theresia Walraven, and Brent Walraven (collectively, the Grantor ) to and in favor of Georgia Bank and Trust (the Lender ), predecessor in interest to RREF SNV II-GA WRB, LLC ( Holder ), dated May 15, 2006, filed for record May 23, 2006, and recorded in Deed Book 2063, Page 606, Bartow County, Georgia records, as transferred and assigned by Synovus Bank, formerly known as Lender, to RREF SNV Acquisitions, LLC ( Acquisitions ) by that certain instrument dated June 30, 2011, and recorded in Deed Book 2489, Page 843, aforesaid records, as further transferred and assigned by Acquisitions to RREF SNV 2012 LT1, LLC ( LT1 ) by that certain instrument dated April 18, 2012 and recorded in Deed Book 2560, Page 323, aforesaid records, as further transferred and assigned by that certain instrument from LT1 to Holder dated September 12, 2012, and recorded in the public records of Bartow County, Georgia Records (as assigned, the Security Deed ); securing that certain Final Consent Order and Judgment filed on April 16, 2012 in connection with Civil Action File Number 11CV59183 in the Superior Court of Gordon County, State of Georgia (the Judgment ); there will be sold at public outcry by Holder as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Bartow County, Georgia, on the first Tuesday in November, 2012, the following described land, improvements and appurtenances (hereinafter collectively referred to as the Premises ) to wit:



All that tract or parcel of land lying and being in Land Lot 169 of the 15th District and 3rd Section of Bartow County, Georgia; containing 4.366 acres, more or less, shown by plat of A. Lee Smith dated July 3, 1987, recorded in Plat Book 30, Page 61, Bartow County, Georgia Records, to which plat reference is made for a more detailed description (the Land ).



Less and except: Tract 1 as shown on plat prepared by Johnny R. Knight for Unity National Bank dated 4/21/1998, recorded in Plat Book 47, Page 61, Bartow County records, reference being made to said plat for a more complete description .



Together with all buildings, structures, and other improvements now or hereafter located on said property, or any part and parcel thereof; and



Together with all rights, title, and interest of Grantor in and to the minerals, flowers, shrubs, crops, trees, timber, and other emblements now or hereafter on said property or above the same or any part or parcel thereof; and



Together with all rights, title, and interest of Grantor in and to the minerals, flowers, shrubs, crops, trees, timber, and other emblements now or hereafter on said property or above the same or any part or parcel thereof; and



Together with all and singular the tenements, hereditaments, easements, and appurtenances thereunto belonging or in any wise appertaining, and the reversion or reversions, remainder and remainders, rents, issues, and profits thereof; and also all the estate, right, title, interest, claim, and demand whatsoever of Grantor of, in, and to the same and of, in, and to every part and parcel thereof; and



Together with all fittings and fixtures, whether actually or constructively attached to said property and including all attached machinery, equipment, apparatus, and all trade, domestic, and ornamental fixtures, appliances, and articles or personal property of every kind and nature whatsoever, now or hereafter located in, upon, or under said property or any part thereof and used or usable in connection with any present or future operation of said property and now owned or hereafter acquired by Grantor (hereinafter collectively called Equipment ) including without limiting the generality of the foregoing, all heating, air conditioning, freezing, lighting, laundry, cooking, incinerating, and power equipment; engines, pipes, pumps; tanks; motors; conduits; switchboards; plumbing, lifting, cleaning, fire prevention, fire extinguishing, refrigerating, ventilating, and communications apparatus; boilers, ranges, furnaces, oil burners, or units thereof; appliances; air-cooling and air conditioning apparatus; vacuum cleaning systems; elevators; escalators; shades; awnings, screens; storm doors and windows; stoves; wall beds; refrigerators; dishwashers; attached cabinets; partitions; ducts and compressors; rugs and carpets; mirrors; mantles; draperies; furniture and furnishings; all building materials, supplies, and equipment now or hereafter delivered to said property and intended to be installed therein; all additions to and renewals or replacements of all of the foregoing, and all proceeds and profits of all of the foregoing; and



Together with any and all rents which are now due or will hereafter become due by reason of the renting or leasing of the property, the improvements thereon, and Equipment; and



Together with any and all awards or payments, including interest thereon, and the right to receive the same; as a result of (a) the exercise of the right of eminent domain, (b) the alteration of the grade of any street, or (c) any other injury to taking of, or decrease in the value of, the property, to the extent of all amounts which may be secured by the Security Deed at the date of receipt of any such award or payment by Lender and of the reasonable attorneys fees, costs, and disbursements incurred by Lender in connection with the collection of such award or payment.



Less and Except any and all personal property not comprising fixtures or accessions to the Land.



The indebtedness evidenced by the Judgment is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed.



The Premises will be sold on an as is, where is basis without recourse against Holder and without representation or warranty of any kind or nature whatsoever by Holder with respect thereto.



The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys fees (notice of intention to collect attorneys fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Judgment and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises.



To the best of the undersigned s knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor.



RREF SNV II-GA WRB, LLC

As Attorney-in-Fact for

BILL WALRAVEN, THERESIA WALRAVEN, AND

BRENT WALRAVEN



Robert W. Reardon, Esq.

Morris, Manning & Martin, L.L.P.

1600 Atlanta Financial Center

3343 Peachtree Road, N.E.

Atlanta, Georgia 30326

(404) 233-7000



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IN THE PROBATE COURT

COUNTY OF BARTOW

STATE OF GEORGIA



IN RE: ESTATE OF

FRANKLIN DANIEL STEPHENS,

DECEASED



ESTATE NO. N-054A



PETITION FOR LETTERS OF ADMINISTRATION

NOTICE



TO: Interested parties



BETTY L. CHENAULT has petitioned to be appointed Administrator(s) of the estate of FRANKLIN DANIEL STEPHENS, deceased, of said County. The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. 53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before 10:00 a.m., DECEMBER 3, 2012. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.



Mitchell Scoggins, Judge

BY: RHONDA N. CLARK, CHIEF CLERK

Bartow County Probate Court

135 W. Cherokee Avenue

Cartersville, Georgia 30120

770-387-5075



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NOTICE TO DEBTORS AND CREDITORS



All creditors of the Estate of Evelyn Cohen Fox, deceased, late of Bartow County, Georgia, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to the undersigned, at P.O. Box 98, Cartersville, GA 30120.



(s) Georgia Hughes Fox

Executor



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STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT



Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Brandon W. Robbins to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $150,000.00 dated 07/31/2002, and recorded in Deed Book 1550, page 817, Bartow County records, said Security Deed being last transferred and assigned to U.S. Bank National Association in Deed Book 2555, Page 30, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of November, 2012 by U.S. Bank National Association, as Attorney-in-Fact for Brandon W. Robbins the following described property:



All that tract or parcel of land lying and being in Land Lot 1025, 21st District, 2nd Section, Bartow County, Georgia, and being a part of Lot 5, Columns Walk f/k/a Maddox Meadows, as per plat recorded at Plat book 7A, page 45, Bartow County records, and being more particularly described as follows:



Beginning at a point on the westerly right-of-way of Jacobs Road (having a 40 foot right-of-way) 364.28 feet southerly along said right-of-way from its intersection with the southerly right-of-way of Arrington Road (having a 40 foot right-of-way); running thence South 01 degrees 09 minutes 00 seconds West along the westerly right-of-way of Jacobs Road for a distance of 92.44 feet to an iron pin found on the common boundary line between Lots 4 and 5 of Columns Walk; running thence North 89 degrees 53 minutes 42 seconds West along the common boundary line between said Lots 4 and 5 for a distance of 246.65 feet to an iron pin found on the common boundary line between Lot 5 and property now or formerly owned by Durham; running thence North 00 degrees 58 minutes 08 seconds West along the common boundary line between Lot 5 and said Durham property for a distance of 100.00 feet to an iron pin found on the common boundary line between Lots 5 and 6 of Columns Walk; running thence South 88 degrees 09 minutes 23 seconds East (and leaving the common boundary line between said Lots 5 and 6) for a distance of 250.32 feet to a point on the westerly right-of-way of Jacobs Road and the Point of Beginning; being improved property known as 6367 Jacobs Road according to the present system of numbering houses in Bartow County; and being more particularly shown on that certain plat of survey prepared by David Bealle Surveyors, Ltd., David W. Bealle, Registered Land Surveyor No. 1872, dated November 20, 1995.



Property known as: 6369 Jacobs Road, Acworth, GA 30102



The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).



The property will be sold as the property of The Aforesaid Grantors subject to the following:



(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.



Pursuant to O.C.G.A Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

U.S. Bank, National Association

4801 Frederica Street

Owensboro, KY 42301

PHONE: 800-365-7772



Pursuant to O.C.G.A. Section 44-14-162.2, nothing contained in this Notice of Sale shall obligate any entity to negotiate, amend, or modify said indebtedness.



To the best of the undersigned's knowledge and belief, the party in possession is Brandon W. Robbins.



U.S. Bank National Association,

as Attorney-in-fact for

Brandon W. Robbins.



This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.



Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone (770) 392-0398

Toll Free (866) 999-7088

www.penderlaw.com

Our File No. 10-01096



10/11,18,25 11/1/12

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NOTICE OF SALE UNDER POWER



STATE OF GEORGIA

COUNTY OF BARTOW



By virtue of the power of sale contained in that certain Real Estate Deed to Secure Debt (With Future Advance Clause) from W. S. (JAKE) GIBBS and LINDA C. GIBBS (collectively, Grantor ) to UNITY NATIONAL BANK ( Original Grantee ), dated January 23, 2003, recorded January 27, 2003, in Deed Book 1609, Page 297, Bartow County, Georgia Superior Court Records; as modified by Modification Agreement recorded February 23, 2004, in Deed Book 1762, Page 467, aforesaid records; as modified by Modification Agreement recorded May 21, 2007, in Deed Book 2193, Page 798, aforesaid records; as assigned to Bank of the Ozarks by Master Assignment recorded May 10, 2010 in Deed Book 2419, Page 281, aforesaid records (said Real Estate Deed to Secure Debt (With Future Advance Clause) as may have been modified and assigned from time to time, hereinafter referred to collectively as the Security Deed ), said Security Deed being given to secure the payment of a promissory note dated January 23, 2003, made by Grantor to the order of Original Grantee in the original principal amount of TWO HUNDRED THIRTY THOUSAND AND 00/100 DOLLARS ($230,000.00), as renewed by promissory note dated May 18, 2007, as said principal amount was modified to $319,627.11 with interest from the date thereof at the rate specified therein (said promissory note, as renewed, modified and assigned from time to time, hereinafter referred to collectively as the Note ), the Federal Deposit Insurance Corporation having been appointed Receiver for Unity National Bank and said Note and Security Deed having been assigned by the Federal Deposit Insurance Corporation, as Receiver for Unity National Bank, to BANK OF THE OZARKS, AS SUCCESSOR IN INTEREST TO AND ASSIGNEE OF THE FEDERAL DEPOSIT INSURANCE CORPORATION, AS RECEIVER FOR UNITY NATIONAL BANK ( Grantee ), together with all other amounts payable by Grantor to Grantee, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Bartow County, Georgia, within the legal hours of sale on the first Tuesday of November, 2012 the following described property:



All that tract or parcel of land lying and being in the 15th District, 3rd Section of Bartow County, Georgia, and also being in the City of Adairsville and being more fully described in Exhibit A attached hereto and made a part hereof.



The property is known as 218 North Main Street, Adairsville, Georgia 38103.



TOGETHER with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, crops, timber, all diversion payments or third party payments made to crop producers, all water and riparian rights, wells, ditches, reservoirs and water stock and all improvements, structures, fixtures, and replacements that may be part of the real estate described above (all referred to as Property ).



The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed including, but not limited, to the failure to make payments thereunder when due. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including attorneys fees as provided in the Note and Security Deed, notice of intention to collect attorneys fees having been given as provided by law, and the remainder, if any, shall be applied as provided by law.

Grantee reserves the right to sell the Property in one parcel and as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.



To the best of Grantee s knowledge and belief, the parties in possession of the Property are Grantor and/or tenants of Grantor or other persons in possession with the consent or acquiescence of Grantor.



Said Property will be sold as the property of Grantor subject to all unpaid real estate ad valorem taxes, governmental assessments and related liens and all prior restrictions, reservations, covenants, rights of way, easements, encumbrances and other matters of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to of record by Grantee.



BANK OF THE OZARKS, AS SUCCESSOR IN INTEREST TO AND ASSIGNEE OF THE FEDERAL DEPOSIT INSURANCE CORPORATION, AS RECEIVER FOR UNITY NATIONAL BANK,

ATTORNEY-IN-FACT FOR

W. S. (JAKE) GIBBS AND LINDA C. GIBBS



Taylor English Duma LLP

1600 Parkwood Circle, Suite 400

Atlanta, Georgia 30339

Attn: Marc D. Glenn, Esq.

(678) 336-7175



EXHIBIT A



All that tract or parcel of land lying and being in the 15th District and 3rd Section of Bartow County, Georgia, and also being in the City of Adairsville, more particularly described as follows:



BEGINNING at an iron pin located on the east right-of-way of Old Dixie Highway at the southwest corner of the property now or formerly belonging to Robert Jackson, being located 190 feet, more or less, south of the intersection of the east right-of-way of Old Dixie Highway with the south right-of-way of East George Street, measured along the east right-of-way of Old Dixie Highway; thence east along the south line of the Jackson property 250 feet, more or less, to the northwest corner of property now or formerly of Charles Quinn; thence south along the west line of the Quinn property 144 feet, more or less, to the southwest corner of the Quinn property; thence south approximately 85 degrees east 130 feet to point; thence north approximately 20 degrees east 40 feet to a point; thence north along the east line of the Quinn property 115 feet to a point; thence east 110 feet to a point at the southwest corner of property now or formerly of Church; thence south 255 feet to a point; thence north approximately 75 degrees west 70 feet to a point; thence south approximately 75 degrees west 150 feet to a point; thence north 5 feet, more or less, to a point; thence west 90 feet to a point at the southeast corner of property now or formerly of Bunch; thence north 70 feet to a point; thence north approximately 75 degrees west 195 feet along the north line of the Bunch property to a point on the east right-of-way of Old Dixie Highway; thence north 145 feet to the point of beginning.



The property above described is now or formerly known as the Lamb Carson Homeplace, as more particularly shown by deed recorded in Deed Book X, Page 35, Bartow County Records; LESS AND EXCEPT the certain two lots conveyed to Hiram Trimble, Jr. and E.J. Biddy. The property above described also being the same property conveyed to Lloyd O. Mauldin by deed recorded in Deed Book 204, Page 354, and conveyed by Lloyd O. Mauldin to James R. Tidwell at Deed Book 319, Page 145, Bartow County, Georgia Records.



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Patricia Wells and Michael Wells to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FREMONT INVESTMENT & LOAN, dated February 22, 2005, recorded in Deed Book 1900, Page 730, Bartow County, Georgia records, as last transferred to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR FREMONT HOME LOAN TRUST 2005-1, ASSET-BACKED CERTIFICATES, SERIES 2005-1 by assignment recorded or to be recorded, Bartow County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TEN THOUSAND, FOUR HUNDRED AND NO/100 DOLLARS ($110,400.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 243 OF THE 4TH DISTRICT, 3RD SECTION, BARTOW COUNTY, GEORGIA, BEING LOT 32, HAMILTON TOWNSHIP SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 49, PAGES 61-62, BARTOW COUNTY, GEORGIA RECORDS.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention: Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, Fax 407-737-5693. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.



To the best knowledge and belief of the undersigned, the parties in possession of the property are Patricia Wells and Michael Wells or a tenant or tenants and said property is more commonly known as 64 Ann Cr, Cartersville, GA 30121.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR FREMONT HOME LOAN TRUST 2005-1, ASSET-BACKED CERTIFICATES, SERIES 2005-1

As Attorney in Fact for

Patricia Wells and Michael Wells



Weissman, Nowack, Curry & Wilco, PC

Attn: Ocwen Team

One Alliance Center

3500 Lenox Road

Atlanta, GA 30326

Our File# 011177



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



By virtue of a Power of Sale contained in that certain Security Deed from DEBORAH B. REYNOLDS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR COUNTRYWIDE BANK, FSB, dated December 10, 2008, recorded January 14, 2009, in Deed Book 2338, Page 599, Bartow County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Twenty Thousand Five Hundred Twenty-Three and 00/100 dollars ($120,523.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, secured creditor, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012, all property described in said Security Deed including but not limited to the following described property:



LAND LOT 184 OF THE 17TH DISTRICT, 3RD SECTION OF BARTOW COUNTY, GEORGIA; AND BEING 1.247 ACRES, AS SHOWN ON SURVEY FOR RANDY D COLLINS AND CLAYTON COLLINS, AS PER PLAT RECORDED IN PLAT BOOK 29, PAGE 420, BARTOW COUNTY GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN AND MADE A PART HEREOF OUR FILE NUMBER- ANA20084970



Said legal description being controlling, however the property is more commonly known as 1674 MISSION RD SW, CARTERSVILLE, GA 30120.



The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.



Said property will be sold on an ""s-is""basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.



To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is DEBORAH B. REYNOLDS, or tenants(s).



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.



The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024, Telephone Number: 800-720-3758 for and on behalf of the secured creditor.



The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024, Telephone Number: 800-720-3758 for and on behalf of the secured creditor.



BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME

LOANS SERVICING, LP

as Attorney in Fact for

DEBORAH B. REYNOLDS



THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Attorney Contact: Rubin Lublin, LLC,

3740 Davinci Court, Suite 400,

Norcross, GA 30092

Telephone Number: (877) 813-0992

Case No. BAC-12-09027-0002

www.rubinlublin.com/property-listings.php



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NOTICE OF SALE UNDER POWER



BARTOW COUNTY



Pursuant to the Power of Sale contained in a Security Deed given by Debra H. Lowe and Carmon W. Lowe to Household Realty Corporation dated 8/26/2006 and recorded in Deed Book 2100 Page 857, BARTOW County, Georgia records; as last transferred to Household Realty Corporation, conveying the after-described property to secure a Note in the original principal amount of $ 127,047.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of BARTOW County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 (November 6, 2012), the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 183 OF THE 17TH DISTRICT AND 3RD SECTION OF BARTOW COUNTY GEORGIA. AND BEING LOT 1, FAWN RIDGE SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 7 PAGE 320, CLERK'S OFFICE, SUPERIOR COURT OF BARTOW COUNTY GEORGIA, ID WHICH PLAT REFERENCE IS HEREBY MADE AND INCORPORATED HEREIN.



TAX MAP OR PARCEL ID NO. 50D-1-22



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). Household Realty Corporation is the current owner of the loan.



Said property is commonly known as 1601 Sugar Valley SW, Cartersville, Georgia 30120 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Debra H. Lowe and Carmon W. Lowe or tenant or tenants.



HSBC Mortgage Services, Inc. is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.



HSBC Mortgage Services, Inc.

PO Box 9068

Brandon, FL 33509-9068

800-395-3489



Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.



Household Realty Corporation

as agent and Attorney in Fact for

Debra H. Lowe and Carmon W. Lowe



Aldridge Connors, LLP,

3575 Piedmont Road, N.E., Suite 500,

Atlanta, Georgia 30305

(404) 994-7400



THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



1021-674810



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STATE OF GEORGIA

COUNTY of BARTOW



NOTICE OF SALE UNDER POWER



By virtue of the power of sale contained in that certain Deed to Secure Debt from BRANDON C. DAVIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR NEW PENN FINANCIAL, LLC dated March 18, 2010, filed for record April 20, 2010, and recorded in Deed Book 2415, Page 843, BARTOW County, Georgia Records, as last transferred to BANK OF AMERICA, N.A., SUCCESOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYIWDE HOME LOANS SERVICING, LP by assignment recorded in Deed Book 2520, Page 896, BARTOW County, Georgia Records, said Deed to Secure Debt having been given to secure a Note dated March 18, 2010 in the original principal sum of ONE HUNDRED SIXTY EIGHT THOUSAND FOUR HUNDRED NINETY AND 0/100 DOLLARS ($168,490.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at BARTOW County, Georgia, within the legal hours of sale on the first Tuesday in November, the property described on Exhibit A attached hereto and incorporated herein by reference. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney s fees.



BANK OF AMERICA, N.A. holds the duly indorsed Note and is the assignee of the Security Deed to your property. BANK OF AMERICA, N.A. services your loan on behalf of BANK OF AMERICA, N.A., the current beneficial owner of your loan. The servicer of this loan is BANK OF AMERICA, N.A.. The individual or entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is BANK OF AMERICA, N.A., 7105 CORPORATE DR, PLANO, TX 75024-4100;. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.



Said property will be sold as the property of BRANDON C. DAVIS.



BANK OF AMERICA, N.A.

As Attorney-in-Fact for

BRANDON C. DAVIS



Phelan Hallinan PLC

303 Perimeter Center North, Suite 800

Atlanta, GA 30346

Telephone: 770-393-4300

Fax: 770-393-4310

PH # 10555



This law firm is acting as a debt collector. Any information obtained will be used for that purpose



EXHIBIT A



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 56 OF THE 5TH DISTRICT, 3RD SECTION, BARTOW COUNTY, GEORGIA; AND BEING LOT 126, HAMILTON CROSSING SUBDIVISION, PHASE 2, AS PER PLAT RECORDED IN PLAT BOOK 66, PAGE 27, BARTOW COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATE HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION. SAID PROPERTY BEING KNOWN AS 50 HAMIL COURT NW ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTY IN BARTOW COUNTY, GEORGIA.



PARCEL ID NUMBER: 0059R 0002012



SUBJECT TO ANY EASEMENTS OR RESTRICTIONS OF RECORD.



BEING THAT PROPERTY CONVEYED TO BRANDON C. DAVIS FROM J&A CONSTRUCTION & HOMEBUILDERS, LLC BY DEED DATED MAY 30, 2008 AND RECORDED JUNE 4, 2008 IN DEED BOOK 2298 AT PAGE 514 IN THE LAND RECORDS OF BARTOW COUNTY, GEORGIA.



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Elizabeth Ann Arp to JPMorgan Chase Bank, National Association, dated August 15, 2005, recorded in Deed Book 1962, Page 9, Bartow County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FOUR THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($134,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia within the legal hours of sale on the first Tuesday in November, 2012, the following described property: SEE



EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.



To the best knowledge and belief of the undersigned, the party in possession of the property is Elizabeth Ann Arp or a tenant or tenants and said property is more commonly known as 13 Cumberland Gap, Cartersville, Georgia 30120.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor s lien on real estate and this law firm will not be seeking a personal money judgment against you.



JPMorgan Chase Bank,

National Association

as Attorney in Fact for

Elizabeth Ann Arp



McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ksp 11/6/12

Our file no. 5896112-FT18



EXHIBIT A



All that tract or parcel of land lying and being in Land Lot 53 of the 5th District, 3rd Section of Bartow County, Georgia, being Lot 157, Section Six, The Planters, as per plat recorded in plat book 51, page 134, Bartow County Records, which plat and the legal description thereon are incorporated herein by reference. The above described property is subject to all covenants, easements and restrictions of record, if any.



MR/ksp 11/6/12

Our file no. 5896112 - FT18



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NOTICE OF SALE UNDER POWER



BARTOW COUNTY



Pursuant to the Power of Sale contained in a Security Deed given by Clinton J. Tatum and Laura Beth Tatum to Mortgage Electronic Registration Systems, Inc., as nominee for First National Bank of Nassau County, A Division of CBC National Bank, A National Bank dated 2/3/2009 and recorded in Deed Book 2344 Page 609, BARTOW County, Georgia records; as last transferred to Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 239,112.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of BARTOW County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 (November 6, 2012), the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1 OF THE 22ND DISTRICT, 2ND SECTION OF BARTOW COUNTY, GEORGIA; AND BEING 1.360 ACRES, AS PER PLAT RECORDED IN PLAT BOOK 47, PAGE 131, BARTOW COUNTY RECORDS.



TOGETHER WITH A 30' EASEMENT FOR INGRESS AND EGRESS, AS SHOWN ON THE ABOVE REFERENCED PLAT.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). Wells Fargo Bank, NA is the current owner of the loan.



Said property is commonly known as 5896 B Highway 20 Southeast, Cartersville, Georgia 30121 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Clinton J. Tatum and Laura Beth Tatum or tenant or tenants.



Wells Fargo Bank, NA is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.



Wells Fargo Bank, NA

Loss Mitigation

3476 Stateview Boulevard

Fort Mill, SC 29715

1-800-662-5014



Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.



Wells Fargo Bank, NA

as agent and Attorney in Fact for

Clinton J. Tatum and Laura Beth Tatum



Aldridge Connors, LLP,

3575 Piedmont Road, N.E., Suite 500,

Atlanta, Georgia 30305

(404) 994-7400



THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



1000-6674835



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STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER



Because of a default in the payment of the indebtedness secured by a Security Deed executed by Christopher J. Morris to Mortgage Electronic Registration Systems, Inc. dated December 17, 2003, and recorded in Deed Book 1742, Page 850, Bartow County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A. by Assignment, securing a Note in the original principal amount of $115,650.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 6, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:



ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 283 of the 4th District, 3rd Section of Bartow County, Georgia; and being Lot 157 of Sugar Mill, Section Eight, as per plat recorded in Plat Book 44, Page 9, Bartow County, Georgia Records, which plat by reference is incorporated herein and made a part hereof.



Said property is known as 17 Rubie Lane SW, Cartersville, GA 30120, together with all fixtures and personal property attached to and constituting a part of said property, if any.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.



The property is or may be in the possession of Christopher J. Morris and Tonia R. Morris, successor in interest or tenant(s).



Wells Fargo Bank, N.A.

as Attorney-in-Fact for

Christopher J. Morris



File no. 12-030748

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/KLM

www.swertfeger.net



*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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SUMMARY OF PROPOSED

CONSTITUTIONAL

AMENDMENTS





Pursuant to requirements of the Georgia Constitution, Attorney General Samuel S. Olens, Secretary of State Brian P. Kemp, and Legislative Counsel Wayne R. Allen hereby provide the summaries of the proposed constitutional amendments that will appear on the November 6, 2012, general election ballot for consideration by the people of Georgia (the short headings in bold print are the same as those assigned by the Constitutional Amendments Publication Board pursuant to O.C.G.A. Sec. 50 12 101):



- 1 -



Provides for improving student achievement and parental involvement through more public charter school options.



House Resolution No. 1162

Ga. L. 2012, p. 1364





""ES ( )

NO ( )

Shall the Constitution of Georgia be amended to allow state or local approval of public charter schools upon the request of local communities?""

This proposal authorizes the General Assembly to provide by law for the creation of public state charter schools, which would operate under the terms of charters between the State Board of Education and charter petitioners, while preserving the authority of local boards of education to establish local charter schools. Specifically, the proposal clarifies the authority of the General Assembly to provide for state wide policies for public education prior to the college or post secondary level, restates the authority of the General Assembly to establish special schools, prohibits the incurrence of bonded indebtedness or the levy of school taxes for the support of special schools without approval of the local board of education and the voters in the affected school system, provides that special schools may include public state charter schools, preserves the authority of local boards of education to establish local charter schools, authorizes the expenditure of state funds for special schools, and prohibits the deduction of certain state funds from local school districts as a direct result or consequence of the enrollment of students in state charter schools.



The General Assembly has enacted a law to exercise the authority granted by the proposed constitutional amendment to provide for public state charter schools. This law will become effective only if the constitutional amendment is ratified by the voters. This law is published at Georgia Laws 2012, p. 1298, Sec. 1, and was enacted by 2012 HB 797, Act No. 766.

A copy of this entire proposed constitutional amendment is on file in the office of the judge of the probate court and is available for public inspection.



- 2 -



Allows the state to save taxpayer funds through multiyear real estate rental agreements.



Senate Resolution No. 84

Ga. L. 2012, p. 1363



"" ) YES Shall the Constitution

( ) NO of Georgia be amended so as to provide for a reduction in the state's operating costs by allowing the General Assembly to authorize certain state agencies to enter into multiyear rental agreements?""

This proposal authorizes the General Assembly to provide by law for the State Properties Commission, the Board of Regents of the University System of Georgia, and the Georgia Department of Labor to enter into rental agreements for the possession and use of real property without obligating present funds for the full amount of obligation the state may bear under the full term of any such rental agreement. Any such agreement shall provide for the termination of the agreement in the event of insufficient funds.



The General Assembly has enacted a law to exercise the authority granted by the proposed constitutional amendment to provide for multiyear rental agreements for real property. This law will become effective only if the constitutional amendment is ratified by the voters. This law is published at Georgia Laws 2012, p. 989, and was enacted by 2012 SB 37, Act No. 717.



A copy of this entire proposed constitutional amendment is on file in the office of the judge of the probate court and is available for public inspection.



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Anthony Wayne Henderson to Mortgage Electronic Registration Systems, Inc., dated July 22, 2004, recorded in Deed Book 1821, Page 446, Bartow County, Georgia Records, as last transferred to Capital One, N.A. by assignment recorded in Deed Book 2527, Page 671, Bartow County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIVE THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($105,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Capital One, N.A., 3905 N. Dallas Pkwy Building 1 Floor 1, Plano, MD 20707, 877-230-8516. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.



To the best knowledge and belief of the undersigned, the party in possession of the property is Anthony Wayne Henderson or a tenant or tenants and said property is more commonly known as 11 Londonberry Court, Cartersville, Georgia 30120.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor s lien on real estate and this law firm will not be seeking a personal money judgment against you.



Capital One, N.A.

as Attorney in Fact for

Anthony Wayne Henderson



McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/sns1 11/6/12

Our file no. 5883412-FT8



EXHIBIT A



All that tract or parcel of land lying and being in Land Lots 608, 609, 616, 617, & 680 of the 17th District, 3rd Section of Bartow County, Georgia; and being Lot 94 of Westminster, Section One, as per plat recorded in Plat Book 44, Page 221, Bartow County, Georgia Records, which plat by reference in incorporated herein and made a part hereof.



MR/sns1 11/6/12

Our file no. 5883412 - FT8



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Notice of Sale Under Power



State of Georgia,

County of BARTOW



Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by EDDIE BISHOP to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (""ERS"" AS NOMINEE FOR COLONIAL BANK , dated 06/03/2009, and Recorded on 07/02/2009 as Book No. 2372 and Page No. 667-682, BARTOW County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $59,489.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BARTOW County Courthouse within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 49 OF THE 15TH DISTRICT AND 3RD SECTION OF BARTOW COUNTY, GEORGIA, AND BEING TRACT B, OF PROPERTY OF O.R. STANLEY, AS PER PLAT RECORDED IN PLAT BOOK 28, PAGE 235, BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN AND MADE A PART HEREOF.



The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC holds the duly endorsed Note and is the current assignee of the Security Deed to the property. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, acting on behalf of and, as necessary, in consultation with JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. 44-14-162.2, JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC may be contacted at: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, COLUMBUS, OH 43219, 866-550-5705. Please note that, pursuant to O.C.G.A. 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan.



To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 62 WEST OAK GROVE ROAD NW, ADAIRSVILLE, GEORGIA 30103 is/are: EDDIE BISHOP or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.



JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC

as Attorney in Fact for

EDDIE BISHOP



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



20120187405603

BARRETT DAFFIN FRAPPIER

LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398



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STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER



Under and by virtue of the Power of Sale contained in a Security Deed given by Nanci Elizabeth Brown and Thaddeus K Brown toFinancial Freedom Senior Funding Corporation, a Subsidiary of Indymac Bank, F.S.B , dated August 24, 2007 , recorded on September 11, 2007 in Deed Book 2232, Page 56, said Security Deed having been last sold, assigned, transferred and conveyed to OneWest Bank, FSB by Assignment conveying the after-described property to secure a Note in the original principal amount of $315,000.00, with interest thereon as set forth therein, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on November 6, 2012 during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:



All that tract or parcel of land lying and being in Land Lot 39, 22nd District, 2nd Section Bartow County, Georgia, being Lot 71, Timber Lake Subdivision, Part Two, as per plat recorded in Plat Book 30, Page 177 and Plat Book 32, Page 151, Bartow County, Georgia Records, which plat is hereby referred to and made a part of this description.



Said property is known as 31 Timberlake Pointe Northeast, Cartersville, Georgia., together with all fixtures and personal property attached to and constituting a party of said property, if any.



Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Nanci Elizabeth Brown and Thaddeus K Brown, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Nanci Elizabeth Brown and Thaddeus K Brown or a tenant or tenants. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation of the audit of the status of the loan as provided immediately above.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including, without limitation, attorneys` fees. Notice has been given of intention to collect attorneys` fees and other charges in accordance with the terms of the Note secured by said Deed. The balance, if any, will be distributed as provided by law.



Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows:Financial Freedom Senior Funding Corporation 7700 W. Parmer Lane, Bldg. D Austin, TX 78729 Phone Number: (800) 441-4428. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.



OneWest Bank, FSB

as Attorney in Fact for

Nanci Elizabeth Brown and Thaddeus K Brown



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 12-07690



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



By virtue of a Power of Sale contained in that certain Security Deed from LISA MYERS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMPRO MORTGAGE, A DIVISION OF UNITED FINANCIAL MORTGAGE CORP., dated September 29, 2006, recorded October 6, 2006, in Deed Book 2115, Page 906-930, Bartow County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Four Hundred Thirty-Seven Thousand Six Hundred and 00/100 dollars ($437,600.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST2007-OA8 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-OA8, secured creditor, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012, all property described in said Security Deed including but not limited to the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 284 OF THE 22ND DISTRICT, 2ND SECTION OF BARTOW COUNTY, GEORGIA ; AND BEING LOT 14 OF THE HERITAGE AT EAST VALLEY, AS PER PLAT RECORDED IN PLAT BOOK 59, PAGE 363-366, BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN AND MADE A PART HEREOF.



Said legal description being controlling, however the property is more commonly known as 44 EAST HERITAGE DRIVE, RYDAL, GA 30171.



The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.



Said property will be sold on an ""s-is""basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.



To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is LISA MYERS, or tenants(s).



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.



The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024, Telephone Number: 800-720-3758 for and on behalf of the secured creditor.



THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST2007-OA8 MORTGAGE PASS-THROUGH CERTIFICATES,

SERIES 2007-OA8

as Attorney in Fact for

LISA MYERS



THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Attorney Contact: Rubin Lublin, LLC,

3740 Davinci Court, Suite 400,

Norcross, GA 30092

Telephone Number: (877) 813-0992

Case No. BAC-12-02236-0002

www.rubinlublin.com/property-listings.php



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Because of default in the payment of the indebtedness, secured by a Security Deed executed by Max Wiley Butler and Patricia Lynne Butler to Mortgage Electronic Registration Systems, Inc. as nominee for American Home Mortgage Acceptance, Inc., its successors and assigns dated October 13, 2004 in the amount of $104,000.00, and recorded in Deed Book 1853, Page 409, as reformed via Final Order recorded in Deed Book 2556 Page 35-40, Bartow County, Georgia Records; as last transferred to The Bank of New York Mellon, as Indenture Trustee for American Home Mortgage Investment Trust 2004-4 by assignment; the undersigned, The Bank of New York Mellon, as Indenture Trustee for American Home Mortgage Investment Trust 2004-4 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2012 , during the legal hours of sale, at the Courthouse door in Bartow County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:



All that tract or parcel of land lying and being in the City of Emerson in Land Lot 897 of the 4th District and 3rd Section of Bartow County, Georgia more particularly described as follows:



beginning at an iron pin at the intersection of the Southwest Right-of-Way of State Route 293 (100 foot R/W) and the North Right-of-Way of Old Alabama Road (30 foot R/W); thence South 84 degrees 00 minutes and 30 seconds West for a distance of 97.75 feet along the North Right-of-Way of Old Alabama Road to a point; thence South 82 degrees 10 minutes 30 seconds West for a distance of 140.92 feet along said North Right-of-Way to an iron pin; thence North 37 degrees 33 minutes 30 seconds East for a distance of 80.05 feet leaving said Right-of-Way to an iron pin; thence North 24 degrees 23 minutes 30 seconds East for a distance of 60.00 feet to an iron pin on the Southwest Right-of-Way of State Route 293; thence along a curve to the left an arc distance of 185.92 feet, having a radius of 1482.69 feet, being subtended by a chord of South 61 degrees 30 minutes 00 second East and a chord distance of 185.79 feet along said Southwest Right-of-Way to an iron pin and the Point of Beginning.



which has the property address of 750 Old Alabama Road, Emerson, Georgia., together with all fixtures and other personal property conveyed by said deed.



The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Max Wiley Butler and Patricia Lynne Butler and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



The Bank of New York Mellon, as Indenture Trustee for American Home Mortgage

Investment Trust 2004-4

Attorney in Fact for

Max Wiley Butler and Patricia Lynne Butler



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-00286 /CONV/ajackson



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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NOTICE OF SALE UNDER POWER,



BARTOW COUNTY



Pursuant to the Power of Sale contained in a Security Deed given by Charles L. Wood Jr. to Mortgage Electronic Registration Systems, Inc., as nominee for Market Street Mortgage Corporation dated 7/7/2003 and recorded in Deed Book 1683 Page 748, BARTOW County, Georgia records; as last transferred to Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 142,353.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of BARTOW County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 (November 06, 2012), the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 921, OF THE 4TH DISTRICT, 3RD SECTION, BARTOW COUNTY, GEORGIA AND BEING LOT 1, RIVERGATE, AS SHOWN ON PLAT RECORDED IN PLAT BOOK 7, PAGE 249, OF THE BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN FOR A MORE COMPLETE DESCRIPTION OF THE PROPERTY.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Said property is commonly known as 42 Riverview Court Southeast, Cartersville, GA 30120 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Charles L. Wood Jr. or tenant or tenants.



Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.



Wells Fargo Bank, NA

Loss Mitigation

3476 Stateview Boulevard

Fort Mill, SC 29715

1-800-662-5014



Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.



Wells Fargo Bank, NA

as agent and Attorney in Fact for

Charles L. Wood Jr.



Aldridge Connors, LLP,

15 Piedmont Center,

3575 Piedmont Road, N.E., Suite 500,

Atlanta, Georgia 30305

(404) 994-7400



THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



1000-6674399



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NOTICE TO DEBTORS AND CREDITORS



All creditors of the Estate of Mary Frances Crider, deceased, of Bartow County, Georgia, are hereby notified to render their demand to the undersigned, according to law and all persons indebted to said Estate are required to make immediate payment to the undersigned.



Terri C. Jones

33 Mill Creek Drive

Cartersville, GA 30120



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NOTICE OF SALE UNDER POWER



BARTOW COUNTY



Pursuant to the Power of Sale contained in a Security Deed given by Brian Bush to Mortgage Electronic Registration Systems, Inc. as nominee for Birmingham Bancorp Mortgage Corporation dated 11/20/2009 and recorded in Deed Book 2412 Page 126, BARTOW County, Georgia records; as last transferred to GMAC Mortgage, LLC, conveying the after-described property to secure a Note in the original principal amount of $ 129,910.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of BARTOW County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 (November 6, 2012), the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 189 OF THE 5TH DISTRICT, 3RD SECTION OF BARTOW COUNTY GEORGIA AND BEING LOT 1, TIMBER HEIGHTS, (FKA) PARADISE ACRES SUBDIVISION AS SHOWN IN PLAT BOOK 28, PAGE 356 BARTON COUNTY GEORGIA RECORDS.



TAX ID NUMBER (S) : 0068A-0002-017



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). GMAC Mortgage, LLC is the current owner of the loan.

Said property is commonly known as 30 Jones Court NE, White, Georgia 30184 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Brian Bush or tenant or tenants.



GMAC Mortgage, LLC is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.



GMAC Mortgage, LLC

Loss Mitigation

3451 Hammond Avenue

Waterloo, IA 50702

(800) 850-4622



Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.



GMAC Mortgage, LLC

as agent and Attorney in Fact for

Brian Bush



Aldridge Connors, LLP,

3575 Piedmont Road, N.E., Suite 500,

Atlanta, Georgia 30305

(404) 994-7400



THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



1165-1309



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NOTICE OF SALE UNDER POWER



BARTOW COUNTY



Pursuant to the Power of Sale contained in a Security Deed given by Walter Hunter Eskew Jr to Wells Fargo Bank, NA dated 2/25/2008 and recorded in Deed Book 2274 Page 452, Bartow County, Georgia records; as last transferred to Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 145,336.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 (November 06, 2012), the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 61, 4TH DISTRICT, 3RD SECTION, BARTOW COUNTY, GEORGIA, BEING LOT 29, SPRING PLACE, PHASE TWO, AS PER PLAT RECORDED IN PLAT BOOK 37, PAGE 125, BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE PARTICULAR DESCRIPTION AND DELINEATION OF THE LOT DIMENSIONS THEREOF.



Commonly known as 40 Miltons Walk Cartersville, GA 30120

However, by showing this address no additional coverage is provided



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Said property is commonly known as 40 Miltons Walk, Cartersville, GA 30120 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Walter Hunter Eskew Jr or tenant or tenants.



Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.



Wells Fargo Bank, NA

Loss Mitigation

3476 Stateview Boulevard

Fort Mill, SC 29715

1-800-662-5014



Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.



Wells Fargo Bank, NA

as agent and Attorney in Fact for

Walter Hunter Eskew Jr



Aldridge Connors, LLP,

15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305

(404) 994-7400



THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



1000-667488913



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NOTICE TO DEBTORS AND CREDITORS



All creditors of the Estate of LORETTA R. SCHNEIDER, deceased, of Bartow County, Georgia, are hereby notified to render their demand to the undersigned, according to law, and all persons indebted to said Estate are required to make immediate payment to the undersigned.



This 16th day of October, 2012



JOHN J. SCHNEIDER

27 AARON LANE NE

CARTERSVILLE, GEORGIA. 30121



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STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT



Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Joshua King and Christi King to First National Bank of Nassau County in the original principal amount of $141,350.00 dated 04/07/2008, and recorded in Deed Book 2285, page 1020, Bartow County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 2305 page 880, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of November, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for Joshua King and Christi King the following described property:



All that tract or parcel of land lying and being in Land Lot 72 of the 15th District and 3rd Section of Bartow County, Georgia; and being Lot 39 of the Oak Grove Subdivision, Phase Two, as per plat recorded in Plat Book 58, Page 26, Bartow County, Georgia Records; which plat by reference is incorporated herein and made a part hereof.



Property known as: 43 Oak Grove Lane NW, Adairsville, GA 30103



The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).



The property will be sold as the property of The Aforesaid Grantors subject to the following:



(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.



CitiMortgage, Inc. holds the Note and referenced Security Deed and services the loan on behalf of Federal National Mortgage Association, the current owner of your loan. Pursuant to O.C.G.A Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O'Fallon, MO 63368

PHONE: 866-272-4749



Pursuant to O.C.G.A. Section 44-14-162.2, nothing contained in this Notice of Sale shall obligate any entity to negotiate, amend, or modify said indebtedness.



To the best of the undersigned's knowledge and belief, the party in possession is Joshua King and Christi King.



CitiMortgage, Inc.,

as Attorney-in-fact for

Joshua King and Christi King.



This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.



Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone (770) 392-0398

Toll Free (866) 999-7088

www.penderlaw.com

Our File No. 12-03744



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STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT



Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Carolyn J. Merryman and David E. Merryman to Bank of America, N.A. in the original principal amount of $105,925.00 dated 05/15/2007, and recorded in Deed Book 2193, page 549, Bartow County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of November, 2012 by Bank of America, N.A., as Attorney-in-Fact for Carolyn J. Merryman and David E. Merryman the following described property:



All that tract or parcel of land lying and being in Land Lots 15 and 225 of the 15th District, 3rd Section of Bartow County, Georgia, being Lot 25 of Park Place of Adairsville, as per plat recorded in Plat Book 45, Page 238, Bartow County, Georgia records, which plat is incorporated herein by reference and made a part hereof.



Property known as: 118 Nw Manning Mill Rd, Adairsville, GA 30103



The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).



The property will be sold as the property of The Aforesaid Grantors subject to the following:



(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.



Bank of America, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to your property. Bank of America, N.A., acting on behalf of and, as necessary, in consultation with Federal Home Loan Mortgage Corporation (the current investor on your loan), is the entity with the full authority to negotiate, amend, and modify all terms of your loan. Pursuant to O.C.G.A. Section 44-14-162.2, you may contact Bank of America, N.A. at:



Bank of America, N.A.

Home Loan Assistance Dept.,

7105 Corporate Drive

Plano, TX 75024

PHONE: 800-669-6650



Please note that, pursuant to O.C.G.A Section 44-14-162.2, you are not automatically entitled by law to an amendment or modification of the terms of you loan.



To the best of the undersigned's knowledge and belief, the party in possession is Carolyn J. Merryman and David E. Merryman.



Bank of America, N.A.,

as Attorney-in-fact for

Carolyn J. Merryman and David E. Merryman.



This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.



Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone (770) 392-0398

Toll Free (866) 999-7088

www.penderlaw.com

Our File No. 12-05246



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STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER



Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jennafer R. Redding to Mortgage Electronic Registration Systems, Inc. dated March 27, 2009, and recorded in Deed Book 2358, Page 154, Bartow County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Regions Bank d/b/a Regions Mortgage, by Assignment, securing a Note in the original principal amount of $120,537.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 6, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1109 OF THE 17TH DISTRICT, 3RD SECTION OF BARTOW COUNTY, GEORGIA, AND BEING LOT 4 OF COUNTRY CROSSING, AS PER PLAT RECORDED IN PLAT BOOK 7, PAGE 286, BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS HERETO INCORPORATED HEREIN AND MADE A PART HEREOF.



Said property is known as 12 Winter Wood Drive, Taylorsville, GA 30178, together with all fixtures and personal property attached to and constituting a part of said property, if any.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.



The property is or may be in the possession of Jennafer R. Redding, successor in interest or tenant(s).



Regions Bank d/b/a Regions Mortgage

as Attorney-in-Fact for

Jennafer R. Redding



File no. 12-034478

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100Atlanta, GA 30341-3941

(770) 220-2535/CK

www.swertfeger.net



*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER



Because of a default in the payment of the indebtedness secured by a Security Deed executed by James T. McCulley Jr. and Susan M. McCulley to Mortgage Electronic Registration Systems, Inc. dated November 16, 2005, and recorded in Deed Book 2003, Page 149, Bartow County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association, as Trustee for Home Equity Loan Trust Series ACE 2006-HE1 by Assignment, securing a Note in the original principal amount of $122,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 6, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 75, 22ND DISTRICT, 2ND SECTION, BARTOW COUNTY, GEORGIA , BEING LOT 56, HIGHLAND POINTE, SECTION TWO, AS PER PLAT RECORDED IN PLAT BOOK 43, PAGE 300, BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN AND MADE A PART HEREOF.



Said property is known as 18 Black Water Drive, White, GA 30184, together with all fixtures and personal property attached to and constituting a part of said property, if any.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.



The property is or may be in the possession of James T. McCulley, Jr. and Susan M. McCulley, successor in interest or tenant(s).



HSBC Bank USA, National Association, as Trustee for Home Equity Loan Trust Series ACE 2006-HE1

as Attorney-in-Fact for

James T. McCulley Jr. and Susan M. McCulley



File no. 10-008254

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/KMM

www.swertfeger.net



*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



By virtue of the power of sale contained in a Security Deed from Timothy Patrick Garrett to National Bank of Commerce dated May 12, 2003 recorded in Deed Book 001654, Page 0237 , Bartow County Records, and last assigned to JPMorgan Chase Bank, National Association s/b/m Chase Home Finance LLC s/b/m Chase Manhattan Mortgage Corporation, conveying the after-described property to secure a Note in the original principal amount of FORTY-NINE THOUSAND TWO HUNDRED AND 00/100 ($49,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Bartow County, Georgia, during the legal hours of sale on the first Tuesday, November 6, 2012 the following described property, to wit:



ALL THAT TRACT OR PARCEL OF LAND lying and being in the City of Cartersville and being situated in Land Lot 309 of the 4th District and 3rd Section of Bartow County, Georgia; and being a portion of Lots 6 and 7 of Mechanicsville Heights Subdivision, as per plat of survey recorded in Plat Book 35, Page 378, Bartow County, Georgia Records; which plat by reference is incorporated herein and made a part hereof.



The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney s fees, notice of intent to collect attorney s fees having been given.



Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



To the best knowledge and belief of the undersigned, the party in possession of the property Timothy Patrick Garrett or, a tenant or tenants, and said property was or is commonly known as 32 Young Street, Cartersville, GA 30120.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



JPMorgan Chase Bank, National Association s/b/m Chase Home Finance LLC s/b/m Chase Manhattan Mortgage Corporation

As Attorney in Fact for

Timothy Patrick Garrett



Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 12-14444



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



By virtue of a Power of Sale contained in that certain Security Deed from DAVE LAMBERT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP., dated March 25, 2009, recorded July 20, 2009, in Deed Book 2375, Page 434-445, Bartow County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Eighty-Nine Thousand Five Hundred Fifty-One and 00/100 dollars ($89,551.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., secured creditor, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012, all property described in said Security Deed including but not limited to the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE CITY OF ADAIRSVILLE IN LAND LOT 170, OF THE 15TH DISTRICT, 3RD SECTION, BARTOW COUNTY, GEORGIA AND BEING LOT 36, MADISON PLACE A PRIVATE SUBDIVISION, AS SHOWN ON PLAT RECORDED IN PLAT BOOK 59, PAGE 97B, OF THE BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN FOR A MORE COMPLETE DESCRIPTION OF THE PROPERTY. BEING THE SAME PREMISES CONVEYED UNTO DAVE LAMBERT FROM WBH CONTRACTING, INC., DEED DATED 12/15/05 AND RECORDED 12/30/05 IN BOOK 2011, PAGE 167, IN THE LAND RECORDS OF BARTOW COUNTY, GEORGIA.



Said legal description being controlling, however the property is more commonly known as 119 MADISON PLACE DRIVE, ADAIRSVILLE, GA 30103.



The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.



Said property will be sold on an ""s-is""basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.



To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is DAVE LAMBERT, or tenants(s).



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.



The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024, Telephone Number: 800-720-3758 for and on behalf of the secured creditor.



BANK OF AMERICA, N.A.

as Attorney in Fact for

DAVE LAMBERT



THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Attorney Contact: Rubin Lublin, LLC,

3740 Davinci Court, Suite 400,

Norcross, GA 30092

Telephone Number: (877) 813-0992

Case No. BAC-12-11297-0001

www.rubinlublin.com/property-listings.php



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NOTICE OF SALE UNDER POWER



STATE OF GEORGIA

COUNTY OF BARTOW



By virtue of the power of sale contained in a Security Deed dated August 25, 2008, filed for record October 17, 2008 and recorded in Deed Book 2325, Pages 108-111, Bartow County, Georgia Records, given by CHARLES DERRON BROWN to BARTOW COUNTY BANK, and assigned to HAMILTON STATE BANK by the Federal Deposit Insurance Corporation, Receiver for Bartow County Bank, there will be sold at public outcry for cash to the highest bidder before the Court House Door of Bartow County, Georgia, between the legal hours of sale on the first Tuesday in November, 2012 by HAMILTON STATE BANK the following property, to-wit:



ALL THAT TRACT OR PARCEL OF LAND lying and being in the City of Cartersville, 4th District, 3rd Section of Bartow County, Georgia; and being lot 241 of the Atco Subdivision, as per plat recorded in Plat Book 3, Pages 122 and 123, Bartow County, Georgia records, which plat by reference is incorporated herein and made a part hereof.



Property is commonly known as 19 Wingfoot Circle, Cartersville, Georgia.



Said Security Deed was given to secure payment of a Note being in the original principal amount of Six-One Thousand Eight Hundred Eighty and 00/00 Dollars ($61,880.00), until reaching maturity, bearing interest on the unpaid balance as specified therein. The unpaid principal balance has been and is hereby declared due because of default under the terms of said Note and Deed to Secure Debt. The debt remaining in default, said sale will be made for the purpose of applying the proceeds thereof toward the expenses of sale, including attorneys fees, the payment of the debt and the interest thereon; and the balance, if any, shall be applied as provided by law.



Said property will be sold subject and subordinate to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best knowledge and belief of the undersigned, CHARLES DERRON BROWN, is the party in possession of the property. Notice has been given pursuant to and in compliance with O.C.G.A. 44-14-162, et. seq.



The above-described property will be sold by the undersigned as attorney-in-fact for CHARLES DERRON BROWN, subject to any and all unpaid taxes and assessments, and matters of records.



HAMILTON STATE BANK,

as Attorney-in-Fact for

CHARLES DERRON BROWN



Carrie P. Trotter

TILLEY, DEEMS, HELTON & TROTTER, LLC

Post Office Box 2943

Cartersville, Georgia 30120-1700

(770) 382-6144



BE ADVISED THAT THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT



Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from John P. Foster to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $89,000.00 dated 11/30/2004, and recorded in Deed Book 1868, page 832, Bartow County records, said Security Deed being last transferred and assigned to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP in Deed Book 2530, Page 51, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of November, 2012 by Bank of America, N.A., as Attorney-in-Fact for John P. Foster the following described property:



All that tract or parcel of land lying and being in Land Lot 182 of the 17th District, 3rd Section of Bartow County, Georgia; and being Lot 12 of Fawn Ridge Subdivision, as per plat recorded in Plat Book 7, Page 320, Bartow County, Georgia Records, which recorded plat by reference is incorporated herein and made a part hereof.



Property known as: 23 Fawn Ridge Dr Sw, Cartersville, GA 30120



The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).



The property will be sold as the property of The Aforesaid Grantors subject to the following:



(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.



Bank of America, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to your property. Bank of America, N.A., acting on behalf of and, as necessary, in consultation with Federal Home Loan Mortgage Corporation (the current investor on your loan), is the entity with the full authority to negotiate, amend, and modify all terms of your loan. Pursuant to O.C.G.A. Section 44-14-162.2, you may contact Bank of America, N.A. at:



Bank of America, N.A.

Home Loan Assistance Dept.,

7105 Corporate Drive

Plano, TX 75024

PHONE: 800-669-6650



Please note that, pursuant to O.C.G.A Section 44-14-162.2, you are not automatically entitled by law to an amendment or modification of the terms of you loan.



To the best of the undersigned's knowledge and belief, the party in possession is John P. Foster.



Bank of America, N.A.,

as Attorney-in-fact for

John P. Foster



This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.



Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone (770) 392-0398

Toll Free (866) 999-7088

www.penderlaw.com

Our File No. 12-05739



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STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER



Because of a default in the payment of the indebtedness secured by a Security Deed executed by Joselyn D. Skaggs to Bank of North Georgia Mortgage, A Dvision of Bank of North Georgia dated March 25, 2002, and recorded in Deed Book 1511, Page 537, Bartow County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Trust Company, as Trustee for the holders of MASTR Reperforming Loan Trust 2005-1 by Assignment, securing a Note in the original principal amount of $93,580.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 6, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:



All that tract or parcel of land lying and being in Land Lot 163 of the 5th District, 3rd Section, Bartow County, Georgia, being Lot 291 of The Village on Grassdale Unit IV, Phase 1, as per plat recorded in Plat Book 51, Page 26, Bartow County, Georgia Records; together with and subject to all right, title and interest in and to those certain covenants, restrictions and easements contained in (A) Declaration of Covenants, Conditions and Restrictions for The Village on Grassdale recorded in Deed Book 95a, Page 80 and re-recorded in Deed Book 976, Page 50, Bartow county Records; as amended from time to time; and (B) Declaration of Covenants, Restrictions and Easements for the Townhomes at Grassdale dated March 30, 2000 and recorded in Deed Book 1285, page 121, aforesaid records; as amended in Deed Book 1292, Page 508, aforesaid records; and as further amended from time to time.



Said property is known as 46 Berkeley Place, Cartersville, GA 30121, together with all fixtures and personal property attached to and constituting a part of said property, if any.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.



The property is or may be in the possession of Joselyn D. Skaggs, successor in interest or tenant(s).



HSBC Bank USA, National Trust Company,

as Trustee for the holders of MASTR Reperforming

Loan Trust 2005-1

as Attorney-in-Fact for

Joselyn D. Skaggs



File no. 12-035502

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/KLM

www.swertfeger.net



*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Gregory Talerico to Mortgage Electronic Registration Systems, Inc., dated October 26, 2006, recorded in Deed Book 2123, Page 946, Bartow County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Bartow County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($139,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.



To the best knowledge and belief of the undersigned, the party in possession of the property is Gregory Talerico and Rachel Talerico or a tenant or tenants and said property is more commonly known as 32 Barnsley Village Tr, Adairsville, Georgia 30103.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



This law firm is seeking solely to foreclose the creditor s lien on real estate and this law firm will not be seeking a personal money judgment against you.



SunTrust Mortgage, Inc.

as Attorney in Fact for

Gregory Talerico



McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/nrb1 11/6/12

Our file no. 5924812-FT15



EXHIBIT A



All that tract or parcel of land lying and being in Land Lot 193 and 194 of the 15th District 2nd Section of Bartow County, Georgia, being Lot 38 of Barnsley Village Unit 1, as per plat recorded in Plat Book 59, Page 49, Bartow County Georgia Records, which said plat is hereby referred to and made a part hereof by reference.



MR/nrb1 11/6/12

Our file no. 5924812 - FT15



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NOTICE TO DEBTORS AND CREDITORS



All creditors of the Estate of JOSEPH FRANCIS BATTAGLIA, late of BARTOW County, Georgia, deceased, are hereby notified to render their demand to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.



This 2 day of October, 2012.



LINDA BATTAGLIA as Executor of the Estate of

JOSEPH FRANCIS BATTAGLIA



John T. Mroczko, Esq.

WHITE, CHOATE, W ATKINS & MROCZKO, LLC

100 West Cherokee Avenue

Cartersville, Georgia 30120

(770) 382-9591



10/18,25 11/1,8/12

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Notice of Sale Under Power



State of Georgia,

County of BARTOW



Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ROGER D. SHULTZ to HOME123 CORPORATION , dated 06/22/2005, and Recorded on 07/27/2005 as Book No. 1950 and Page No. 332-348, BARTOW County, Georgia records, as last assigned to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC TRUST 2006-NC4 (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $181,200.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BARTOW County Courthouse within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



VOLUME 001522, PACE 0322

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 631 OF THE 17TH DISTRICT AND 3RD SECTION OF BARTLOW COUNTY, GEORGIA AND BEING MORE SPECIFICALLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT WHERE THE NORTHERN RIGHT OF WAY OF LOWERY GIRLS ROAD INTERSECTS THE EASTERN RIGHT OF WAY OF BYERS ROAD AND THE TRUE BEGINNING POINT; THENCE RUN NORTH 0 DEGREES 47 MINUTES 02 SECONDS WEST A DISTANCE OF 389.10 FEET TO AN IRON PIN; THENCE RUN NORTH 86 DEGREES 31 MINUTES 12 SECONDS EAST A DISTANCE OF 354.71 FEET TO AN IRON PIN; THENCE RUN SOUTH 1 DEGREE 36 MINUTES 27 SECONDS EAST A DISTANCE OF 114.73 FEET ALL ALONG THE EASTERN LAND LOT LINE OF LAND LOT 631 TO AN IRON PIN ON THE NORTHERN RIGHT OF WAY OF LOWERY GIRLS ROAD; THENCE RUN SOUTH 32 DEGREEES 38 MINUTES 19 SECONDS WEST A DISTANCE OF 173.34 FEET TO A POINT; THENCE RUN SOUTH 48 DEGREES 49 MINUTES 58 SECONDS WEST A DISTANCE OF 155.10 FEET TO A POINT; THENCE RUN SOUTH 47 DEGREES 44 MINUTES 58 SECONDS WEST A DISTANCE OF 131.76 FEET TO AN IRON PIN AND THE TRUE BEGINNING POINT; ALL AS SHOWN ON A SURVEY FOR ROGER SHULTZ BY MARTIN SMITH, JR. GEORGIA R.L.S. NO. 2649 DATED DECEMBER 16, 1998 AND RECORDED IN PLAT BOOK 51 AT PAGE 175, OF THE DEED RECORDS OF THE BARTOW SUPERIOR CUORT, BARTOW COUNTY GEORGIA SAID PLAT IS INCORPORATED BY REFERENCE AND MADE A PART THEREOF.



VOLUME 001902, PAGE 0510

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING WITHIN LAND LOT 631 OF THE 17TH DISTRICT OAND 3RD SECTION OF BATOW COUNTY, GEORGIA AND BEING MORE SPECIFICALLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT WHERE THE EASTERN LAND LOT LINE OF LAND LOT 631 INTERSECTS THE NORTHERN RIGHT OF WAY OF THE LOWER GIRLS ROAD, THENCE RUN 114.73 FEET ALONG SAID LAND LOT LINE TO AN IRON PIN AND THE TUE BEGINNING POINT; THENCE RUN SOUTH 86 DEGREES 32 MINUTES 11 SECONDS WEST A DISTANCE OF 354.71 FEET TO AN IRON PIN AT THE EASTERN RIGHT OF WAY OF BYERS ROAD; THENCE RUN ALL ALONG THE EASTERN RIGHT OF WAY OP BYARS ROAD NORTH 0 DEGREE 47 MINUTES 02 SECONDS WEST, A DISTANCE OF 371.62 FEET TO AN IRON PIN; THENCE RUN NORTH 66 DEGREES 32 MINUTES 121 SECONDS REAST A DISTANCE PO 349.36 FEET TO AN IRON PIN; THENCE RUN SOUTH 1 DEGREE 36 MINUTES 27 SECONDS EAST A DISTANCE OF 371.41 FEET TO AN IRON PIN AND THE TRUE BEGINNING POINT, ALL AS SHOWN ON A SURVEY FOR ROGER SHULTZ BY MARTIN SMITH, JR. GEORGIA R.L.S, NO. 2649 DATED DECEMBER 16, 1998 AND RECORDED IN PLAT BOOK 51 AT PAGE 176. OF THE DEED RECORDS OF THE BARTOW COUNTY SUPERIOR COURT BARTON COUNTY, GEORGIA SAID PLAT IS INCORPORATED BY REFERENCE AND MADE A PART HEREOF.



The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC TRUST 2006-NC4 holds the duly endorsed Note and is the current assignee of the Security Deed to the property. AMERICA'S SERVICING COMPANY, acting on behalf of and, as necessary, in consultation with DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC TRUST 2006-NC4 (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. 44-14-162.2, AMERICA'S SERVICING COMPANY may be contacted at: AMERICA'S SERVICING COMPANY, 3476 STATEVIEW BLVD, FORT MILL, SC 29715, 800-288-3212. Please note that, pursuant to O.C.G.A. 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan.



To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 12 BYARS ROAD, KINGSTON, GEORGIA 30145 is/are: ROGER D. SHULTZ or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.



DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC TRUST 2006-NC4

as Attorney in Fact for

ROGER D. SHULTZ



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



20120134002063

BARRETT DAFFIN FRAPPIER

LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398



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STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT



Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Lois Renee Melton and Thomas M. Melton Jr. to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $126,000.00 dated 09/19/2002, and recorded in Deed Book 1565, page 808, Bartow County records, said Security Deed being last transferred and assigned to Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP in Deed Book 2535, Page 91, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of November, 2012 by Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP, as Attorney-in-Fact for Lois Renee Melton and Thomas M. Melton Jr. the following described property:



All that tract or parcel of land lying and being in Land Lot 499, 4th District, 3rd Section, Bartow County, Georgia, being Lot 7, Bramblewood II, as shown on a survey prepared for Thomas M. Melton and Lois R. Melton by Daniel Trnholm Baker, GRLS #2327, dated April 12, 1994, and recorded in Plat Book 36, page 351, Bartow County, Georgia Records, which plat is hereby referred to and made a part of this description.



Property known as: 20 Bramblewood Trail Southwest, Cartersville, GA 30120



The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).



The property will be sold as the property of The Aforesaid Grantors subject to the following:



(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.



Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP holds the duly endorsed Note and is the current assignee of the Security Deed to your property. Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP, acting on behalf of and, as necessary, in consultation with Federal National Mortgage Association (the current investor on your loan), is the entity with the full authority to negotiate, amend, and modify all terms of your loan. Pursuant to O.C.G.A. Section 44-14-162.2, you may contact Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP at:



Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP

Home Loan Assistance Dept.,

7105 Corporate Drive

Plano, TX 75024

PHONE: 800-669-6650



Please note that, pursuant to O.C.G.A Section 44-14-162.2, you are not automatically entitled by law to an amendment or modification of the terms of you loan.



To the best of the undersigned's knowledge and belief, the party in possession is Lois Renee Melton and Thomas M. Melton Jr..



Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP,

as Attorney-in-fact for

Lois Renee Melton and Thomas M. Melton Jr..



This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.



Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone (770) 392-0398

Toll Free (866) 999-7088

www.penderlaw.com

Our File No. 12-06663



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MAIN STREET TO CENTER ROAD 16-INCH

WATER MAIN CONNECTOR



City of Cartersville, Georgia



Sealed Bids for furnishing all materials, labor, tools, equipment and appurtenances necessary for the construction of the Main Street to Center Road 16-Inch Water Main Connector will be received by the Owner at City Hall, 1 North Erwin Street, Cartersville, Georgia 30120, until 2:00 p.m., local time, on November 8, 2012, and then at said office publicly opened and read aloud.



The Project consists of the following major elements: construction of approximately 6,700 feet of 16-inch ductile iron pipe water main with three air release valves; erosion and sedimentation control measures; and appurtenances.



The work will be awarded in one Contract.



The Instructions to Bidders, Bid, Contract Agreement, Drawings, Specifications and forms of Bid Bond, Performance Bond, Payment Bond and other Contract Documents may be examined at the following:



City of Cartersville

1 North Erwin Street

Cartersville, Georgia 30120



Jacobs Engineering Group Inc.

6801 Governors Lake Parkway, Bldg. 200

Norcross, Georgia 30071



Copies of Contract Documents may be obtained at the office of the Engineer, Jacobs Engineering Group Inc., 6801 Governors Lake Parkway, Bldg. 200, Norcross, Georgia 30071, upon payment of $ 100.00 , non-refundable, for each set. No partial sets will be sold. Shipment will be via delivery service two-day delivery. Other shipping will be at the purchaser s additional expense. Street address must be provided to allow delivery.



By purchasing the Contract Documents, purchaser agrees to having their company information (company name, city, state, phone number, fax number) published on Jacobs website as a ""lanholder"" Copies of the planholders list and bid results will only be available at constructionbidding.jacobs.com



Each Bid must be accompanied by a Bid Bond, prepared on the form of Bid Bond attached to the Contract Documents or a Surety Company's Standard Bid Bond, duly executed by the Bidder as principal and having as surety thereon a surety company licensed to do business in the State of Georgia and listed in the latest issue of U.S. Treasury Circular 570, in the amount of 10 percent of the Bid.



The Owner will in no way be liable for any costs incurred by any bidder in the preparation of its Bid in response to this Invitation to Bid.



The successful Bidder for this Contract will be required to furnish a satisfactory Performance Bond and Payment Bond each in the amount of 100 percent of the Bid.



The Owner reserves the right to reject all Bids, to waive informalities and to readvertise.



Matt Santini, Mayor



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



By virtue of the power of sale contained in a Security Deed from David L. Cagle to Mortgage Electronic Registration Systems Inc., as nominee for Homestar Financial Corp. dated March 2, 2010 recorded in Deed Book 2409, Page 724-737 , Bartow County Records, and last assigned to JPMorgan Chase Bank, National Association s/b/m Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-TWO THOUSAND SEVEN HUNDRED FIFTY-FIVE AND 00/100 ($162,755.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Bartow County, Georgia, during the legal hours of sale on the first Tuesday, November 6, 2012 the following described property, to wit:



All that tract or parcel of land lying and being in Land Lot 605 of the 17th District, 3rd Section, Bartow County, Georgia, being Lot 21, Unit 2 of Shaw Woods Subdivision, as per plat thereof recorded in Plat Book 50, page 265, Bartow County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.



The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney s fees, notice of intent to collect attorney s fees having been given.



Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



To the best knowledge and belief of the undersigned, the party in possession of the property David L. Cagle or, a tenant or tenants, and said property was or is commonly known as 24 C J Drive, Euharlee, GA 30145.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



JPMorgan Chase Bank, National

Association s/b/m Chase Home Finance LLC

As Attorney in Fact for

David L. Cagle



Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 10-10686



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER



Because of a default in the payment of the indebtedness secured by a Security Deed executed by Donny J. Adams and Jennifer C. Adams to Regions Mortgage, Inc. dated March 5, 2002, and recorded in Deed Book 1500, Page 1018, Bartow County Records, securing a Note in the original principal amount of $178,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 6, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:



ALL THAT TRACT OR PARCEL OF LAND lying and being in The City of Cartersville, Land Lot 771 of the 4th District, 3rd Section of Bartow County, Georgia; and being Lot 182 of The Waterford, Unit I, Phase II, as per plat recorded in Plat Book 7, Page 260, Bartow County, Georgia Records, which plat by reference is incorporated herein and made a part hereof by reference.



Said property is known as 515 Waterford Drive, Cartersville, GA 30120, together with all fixtures and personal property attached to and constituting a part of said property, if any.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.



The property is or may be in the possession of Donny J. Adams, A/K/A Donnie Adams, successor in interest or tenant(s).



Regions Bank DBA Regions Mortgage

successor by merger with Regions Mortgage, Inc.

as Attorney-in-Fact for

Donny J. Adams and Jennifer C. Adams



File no. 11-018042

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/CK

www.swertfeger.net



*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



10/11,18,25 11/1/12

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gpn07



NOTICE TO DEBTORS AND CREDITORS



All creditors of the Estate of KENDALL R. HAINES, late of BARTOW County, Georgia, deceased, are hereby notified to render their demand to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.



This 16th day of October 2012.



TALEESHA PEMBERTON and JERRY HAINES

as Executor of the Estate of KENDALL R. HAINES



John t. Mroczko, Esq.

WHITE, CHOATE, WATKINS & MROCZKO, LLC

100 West Cherokee Avenue

Cartersville, Georgia. 30120

(770) 382-9591



10/25, 11/1,8,15/12

#8291"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Because of default in the payment of the indebtedness, secured by a Security Deed executed by Joshua M Brown to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated January 22, 2007 in the amount of $146,400.00, and recorded in Deed Book 2153, Page 601, Bartow County, Georgia Records; as last transferred to Cenlar FSB by assignment; the undersigned, Cenlar FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2012 , during the legal hours of sale, at the Courthouse door in Bartow County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:



All that tract or parcel of land lying and being in Land Lot 235 of the 5th District, 3rd Section of Bartow County, Georgia; and being Lot 182 of Polo Fields Subdivision, Phase II, as per plat recorded in Plat Book 46, Page 1645, Bartow County, Georgia Records, which plat by reference is incorporated herein and made a part hereof.



which has the property address of 11 Danby Court, Cartersville, Georgia., together with all fixtures and other personal property conveyed by said deed.



The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Joshua M Brown and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



Cenlar FSB

Attorney in Fact for

Joshua M Brown



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-20018 /FHLMC/kcarr



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Peter G Jonsson and Lynne A Jonsson to Mortgage Electronic Registration Systems, Inc., dated July 11, 2008, recorded in Deed Book 2310, Page 551, Bartow County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Bartow County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTY-TWO THOUSAND AND 0/100 DOLLARS ($272,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.



To the best knowledge and belief of the undersigned, the party in possession of the property is Peter G Jonsson and Lynne A Jonsson or a tenant or tenants and said property is more commonly known as 12 Rock Ridge Court, Cartersville, Georgia 30120.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor s lien on real estate and this law firm will not be seeking a personal money judgment against you.



SunTrust Mortgage, Inc.

as Attorney in Fact for

Peter G Jonsson and Lynne A Jonsson



McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/nrb1 11/6/12

Our file no. 5919212-FT15



EXHIBIT A



All that tract or parcel of land lying and being in Land Lot 1063 of the 4th District, 3rd Section of Bartow County, Georgia being Lot C1100 of Carter Grove Plantation, Phase I, Section C, as more particularly shown and delineated by that certain plat of survey recorded in Plat Book 63, Page 95, 96 and 97, Bartow County, Georgia records, which said plat of survey is incorporated herein and made a part hereof by reference for a more complete description.



MR/nrb1 11/6/12

Our file no. 5919212 - FT15



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IN THE SUPERlOR COURT OF

BARTOW COUNTY

STATE OF GEORGIA



In Re:

Pamela McDonald Kown



Civil Action File Number

12-CV-2640



NOTICE OF PETITION TO CHANGE NAME



STATE OF GEORGIA

COUNTY OF BARTOW



Notice is hereby given that Pamela McDonald Kown, the undersigned, filed her petition in the Superior Court of Bartow County, Georgia, on the 16th day of October, 2012, praying for a change in the name of petitioner from Pamela McDonald Kown to Pamela Ann McDonald-Kown. Notice is hereby given pursuantto law to any interested or affected party to

appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.



This 16th day of October, 2012.



(s) Pamela McDonald Kown

Petitioner



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



By virtue of a Power of Sale contained in that certain Security Deed from TERRI LYNN PAULK to Mortgage Electronic Registration Systems, Inc. as nominee for Franklin American Mortgage Company, dated September 25, 2008, recorded October 1, 2008, in Deed Book 2321, Page 922, Bartow County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred One Thousand Thirty-One and 00/100 dollars ($201,031.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, secured creditor, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012, all property described in said Security Deed including but not limited to the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE CITY OF CARTERSVILLE, BEING IN LAND LOT 527, OF THE 4TH DISTRICT, 3RD SECTION, BARTOW COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED ON PLAT RECORDED IN PLAT BOOK 26, PAGE 213, OF THE BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN FOR A MORE COMPLETE DESCRIPTION OF THE PROPERTY.



Said legal description being controlling, however the property is more commonly known as 120 SOUTH AVENUE, CARTERSVILLE, GA 30120.



The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.



Said property will be sold on an ""s-is""basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.



To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is TERRI LYNN PAULK, or tenants(s).



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.



The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024, Telephone Number: 800-720-3758 for and on behalf of the secured creditor.



BANK OF AMERICA, N.A.,

SUCCESSOR BY MERGER TO BAC HOME

LOANS SERVICING, LP FKA COUNTRYWIDE

HOME LOANS SERVICING, LP

as Attorney in Fact for

TERRI LYNN PAULK



THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Attorney Contact: Rubin Lublin, LLC,

3740 Davinci Court, Suite 400,

Norcross, GA 30092

Telephone Number: (877) 813-0992

Case No. BAC-12-08316-0002

www.rubinlublin.com/property-listings.php



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NOTICE OF SALE UNDER POWER



STATE OF GEORGIA

COUNTY OF BARTOW



By virtue of the power of sale contained in that certain Real Estate Deed to Secure Debt (With Future Advance Clause) from WINFORD S. GIBBS and LINDA C. GIBBS (collectively, Grantor ) to UNITY NATIONAL BANK ( Original Grantee ), dated March 17, 2006, recorded March 17, 2006, in Deed Book 2038, Page 84, Bartow County, Georgia Superior Court Records; as modified by Modification Agreement recorded May 21, 2007, in Deed Book 2193, Page 797, aforesaid records; as modified by Modification Agreement recorded July 21, 2009, in Deed Book 2375, Page 770, aforesaid records; as modified by Modification Agreement recorded October 1, 2010, in Deed Book 2441, Page 327, aforesaid records; as assigned to Bank of the Ozarks by Master Assignment recorded May 10, 2010 in Deed Book 2419, Page 281, aforesaid records (said Real Estate Deed to Secure Debt (With Future Advance Clause) as may have been modified and assigned from time to time, hereinafter referred to collectively as the Security Deed ), said Security Deed being given to secure the payment of a promissory note dated March 17, 2006, made by Grantor to the order of Original Grantee in the original principal amount of ONE MILLION FOUR HUNDRED NINETEEN THOUSAND NINE HUNDRED AND 00/100 DOLLARS ($1,419,900.00), as renewed by promissory note dated May 18, 2007, as said principal amount was modified to $1,398,520.76 with interest from the date thereof at the rate specified therein (said promissory note, as renewed, modified and assigned from time to time, hereinafter referred to collectively as the Note ), the Federal Deposit Insurance Corporation having been appointed Receiver for Unity National Bank and said Note and Security Deed having been assigned by the Federal Deposit Insurance Corporation, as Receiver for Unity National Bank, to BANK OF THE OZARKS, AS SUCCESSOR IN INTEREST TO AND ASSIGNEE OF THE FEDERAL DEPOSIT INSURANCE CORPORATION, AS RECEIVER FOR UNITY NATIONAL BANK ( Grantee ), together with all other amounts payable by Grantor to Grantee, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Bartow County, Georgia, within the legal hours of sale on the first Tuesday of November, 2012 the following described property:



All that tract or parcel of land lying and being in Land Lot 168 of the 4th District, 3rd Section of Bartow County, Georgia, and being 0.514 acre and being Tract 1 and all that tract or parcel of land lying and being in Land Lot 168 of the 4th District 3rd Section of Bartow County, Georgia and being Tract 2 being more fully described in Exhibit A attached hereto and made a part hereof.



TOGETHER with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, crops, timber, all diversion payments or third party payments made to crop producers, all water and riparian rights, wells, ditches, reservoirs and water stock and all improvements, structures, fixtures, and replacements that may be part of the real estate described above (all referred to as Property ).



The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed including, but not limited, to the failure to make payments thereunder when due. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including attorneys fees as provided in the Note and Security Deed, notice of intention to collect attorneys fees having been given as provided by law, and the remainder, if any, shall be applied as provided by law.

Grantee reserves the right to sell the Property in one parcel and as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.



To the best of Grantee s knowledge and belief, the parties in possession of the Property are Grantor and/or tenants of Grantor or other persons in possession with the consent or acquiescence of Grantor.



Said Property will be sold as the property of Grantor subject to all unpaid real estate ad valorem taxes, governmental assessments and related liens and all prior restrictions, reservations, covenants, rights of way, easements, encumbrances and other matters of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to of record by Grantee.



BANK OF THE OZARKS, AS SUCCESSOR IN INTEREST TO AND ASSIGNEE OF THE FEDERAL DEPOSIT INSURANCE CORPORATION, AS RECEIVER FOR UNITY NATIONAL BANK,

ATTORNEY-IN-FACT FOR

WINFORD S. GIBBS AND LINDA C. GIBBS



Taylor English Duma LLP

1600 Parkwood Circle, Suite 400

Atlanta, Georgia 30339

Attn: Marc D. Glenn, Esq.

(678) 336-7175



EXHIBIT A



TRACT ONE (Felton Place/Cartersville)



All that tract or parcel of land lying and being in Land Lot 168 of the 4th District and 3rd Section of Bartow County, Georgia; and being 0.514 acre as per plat recorded in Plat Book 38, Page 284, Bartow County, Georgia Records; which plat by reference is incorporated herein and made a part hereof.



TRACT TWO (Felton Place, Cartersville)



All that tract or parcel of land lying and being in Land Lot 168 of the 4th District, 3rd Section, Bartow County, Georgia, and being more particularly described as follows:



BEGIN at an iron pin on the east margin of Felton Place (50 foot right-of-way) located 414.21 feet south of the intersection of the east margin of Felton Place and the south margin of Felton Road (40 foot right-of-way); thence north 87 degrees 42 minutes 12 seconds east 209.81 feet to an iron pin; thence south 03 degrees 04 minutes 00 seconds east 228.31 feet to an iron pin; thence south 89 degrees 53 minutes 47 seconds west 219.33 feet to an iron pin located on the east margin of Felton Place; thence along the east margin of Felton Place north 00 degrees 06 minutes 13 seconds west 104.59 feet to a point; thence continuing along the east margin of said road an arc distance of 115.41 feet; said arc distance being subtended by a chord distance of 175.40 feet having a chord bearing of north 01 degree 09 minutes 41 seconds west to an iron pin and the POINT OF BEGINNING; and being 1.100 acres according to a survey for Billy H. Boyd, by Smith & Smith Land Surveyors, P.C., prepared by A. Lee Smith, G.R.L.S. No. 1309, dated May 11, 1994, which survey by this reference is incorporated herein and made a part hereof.



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STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER



Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated February 17, 2005, executed by Luke S. Gibson and Ashley L. Gibson to Fidelity Bank d/b/a Fidelity Bank Mortgage, recorded in Deed Book 1893, Page 673, Bartow County, Georgia Deed Records, and securing a Note in the original principal amount of $121,500.00, said Security Deed last having been assigned to Green Tree Servicing LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in November, 2012, to-wit: November 6, 2012, during the legal hours of sale, before the Bartow County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:



All that tract or parcel of land lying and being Land Lot 70 of the 22nd District, 2nd Section, of Bartow County, Georgia and being Lot 219, of Highland Pointe, Section Four, Part Two, as per plat recorded in Plat Book 52, Page 288, Bartow County, Georgia Records, which plat is by reference is incorporated herein and made part hereof.



The aforedescribed real property is also known as 25 Briar Chase Court, White, GA 30184, according to the present system of numbering houses in Bartow County, Georgia.



This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.



The name, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Green Tree Servicing LLC, Attn: Loss Mitigation, 7360 S. Kyrene Road, Mail Stop P-214, Tempe, AZ 85283. The telephone number is (877) 337-4141. The fax number is (877) 265-9717.



Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



Upon information and belief, said real property is presently in the possession or control of LUKE S. GIBSON AND ASHLEY L. GIBSON A/K/A ASHLEY GIBSON and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.



GREEN TREE SERVICING LLC

as Attorney-in-Fact for

LUKE S. GIBSON AND ASHLEY L. GIBSON



David W. Adams, Esquire

Ellis, Painter, Ratterree & Adams LLP

2 East Bryan Street, Suite 1001

Savannah, Georgia 31401

(912) 233-9700



THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED SERVICER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.



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Notice of Sale Under Power



State of Georgia,

County of BARTOW



Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by CHAD L. COX AND BOBBIE J. COX to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (""ERS"", AS NOMINEE FOR MARKET STREET MORTGAGE CORPORATION , dated 04/28/2004, and Recorded on 04/30/2004 as Book No. 001789 and Page No. 0121, BARTOW County, Georgia records, as last assigned to WELLS FARGO BANK, N.A. (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $108,240.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BARTOW County Courthouse within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 679, OF THE 17TH DISTRICT, 3RD SECTION, BARTOW COUNTY, GEORGIA AND BEING LOT 47, RIVERSIDE, AS SHOWN ON PLAT RECORDED IN PLAT BOOK 33, PAGE 180, OF THE BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN FOR A MORE COMPLETE DESCRIPTION OF THE PROPERTY.



The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). WELLS FARGO BANK, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. WELLS FARGO BANK, N.A., acting on behalf of and, as necessary, in consultation with WELLS FARGO BANK, N.A. (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. 44-14-162.2, WELLS FARGO BANK, N.A. may be contacted at: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD, FORT MILL, SC 29715, 803-396-6000. Please note that, pursuant to O.C.G.A. 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan.



To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 21 RIVER OAK DRIVE SW, CARTERSVILLE, GEORGIA 30120 is/are: CHAD L. COX AND BOBBIE J. COX or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.



WELLS FARGO BANK, N.A.

as Attorney in Fact for

CHAD L. COX AND BOBBIE J. COX



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



20120169804069

BARRETT DAFFIN FRAPPIER

LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Milton Thibodeaux, Jr. to Mortgage Electronic Registration Systems, Inc., dated January 9, 2008, recorded in Deed Book 2264, Page 903, Bartow County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 2500, Page 882, Bartow County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWELVE THOUSAND SIX HUNDRED TEN AND 0/100 DOLLARS ($112,610.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia within the legal hours of sale on the first Tuesday in November, 2012, the following described property: SEE



EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.



To the best knowledge and belief of the undersigned, the party in possession of the property is Milton J. Thibodeaux, Jr. or a tenant or tenants and said property is more commonly known as 106 Whispering Pine Lane, White, Georgia 30184.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor s lien on real estate and this law firm will not be seeking a personal money judgment against you.



Bank of America, N.A., successor by merger to

BAC Home Loans Servicing, LP,

formerly known as

Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Milton Thibodeaux, Jr.



McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/kc9 11/6/12

Our file no. 5203712-FT11



EXHIBIT A



All that tract or parcel of land lying and being in Land Lot 298 of the 5th District, 2nd Section of Bartow County, Georgia, being Lot 30 of Whispering Pines, as per plat recorded in Plat Book 33, Page 305, Bartow County, Georgia Land Records, which plat by reference is made a part hereof.



MR/kc9 11/6/12

Our file no. 5203712 - FT11



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CITATION

IN THE SUPERIOR COURT OF

BARTOW COUNTY

GEORGIA



DEPARTMENT OF TRANSPORTATION

VS.

4.790 acres of land; and certain easement rights; and Joe Ed Rowland, individually



DOCKET NO. 12-CV-2602

IN REM _______________



The said named persons and any and all other persons known and unknown claiming any right, title, power, interest, ownership, equity, claim or demand in and to the lands hereinafter described, and all occupants, tenants, lessees, licensees and all holders, owners and users of ways and easements in, across, over and under said land are hereby notified, under the provisions of the Official Code of Georgia Annotated Sections 32-3-4 through 32-3-19, providing for the exercise of the power of eminent domain by the State of Georgia, or any of its subdivisions, or by any county of such State, as follows:



That the above stated case, being a condemnation in rem against the property hereinafter described, was filed in said Court on the 10th day of October, 2012; That, in accordance with provisions of the aforesaid Official Code, a Declaration of Taking, duly authorized and properly executed as provided by the Official Code, has been made and filed in said case, declaring the necessity for and exercising the power of taking the said described lands for State-aid public road purposes, thereby vesting the title to same in the Department of Transportation; and, in pursuance of such authority, the Department of Transportation has deposited with the Clerk of the Superior Court of said County $73,200.00 as the just compensation for the said lands described; and all persons claiming such fund or any interest therein, are hereby required to make known their claims to the Court;



In accordance with the provisions of the Official Code of Georgia Annotated, the Plaintiff-Condemnor has prayed the Court for Immediate possession of said property, and all persons having any interest in or claim against such property, as above set forth, are required by the Order of the Judge of said Court to surrender possession of the property to the Department of Transportation no later than 30 days from filing of the Declaration of Taking.



That in accordance with the Official Code of Georgia Annotated Section 32-3-13 through 32-3-19, if the owner, or any of the owners, or any person having a claim against or interest in said property, shall be dissatisfied with the compensation, as estimated in the Declaration of Taking and deposited in Court, such person or persons, or any of them, shall have the right, at any time subsequent to the filing of the Declaration and the deposit of the fund into Court but not later than 30 days following the date of service as provided for in the Official Code of Georgia Annotated Sections 32-3-8 through 32-3-10 to file with the Court a notice of appeal, the same to be in writing and made a part of the record in the proceedings.



The said property, as thus affected, is described

as follows:



SEE PAGE 20-A; 20-B; 20-C; FOR DESCRIPTION

This 10th day of October, 2012.



/s/ Gary Bell

Clerk Superior Court

BARTOW COUNTY



Parcel No. 5 20.

Project Number:

STP00-2946-00 (001) Bartow County



Parcel Number: 5



Required R/W: 4.790 acres of land; and certain easement rights



Property Owners:



Joe Ed Rowland



All that tract or parcel of land lying and being in Land Lots 943 and 1002, Land District 4 of 3rd Section of Bartow County, Georgia, being more particularly described as follows:



BEGINNING at the point of intersection between the southeastern right of way line of Old Alabama Road/State Route 113 with the existing northern right of way line of Old Alabama Road, said point being 42.17 feet right of and opposite station 105+16.88 on the construction centerline of Old Alabama Road/State Route 113 on Georgia Highway Project STP00-2946-00 (001); running thence northeasterly along said existing right of way line of Old Alabama Road a combined distance of 336.83 feet to a point 165.56 feet left of and opposite station 12+00.00 on the construction centerline of Old Alabama Road; thence S 83 19 02.5 E a distance of 295.56 feet to a point 130.00 feet right of and opposite station 12+00.00 on said centerline; thence S 28 14 29.5 E a distance of 130.71 feet to a point 100.00 feet left of and opposite station 110+74.09 on said centerline; thence southeasterly 537.15 feet along the arc of a curve to the left (said curve having a radius of 2930.00 feet and a chord distance of 536.40 feet on a bearing of S 74 03 24.4 E) to a point 100.00 feet left of and opposite station 115+92.91 on said centerline; thence S 68 48 17.1 E a distance of 124.93 feet to a point 100.00 feet left of and opposite station 117+17.84 on said centerline, said point also being a point on said existing northern right of way line of Old Alabama Road; thence northwesterly along said existing northern right of way line a distance of 490.50 feet to a point 55.24 feet right of and opposite station 112+52.29 on said centerline; thence southwesterly along said existing right of way line a combined distance of 86.24 feet to a point 75.95 feet right of and opposite station 111+66.58 on said centerline; thence northwesterly along said existing right of way line a combined distance of 653.10 feet back to the point of BEGINNING. Said described land being the required right of way and is shown colored yellow on the attached plats marked Annex 1-A.



BEGINNING at a point on the existing northern right of way line of Old Alabama Road, said point being 112.09 feet left of and opposite station 117+49.43 on the construction centerline of Old Alabama Road on Georgia Highway Project STP00-2946-00 (001); running thence northwesterly along said existing right of way line to a point 100.00 feet left of and opposite station 117+17.84 on said centerline; thence continuing northwesterly along a straight line to a point 100.00 feet left of and opposite station 115+92.91 on said centerline; thence continuing northwesterly along a curved line parallel to said centerline to a point 100.00 feet left of and opposite station 110+74.09 on said centerline; thence northwesterly along a straight line to a point 164.40 feet right of and opposite station 11+50.74 on said centerline; thence southeasterly along a straight line to a point 115.00 feet left of and opposite station 112+00.00 on said centerline; thence continuing southeasterly along a curved line parallel to said centerline to a point 115.00 feet left of and opposite station 115+92.91 on said centerline; thence continuing southeasterly along a straight line back to the point of BEGINNING. Said described land being a permanent easement for the construction and maintenance of slopes and is shown colored green on the attached plats marked Annex 1-A. Said easement will be used temporarily for silt control and to construct a fence as may be deemed necessary by the Department of Transportation



BEGINNING at a point 140.00 feet right of and opposite station 12+03.14 on the construction centerline of Rockmart Highway on Georgia Highway Project STP00-2946-00 (001); running thence southeasterly along a straight line to a point 170.66 feet right of and opposite station 11+59.23 on said centerline; thence continuing southeasterly along a straight line to a point 125.00 feet left of and opposite station 112+00.00 on the construction centerline of Old Alabama Road; thence continuing southeasterly along a curved line parallel to said centerline to a point 125.00 feet left of and opposite station 115+92.91 on said centerline of Old Alabama Road; thence southeasterly along a straight line to a point 125.03 feet left of and opposite station 116+98.46 on said centerline of Old Alabama Road; thence southwesterly along a straight line to a point 113.06 feet left of and opposite station 116+98.46 on said centerline of Old Alabama Road; thence northwesterly along a straight line to a point 115.00 feet left of and opposite station 115+92.91 on said centerline of Old Alabama Road; thence continuing northwesterly along a curved line parallel to said centerline to a point 115.00 feet left of and opposite station 112+00.00 on said centerline of Old Alabama Road; thence northwesterly along a straight line to a point 164.40 feet right of and opposite station 11+50.74 on said centerline of Rockmart Highway; thence northwesterly along a straight line to a point 202.79 feet left of and opposite station 109+97.44 on said centerline of Old Alabama Road; thence northeasterly along a straight line back to the point of BEGINNING. Said described land being a temporary easement for the construction of fencing and is shown colored blue on the attached plats marked Annex 1-A.



The title, estate, or interest in the above described lands, required by condemnor and now taken by condemnor for public use is as follows: Fee simple title to the above described lands as shown colored yellow on the plats dated 26th day of March, 2009: Last Revised: Sheet No. 8 on April 9, 2012, Sheet Nos. 6 and 7 on May 8, 2012, and attached to Appendix A to Exhibit A as Annex 1-A.



A permanent easement is condemned for the right to construct and maintain slopes to connect the newly constructed road and right of way to the condemnees remaining lands and is shown colored green on the attached plats marked Annex 1-A. Said easement will be used temporarily for silt control and to construct a fence as may be deemed necessary by the Department of Transportation.



A temporary easement is condemned for the right to construct a fence. Said easement will expire on January 15, 2015, and is shown colored blue on the above mentioned plats. Upon completion of the project, the condemnee shall have the right to use the easement area in accordance with the applicable zoning restrictions, and the condemnor will cease maintenance of the easement area.



10/18,25/12

#8277"

gpn11



NOTICE OF SALE UNDER POWER



STATE OF GEORGIA

COUNTY OF BARTOW



Under and by virtue of the Power of Sale contained in a Security Deed given by Katherine D Teeples aka Kathy Teeples to IndyMac Bank, FSB, a federally chartered savings bank, dated 3/24/2006, recorded on April 6, 2006 in Deed Book 2045 at Page 275, Bartow County, Georgia Records. Having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as trustee of IndyMac Residential Mortgage-Backed Trust, Series 2006-L2, Residential Mortgage-Backed Certificates, Series 2006-L2 by Assignment conveying the after-described property to secure a Note in the original principal amount of 148,500.00, with interest thereon as set forth therein, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on November 6, 2012 during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 790 and 791 OF THE 21ST DISTRICT, 2ND SECTION, BARTOW COUNTY, GEORGIA, BEING LOT 24, WATERSIDE SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 50, PAGE 284, BARTOW COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION. SAID PROPERTY BEING KNOWN AS 19 EDGE WATER DRIVE ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN BARTOW COUNTY, GEORGIA.



Said property is known as 19 Edgewater Drive Cartersville, GA 30121, together with all fixtures and personal property attached to and constituting a party of said property, if any. Said property will be sold as the property of Katherine D Teeples aka Kathy Teeples, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Katherine D Teeples aka Kathy Teeples or a tenant or tenants. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation of the audit of the status of the loan as provided immediately above. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including, without limitation, attorneys' fees. Notice has been given of intention to collect attorneys' fees and other charges in accordance with the terms of the Note secured by said Deed. The balance, if any, will be distributed as provided by law. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: OneWest Bank, FSB, C/O Loan Resolution Department 888 E Walnut St, Pasadena, CA 91101, 877-736-5556. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.



Albertelli Law

Attorney for Deutsche Bank National

Trust Company, as trustee of IndyMac

Residential Mortgage-Backed Trust, Series 2006-L2, Residential Mortgage-Backed Certificates,

Series 2006-L2

as Attorney in Fact for

Katherine D Teeples aka Kathy Teeples



100 Galleria Parkway, Suite 960

Atlanta, GA 30339

Phone: (866) 690-0418

A-4305584



10/11,18,25 11/1/12

#8066"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



By virtue of the power of sale contained in a Security Deed from Yvette Nganou to Sun America Mortgage Corporation, Corporation dated March 28, 2003 recorded in Deed Book 1634, Page 119 , Bartow County Records, and last assigned to JPMorgan Chase Bank, National Association, conveying the after-described property to secure a Note in the original principal amount of NINETY-FIVE THOUSAND THREE HUNDRED AND 00/100 ($95,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Bartow County, Georgia, during the legal hours of sale on the first Tuesday, November 6, 2012 the following described property, to wit:



All that tract or parcel of land lying and being in Land Lot 163 of the 5th District, 3rd Section, Bartow County, Georgia, being Lot 244 of The Village on Grassdale, Unit IV, Phase 2 as per plat recorded in Plat Book 54, Page 214, Bartow County, Georgia Records; together with an subject to all right, title and interest in and to those certain covenants, restrictions and easements contained in (A) Declaration of Covenants, Conditions and Restrictions for The Village on Grassdale recorded in Deed Book 95A, page 80 and re-recorded in Deed Book 976, page 50, Bartow county Records; as amended from time to time; and (B) Declaration of Covenants, Restrictions and Easements for the Townhomes at Grassdale dated March 30, 2000 and recorded in Deed Book 1285, page 121, aforesaid records; as amended in Deed Book 1292, page 508, aforesaid records and as further amended from time to time.



The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney s fees, notice of intent to collect attorney s fees having been given.



Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



To the best knowledge and belief of the undersigned, the party in possession of the property Yvette Nganou or, a tenant or tenants, and said property was or is commonly known as 122 Benfield Circle Cartersville, GA 30124.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



JPMorgan Chase Bank, National Association

As Attorney in Fact for

Yvette Nganou



Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 12-15092



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



10/11,18,25 11/1/12

#8142"

gpn07



NOTICE TO DEBTORS AND CREDITORS



All creditors of the estate of JEAN RIVERS DANIEL, late of BARTOW County, Georgia, deceased, are hereby notified to render their demand to the undersigned, at the address of his/her attorney set forth below, according to law, and all persons indebted to said estate are required to make immediate payment.



This 5th day of October, 2012.



SCOTT DANIEL Executor



CARRIE P. TROTTER

Tilley, Deems, Helton & Trotter, LLC

319 East Church Street

Post Office Box 2943

Cartersville, Georgia 30120

(770) 382-6144



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gpn06



Notice is given that Articles of Amendment which will change the name Bartow County Women's Resources will be delivered to the Secretary of State for filing in accordance with the Georgia Nonprofit Corporation Code. (O.C.G.A. Section 14-3-1005.1). The registered office of the corporation is located at 20 Douglas Street, Cartersville Ga. 30120.



Prepared by:

Maryland Guthas

20 Douglas Street

Cartersville, Ga. 30120



10/25, 11/1/12

#8292"

gpn11



Notice of Sale Under Power



State of Georgia,

County of BARTOW



Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ROBERT FRAUMANN AND DIVERSIFIED INFORMATION SYSTEMS, INC to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (""ERS"" AS NOMINEE FOR SOUTHTRUST MORTGAGE CORPORATION , dated 10/15/2004, and , BARTOW County, Georgia records, as last assigned to WELLS FARGO BANK, NATIONAL ASSOCIATION (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $90,800.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BARTOW County Courthouse within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 234 OF THE 4TH DISTRICT AND 3RD SECTION OF BARTOW COUNTY, GEORGIA; AND BEING LOT 35, HANNON PLACE SUBDIVISION, PART 1, AS SHOWN BY A PLAT THEREOF BEING RECORDED IN PLAT BOOK 30, AT PAGE 143, OF THE SAID RECORDS FOR A MORE DEFINITE AND COMPLETE DESCRIPTION OF THE HEREIN PROPERTY AND BEING SUBJECT TO THE RESTRICTIONS AS SHOWN ON THE PLAT.



THIS BEING A PORTION OF THAT PROPERTY AS THAT CONVEYED TO MICHAEL HOWREN, INC., AND FRED HOWREN AS ACQUIRED BY THAT CERTAIN DEED RECORDED IN DEED BOOK 530 AT PAGE 19 OF SAID RECORDS.



The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). WELLS FARGO BANK, NATIONAL ASSOCIATION holds the duly endorsed Note and is the current assignee of the Security Deed to the property. WELLS FARGO BANK, N.A., acting on behalf of and, as necessary, in consultation with WELLS FARGO BANK, NATIONAL ASSOCIATION (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. 44-14-162.2, WELLS FARGO BANK, N.A. may be contacted at: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD, FORT MILL, SC 29715, 803-396-6000. Please note that, pursuant to O.C.G.A. 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan.



To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 6 & 8 FREDDA LANE, CARTERSVILLE, GEORGIA 30120 is/are: ROBERT FRAUMANN AND DIVERSIFIED INFORMATION SYSTEMS, INC or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.



WELLS FARGO BANK,

NATIONAL ASSOCIATION

as Attorney in Fact for

ROBERT FRAUMANN AND

DIVERSIFIED INFORMATION SYSTEMS, INC.



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



20120169804602

BARRETT DAFFIN FRAPPIER

LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398



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STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER



Because of a default in the payment of the indebtedness secured by a Security Deed executed by Elizabeth T. Manson to Mortgage Electronic Registration Systems, Inc. dated March 1, 2006, and recorded in Deed Book 2032, Page 125, Bartow County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA by Assignment, securing a Note in the original principal amount of $179,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 6, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:



ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 30 of the 5th District, 3rd Section of Bartow County, Georgia; and being Lot 48 of Clear Creek Commons, as per plat recorded in Plat Book 59, page 70 (A-F), Bartow County, Georgia Records, which plat by reference is incorporated herein and made a part hereof.



Said property is known as 31 Larsen Ridge, Adairsville, GA 30103, together with all fixtures and personal property attached to and constituting a part of said property, if any.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.



The property is or may be in the possession of Elizabeth T. Manson, successor in interest or tenant(s).



Wells Fargo Bank, NA

as Attorney-in-Fact for

Elizabeth T. Manson



File no. 12-034873

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/KMM

www.swertfeger.net



*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



10/11,18,25 11/1/12

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gpn11



STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER



Under and by virtue of the Power of Sale contained in a Security Deed given by Todd Jaillet to Mortgage Electronic Registration Systems, Inc, dated March 14, 2007, recorded on March 26, 2007 in Deed Book 2174, Page 345-369, Bartow County, Georgia Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as trustee of IndyMac Residential Mortgage-Backed Trust, Series 2007-L1, Residential Mortgage-Backed Certificates, Series 2007-L1, the secured creditor, by Assignment conveying the after-described property to secure a Note in the original principal amount of Seventy-Two Thousand and 00/100 DOLLARS ($72,000.00), with interest thereon as set forth therein, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on November 6, 2012 during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:



All that tract or parcel of land lying and being in Land Lot 1024 of the 21st Land District, 2nd Section, Bartow County, Georgia and containing 2.00 Acres, more or less, according to plat of survey for ""imothy L. Hamby""prepared by William C. Smith, RLS #1803, dated 11/22/05 and recorded 3/12/07 in Plat Book 65, Page 190, Bartow County, Clerk of Superior Court, Georgia records. Said plat being incorporated herein and made a part hereof by reference.



Said property is known as 4145 Arrington Road, SE, Acworth, GA 30102, together with all fixtures and personal property attached to and constituting a party of said property, if any.



Said property will be sold as the property of Todd Jaillet, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Todd Jaillet or a tenant or tenants. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation of the audit of the status of the loan as provided immediately above.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including, without limitation, attorneys' fees. Notice has been given of intention to collect attorneys' fees and other charges in accordance with the terms of the Note secured by said Deed. The balance, if any, will be distributed as provided by law.



Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage on behalf of the secured creditor, Deutsche Bank National Trust Company, as trustee of IndyMac Residential Mortgage-Backed Trust, Series 2007-L1, Residential Mortgage-Backed Certificates, Series 2007-L1, is as follows: OneWest Bank, FSB, P. O. Box 4045, Kalamazoo, MI 49003, 800-781-7399. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.



Deutsche Bank National Trust Company, as trustee of IndyMac Residential Mortgage-Backed Trust, Series 2007-L1, Residential Mortgage-Backed Certificates, Series 2007-L1

as Attorney in Fact for

Todd Jaillet



MorrisHardwickSchneider, LLC

1301 Hightower Trail, Suite 305

Sandy Springs, Georgia 30350

http://foreclosure.closingsource.net



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



10/11,18,25 11/1/12

#8052"

gpn07



NOTICE TO DEBTORS AND CREDITORS



All creditors of the Estate of Mildred Mae Hansard, deceased, of Bartow County, Georgia, are hereby notified to render their demand to the undersigned, according to law, and all persons indebted to said Estate are required to make immediate payment to the undersigned.



This 10th day of October, 2012.



Sherrie Darlene Munter

11 Lake Court

White, GA 30184



10/18,25 11/1,8/12

#8269"

gpn06



APPLICATION TO REGISTER A BUSINESS TO

BE CONDUCTED UNDER TRADE NAME,

PARTNERSHIP OR OTHERS



STATE OF GEORGIA

COUNTY OF BARTOW



The undersigned does hereby certify that Armco Enterprises LLC conducting a business as North Georgia Hearth in the City of White County of Bartow in the State of Georgia, under the name of North Georgia Hearth and that the nature of the business is wood stove sales, installations & chimney sweeps and that the names and addresses of the persons, firms, or partnership owning and carrying on said trade or business are: Armco Enterprises LLC, 13 Centerport Drive, White, GA 30184.



(s) Jonah A. Jones

Owner



10/18,25/12

#8273"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Because of default in the payment of the indebtedness, secured by a Security Deed executed by Michael E. Law and Fran L. Law to Mortgage Electronic Registration Systems, Inc. as nominee for The Cit Group/Consumer Finance Inc., its successors and assigns dated March 11, 2005 in the amount of $101,000.00, and recorded in Deed Book 1907, Page 467, Bartow County, Georgia Records; as last transferred to U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as Trustee successor by merger to LaSalle Bank National Association, as trustee for Bear Stearns Asset Backed Securities I Trust 2005-HE8 Asset-Backed Certificates, Series 2005-HE8 by assignment; the undersigned, U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as Trustee successor by merger to LaSalle Bank National Association, as trustee for Bear Stearns Asset Backed Securities I Trust 2005-HE8 Asset-Backed Certificates, Series 2005-HE8 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2012 , during the legal hours of sale, at the Courthouse door in Bartow County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:



All that tract or parcel of land lying and being in Land Lot 203 of the 5th District, 3rd Section of Bartow County, Georgia, being Lot 5 & part of Lot 4 of Habersham, Part 1, as per plat recorded in Plat Book 40, Page 255, Bartow County, Georgia Records. Which plat by reference is incorporated herein and made a part hereof.



which has the property address of 471 Old Grassdale Rd NE, Cartersville, Georgia., together with all fixtures and other personal property conveyed by said deed.



The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Michael E. Law and Fran L. Law and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as Trustee successor by merger to LaSalle Bank National Association, as trustee for Bear Stearns Asset Backed Securities I Trust 2005-HE8 Asset-Backed Certificates, Series 2005-HE8

Attorney in Fact for

Michael E. Law and Fran L. Law



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-24422 /CONV/awilby



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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gpn11



NOTICE OF SALE UNDER POWER



STATE OF GEORGIA

COUNTY OF BARTOW



By virtue of the power of sale contained in a Security Deed dated March 1, 2008, filed for record July 3, 2008 , and recorded in Deed Book 2305, Page 573, Bartow County, Georgia records, as given by LESLIE B. BRUMLEY, SR. AND STACY L. BRUMLEY to FLOYD CLARK AND TERRY F. CLARK, AND FURTHER ASSIGNED TO THE FLOYD CLARK FAMILY LIMITED PARTNERSHIP as evidenced by assignment recorded on 03/04/2009 at Deed Book 2348, Page 131, there will be sold at public outcry for cash to the highest bidder before the Court House Door of Bartow County, Georgia, between the legal hours of sale on the first Tuesday in November, 2012, by THE FLOYD CLARK FAMILY LIMITED PARTNERSHIP, the following property, to-wit:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1022 OF THE 21ST DISTRICT, 2ND SECTION OF BARTOW COUNTY, GOERGIA; AND BEING LOT 56 OF CLARK CREEK COLONY, UNIT III, AS PER PLAT RECORDED IN PLAT BOOK 26, PAGE 20, BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN AND MADE A PART HEREOF.



Property is commonly known as 4397 Creek Tr., Acworth, GA 30102.



Said Security Deed was given to secure payment of a Note being in the original principal amount of $55,000.00, bearing interest on the unpaid balance as specified therein until maturity. The unpaid principal balance has been and is hereby declared due because of default under the terms of said Note and Deed to Secure Debt. The debt remaining in default, said sale will be made for the purpose of applying the proceeds thereof toward the expenses of sale, including attorneys fees, the payment of the debt and the interest thereon; and the balance, if any, shall be applied as provided by law.



To the best knowledge and belief of the undersigned, LESLIE B. BRUMLEY, SR. AND STACY L. BRUMLEY are the parties in possession of the property. Notice has been given pursuant to and in compliance with O.C.G.A 44-14-162, et. seq.



The above described property will be sold by the undersigned as attorney-in-fact for LESLIE B. BRUMLEY, SR. AND STACY L. BRUMLEY subject to any and all unpaid taxes and assessments, and matters of records.



The Floyd Clark Family Limited Partnership,

Attorney-in-Fact for

LESLIE B. BRUMLEY, SR. AND

STACY L. BRUMLEY



F. LEE PERKINS, PC

Attorney for The Floyd Clark

Family Limited Partnership

162 W. Main St. Suite 303

Cartersville, Georgia 30120

(770) 386-1980



BE ADVISED THAT THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



By virtue of a Power of Sale contained in that certain Security Deed from STEPHEN W. CAGLE, STACEY A. WILKEY to Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, FSB., dated February 14, 2008, recorded March 10, 2008, in Deed Book 2276, Page 768, Bartow County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Thirty-Three Thousand Sixty-Six and 00/100 dollars ($133,066.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, secured creditor, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012, all property described in said Security Deed including but not limited to the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING IN THE CITY OF ADAIRSVILLE AND BEING IN LAND LOTS 15 AND 225 OF THE 15TH DISTRICT, 3RD SECTION OF BARTOW COUNTY, GEORGIA; AND BEING LOT ,18 OF PARK PLACE OF ADAIRSVILLE, AS PER PLAT RECORDED IN PLAT BOOK 45, PAGE 237 AND 238, BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN AND MADE A PART HEREOF.



Said legal description being controlling, however the property is more commonly known as 132 MANNING MILL RD NW, ADAIRSVILLE, GA 30103.



The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.



Said property will be sold on an ""s-is""basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.



To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is STEPHEN W. CAGLE, STACEY A. WILKEY, or tenants(s).



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.



The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024, Telephone Number: 800-720-3758 for and on behalf of the secured creditor.



BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME

LOANS SERVICING, LP

as Attorney in Fact for

STEPHEN W. CAGLE, STACEY A. WILKEY



THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Attorney Contact: Rubin Lublin, LLC,

3740 Davinci Court, Suite 400,

Norcross, GA 30092

Telephone Number: (877) 813-0992

Case No. BAC-12-11442-0001

www.rubinlublin.com/property-listings.php



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STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER



Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated November 16, 2007, executed by William A. Stover and Amanda K. Fried to National City Mortgage a division of National City Bank, recorded in Deed Book 2250, Page 983, Bartow County, Georgia Deed Records, and securing a Note in the original principal amount of $174,900.00, said Security Deed last having been assigned to Green Tree Servicing LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in November, 2012, to-wit: November 6, 2012, during the legal hours of sale, before the Bartow County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:



ALL THAT TRACT OR PARCEL Of LAND lying and being in Land Lot 30 of the 5th District, 3rd Section of Bartow County, Georgia; and being Lot 42 of Clear Creek Commons, as per plat recorded in Plat Book 59, page 70 (A-F), Bartow County, Georgia Records, which plat by reference is incorporated herein and made a part hereof.



The aforedescribed real property is also known as 22 Larsen Ridge, Adairsville, GA 30103, according to the present system of numbering houses in Bartow County, Georgia.



This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.



The name, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Green Tree Servicing LLC, Attn: Loss Mitigation, 7360 S. Kyrene Road, Mail Stop P-214, Tempe, AZ 85283. The telephone number is (877) 337-4141. The fax number is (877) 265-9717.



Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



Upon information and belief, said real property is presently in the possession or control of WILLIAM A. STOVER AND AMANDA K. FRIED AND/OR 22 LARSON RIDGE FAMILY TRUST and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.



GREEN TREE SERVICING LLC

as Attorney-in-Fact for

WILLIAM A. STOVER AND AMANDA K. FRIED



David W. Adams, Esquire

Ellis, Painter, Ratterree & Adams LLP

2 East Bryan Street, Suite 1001

Savannah, Georgia 31401

(912) 233-9700



THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Under and by virtue of the power of sale contained in that certain Real Estate Deed to Secure Debt, made as of September 27, 2006 (""eed to Secure Debt"", by PCG LLC, a Georgia limited liability company (""orrower"", in favor of Crescent Bank - Cartersville West (""riginal Lender"", recorded October 4, 2006, as Document No. 021395, in Book 2114, Page 184, in the Clerk's Office of Bartow County, Georgia (the ""ecords"". The Deed to Secure Debt was: (a) amended and modified pursuant to that certain Modification of Deed to Secure Debt, dated June 26, 2008, by Borrower and Original Lender, recorded July 1, 2008, as Document No. 010139, in Book 2305, Page 50, in the Records; (b) partially released by Federal Deposit Insurance Corporation, as Receiver for Crescent Bank & Trust, pursuant to that certain Quit Claim Deed, dated August 31, 2010, recorded April 8, 2011, as Document No. 003353, in Book 2470, Page 773, in the Records; and (c) assigned by Federal Deposit Insurance Corporation as Receiver for Crescent Bank & Trust Company a/k/a Crescent Bank, to Wells Fargo Bank, National Association, as Trustee for the registered holders of FDIC Commercial Mortgage Trust 20ll-C1, FDIC Commercial Mortgage Pass-Through Certificates, Series 2011-C1 ( Lender #2 ), pursuant to that certain Assignment of Real Estate Deed to Secure Debt, executed May 5, 2011, effective as of April 29, 2011, recorded June 27, 2011, as Document No. 005995, in Book 2481, Page 606, in the Records, as further assigned by Lender #2 to FD 2011-Cl Grove Road Limited Partnership, a Georgia limited partnership ( Lender ),pursuant to that certain Assignment of Deed to Secure Debt and Security Agreement and Other Loan Documents, recorded March 29, 2012, as Document No.003391, in Book 2525, Page 585, in the Records (the ""ecurity Deed"", there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Bartow County, Georgia, between the legal hours of sale on the first Tuesday in November, 2012, by Lender, as Attorney-in-Fact for Borrower, the following property to-wit:



SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF.



The indebtedness secured by the Security Deed having been declared due and payable because of, among other possible events of default, failure to pay the indebtedness secured thereby as and when due, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney s fees (notice of intention to collect attorney fees having been given).



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



To the best of the undersigned s knowledge and belief, possession of the subject property is held by PCG LLC.



FD 2011-C1 GROVE ROAD

LIMITED PARTNERSHIP,

a Georgia limited partnership

by FD 2011-C1 GROVE ROAD GP, LLC,

As Attorney-in-Fact for

PCG LLC



c/o Nelson Mullins Riley & Scarborough LLP

By: Brooks C. Marro

201 17th Street, N.W., Suite 1700

Atlanta, Georgia 30363

(404) 322-6000



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



EXHIBIT A

LEGAL DESCRIPTION



TRACT I



All that tract or parcel of land lying and being in Land Lots 702 and 703 of the 4th District and 3rd Section of Bartow County, Georgia, in the City of Cartersville, Bartow County Georgia; and being that certain 1.636 acres as per plat recorded in Plat Book 25, Page 207, Clerk's Office, Superior Court of Bartow County, Georgia, to which plat reference is hereby made and incorporated herein.



TRACT II



All that tract or parcel of land lying and being in Land Lots 702 and 703 of the 4th District and 3rd Section of Bartow County, Georgia, in the City of Cartersville, Bartow County Georgia; and being that certain 0.38 acres as per plat recorded in Plat Book 24, Page 117, Clerk's Office, Superior Court of Bartow County Georgia, to which plat reference is hereby made and incorporated herein.



Said property being more specifical1y described as units 1 8, 10 and 13 - 24 all as shown on plat recorded in Plat Book 57, Page 83, Bartow County, Georgia records, which plat by reference is incorporated herein and made a part hereof.



LESS AND EXCEPT FROM THE FOREGOING DESCRIBED PARCELS OF LAND THE FOLLOWING:



All that tract or parcel of land lying and being in Land Lots 702 and 703 of the 4th District and 3rd Section of Bartow County, Georgia, and being Unit 38 AKA Unit 10, Park Place, recorded in Plat Book 57, Page 83, of the Bartow County Georgia records as conveyed in that Warranty Deed from PCG, LLC to James A. Wood and Jennifer S. Wood, dated August 31, 2010, filed April 8, 2011, recorded in Deed Book 2470, Page 774, aforesaid records. Said plat and Deed is incorporated herein for a more full and accurate description of the property.



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Under and by virtue of the Power of Sale contained in a Security Deed given by Melanie S. Largin and Anthony L. Largin to Mortgage Electronic Registration Systems, Inc, dated November 2, 2006, recorded in Deed Book 2131, Page 38, Bartow County, Georgia Records, last assigned to CitiBank, NA., conveying the after-described property to secure a Note in the original principal amount of One Hundred Nine Thousand Three Hundred Fifty and 00/100 DOLLARS ($109,350.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



SEE EXHIBIT """"ATTACHED HERETO AND MADE A PART HEREOF



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).



The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiMortgage, Inc., 1000 Technology Drive, O`Fallon, MO 63304 AND 1-800-422-1498. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



To the best knowledge and belief of the undersigned, the party in possession of the property is Melanie S. Largin and Anthony L. Largin or a tenant or tenants and said property is more commonly known as 39 Saddle Lane Northwest, Cartersville, GA 30121.



CitiBank, NA.

as Attorney in Fact for

Melanie S. Largin and Anthony L. Largin



MorrisHardwickSchneider, LLC

1301 Hightower Trail, Suite 305

Sandy Springs, Georgia 30350

http://foreclosure.closingsource.net

MHS File #: GA-91000906-12



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



EXHIBIT """"

ALL THAT CERTAIN LOT OR PARCEL OF LAND SITUATE IN THE CITY OF CARTERSVILLE, COUNTY OF BARTOW AND STATE OF GEORGIA, DESCRIBED AS FOLLOWS: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 156 OF THE 5TH DISTRICT, 3RD SECTION OF BARTOW COUNTY, GEORGIA AND BEING LOT 16 OF SADDLEBROOK, SECTION TWO, AS PER PLAT RECORDED IN PLAT BOOK 7, PAGE 336, BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN AND MADE A PART HEREOF. BY FEE SIMPLE DEED FROM TOM HOWARD DEVELOPMENT CO, INC. AS SET FORTH IN DEED BOOK 000805, PAGE 0557 AND RECORDED 1/3/1994, BARTOW COUNTY RECORDS.



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Brenda Brewer Cassidy to Wells Fargo Home Mortgage, Inc., dated April 16, 2004, recorded in Deed Book 1785, Page 813, Bartow County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($107,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.



To the best knowledge and belief of the undersigned, the party in possession of the property is Brenda Brewer Cassidy or a tenant or tenants and said property is more commonly known as 32 Etowah Ridge Drive, Cartersville, Georgia 30120.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor s lien on real estate and this law firm will not be seeking a personal money judgment against you.



Wells Fargo Bank, N.A. successor by merger to

Wells Fargo Home Mortgage, Inc.

as Attorney in Fact for

Brenda Brewer Cassidy



McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/sc1 11/6/12

Our file no. 59312-FT7



EXHIBIT A



All that tract or parcel of land lying and being in Land Lot 648 of the 4th District, 3rd Section, Bartow County, Georgia, and being Lot 17, Etowah Ridge, Section One, as per plat thereof, recorded in Plat Book 44, Page 23, of the Public Records of Bartow County, Georgia, which plat is hereby referred to and made a part hereof by reference; being improved property known as 32 Etowah Ridge Drive, Cartersville, Georgia 30120, according to the present system of numbering houses in Bartow County, Georgia. Map Tax ID No.# 0051F-000001-07



MR/sc1 11/6/12

Our file no. 59312 - FT7



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STATE OF GEORGIA

COUNTY OF BARTOW



Under and by virtue of the Power of Sale in a certain Deed to Secure Debt from LARRY MICHAEL SLOCUM, Grantor, to Century Bank of Bartow County n/k/a Century Bank of Georgia, Grantee / Secured Creditor, dated May 15, 2002 recorded in Deed Book 1526, page 162, Bartow County, Georgia Records; said Deed to Secure Debt having been given to secure a Note dated May 15, 2002 in the original amount of $65,000.00; said Deed last revised by Note and instrument in favor of Century Bank of Georgia dated September 19, 2011 and recorded at Deed Book 2496, page 1015, aforesaid records to modify the principal indebtedness to $ 39,527.82; there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the Courthouse of Bartow County, Georgia, on the first Tuesday in November, 2012, to the highest and best bidder for cash, the following described property:



All that tract or parcel of land lying and being in Land Lot 5 of the 5th District and 3rd Section of Bartow County, Georgia, together with all improvements thereon, and more particularly described as follows:



Beginning at the point where the south line of said land lot intersects with the west right of way of New U.S. Highway 41 and running thence west along the south line of said land lot a distance of twelve hundred eighty five (1285) feet, more or less, along the Sparks property to the Jeanette Hayes property at an iron pin; thence north along the said Hayes property a distance of thirteen hundred twenty (1320) feet, more or less, to an iron pin at the W.E. Tow property; thence east along the said Tow property a distance of eighty one (81) feet, more or less, to the said west line of new 41 highway right of way; thence in a southeasterly direction along said right of way seventeen hundred eighty eight (1788) feet, more or less, to the beginning point; excepting and reserving from all the above described property the outstanding public utility easements and public rights of way. This is a part of that property conveyed by Mrs. Erma L. Davis to James L. Stevens and Irene M. Stevens by warranty deed dated August 16, 1956, recorded in Book 109, Page 188, Clerk s Office, said county; and a portion of the property deeded by the said James L. and Irene M. Stevens through their attorney in fact to Grantor, said deed being recorded in Deed Book 122, Page 523, Clerk s office, said county.



The debt secured by said Deed to Secure Debt and Note has been and is hereby declared due and payable in full because of default pursuant to the terms of said Deed to Secure Debt and Note. Notice has been given of intention to enforce provisions for collection of attorney's fees and foreclosure in accordance with legal requirements and the terms of the Deed to Secure Debt and Note. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, accrued interest and expenses of the sale and other sums secured by the Deed to Secure Debt including attorney's fees, and the remainder if any shall be applied as provided by law.



To the best of the undersigned's knowledge and belief the property is in the possession of LARRY MICHAEL SLOCUM (or a tenant of Larry Michael Slocum), and said property will be sold as the property of LARRY MICHAEL SLOCUM, subject to outstanding liens, ad valorem taxes, street improvements, and easements or restrictions of record, if any.



Pursuant to the requirements of OCGA 44-14-162.2(a), notice is given that the following person shall have full authority to negotiate, amend, and modify all terms of the above described mortgage: David Caswell, Century Bank of Georgia, 215 East Main Street, Cartersville, GA 30121, telephone: 770-387-1922. OCGA 44-14-162.2(a) states that nothing in this subsection shall be construed to require a secured creditor to negotiate, amend, or modify the terms of a mortgage instrument.



This Notice is prepared and published on behalf of CENTURY BANK OF GEORGIA, which is hereby identified as the Secured Creditor.



The sale will be conducted subject: (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Century Bank of Bartow County n/k/a

Century Bank of Georgia

as Attorney-in-Fact for

LARRY MICHAEL SLOCUM



T. Neal Brunt

Brunt & Hood, LLC

210 West Main Street

Cartersville, GA 30120

(770) 387-4500



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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NOTICE TO DEBTORS AND CREDITORS



All creditors of the Estate of Paul Hagan Gebert, Sr., deceased, of Bartow County, Georgia, are hereby notified to render their demands to the undersigned, according to law, and all persons indebted to said Estate are required to make immediate payment to the undersigned.



This 2nd day of October, 2012.



Mark W. Gebert

49 Vista Woods SE

Cartersville, GA 30120



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Because of default in the payment of the indebtedness, secured by a Security Deed executed by Pamela B Roberson to Bank of America, N.A. dated March 17, 2006 in the amount of $77,237.00, and recorded in Deed Book 2047, Page 543, Bartow County, Georgia Records; as last transferred to Bank of America, N.A. by assignment; the undersigned, Bank of America, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2012 , during the legal hours of sale, at the Courthouse door in Bartow County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:



All that tract or parcel of land lying and being in Land Lot 235, 5th District, 3rd Section of Bartow County, Georgia and being Lot 95 Churchill Downs Section Two, as shown on plat recorded in Plat Book 44, Page 8, of the Bartow County, Georgia Records, which plat by reference is incorporated herein for a more complete description of the property.



which has the property address of 57 Churchill Downs NE, Cartersville, Georgia., together with all fixtures and other personal property conveyed by said deed.



The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Pamela B Roberson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



Bank of America, N.A.

Attorney in Fact for

Pamela B Roberson



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-19233 /FHLMC/sstojanovic



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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NOTICE OF SALE UNDER POWER



BARTOW COUNTY



Pursuant to the Power of Sale contained in a Security Deed given by Juan J. Moreno to Mortgage Electronic Registration Systems, Inc., as nominee for Wachovia Mortgage, FSB, it's successors and assigns dated 1/9/2009 and recorded in Deed Book 2338 Page 997, BARTOW County, Georgia records; as last transferred to Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 135,327.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of BARTOW County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 (November 06, 2012), the following described property:



ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 262 of the 4th District, 3rd Section of Bartow County, Georgia; and being Lot 4 of Stonebridge, as per plat recorded in Plat Book 7, Page 356, Bartow County, Georgia Records, which plat by reference is incorporated herein and made a part hereof.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Said property is commonly known as 69 White Oak Drive, Cartersville, GA 30121-2957 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Juan J. Moreno or tenant or tenants.



Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.



Wells Fargo Bank, NA

Loss Mitigation

3476 Stateview Boulevard

Fort Mill, SC 29715

1-800-662-5014



Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.



Wells Fargo Bank, NA

as agent and Attorney in Fact for

Juan J. Moreno



Aldridge Connors, LLP,

15 Piedmont Center,

3575 Piedmont Road, N.E., Suite 500,

Atlanta, Georgia 30305

(404) 994-7400



THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



1000-667488816



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



By virtue of the power of sale contained in a Security Deed from John Sullivan and Shanna Sherrill Sullivan to Mortgage Electronic Registration Systems Inc., as nominee for Accredited Home Lenders, Inc. A California Corporation, its successors and assigns dated February 15, 2005 recorded in Deed Book 1896, Page 745-763 , Bartow County Records, and last assigned to HSBC Bank USA, National Association, as Indenture Trustee of the FBR Securitization Trust 2005-1, Callable Mortgage-Backed Notes, Series 2005-1, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY THOUSAND AND 00/100 ($130,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Bartow County, Georgia, during the legal hours of sale on the first Tuesday, November 6, 2012 the following described property, to wit:



All that tract or parcel of land lying and being in Land Lot 992, of the 21st District, Bartow County, Georgia, being Lot 19, Mallard Cove as per plat recorded in Plat Book 44, Page 187, Bartow County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.



The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney s fees, notice of intent to collect attorney s fees having been given.



Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



To the best knowledge and belief of the undersigned, the party in possession of the property John Sullivan and Shanna Sherrill Sullivan or, a tenant or tenants, and said property was or is commonly known as 47 Maddox Road SE, Acworth, GA 30102.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



HSBC Bank USA, National Association, as Indenture Trustee of the FBR Securitization Trust 2005-1, Callable Mortgage-Backed Notes, Series 2005-1

As Attorney in Fact for

John Sullivan and Shanna Sherrill Sullivan



Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 11-10814



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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APPLICATION TO REGISTER A BUSINESS

TO BE CONDUCTED UNDER TRADE NAME,

PARTNERSHIP OR OTHERS



STATE OF MISSOURI,

COUNTY OF ST. LOUIS CITY



The undersigned does hereby certify that Anheuser-Busch, LLC conducting a business as a Missouri limited liability company in the City of Cartersville, County of Bartow in the State of Georgia, under the name of Anheuser-Busch and that the nature of the business is manufacture and sale of beverages and that the names and addresses of the person, firms or partnership owning and carrying on said trade or business are: Anheuser-Busch, LLC, 100 Busch Drive, Cartersville, GA 30120.



10/18,25/12

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Notice of Sale Under Power



State of Georgia,

County of BARTOW



Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JENNIFER E PARROTT AND TIMOTHY B PARROTT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (""ERS"" AS NOMINEE FOR MARKET STREET CORPORATION , dated 10/30/2003, and Recorded on 11/05/2003 as Book No. 1727 and Page No. 946, BARTOW County, Georgia records, as last assigned to WELLS FARGO BANK, N.A. (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $135,972.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BARTOW County Courthouse within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 234 OF THE 5TH DISTRICT, 3RD SECTION OF BARTOW COUNTY, GEORGIA AND BEING LOT 111 OF LIBERTY CROSSING SUBDIVISION, PHASE ONE, AS PER PLAT RECORDED IN PLAT BOOK 56, PAGE 174, BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN AND MADE A PART HEREOF.



The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). WELLS FARGO BANK, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. WELLS FARGO BANK, N.A., acting on behalf of and, as necessary, in consultation with WELLS FARGO BANK, N.A. (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. 44-14-162.2, WELLS FARGO BANK, N.A. may be contacted at: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD, FORT MILL, SC 29715, 803-396-6000. Please note that, pursuant to O.C.G.A. 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan.



To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 23 ALLEGIANCE COURT NE, CARTERSVILLE, GEORGIA 30121 is/are: JENNIFER E PARROTT AND TIMOTHY B PARROTT or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.



WELLS FARGO BANK, N.A.

as Attorney in Fact for

JENNIFER E PARROTT AND

TIMOTHY B PARROTT



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



20120169804736

BARRETT DAFFIN FRAPPIER

LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398



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STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER



Because of a default in the payment of the indebtedness secured by a Security Deed executed by Madella L. Shelton to Mortgage Electronic Registration Systems, Inc,. dated November 30, 2006, and recorded in Deed Book 2148, Page 672, Bartow County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, successor by merger to Wachovia Bank, NA by Assignment, securing a Note in the original principal amount of $108,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 6, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:



All that tract or parcel of land lying and being in land Lot 946 of the 4th District, 3rd Section of Bartow County, Georgia; and being Lot 30 of Indian Valley, as per plat recorded in Plat Book 33, Page 368, Bartow County, Georgia Records, which plat by reference is incorporated herein and made a part hereof.



Said property is known as 59 SW Chickasaw Trail, Cartersville, GA 30120, together with all fixtures and personal property attached to and constituting a part of said property, if any.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Madella L. Shelton, successor in interest or tenant(s).



Wells Fargo Bank, NA, successor by

merger to Wachovia Bank, NA

as Attorney-in-Fact for

Madella L. Shelton



File no. 12-034980

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/KB

www.swertfeger.net



*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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NOTICE OF SALE UNDER POWER



STATE OF GEORGIA

COUNTY OF BARTOW



By virtue of the power of sale contained in a Security Deed dated January 31, 2007, filed for record February 1, 2007 and recorded in Deed Book 2156, Pages 114-117, Bartow County, Georgia Records, given by RICHARD EARL SECKINGER, LISA SECKINGER and BILLY WAYNE CORNWELL to BARTOW COUNTY BANK, and assigned to HAMILTON STATE BANK by the Federal Deposit Insurance Corporation, Receiver for Bartow County Bank, there will be sold at public outcry for cash to the highest bidder before the Court House Door of Bartow County, Georgia, between the legal hours of sale on the first Tuesday in November, 2012 by HAMILTON STATE BANK the following property, to-wit:



ALL THAT TRACT OR PARCEL OF LAND lying and being in land lot 166 of the 16th District, 3rd Section of Bartow County, Georgia; and being that certain 37.958 acres, as more fully shown on a plat prepared by Johnny R. Knight, G.R.L.S. No. 1912, for Earl B. Seckinger, dated April 9, 1998, and recorded in Plat Book 65, Page 115, Bartow County, Georgia Records, which plat by reference is incorporated herein and made a part hereof. Together with a 30 foot ingress-egress easement to Winnie Frank Road.



Said Security Deed was given to secure payment of a Note being in the original principal amount of Fifty-Five Thousand Eight Hundred Forty-Nine and 50/00 Dollars ($55,849.50), until reaching maturity, bearing interest on the unpaid balance as specified therein. The unpaid principal balance has been and is hereby declared due because of default under the terms of said Note and Deed to Secure Debt. The debt remaining in default, said sale will be made for the purpose of applying the proceeds thereof toward the expenses of sale, including attorneys fees, the payment of the debt and the interest thereon; and the balance, if any, shall be applied as provided by law.



Said property will be sold subject and subordinate to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best knowledge and belief of the undersigned, RICHARD EARL SECKINGER, LISA SECKINGER and BILLY WAYNE CORNWELL, are the parties in possession of the property. Notice has been given pursuant to and in compliance with O.C.G.A. 44-14-162, et. seq.



The above-described property will be sold by the undersigned as attorney-in-fact for RICHARD EARL SECKINGER, LISA SECKINGER and BILLY WAYNE CORNWELL, subject to any and all unpaid taxes and assessments, and matters of records.



HAMILTON STATE BANK,

as Attorney-in-Fact for

RICHARD EARL SECKINGER,

LISA SECKINGER and

BILLY WAYNE CORNWELL



Carrie P. Trotter

TILLEY, DEEMS, HELTON & TROTTER, LLC

Post Office Box 2943

Cartersville, Georgia 30120-1700

(770) 382-6144



BE ADVISED THAT THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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APPLICATION TO REGISTER A BUSINESS TO

BE CONDUCTED UNDER TRADE NAME,

PARTNERSHIP OR OTHERS



STATE OF MISSOURI,

COUNTY OF ST. LOUIS CITY



The undersigned does hereby certify that Anheuser-Busch, LLC conducting a business as a Missouri limited liability company in the City of Cartersville, County of Bartow in the State of Georgia, under the name of Michelob Brewing Co. and that the nature of the business is manufacture and sale of beverages and that the names and addresses of the person, firms or partnership owning and carrying on said trade or business are: Anheuser-Busch, LLC, 100 Busch Drive, Cartersville, GA 30120.



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STATE OF GEORGIA

BARTOW COUNTY



NOTICE OF SALE UNDER POWER



By virtue of the powers of sale contained in that certain Deed to Secure Debt and Security Agreement from 144 Erwin Street, LLC to Georgia Primary Bank, dated June 1, 2009, recorded June 3, 2009, in Deed Book 2366 at Page 522, Bartow County, Georgia Records, as modified (hereinafter Security Deed ), given to secure an indebtedness as evidenced in that certain Commercial Promissory Note dated June 1, 2009 (hereinafter Note ), with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012, the property described in Exhibit A attached hereto and incorporated herein by reference. The Note secured by the Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note and default in payment of the Note secured by the Security Deed. The Note remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys fees.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.



Please note that Georgia Primary Bank is the entity that has full authority to negotiate, amend, and modify all terms of the Note and Security Deed, and that Georgia Primary Bank can be contacted through the following representative:



Neal J. Quirk, Esq.

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

404-252-1425



To the best knowledge and belief of the undersigned, the Party in possession of the property is 144 Erwin Street, LLC, its heirs or assigns, or a tenant or tenants, and all or a portion of said real property is more commonly known as Erwin Pointe Townhomes, 144 N. Erwin Street, Cartersville, Bartow County, Georgia 30120; However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.



Georgia Primary Bank

Attorney in Fact for

144 Erwin Street, LLC



Neal J. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive, N.W., Suite 300

Atlanta, Georgia 30328

(404) 252-1425



Exhibit A

Legal Description



All that tract or parcel lying and being in the City of Cartersville, 4th District, 3rd Section, Bartow County, Georgia, and being more particularly described as follows:



Begin at an iron pin found at the southwesterly intersection of the southern right-of-way of Carter Street (a 37 foot right-of-way) and the western right-of-way of North Erwin Street (a 40 foot right-of-way) being the TRUE POINT OF BEGINNING, thence commence southeasterly along the western right-of-way of North Erwin Street South 32 degrees 56 minutes 48 seconds East a distance of 109.8 feet to a point; thence commence southeasterly along the western right-of-way of North Erwin Street along an arc of a curve having a radius of 703.00 feet (said arc being subtended by a chord having a chord bearing South 25 Degrees 59 minutes 09 Seconds East, a chord length of 170.37 feet) and an arc distance of 170.79 feet to an iron pin found; thence commence South 70 degrees 22 minutes 00 seconds West a distance of 167.83 feet to a inch pipe found; thence commence North 47 degrees 18 minutes 00 seconds West a distance of 72.40 feet to an iron pin placed; thence commence South 61 degrees 57 minutes 00 seconds West a distance of 48.39 to a 30 inch Hackberry tree; thence commence North 32 degrees 13 minutes 05 seconds West a distance of 180.90 feet to an iron pin placed at the southern right-of-way of Carter Street (a 37 foot right-of-way); thence commence northeasterly along the southern right-of-way of Carter Street North 60 degrees 29 minutes 31 seconds East a distance of 248.28 feet to an iron pin found and the POINT OF BEGINNING as per Survey for 144 Erwin Street, LLC, Main Street Bank, Hale & Cox, LLC and First American Title Insurance Company dated December 20, 2005 prepared by Smith & Smith Land Surveyors, P.C., William C. Smith GRLS # 1803



LESS AND EXCEPT:



Condominium Units 107, 106, 301 and 204 of Erwin Pointe Townhomes, A Condominium, as more particularly described and delineated in the Declaration of Condominium for Erwin Pointe Townhomes, A Condominium, recorded in Deed Book 2067, Page 698, Et Seq., Bartow County, Georgia Records, as amended.



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Scott D. Thompson and Sally J. Thompson to Alliance Funding, a Division of Superior Bank FSB, dated February 12, 2001, recorded in Deed Book 1371, Page 21, Bartow County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP by assignment recorded in Deed Book 2464, Page 388, Bartow County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SEVENTY-FOUR THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($74,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.



To the best knowledge and belief of the undersigned, the party in possession of the property is Scott D. Thompson and Sally J. Thompson or a tenant or tenants and said property is more commonly known as 378 Wade Road SW, Taylorsville, Georgia 30178.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor s lien on real estate and this law firm will not be seeking a personal money judgment against you.



Bank of America, N.A., as successor by merger to

BAC Home Loans Servicing, LP formerly known as

Countrywide Home Loans Servicing, L.P.

as Attorney in Fact for

Scott D. Thompson and Sally J. Thompson



McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/jw0 11/6/12

Our file no. 51255411-FT10



EXHIBIT A



All that tract or parcel of land lying and being in Land Lot 711 and 658, 17th District, 3rd Section, Bartow County, Georgia, and being that tract as per plat recorded in Plat Book 27, page 81, Bartow County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.



MR/jw0 11/6/12

Our file no. 51255411 - FT10



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NOTICE OF SALE UNDER POWER



BARTOW COUNTY



Pursuant to the Power of Sale contained in a Security Deed given by Bart M. Katz and Gia L. Katz to Mortgage Electronic Registration Systems, Inc as nominee for Suntrust Mortgage, Inc. dated 3/3/2006 and recorded in Deed Book 2033 Page 240, BARTOW County, Georgia records; as last transferred to Fannie Mae (""ederal National Mortgage Association"", conveying the after-described property to secure a Note in the original principal amount of $253,760.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of BARTOW County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 (November 6, 2012), the following described property:

ALL THAT TRACT OR PARCEL OF LAND lying in the City of Euharlee and being in Land Lot 606 of the 17th District, 3rd Section of Bartow County, Georgia; and being Lot 5 of Shaw Woods, Unit IV, as per plat recorded in Plat Book 59, Page 279 A-C, Bartow County, Georgia Records, which plat by reference is incorporated herein and made a part hereof.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). Federal National Mortgage Association is the current owner of the loan.



Said property is commonly known as 27 Riverwalk Parkway, Kingston, Georgia 30145 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Bart M. Katz and Gia L. Katz or tenant or tenants.



Seterus, Inc. is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.



Seterus, Inc.

Loss Mitigation

PO Box 4121

Beaverton, OR 97076-4121

866.570.5277



Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.



Fannie Mae (""ederal National

Mortgage Association""

as agent and Attorney in Fact for

Bart M. Katz and Gia L. Katz



Aldridge Connors, LLP,

3575 Piedmont Road, N.E., Suite 500,

Atlanta, Georgia 30305

(404) 994-7400



THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



1168-413



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Saraswati Bhakta and Raman Bhakta to LONG BEACH MORTGAGE COMPANY, dated January 27, 2004, recorded in Deed Book 1756, Page 943, Bartow County, Georgia records, as last transferred to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE REGISTERED HOLDERS OF GSRPM 2004-1, MORTGAGE PASS-THROUGH CERTIFICATES by assignment recorded or to be recorded, Bartow County, Georgia records conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED FIFTY THREE THOUSAND FIVE HUNDRED AND NO/100 DOLLARS ($553,500.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 41, 4TH DISTRICT, 3RD SECTION, BARTOW COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:



BEGINNING AT AN IRON PIN FOUND ON THE NORTH SIDE OF STATE ROUTE 20 SPUR AT ITS INTERSECTION WITH THE EAST LINE OF LAND LOT 41; RUNNING THENCE WEST ON THE NORTH SIDE OF STATE ROUTE 20 SPUR 242.50 FEET TO A POINT; RUNNING THENCE NORTH 01 DEGREES 09 MINUTES 10 SECONDS EAST A DISTANCE OF 160.15 FEET TO A POINT; RUNNING THENCE NORTH 84 DEGREES 21 MINUTES 18 SECONDS EAST A DISTANCE OF 96.33 FEET TO A POINT; RUNNING THENCE NORTH 02 DEGREES FIFTY ONE MINUTES 58 SECONDS WEST A DISTANCE OF 79.2 FEET TO A POINT; RUNNING THENCE SOUTH 88 DEGREES 42 MINUTES 44 SECONDS EAST A DISTANCE OF 145.58 FEET TO AN IRON PIN FOUND ON THE EAST LINE OF LAND LOT 41; RUNNING THENCE SOUTH 01 DEGREES 17 MINUTES 00 SECONDS WEST A DISTANCE OF 197.06 FEET TO THE POINT OF BEGINNING; CONTAINING 1.07 ACRES PER SURVEY BY WILLIAM C. SMITH, R.C.S., DATED MARCH 2, 1999.



THE ABOVE DESCRIPTION IS THE SAME AS FOUND IN PRIOR DEED OF RECORD AS A BOUNDARY LINE SURVEY WAS NOT DONE AT THE TIME OF THIS CONVEYANCE.



THIS CONVEYANCE IS SUBJECT TO ALL RESTRICTIONS, EASEMENTS, SETBACK LINES, AND OTHER CONDITIONS SHOWN OF RECORD IN THE BARTOW COUNTY, GEORGIA RECORDS.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention: Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, Fax 407-737-5693. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.



To the best knowledge and belief of the undersigned, the parties in possession of the property are Saraswati Bhakta and Estate of Raman Bhakta and Raman Bhakta or a tenant or tenants and said property is more commonly known as 47 Highway 20 Spur, Cartersville, GA 30121.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE REGISTERED HOLDERS OF GSRPM 2004-1, MORTGAGE PASS-THROUGH CERTIFICATES

As Attorney in Fact for

Saraswati Bhakta and Raman Bhakta



Weissman, Nowack, Curry & Wilco, PC

Attn: Ocwen Team

One Alliance Center

3500 Lenox Road

Atlanta, GA 30326

Our File# 011388



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NOTICE OF SEIZURE OF

PERSONAL PROPERTY

VALUED AT LESS THAN $25,000



Pursuant to O.C.G.A. 16-13-49 ( i ) and ( n ), notice of seizure by the BARTOW-CARTERSVILLE DRUG TASK FORCE, of the property described below in Item (A), is hereby given to MICHAEL STEPHEN TACKETT, BRANDY ROXANNE SMITH and any other person or legal entity claiming ownership and/or other legal interest in said property.

Any such owner or interest holder has THIRTY (30) DAYS within which a CLAIM MUST BE FILED in compliance with the provisions of O.C.G.A. 16-13-49 (n) .



Item (A) Description of Property:



$2,740.00, in UNITED STATES CURRENCY.



Item (B) Date and Place of Seizures:



Wednesday, October 3rd, 2012, at the first seizure location of (1) the residence located at 4476 Pecan Lane, City of Acworth and second seizure location of (2) the Bartow County Sheriff s Office and Jail facilities, 104 Zena Drive, City of Cartersville, both seizure locations being located in Bartow County, State of Georgia;



Item (C) Conduct giving rise to forfeiture:



On the date described in Item (B) and at the first seizure location described in (B) (1) above, law enforcement agents of the Bartow-Cartersville Drug Task Force, while attempting to serve (1) a probation violation and (2) felony arrest warrants for Johnny Dewayne Lipscomb, who purportedly resided at the (B) (1) residence address, encountered BRANDY ROXANNE SMITH AND MICHAEL STEPHEN TACKETT, inside the residence, with each stating that they did not know Lipscomb. Allowed to enter the residence to verify that Lipscomb was not at the residence, agents observed on top of a nightstand in open view, a set of digital scales placed on a metal pan, with the schedule two (2) controlled substance, methamphetamine, present on both the scales and metal pan. Receiving consent to search additionally for contraband drugs, agents located and seized additional methamphetamine, a second set of digital weighing scales, a plastic bag containing twenty (20) oxycodone pills ( a schedule two controlled substance ), smoking devices and $2,200.00 in U.S. currency which is a portion of the U.S. currency described above in Item (A). Agents further located and seized from Smith s person, additional oxycodone pills and methamphetamine. The remaining $540.00 of the U.S. currency described above in Item (A), was located and seized from Tackett s person at the second seizure location described in Item (B) (2) above. All properties seized by agents as described supra, were deemed to be contraband, in accord with the provisions of O.C.G.A. 16-13-49 (d)(1), (d)(2), (d)(3) and (d)(6).



Item (D) Violation of Law Alleged:



O.C.G.A. 16-13-30 and /or O.C.G.A. 16-13-33.



This 10th day of October, 2012.



Mickey Ray Thacker,

Senior Deputy District Attorney

Cherokee Judicial Circuit



B.C.D.T.F. # 12-032638

SMITH-TACKETT



10/18,25 11/1/12

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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Because of default in the payment of the indebtedness, secured by a Security Deed executed by Donna S. Parris and Kenneth A. Parris to Mortgage Electronic Registration Systems, Inc. as nominee for Liberty Mortgage Corporation, its successors and assigns dated August 21, 2007 in the amount of $350,000.00, and recorded in Deed Book 9812, Page 242, Cherokee County, Georgia Records and recorded in Deed Book 2232 Page 846 Bartow County, Georgia Records; as last transferred to Branch Banking and Trust Company by assignment; the undersigned, Branch Banking and Trust Company pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2012 , during the legal hours of sale, at the Courthouse door in Cherokee County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:



All that tract or parcel of land lying and being in Land Lot 811 of the 21st District, 2nd Section, Cherokee County, Georgia and being more particularly described as follows:



Being at an iron pin placed at the intersection of Southwest Right-of-Way line of Walden Land (30 foot Right-of-Way) and the Northwest Right-of-Way line of Moss Landing Road (30 foot - Right-of-Way); thence leaving the Southwest Right-of-Way line of Walden Lane and the Northwest Right-of-Way line of Moss Landing Road proceed North 90 degrees 00 minutes 00 seconds West a distance of 379.08 feet to an iron pin located on the West county line of Cherokee County and the West land lot line of Land Lot 811; thence along the West county line of Cherokee County and the West land lot line of Land Lot 811 North 00 degrees 05 minutes 00 seconds West a distance of 207.19 feet to an iron pin; thence South 89 degrees 59 minutes 57 seconds East a distance of 194.79 feet to an iron pin placed on the Southwest Right-of-Way line of Walden Land (30 foot Right-of-Way); thence along the Southwest Right-of-Way line of Walden Lane following the curvature thereof the following courses and distances: South 14 degrees 18 minutes 08 seconds East a distance of 23.39 feet to a point; South 21 degrees 23 minutes 48 seconds East a distance of 53.63 feet to a point; South 38 degrees 14 minutes 34 seconds East a distance of 75.06 feet to a point; South 50 degrees 46 minutes 11 seconds East a distance of 91.57 feet to a point; South 67 degrees 02 minutes 54 seconds East a distance of 45.46 feet to an iron pin placed and the beginning point of the property herein described.



Said property containing 1.22 acres as per plat entitled, ""ot survey for Joe E. Phillips,""dated June 6, 1994, prepared by Jerry Thacker & Assoc., Land Surveying & Civil Surveying & Civil Engineering, R. Jerry Thacker, Georgia Registered Land Surveyor No. 1960, being Job No. 94-8104-57E and recorded in Plat Book 47, Page 70, Cherokee County records, which said plat is incorporated herein by reference and made a part hereof.



Together with:

All that tract or parcel of land lying and being in Land Lot 810 of the 21st District, 2nd Section, Bartow County, Georgia, and being more particularly described as follows:



To find the true Point of Beginning, begin at the intersection of the Southwest right-of-Way line of Walden Lane (aka Y.M.C.A. Rd.) (30 foot Right-of-Way) and the Northeast Right-of-Way line of Moss Landing Road (30 foot Right-of-Way); thence leaving said intersection North 90 degrees 00 minutes 00 seconds East a distance of 379.08 feet to an iron pin placed on the common land lot line of Land Lot 811 of the 21st District, 2nd Section, Cherokee County, Georgia and Land Lot 810 of the 21st District, 2nd Section, Bartow County, Georgia; thence leaving said common land lot line of Land Lots 811 and 810, aforesaid districts, sections and counties North 90 degrees 00 minutes 00 seconds West a distance of 212.00 feet to an iron pin found; thence North 00 degrees 05 minutes 00 seconds West a distance of 207.19 feet to an iron pin found; thence South 89 degrees 59 minutes 57 seconds East a distance of 212.00 feet to an iron pin placed on the common land lot line of Land Lot 810 of the 21st District, 2nd Section, Bartow County, Georgia and Land Lot 811 of the 21st District, 2nd Section, Cherokee County, Georgia; thence proceed in a Southeasterly direction along said common land lot line of Land Lots 810 and 811, aforesaid districts, sections and counties South 00 degrees 05 minutes 00 seconds East a distance of 207.19 feet to the Point of Beginning,



Said property containing 1.00 acre as per plat of survey entitled, ""ot survey for Joe E. Phillips"" dated June 5, 1994, prepared by Jerry Thacker and Assocs. Land Surveying and Civil Engineering, being Job No. 94-8104-58E and being recorded in Plat Book 38, Page 199, Bartow County, Georgia records, which said plat is incorporated herein by reference and made a part hereof.



which has the property address of 3585 Walden Lane, Acworth, Georgia., together with all fixtures and other personal property conveyed by said deed.



The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Donna S. Parris and Kenneth A. Parris and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



Branch Banking and Trust Company

Attorney in Fact for

Donna S. Parris and Kenneth A. Parris



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 12-05969 /FHLMC/sstojanovic



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Because of default in the payment of the indebtedness, secured by a Security Deed executed by Crystal N Thompson and David Brent Thompson to Mortgage Electronic Registration Systems, Inc., as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated July 14, 2006 in the amount of $300,000.00, and recorded in Deed Book 2084, Page 593, Bartow County, Georgia Records; as last transferred to Cenlar FSB by assignment; the undersigned, Cenlar FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2012 , during the legal hours of sale, at the Courthouse door in Bartow County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:



All that tract or parcel of land lying and being in Land Lots 129 and 160 of the 5th District, 3rd Section of Bartow County, Georgia, and being Lot 14 and part of Lot 15, Green Valley Estates, Section Two, per a survey prepared by William C. Smith, Georgia Registered Land Surveyor No. 1803, revised 07/13/06, and recorded in Plat Book 63, Page 131, Bartow County, Georgia Records, which plat by reference is incorporated herein and made apart thereof.



which has the property address of 155 Rudy York Road, Cartersville, Georgia., together with all fixtures and other personal property conveyed by said deed.



The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Crystal N Thompson and David Brent Thompson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



Cenlar FSB

Attorney in Fact for

Crystal N Thompson and David Brent Thompson



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 12-00229 /FHLMC/kgrant



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



10/11,18,25 11/1/12

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Notice of Sale Under Power



State of Georgia,

County of BARTOW



Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by KEVIN BRYAN HARDIN AND WENDY P HARDIN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (""ERS"" AS NOMINEE FOR DOVER MORTGAGE COMPANY , dated 02/11/2009, and Recorded on 02/19/2009 as Book No. 2345 and Page No. 414-425, BARTOW County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $159,493.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BARTOW County Courthouse within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 125 OF THE 4TH DISTRICT, 3RD SECTION, BARTOW COUNTY, GEORGIA AND BEING 0.382 ACRES OF LAND, AS SHOWN ON PLAT RECORDED IN PLAT BOOK 55, PAGE 233, OF THE BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN FOR A MORE COMPLETE DESCRIPTION OF THE PROPERTY.



BEING ALL OF THE SAME PROPERTY CONVEYED TO KEVIN B. HARDIN BY WARRANTY DEED FROM W.J. COPE DATED DECEMBER 1, 2003 AND FILED OF RECORD IN BOOK 1737, PAGE 979, CLERK'S OFFICE FOR BARTOW COUNTY, GEORGIA.



The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). U.S. BANK NATIONAL ASSOCIATION holds the duly endorsed Note and is the current assignee of the Security Deed to the property. U.S. BANK NATIONAL ASSOCIATION, acting on behalf of and, as necessary, in consultation with U.S. BANK NATIONAL ASSOCIATION (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. 44-14-162.2, U.S. BANK NATIONAL ASSOCIATION may be contacted at: U.S. BANK NATIONAL ASSOCIATION, 4801 FREDERICA ST, ATTN: BANKRUPTCY DEPT, OWENSBORO, KY 42301, 855-698-7627. Please note that, pursuant to O.C.G.A. 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan.



To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1051 JONES MILL ROAD, CARTERSVILLE, GEORGIA 30120 is/are: KEVIN BRYAN HARDIN AND WENDY P HARDIN or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.



U.S. BANK NATIONAL ASSOCIATION

as Attorney in Fact for

KEVIN BRYAN HARDIN AND WENDY P HARDIN



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



20120090100156

BARRETT DAFFIN FRAPPIER

LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398



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NOTICE OF SALE UNDER POWER



BARTOW COUNTY



Pursuant to the Power of Sale contained in a Security Deed given by Thomas G. Webb, Jr. to Mortgage Electronic Registration Systems, Inc. as nominee for Pine State Mortgage Corporation dated 3/28/2003 and recorded in Deed Book 1631 Page 116, Bartow County, Georgia records; as last transferred to Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 110,800.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November , 2012 (November 6, 2012), the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 93 OF THE 5TH DISTRICT, 3RD SECTION OF BARTOW COUNTY, GEORGIA; AND BEING LOT 33 OF CAMDEN WOODS, SECTION 2, AS PER PLAT RECORDED IN PLAT BOOK 7A, PAGE 100, BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN AND MADE A PART HEREOF.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). Wells Fargo Bank, NA is the current owner of the loan.



Said property is commonly known as 19 Camelot Drive, Cartersville, Georgia 30121 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): or tenant or tenants.



Wells Fargo Bank, NA is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.



Wells Fargo Bank, NA

Loss Mitigation

3476 Stateview Boulevard

Fort Mill, SC 29715

1-800-662-5014



Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.



Wells Fargo Bank, NA

as agent and Attorney in Fact for

Thomas G. Webb, Jr.



Aldridge Connors, LLP,

3575 Piedmont Road, N.E., Suite 500,

Atlanta, Georgia 30305

(404) 994-7400



THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



1000-667489176



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NOTICE OF PUBLIC HEARING



The City of Cartersville Planning Commission will hold a public meeting on November 6, 2012 at 6:00 PM in the City Hall Council Chambers, 3rd Floor, City Hall at 10 North Public Square, Cartersville, Georgia.



Planning Commission will review an application by Tilley Holdings LLC (Greg Frisbee, representative) for a change in zoning conditions for property located at 150 Old Mill Road (Hillendale development) in Land Lots 627 and 670 of the 4th District, 3rd Section. Property is currently zoned MF-14 (Multi-family Residential) with conditions. The applicant proposes to delete zoning condition #2 to allow the use of River Drive for construction access in order to complete the final phase of Hillendale. Property contains approximately 20.28 acres.



The Cartersville City Council will hold a first reading on said application on November 15, 2012 at 7:00 PM in the City Hall Council Chambers, and a second reading and vote on said application on December 6, 2012 at 9:00 AM in the City Hall Council Chambers.



Please contact the City of Cartersville Planning & Development department at City Hall, 2nd Floor, 10 North Public Square, Cartersville, Georgia 30120 or (770) 387-5600 to receive information on the application.



If you have interest in the proposed case as stated above, you are encouraged to attend the meetings as stated herein.



CITY OF CARTERSVILLE

Case # Z12-03



10/25/12

#8267"

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Notice is given that Articles of Organization which will incorporate Prestridge Pool Services, LLC have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code (O.C.G.A. 14-2-202.1). The initial registered office of the corporation is located at 701 Whitlock Avenue, K-47, Marietta, Georgia 30064 and the initial registered agent of the corporation shall be Chad K. Reed.



10/18,25/12

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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Because of default in the payment of the indebtedness, secured by a Security Deed executed by Barbara J. Gatewood and Michael D. Gatewood to First Indiana Bank, N.A. dated April 30, 2004 in the amount of $117,480.00, and recorded in Deed Book 1793, Page 784, Bartow County, Georgia Records; as last transferred to Nationstar Mortgage, LLC by assignment; the undersigned, Nationstar Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2012 , during the legal hours of sale, at the Courthouse door in Bartow County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:



All that tract or parcel of land lying and being in Land Lot No. 310 of the 5th District of the 3rd Section of Bartow County, Georgia, more particularly described as follows: Beginning at the common corner of Land Lots Nos. 302, 303, 310, and 311, said district and section; and running thence North 89 degrees 37 minutes 12 seconds East and along the North land Lot line of said Land Lot No. 310 a distance of 705.79 feet to an iron pin which is the true Point of Beginning of the property herein conveyed and from said true Point of Beginning continuing thence North 89 degrees 37 minutes 12 seconds East and along the North land lot line of said Land Lot No. 310 a distance of 230.43 feet to an iron pin; thence South 03 degrees 03 minutes 00 seconds East a distance of 365.59 feet to an iron pin; thence South 62 degrees 46 minutes 03 seconds East a distance of 149.74 feet to an iron pin situated on the Northwest margin of the Right-of Way of Wolfcliff Road; thence in a Southwesterly direction and along the curvature of the Northwest margin of the Right-of-Way of Wolfcliff Road a distance of 51.23 feet to an iron pin; thence North 62 degrees 51 minutes 07 seconds West a distance of 216.22 feet to an iron pin; thence South 83 degrees 12 minutes 24 seconds West a distance of 140.74 feet to an iron pin; thence North 03 degrees 03 minutes 01 second West a distance of 391.98 feet to an iron pin which is the true Point of Beginning.



Being Lot No. 49 of the Wolfpen Wilderness, Phase V, (The Highlands) all as shown on plat dated October 15, 1985 prepared by Smith & Smith Land Surveyors, P.C., and by plat of survey for Michael D. Gatewood dated March 6, 1986, in Plat Book 28, Page 381 in the Office of the Clerk of the Superior Court of Bartow County, Georgia, which plats are by reference made a part hereof for a more perfect descripton of the property herein conveyed.



This being the same parcel of land conveyed to Michael D. Gatewood and Barbara J. Gatewood from Wolfpen Limited Partnership by that deed dated 03/24/86 in Book 507, Page 76 of the Bartow County, GA Public Registry.

Tax Map Reference: 90B-1-17



which has the property address of 35 Wolf Cliff Rd NE, White, Georgia., together with all fixtures and other personal property conveyed by said deed.



The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Barbara J. Gatewood and Michael D. Gatewood and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



Nationstar Mortgage, LLC

Attorney in Fact for

Barbara J. Gatewood and Michael D. Gatewood



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 09-13716 /CONV/kandrade



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



10/11,18,25 11/1/12

#8230"

gpn11



NOTICE OF SALE UNDER POWER

IN CONSTRUCTION DEED TO SECURE DEBT

AND SECURITY AGREEMENT



UNDER AND BY VIRTUE of the power of sale contained in that certain Construction Deed to Secure Debt and Security Agreement, dated March 15, 2007, executed and delivered by McKASKEY CREEK, LLC ( Grantor ) to SUNTRUST BANK ( Lender ), and recorded in Deed Book 2171, Page 879, records of Bartow County, Georgia (the Security Deed ), Lender, as Attorney-in-Fact for Grantor, will sell at public outcry, to the highest bidder for cash, before the courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012, the following described property (the Property ):



(a) All that tract or parcel of land lying and being in Land Lots 108 and 109 of the 4th District, 3rd Section and Land Lots 72, 73, and 144 of the 21st District, 2nd Section of Bartow County, Georgia; and being Tracts 1, 2, 3, 4, 5, and 6 as per plat recorded in Plat Book 61, Page 125, Bartow County, Georgia Records, which plat by reference is incorporated herein and made a part hereof (the Land ); and



(b) All buildings, structures and improvements of every nature whatsoever now or hereafter situated on the Land, and all fixtures, and building, construction and landscaping supplies and materials of any kind whatsoever, and equipment, machinery and appliances of every kind and nature whatsoever now or hereafter located in or on the Land or to be used on or in connection with the Land, including, but not limited to, all gas, electric, solar, oil burning and wood burning apparatus, ranges and other cooking apparatus, dishwashers, trash compactors, disposals, refrigerators, freezers, bathroom fixtures and equipment, plumbing and heating fixtures, carpeting and other floor coverings, curtains and draperies and related equipment, washers, dryers, water heaters, elevators and motors, chandeliers and all other ceiling, wall, and exterior lighting devices, mirrors, mantels, air conditioning apparatus (including humidity control equipment), attic and ceiling fans, window screens and screen doors, awnings and storm windows and doors, alarm devices of all types, garage door openers, sprinkler systems, central vacuum systems, cabinets and shelving, paneling and wall coverings, all of which are hereby declared and shall be deemed fixtures and accessions to the freehold and a part of the Land.



TOGETHER WITH all easements, rights-of-way, strips and gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, minerals, royalties, easements, privileges, liberties, tenements, hereditaments and appurtenances whatsoever in any way belonging, relating or appertaining to the Property or any part thereof, or which hereafter shall in any way belong, relate or be appurtenant thereto, whether now owned or hereafter acquired by Grantor and the reversion and reversions, remainder and remainders, the rents, issues, profits and revenues of the Property from time to time accruing (including without limitation all payments under leases or tenancies, proceeds of insurance, condemnation payments, tenant security deposits and escrow funds), and all the estate, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Grantor of, in, and to the same.



The Property will be sold as the property of Grantor. To the best of the knowledge of Lender, the Property is in the possession of Grantor or those claiming by, through or under Grantor.



The Property will be sold subject to (i) all unpaid taxes and assessments; (ii) all matters that would be disclosed by a current and accurate survey and inspection of the Property; and (iii) all easements, limitations, restrictions, reservations, covenants and encumbrances of record to which the Security Deed is inferior in terms of priority.



The Security Deed secures the indebtedness now evidenced by that certain Commercial Note dated March 15, 2007, made, executed and delivered by Grantor to Lender in the principal amount of $3,312,000.00 (the Note ), together with other indebtedness of Grantor to Lender as more particularly set forth in the Security Deed. The entire indebtedness secured by the Security Deed has matured and/or is in default and has been declared due and immediately payable under the terms of said Note and the Security Deed.



The proceeds of the sale of the Property shall be applied first to the expenses of publication, notice and sale, including attorney s fees (notice of intent to collect attorney s fees having been given), and as otherwise provided by the Security Deed.



The undersigned may sell that portion of the above-described property as may, under the laws of the State of Georgia, constitute an estate or interest in real estate separately from that portion of the above-described property as may, under the laws of the State of Georgia, constitute personalty and not an estate or interest in real estate, in which case separate bids will be taken therefor, or collectively in a single sale and lot, in which case a single bid will be taken therefor. Notice of the undersigned s intent will be given by announcement made at the commencement of the public sale.



SUNTRUST BANK

as Attorney-in-Fact for

McKASKEY CREEK, LLC



David J Burge, Esq.

Smith, Gambrell & Russell, LLP

1230 Peachtree Street

Atlanta, Georgia 30309

(404) 815-3500



10/11,18,25 11/1/12

#8138"

gpn14



IN THE SUPERIOR COURT BARTOW OF COUNTY

STATE OF GEORGIA



Joy Noland,

Plaintiff,

v.

Harley Elizabeth Britton,

a Minor and her parent

Tina Ann Britton, and Tina Ann

Britton, Individually

Defendants.



Civil Action File No. 12-CV -2053



NOTICE OF PUBLICATION



TO: HARLEY ELIZABETH BRITTON, A MINOR AND HER PARENT, TINA ANN BRITTON, AND TINA ANN BRITTON, INDIVIDUALLY

By Order for service by publication dated the 19th day of September,2012, you are hereby notified that on the 15th day of August, 2012, Joy Noland filed suit against you for injuries

she suffered in a Motor Vehicle Accident dated July 15,2011.



You are required to file with the Clerk of the Superior Court, and to serve upon Plaintiff's attorney, Michael H. Cummings II, P.O. Box 1568, 60 East Savannah Street, Clayton, Georgia

30525, an Answer in writing within sixty (60) days ofthe date of the order for publication.



WITNESS, the Honorable Shepherd L. Howell, Judge of this Superior Court.



This the 9th day of September, 2012.



(s) Gary Bell

Clerk, Superior Court of Baltow County

For: Michael H. Cummings II

P.O. Box 1568, Clayton, GA 30525



10/4,11,18,25/12

#8088"

gpn07



NOTICE TO DEBTORS AND CREDITORS



All creditors of the estate of HUGH CARL BOHANNON, late of Bartow County, Georgia, deceased, are hereby notified to render their demand to the undersigned, at the address of his/her attorney set forth below, according to law, and all persons indebted to said estate are required to make immediate payment.



This 10th day of October, 2012.



Carrie P. Trotter Administrator C.T.A.



Tilley, Deems, Helton & Trotter, LLC

319 East Church Street

Post Office Box 2943

Cartersville, Georgia 30120

(770) 382-6144



10/18,25 11/1,8/12

#8270"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Abby P Kerr to Mortgage Electronic Registration Systems, Inc., dated February 15, 2008, recorded in Deed Book 2271, Page 511, Bartow County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 2482, Page 183, Bartow County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-ONE THOUSAND FOUR HUNDRED TEN AND 0/100 DOLLARS ($171,410.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.



To the best knowledge and belief of the undersigned, the party in possession of the property is Abby P Kerr or a tenant or tenants and said property is more commonly known as 30 Knight Drive, Adairsville, Georgia 30103.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor s lien on real estate and this law firm will not be seeking a personal money judgment against you.



Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP

formerly known as Countrywide Home Loans

Servicing LP

as Attorney in Fact for

Abby P Kerr



McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/dt3 11/6/12

Our file no. 52985509-FT11



EXHIBIT A



All that tract or parcel of land lying and being in Land lot 30 of the 5th District, 3rd Section of Bartow County, Georgia; and being Lot 11 of Clear Creek Commons, as per plat recorded in Plat Book 59, Page 70C, Bartow County, Georgia Records, which plat by reference is incorporated herein and made a part hereof.



MR/dt3 11/6/12

Our file no. 52985509 - FT11



10/11,18,25 11/1/12

#8047"

gpn11



NOTICE OF SALE UNDER POWER



BARTOW COUNTY



Pursuant to the Power of Sale contained in a Security Deed given by Brian K. Hughes to Mortgage Electronic Registration Systems, Inc., as nominee for Market Street Mortgage Corporation



dated 2/10/2004 and recorded in Deed Book 1759 Page 369, BARTOW County, Georgia records; as last transferred to Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 124,348.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of BARTOW County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 (November 06, 2012), the following described property:



All that tract or parcel of land lying and being in Land Lots 747 and 748 of the 17th District, 3rd Section of Bartow County, Georgia; and being Lot 118 of Covered Bridge Springs, Unit 4, as per plat recorded in Plat Book 7, Page 364B, Bartow County, Georgia Records, which plat by reference is incorporated herein and made a part hereof.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Said property is commonly known as 62 Lazy Water Drive Southwest, Euharlee, GA 30120 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Brian K Hughes or tenant or tenants.



Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.



Wells Fargo Bank, NA

Loss Mitigation

3476 Stateview Boulevard

Fort Mill, SC 29715

1-800-662-5014



Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.



Wells Fargo Bank, NA

as agent and Attorney in Fact for

Brian K. Hughes



Aldridge Connors, LLP,

15 Piedmont Center,

3575 Piedmont Road, N.E., Suite 500,

Atlanta, Georgia 30305

(404) 994-7400.



THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



1000-6674410



10/11,18,25 11/1/12

#8071"

gpn07



NOTICE TO DEBTORS AND CREDITORS



All creditors of the Estate of Stevie Dillard Abernathy, deceased, of Bartow County, Georgia, are hereby notified to render their demand to the undersigned, according to law, and all persons indebted to said Estate are required to make immediate payment to the undersigned.



This 1st day of October, 2012.



Cathy L. Summey Abernathy

29 Akin Drive NW

Cartersville, Georgia 30120



10/4,11,18,25/12

#8104"

gpn11



NOTICE OF SALE UNDER POWER



BARTOW COUNTY



Pursuant to the Power of Sale contained in a Security Deed given by Kevin Bagley to Mortgage Electronic Registration Systems, Inc. as nominee for Northside Bank dated 9/29/2006 and recorded in Deed Book 2115 Page 794, Bartow County, Georgia records; as last transferred to Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 125,037.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 (November 06, 2012), the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 682 OF THE 17TH DISTRICT, 3RD SECTION OF BARTOW COUNTY, GEORGIA; AND BEING LOT 99, EUHARLEE HILLS SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 7, PAGE 52, BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN AND MADE A PART HEREOF.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Said property is commonly known as 23 Colleen Karen Road Southwest, Cartersville, GA 30120 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Kevin Bagley or tenant or tenants.



Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.



Wells Fargo Bank, NA

Loss Mitigation

3476 Stateview Boulevard

Fort Mill, SC 29715

1-800-662-5014



Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.



Wells Fargo Bank, NA

as agent and Attorney in Fact for

Kevin Bagley



Aldridge Connors, LLP,

15 Piedmont Center,

3575 Piedmont Road, N.E., Suite 500,

Atlanta, Georgia 30305

(404) 994-7400.



THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



1000-667489124



10/11,18,25 11/1/12

#8159"

gpn06



NOTICE OF INTENT TO INCORPORATE



Notice is hereby given that Articles of Incorporation which will incorporate BARTOW COUNTY COLLEGE AND CAREER ACADEMY, INC. will be delivered to the Secretary of State for filing in accordance with the applicable provisions of the Georgia Business Corporation Code. The initial registered office of the Corporation is 65 Gilreath Road, Cartersville, GA 30121, and its initial registered agent at such address is Paul A. Sabin, Ed.D.



Incorporator

Jeffrey A. Watkins

White, Choate, Watkins & Mroczko, LLC

100 West Cherokee Avenue

Cartersville, Georgia 30120



10/18,25 11/1,8/12

#8265"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Because of default in the payment of the indebtedness, secured by a Security Deed executed by Thomas R.V. Martin to Mortgage Electronic Registration Systems, Inc. as nominee for Home Funds Direct, its successors and assigns dated January 25, 2006 in the amount of $157,000.00, and recorded in Deed Book 2022, Page 918, Bartow County, Georgia Records; as last transferred to HSBC Mortgage Services Inc. by assignment; the undersigned, HSBC Mortgage Services Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2012 , during the legal hours of sale, at the Courthouse door in Bartow County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:



All that tract or parcel of land lying and being in the 4th District and 3rd Section of Bartow County, Georgia, and being subdivision Lot Number 13 of the R.T. Davis Subdivision, as appears by reference to a plat of said subdivision of record in the Office of the Clerk of the Superior Court of said County, in Plat Records Number Two, Page 195, and said plat is incorporated herein by reference for a more definite description.



Parcel #C01600014006

Being the same property conveyed to Thomas R. V. Martin, by deed from Constance I. Martin, dated 03-08-93, recorded 03-09-93, in Book 761, Page 194, in the Office of the Clerk of the Superior Court of Bartow County, GA.

7 Davis Street, Cartersville, GA 30120



which has the property address of 7 Davis Street, Cartersville, Georgia., together with all fixtures and other personal property conveyed by said deed.



The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Thomas R.V. Martin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



HSBC Mortgage Services Inc.

Attorney in Fact for

Thomas R.V. Martin



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 12-06566 /CONV/wmorgan



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



10/11,18,25 11/1/12

#8229"

gpn07



NOTICE TO DEBTORS AND CREDITORS



STATE OF GEORGIA

COUNTY OF BARTOW



All creditors of the estate of James Howard Spillis late of Bartow County, Georgia, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.



This 11th day of October, 2012.



Shannon Mills

280 Middlebury Lane

Toledo, OH 43612



10/18,25 11/1,8/12

#8274"

gpn11



NOTICE OF SALE UNDER POWER



BARTOW COUNTY, GEORGIA



By virtue of the Power of Sale contained in that certain Deed To Secure Debt given by Alex Lee Enterprises, LLC ( Borrower ) in favor of Metro City Bank ( Lender ), dated October 23, 2009, filed October 28, 2009 and recorded in Deed Book 2391, Pages 542-551, Superior Court of Bartow County, Georgia Records (the Security Deed ), said Security Deed being given to secure a Note made by Borrower in favor of Lender dated October 23, 2009 in the original principal amount of ONE MILLION SIX HUNDRED FIFTY THOUSAND AND 00/100ths DOLLARS ($1,650,000.00) (the Note ), with interest from the date thereof at the rate as provided therein on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 the following described real property and all personal property contained therein (the Property ):



ALL THAT TRACT or parcel of land lying and being in Land Lot No. 456, 4th District of Bartow County, Georgia, being more particularly described on that survey for Alex Lee Enterprises, LLC, SCD Enterprises, LLC, Metro City Bank, and Chicago Title Insurance Company prepared by Gary L. Cooper RLS No. 2606, dated October 12, 2009, being more particularly described as follows:



BEGINNING at a point located at the intersection of the southerly right-of-way line of Church Street (right-of-way varies) and the westerly right-of-way line of Stonewall Street (apparent 40 foot right-of-way);



THENCE running southwesterly along the westerly right-of-way line of Stonewall Street South 010 24 minutes 50 seconds West for a distance of 187.00 feet to a point; THENCE leaving said westerly right-of-way line of Stonewall Street and running South 84 01 minutes 20 seconds West for a distance of 154.64 feet to a point; THENCE running North 08 14 minutes 00 seconds West for a distance of 4.66 feet to a point; THENCE running South 80 56 minutes 45 seconds West a distance of 36.00 feet to a point; THENCE RUNNING North 07 32 minutes 57 seconds West a distance of 141.76 feet to an iron pin found located on the southerly right-of-way line of Church Street;



THENCE RUNNING northeasterly along the southerly right-of-way line of Church Street North 73 24 minutes 00 seconds East a distance of 222.53 feet to a point, said being the POINT OF BEGINNING containing 0.767 acres as shown on the survey referenced above and containing improvements thereon known as 225 East Church Street according to the present system of numbering in Cartersville, Georgia.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to comply with the terms of the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys fees (notice of intent to collect attorneys fees having been given).



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed set out above.



To the best knowledge and belief of Lender, the described property is in the possession of Borrower, and said property is more commonly known as 225 East Church Street, Cartersville, Bartow County, Georgia 30120.



The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit as to the status of the loan with the holder of the Security Deed.



Metro City Bank

as Attorney-in-Fact for

Alex Lee Enterprises, LLC



Richard G. Gaalema, Esq.

Kitchens Kelley Gaynes, P.C.

3495 Piedmont Road NE

Eleven Piedmont Center, Suite 900

Atlanta, Georgia 30305

404-237-4100



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



10/11,18,25 11/1/12

#8137"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Daniel L. Curtis and Megan F. Curtis to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP., dated August 15, 2005, recorded in Deed Book 1959, Page 322, Bartow County, Georgia records, as last transferred to OCWEN LOAN SERVICING, LLC by assignment recorded or to be recorded, Bartow County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOURTEEN THOUSAND SEVEN HUNDRED AND NO/100 DOLLARS ($114,700.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 234, OF THE 5TH DISTRICT, 3RD SECTION, BARTOW COUNTY, GEORGIA AND BEING LOT 33, EAGLE GLEN, AS SHOWN ON PLAT RECORDED IN PLAT BOOK 54, PAGE 237, OF THE BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN FOR A MORE COMPLETE DESCRIPTION OF THE PROPERTY.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention: Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, Fax 407-737-5693. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.



To the best knowledge and belief of the undersigned, the parties in possession of the property are Daniel L. Curtis and Megan F. Curtis or a tenant or tenants and said property is more commonly known as 76 Eagle Glen Drive, Cartersville, GA 30121.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



OCWEN LOAN SERVICING, LLC

As Attorney in Fact for

Daniel L. Curtis and Megan F. Curtis



Weissman, Nowack, Curry & Wilco, PC

Attn: Ocwen Team

One Alliance Center

3500 Lenox Road

Atlanta, GA 30326

Our File# 015025



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NOTICE OF PUBLIC HEARING



The City of Cartersville Planning Commission will hold a public meeting on November 6, 2012 at 6:00 PM in the City Hall Council Chambers, 3rd Floor, City Hall at 10 North Public Square, Cartersville, Georgia.



Planning Commission will review an application by Cliff Acuff for a Text Amendment for the Zoning Ordinance. The applicant proposes to amend Article 9, Section 2, Subsection 2 to add the following to the list of permitted uses in the M-U (Multiple Use) zoning district: Automotive and light truck rental facility.



The Cartersville City Council will hold a first reading on said application on November 15, 2012 at 7:00 PM in the City Hall Council Chambers, and a second reading and vote on said application on December 6, 2012 at 9:00 AM in the City Hall Council Chambers.



Please contact the City of Cartersville Planning & Development department at City Hall, 2nd Floor, 10 North Public Square, Cartersville, Georgia 30120 or (770) 387-5600 to receive information on the application.



If you have interest in the proposed case as stated above, you are encouraged to attend the meetings as stated herein.



CITY OF CARTERSVILLE

Case # T12-02



10/25/12

#8272"

gpn11



Notice of Sale Under Power



Georgia, Bartow County



Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by MOSES JOEL MONTERDE A/K/A MOSES JOEL MONTERDE, SR. AND MILAGROS V. MONTERDE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., A, dated MARCH 05, 2004, and recorded in Deed Book 1769, Page 279, Bartow County, Georgia records, AS LAST TRANSFERRED TO THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A. F/K/A THE BANK OF NEW YORK TRUST COMPANY, N.A., AS SUCCESSOR-IN-INTEREST TO JPMORGAN CHASE BANK, NATIONAL ASSOCIATION F/K/A JPMORGAN CHASE BANK, AS TRUSTEE - SPECIALTY UNDERWRITING AND RESIDENTIALFINANCE TRUST MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2004-BC2, DATED AS OF JUNE 1, 2004 BY ASSIGNMENT RECORDED IN BARTOW COUNTY, GEORGIA RECORDS, conveying the after-described property to secure a Note of even date in the original principal amount of $50,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012, to wit: November 06, 2012, the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 109 OF THE 15TH DISTRICT, 3RD SECTION OF BARTOW COUNTY, GEORGIA; AND BEING LOT 15 OF HAMILTON ESTATES NKA RIDGEVIEW ESTATES, PLAT NO. 1, AS PER PLAT RECORDED IN PLAT BOOK 7, PAGE 43, BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN AND MADE A PART HEREOF.



The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Said property is commonly known as 312 GAIL STREET NW, ADAIRSVILLE, GA 30103, together with all fixtures and personal property attached to and constituting a part of said property. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): MOSES JOEL MONTERDE A/K/A MOSES JOEL MONTERDE, SR. AND MILAGROS V. MONTERDE or tenant or tenants.



Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.



The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.



Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.



Pursuant to O.C.G.A. Section 44-14-162.2, the entity that has full authority to negotiate, amend and modify all terms of the mortgage with the debtor is:



Ocwen Loan Servicing, LLC

Attention: Home Retention Department

1661 Worthington Road, Suite 100

West Palm Beach, FL 33409

Facsimile: 1-407-737-5693



The foregoing notwithstanding, nothing in OC.G.A. Section 44-14-162.2 shall be construed to require the secured creditor to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.



This sale is conducted on behalf of the secured creditor under the power of sale granted in the aforementioned security instrument, specifically being



THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., AS SUCCESSOR-IN-INTEREST TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE - SPECIALTY UNDERWRITING AND RESIDENTIALFINANCE TRUST MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2004-BC2, DATED AS OF 06/01/04

as attorney in fact for

MOSES JOEL MONTERDE A/K/A MOSES JOEL MONTERDE, SR. AND MILAGROS V. MONTERDE





Richard B. Maner, P.C.

5775 Glenridge Drive

Building D, Suite 100

Atlanta, GA 30328

(404)252-6385



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



AFC12-938



10/11,18,25 11/1/12

#8193"

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In accordance with OCGA (40-11-2), the following vehicle (s) will be sold to the highest bidder at Adairsville Towing & Automotive, 926 HWY 140, Adairsville, GA (770-773-3375). Bids will be accepted from 10:00 AM til 1:00 PM on the date of sale. The sale date is 10/26/2012.



YEAR/MAKE/MODEL/VIN



1986 NISSAN P/U

1N6ND11S3GC385561



2003 MAZDA

1YVFP80C335M17659



10/18,25/12

#8282"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Because of default in the payment of the indebtedness, secured by a Security Deed executed by Nikia D. Sylvester to National City Mortgage Co dba Commonwealth United Mortgage Company dated December 18, 2001 in the amount of $99,980.00, and recorded in Deed Book 1479, Page 245, Bartow County, Georgia Records; as last transferred to PNC Bank, National Association by assignment; the undersigned, PNC Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2012 , during the legal hours of sale, at the Courthouse door in Bartow County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:



All that tract or parcel of land lying and being in Land Lot 335 of the 4th District, 3rd Section, Bartow County, Georgia, being Lot 7, Timberridge Townhome Community, as per plat recorded in Plat Book 52, Page 83-85, Bartow County, Georgia Records, said plat being incorporated herein and made reference hereto.



which has the property address of 23 Timber Ridge Drive, Cartersville, Georgia., together with all fixtures and other personal property conveyed by said deed.



The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Nikia D. Sylvester and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



PNC Bank, National Association

Attorney in Fact for

Nikia D. Sylvester



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Daily Tribune News

File No. 12-06890 /FHA/llawson



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



9/6,13,20,27/12

10/4,11,18,25/12

11/1/12

#7827"

Classifieds Work!

gpn11



NOTICE OF SALE UNDER POWER



BARTOW COUNTY



Pursuant to the Power of Sale contained in a Security Deed given by Mandy S Pruett and Michael Pruett to First Franklin, a Division of National City Bank of Indiana dated 8/25/2005 and recorded in Deed Book 1966 Page 11-26, BARTOW County, Georgia records; as last transferred to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE FIRST FRANKLIN MORTGAGE LOAN TRUST 2005-FF11, MORTGAGE PASS- THROUGH CERTIFICATES, SERIES 2005-FF11, conveying the after-described property to secure a Note in the original principal amount of $ 108,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of BARTOW County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 (November 06, 2012), the following described property:



All that tract or parcel of land lying and being in Land Lot 124 of the 5th District, 3rd Section of Bartow County, Georgia, being Lot 11, of Founders Grove, Unit 1, as per Plat thereof recorded in Plat Book 44, Page 185, Bartow County, Georgia, records, which Plat is incorporated herein and made a part hereof by reference for a more detailed description.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Said property is commonly known as 194 Mac Johnson Road, Cartersville, GA 30121 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Michael Pruett and Mandy Pruett or tenant or tenants.



Bank of America is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.



Bank of America

Bank of America, N.A.

475 Crosspoint Parkway

Getzville, NY 14068

Telephone: 800-285-6000



Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.



DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE FIRST FRANKLIN MORTGAGE LOAN TRUST 2005-FF11, MORTGAGE PASS- THROUGH CERTIFICATES, SERIES 2005-FF11

as agent and Attorney in Fact for

Mandy S Pruett and Michael Pruett



Aldridge Connors, LLP,

15 Piedmont Center,

3575 Piedmont Road, N.E., Suite 500,

Atlanta, Georgia 30305

(404) 994-7400



THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



1016-652496



10/11,18,25 11/1/12

#8228"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



By virtue of a Power of Sale contained in that certain Security Deed from DONALD R. CLEEK, JR. to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., dated January 5, 2009, recorded January 27, 2009, in Deed Book 2340, Page 482, Bartow County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Seventy-Eight Thousand Five Hundred Eighty-Nine and 00/100 dollars ($178,589.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., secured creditor, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012, all property described in said Security Deed including but not limited to the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 156 OF THE 5TH DISTRICT, 3RD SECTION,BARTOW COUNTY, GEORGIA, BEING LOT 36, GREYSTONE SUBDIVISION, AS REFLECTED ON A PLAT OF SURVEY RECORDED IN PLAT BOOK 45, PAGE 60, BARTOW COUNTY RECORDS, TO WHICH SAID PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DELINEATION OF A METES, BOUNDS AND COURSES DESCRIPTION.



Said legal description being controlling, however the property is more commonly known as 11 KRISTEN LANE NW, CARTERSVILLE, GA 30121.



The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.



Said property will be sold on an ""s-is""basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.



To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is DONALD R. CLEEK, JR., or tenants(s).



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.



The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024, Telephone Number: 800-720-3758 for and on behalf of the secured creditor.



BANK OF AMERICA, N.A.

as Attorney in Fact for

DONALD R. CLEEK, JR.



THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Attorney Contact: Rubin Lublin, LLC,

3740 Davinci Court, Suite 400,

Norcross, GA 30092

Telephone Number: (877) 813-0992

Case No. BAC-12-10909-0001

www.rubinlublin.com/property-listings.php



10/11,18,25 11/1/12

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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Tina A. Britton and J. Kenneth Britton aka James K. Britton to Mortgage Electronic Registration Systems, Inc., dated April 25, 2008, recorded in Deed Book 2290, Page 417, Bartow County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 2473, Page 957, Bartow County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-SIX THOUSAND FOUR HUNDRED SIXTEEN AND 0/100 DOLLARS ($186,416.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.



To the best knowledge and belief of the undersigned, the party in possession of the property is J. Kenneth Britton and Tina A. Britton or a tenant or tenants and said property is more commonly known as 11 Ferguson Dr., Euharlee, Georgia 30145.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor s lien on real estate and this law firm will not be seeking a personal money judgment against you.



Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Tina A. Britton and J. Kenneth Britton

aka James K. Britton



McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/krc1 11/6/12

Our file no. 53011310-FT11



EXHIBIT A



All that tract or parcel of land situated, lying and being in Land Lot 552, 553, 600 and 601 of the 17th District, 3rd Section of Bartow County, Georgia; and being Lot 61, Ferguson Fields, as per plat recorded in Plat Book 58, page 205A-D, Clerk's Office, Superior Court of Bartow County, Georgia, which plat by reference is incorporated herein and made a part hereof.



MR/krc1 11/6/12

Our file no. 53011310 - FT11



10/11,18,25 11/1/12

#8112"

gpn04



CITATION

IN THE SUPERIOR COURT OF

BARTOW COUNTY

GEORGIA



DEPARTMENT OF TRANSPORTATION

VS.

0.461 acres of land; and

Joe Ed Rowland, individually



DOCKET NO. 12-CV-2601

IN REM _______________



The said named persons and any and all other persons known and unknown claiming any right, title, power, interest, ownership, equity, claim or demand in and to the lands hereinafter described, and all occupants, tenants, lessees, licensees and all holders, owners and users of ways and easements in, across, over and under said land are hereby notified, under the provisions of the Official Code of Georgia Annotated Sections 32-3-4 through 32-3-19, providing for the exercise of the power of eminent domain by the State of Georgia, or any of its subdivisions, or by any county of such State, as follows:



That the above stated case, being a condemnation in rem against the property hereinafter described, was filed in said Court on the 10th day of October, 2012; That, in accordance with provisions of the aforesaid Official Code, a Declaration of Taking, duly authorized and properly executed as provided by the Official Code, has been made and filed in said case, declaring the necessity for and exercising the power of taking the said described lands for State-aid public road purposes, thereby vesting the title to same in the Department of Transportation; and, in pursuance of such authority, the Department of Transportation has deposited with the Clerk of the Superior Court of said County $20,000.00 as the just compensation for the said lands described; and all persons claiming such fund or any interest therein, are hereby required to make known their claims to the Court;



In accordance with the provisions of the Official Code of Georgia Annotated, the Plaintiff-Condemnor has prayed the Court for Immediate possession of said property, and all persons having any interest in or claim against such property, as above set forth, are required by the Order of the Judge of said Court to surrender possession of the property to the Department of Transportation no later than 30 days from filing of the Declaration of Taking.



That in accordance with the Official Code of Georgia Annotated Section 32-3-13 through 32-3-19, if the owner, or any of the owners, or any person having a claim against or interest in said property, shall be dissatisfied with the compensation, as estimated in the Declaration of Taking and deposited in Court, such person or persons, or any of them, shall have the right, at any time subsequent to the filing of the Declaration and the deposit of the fund into Court but not later than 30 days following the date of service as provided for in the Official Code of Georgia Annotated Sections 32-3-8 through 32-3-10 to file with the Court a notice of appeal, the same to be in writing and made a part of the record in the proceedings.



The said property, as thus affected, is described

as follows:



SEE PAGE 20-A; 20-B; FOR DESCRIPTION



This 10th day of October, 2012.



/s/ Gary Bell

Clerk Superior Court

BARTOW COUNTY





Parcel No. 3 20.

Project Number:

STP00-2946-00 (001) Bartow County



Parcel Number: 3



Required R/W: 0.461 acres of land



Property Owners:



Joe Ed Rowland



All that tract or parcel of land lying and being in Land Lots 943 & 1003 of the 3rd and 4th Sections of Bartow County, Georgia, being more particularly described as follows:



BEGINNING at the point of intersection of the existing southeastern right of way line of Old Alabama Road/State Route 113 with the existing northwestern right of way line of Rockmart Highway, said point being 201.19 feet left of and opposite station 11+88.57 on the construction centerline of Rockmart Highway on Georgia Highway Project STP00-2946-00 (001); running thence southwesterly along said existing right of way line of Rockmart Highway a combined distance of 326.87 feet to a point 28.52 feet right of and opposite station 104+69.64 on the construction centerline of Old Alabama Road; thence northwesterly along said centerline of Old Alabama Road a combined distance of 135.46 feet to a point 1.92 feet right of and opposite station 103+36.84 on said centerline of Old Alabama Road, said point also being a point on the existing southeastern right of way line of Old Alabama Road; thence northeasterly along said existing right of way line of Old Alabama Road a distance of 411.01 feet back to the point of BEGINNING. Said described land being the required right of way and is for the total acquisition of Parcel 3 and is shown colored yellow on the attached plats marked Annex 1-A.



The title, estate, or interest in the above described land, required by condemnor and now taken by condemnor for public use is as follows: Fee simple title to the above described land as shown colored yellow on the plats dated 26th day of March, 2009: Last Revised: Sheet Nos. 6 and 7 on April 9, 2012, and attached to Appendix A to Exhibit A as Annex 1-A.



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NOTICE OF PUBLIC HEARING



The City of Cartersville Planning Commission will hold a public meeting on November 6, 2012 at 6:00 PM in the City Hall Council Chambers, 3rd Floor, City Hall at 10 North Public Square, Cartersville, Georgia.



Planning Commission will review an application by Cliff Acuff for a Special Use for property located at 300 Walnut Grove Road in Land Lot 777 of the 4th District, 3rd Section. Property is currently zoned P-S (Professional Services) with the condition that there only be one access location for the development. The applicant proposes to allow the area below and behind the office to be used as an apartment. Property contains approximately 0.68 acres.



The Cartersville City Council will hold a first reading on said application on November 15, 2012 at 7:00 PM in the City Hall Council Chambers, and a second reading and vote on said application on December 6, 2012 at 9:00 AM in the City Hall Council Chambers.



Please contact the City of Cartersville Planning & Development department at City Hall, 2nd Floor, 10 North Public Square, Cartersville, Georgia 30120 or (770) 387-5600 to receive information on the application.



If you have interest in the proposed case as stated above, you are encouraged to attend the meetings as stated herein.



CITY OF CARTERSVILLE

Case # SU12-03



10/25/12

#8266"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Anthony Ray Sinyard to Mortgage Electronic Registration Systems, Inc., dated September 23, 2005, recorded in Deed Book 1980, Page 763, Bartow County, Georgia Records and as re-recorded in Deed Book 1984, Page 675, Bartow County, Georgia Records, as last transferred to BAC Home Loans Servicing, L.P. fka Countrywide Home Loans Servicing, L.P. by assignment recorded in Deed Book 2419, Page 85, Bartow County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SIXTY-EIGHT THOUSAND AND 0/100 DOLLARS ($68,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.



To the best knowledge and belief of the undersigned, the party in possession of the property is Anthony Ray Sinyard or a tenant or tenants and said property is more commonly known as 34 Blackberry Ridge Sw, Cartersville, Georgia 30120.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor s lien on real estate and this law firm will not be seeking a personal money judgment against you.



Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka

Countrywide Home

Loans Servicing, LP

as Attorney in Fact for

Anthony Ray Sinyard



McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/lm7 11/6/12

Our file no. 5882712-FT10



EXHIBIT A



All that tract or parcel of land lying and being in Land Lot 275 of the 4th District, 3rd Section of Bartow County, Georgia; and being Lot 34 of the Briarpatch, Part 3, as per plat recorded in Plat Book 25, Page 256, Bartow County, Georgia Records, which plat by reference is incorporated herein and made a part hereof. Together with the improvements located thereon being described as a 2002 Hickory Hill Mobile Home, VIN GAFL235AB87514-HH11



MR/lm7 11/6/12

Our file no. 5882712 - FT10



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GEORGIA, BARTOW COUNTY:



NOTICE OF FORECLOSURE



WHEREAS, heretofore on January 19, 2005, CHARLES DERRON BROWN and MEGAN BROWN, in order to secure a note in the original principal amount of $46,970.00 of even date therewith, did execute to UNITY NATIONAL BANK, a certain security deed to the following property:



All that tract or parcel of land situated, lying and being in Bartow County, Georgia, and being described as:



Beginning at a point running between the home place of JR Winkle and Dr. Lindsey Johnson place 120 feet east from Bartow Street and running west along Wykle Street (formerly Cully Alley) to Bartow Street; thence south along Bartow Street 74 feet to J W Jones property; thence east forward to Winkle Street 120 feet; thence north 75 feet to starting point and same property conveys to Charles Milner by Newton Bradley by Warranty Deed dated 6/2/1908 and recorded in Deed Book NN, page 434, Clerks Office of Bartow Superior Court.



All as shown by a security deed recorded in the Office of the Clerk of the Superior Court of Bartow County, Georgia in Deed Book 1887, Page 358, as modified in Deed Book 2168, Page 923 and Deed Book 2405, Page 777, Bartow County Deed Records, which Note and Security Deed were subsequently assigned to Bank of the Ozarks, successor in interest to and Assignee of the Federal Deposit Insurance Corporation, as Receiver for Unity National Bank in Deed Book 2419, Page 281, Bartow County Deed Records, and



WHEREAS, said note is now in default and the undersigned elects to declare the entire note, principal and interest now due;



NOW THEREFORE, according to the terms of said security deed and the laws in such cases made and provided, the undersigned will expose for sale to the highest and best bidder for cash, the above described lands, after proper advertisements, on the first Tuesday in November, 2012, between the legal hours of sale before the Courthouse door in Bartow County, Georgia. The proceeds of said sale will be used first to the payment of expenses of said sale including those attorney's fees provided by said security deed and/or that note secured thereby, the payment of said note, principal and interest, and the balance, if any, will be distributed as provided by law.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the security deed first set out above.



Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described note and security deed with the debtor has been sent in writing to the debtor by certified mail no later than 30 days prior to the date of the proposed foreclosure sale, along with a copy of the notice of sale to be submitted to the publisher.



To the best knowledge and belief of the undersigned the party in possession of the property is Charles Derron Brown and Megan Brown or a tenant or tenants and said property is more commonly known as 311 North Bartow Street, Cartersville, Georgia 30120.



This 25th day of September, 2012.



BANK OF THE OZARKS, successor in

interest to and

Assignee of the Federal Deposit Insurance

Corporation,

as Receiver for UNITY NATIONAL BANK

ATTORNEY IN FACT FOR

CHARLES DERRON BROWN

and MEGAN BROWN



BY: BRINSON, ASKEW, BERRY, SEIGLER,

RICHARDSON & DAVIS, LLP

615 WEST FIRST STREET

ROME, GEORGIA 30162

(706) 291-8853



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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Notice of Sale Under Power



State of Georgia,

County of BARTOW



Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by LINDA BELL AND JACK CABRERA to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (""ERS"", AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP , dated 01/25/2008, and Recorded on 02/04/2008 as Book No. 2268 and Page No. 506-514, BARTOW County, Georgia records, as last assigned to BANK OF AMERICA, N.A. (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $137,025.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BARTOW County Courthouse within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING ON LAND LOT 156 OF THE 5TH DISTRICT, 3RD SECTION OF BARTOW COUNTY, GEORGIA; AND BEING LOT 36 OF SADDLEBROOK SUBDIVISION, SECTION ONE AS SHOWN ON THAT PLAT RECORDED IN PLAT BOOK 7, PAGE 310, OF THE BARTOW COUNTY, GEORGIA RECORDS. SAID PLAT IS INCORPORATED HEREIN FOR A MORE FULL AND ACCURATE DESCRIPTION OF THE PROPERTY.



The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). BANK OF AMERICA, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, acting on behalf of and, as necessary, in consultation with BANK OF AMERICA, N.A. (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. 44-14-162.2, BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP may be contacted at: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, PTX-C-32, 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please note that, pursuant to O.C.G.A. 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan.



To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 28 SADDLE LANE NW, CARTERSVILLE, GEORGIA 30121 is/are: LINDA BELL AND JACK CABRERA or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.



BANK OF AMERICA, N.A.

as Attorney in Fact for

LINDA BELL AND JACK CABRERA



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



20120031405648

BARRETT DAFFIN FRAPPIER

LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398



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NOTICE OF SALE UNDER POWER



BARTOW COUNTY



Pursuant to the Power of Sale contained in a Security Deed given by Bonnie N Stanifer and Earl Riley II to Mortgage Electronic Registration Systems, Inc. as nominee for The Huntington National Bank dated 11/30/2007 and recorded in Deed Book 2255 Page 858, BARTOW County, Georgia records; as last transferred to Bank of America, N.A., sbm to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP, conveying the after-described property to secure a Note in the original principal amount of $ 140,495.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of BARTOW County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 (November 06, 2012), the following described property:



All that tract or parcel of land lying and being in Land Lot 73 of the 5th District, 3rd Section, Bartow County, Georgia, being Lot 9, Holcomb Woods Subdivision, as per plat recorded in Plat Book 7, Page 271, Bartow County, Georgia Records, which plat is incorporated herein by reference and made a part of this description.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Said property is commonly known as 497 Holcomb Road, Adairsville, GA 30103 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Earl Riley or tenant or tenants.



Bank of America is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.



Bank of America

Bank of America, N.A.

475 Crosspoint Parkway

Getzville, NY 14068

Telephone: 800-285-6000



Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.



Bank of America, N.A., sbm to

BAC Home Loans Servicing, LP fka

Countrywide Home Loans Servicing, LP

as agent and Attorney in Fact for

Bonnie N Stanifer and Earl Riley II



Aldridge Connors, LLP,

15 Piedmont Center,

3575 Piedmont Road, N.E., Suite 500,

Atlanta, Georgia 30305

(404) 994-7400



THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



1016-652976



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NOTICE OF SALE UNDER POWER



STATE OF GEORGIA

COUNTY OF BARTOW



Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated November 17, 2006, from Nicole C Turner to Mortgage Electronic Registration Systems, Inc. as nominee for Wachovia Mortgage Corporation, recorded on November 22, 2006 in Deed Book 2131 at Page 1004, Bartow County, Georgia Records, having been last sold, assigned, transferred and conveyed to U.S. Bank Trust, N.A., as Trustee for VOLT 2012-NPL1 Asset Holdings Trust by Assignment and said Deed to Secure Debt having been given to secure a note dated November 17, 2006, in the amount of $98,000.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Bartow County, Georgia, on November 6, 2012, the following described real property (hereinafter referred to as the ""roperty"":



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 43 OF THE 16TH DISTRICT, 3RD SECTION OF BARTOW COUNTY, GEORGIA; AND BEING 2.266 ACRES, AS PER PLAT RECORDED IN PLAT BOOK 34, PAGE 590, BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN AND MADE A PART HEREOF.



The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law.



To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Nicole C Turner. The property, being commonly known as 140 Stoners Chapel, Adairsville, GA 30103 in Bartow County, will be sold as the property of Nicole C Turner, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Vericrest Financial, Inc., 16745 West Bernardo Drive, Ste 300, San Diego, CA 92127, 800-401-6587 . The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.



Albertelli Law Attorney for U.S. Bank Trust, N.A., as Trustee for VOLT 2012-NPL1 Asset Holdings Trust

as Attorney in Fact for

Nicole C Turner



100 Galleria Parkway, Suite 960

Atlanta, GA 30339

Phone: (866) 690-0418

A-4305916

10/11/2012, 10/18/2012, 10/25/2012, 11/01/2012



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NOTICE OF SALE UNDER POWER



STATE OF GEORGIA

COUNTY OF BARTOW



Under and by virtue of the Power of Sale contained in a Security Deed given by Rhonda L. Carter to Mortgage Electronic Registration Systems, Inc., as nominee for IndyMac Bank, F.S.B., A Federally Chartered Savings Bank, dated 5/29/2007, recorded on June 6, 2007 in Deed Book 2199 at Page 792, Bartow County, Georgia Records. Having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee of the Home Equity Mortgage Loan Asset-Backed Trust Series INABS 2007-B, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2007-B under the Pooling and Servicing agreement dated June 1, 2007 by Assignment conveying the after-described property to secure a Note in the original principal amount of 77,750.00, with interest thereon as set forth therein, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on November 6, 2012 during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:



THE LAND REFERRED TO IN THIS EXHIBIT IS LOCATED IN THE COUNTY OF BARTOW AND THE STATE OF GEORGIA IN DEED BOOK 583 AT PAGE 402 AND DESCRIBED AS FOLLOWS. ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 198, 15TH DISTRICT, 3RD SECTION, CITY OF ADAIRSVILLE, BARTOW COUNTY, GEORGIA AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: TO FIND THE POINT OF BEGINNING COMMENCE AT THAT POINT WHERE THE WEST RIGHT-OF-WAY LINE OF THE DAKDALE DRIVE (HAVING A PRESENT RIGHT-OF-WAY OF 50 FEET) INTERSECTS THE SOUTH RIGHT-OF-WAY LINE OF MITHCELL ROAD (HAVING A PRESENT RIGHT-OF-WAY OF 40 FEET); THENCE PROCEED WEST ALONG THE SOUTH RIGHT-OF-WAY LINE OF MITCHELL ROAD A DISTANCE OF 100 FEET TO A POINT, WHIHCH POINT IS THE TRUE POINT OF BEGINNING; THENCE SOUTH 03 DEGREES 00 MINUTES WEST A DISTANCE OF 302.11 FEET TO A POINT; THENCE SOUTH 86 DEGREES 49 MINUTES WEST A DISTANCE OF 52.75 FEET TO A POINT; THENCE NORTH 03 DEGREES 12 MINUTES WEST A DISTANCE OF 209.04 FEET TO A POINT; THENCE NORTH 04 DEGREES 23 MINUTES EAST A DISTANCE OF 100 FEET TO A POINT LOCATED ON THE SOUTH RIGHT-OF-WAY LINE OF MITCHELL ROAD; THENCE SOUTH 87 DEGREES 00 MINUTES EAST ALONG THE SOUTH RIGHT-OF-WAY LINE OF MITCHELL ROAD A DISTANCE OF 72.60 FEET TO A POINT, WHICH POINT IS THE TRUE POINT OF BEGINNING. AS SHOWN BY PLAT OF SURVEY FOR DAN FORSYTH BY LARRY H. ROGERS, GA. REG. LAND SURVEYOR #2842, DATED APRIL 15 1988, REFERNCE TO WHICH SURVEY IS HEREBY MADE BING RECORED AT PLAT BOOK 81, PAGE 265, BARTOW COUNTY, GEORGIA LAND RECORDS.



Said property is known as 426 Martiin Luther King Drive Adairsville, GA 30103, together with all fixtures and personal property attached to and constituting a party of said property, if any. Said property will be sold as the property of Rhonda L. Carter , the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Rhonda L. Carter or a tenant or tenants.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation of the audit of the status of the loan as provided immediately above.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including, without limitation, attorneys' fees. Notice has been given of intention to collect attorneys' fees and other charges in accordance with the terms of the Note secured by said Deed. The balance, if any, will be distributed as provided by law. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: OneWest Bank, FSB, C/O Loan Resolution Department 888 E Walnut St, Pasadena, CA 91101, 877-736-5556. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.



Albertelli Law

Attorney for Deutsche Bank

National Trust Company,

as Trustee of the Home Equity Mortgage

Loan Asset-Backed Trust Series INABS 2007-B,

Home Equity Mortgage Loan Asset-Backed

Certificates, Series INABS 2007-B under the

Pooling and Servicing agreement

dated June 1, 2007

as Attorney in Fact for

Rhonda L. Carter



100 Galleria Parkway, Suite 960

Atlanta, GA 30339

Phone: (866) 690-0418

A-4305915



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STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER



Because of a default in the payment of the indebtedness secured by a Security Deed executed by Derick Vondell Radford to Mortgage Electronic Registration Systems, Inc. dated February 27, 2009, and recorded in Deed Book 2348, Page 673, Bartow County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA by Assignment, securing a Note in the original principal amount of $57,369.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 6, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:



All that tract or parcel of land lying and being in Land Lot 163 of the 5th District, 3rd Section of Bartow County, Georgia; and being Lot 159 of Village on Grassdale, Unit 3, as per plat recorded in Plat Book 49, Page 112, Bartow County, Georgia Records, which plat by reference is incorporated herein and made a part hereof.



Said property is known as 38 Hampton Drive, Cartersville, GA 30121, together with all fixtures and personal property attached to and constituting a part of said property, if any.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.



The property is or may be in the possession of Derick Vondell Radford, successor in interest or tenant(s).



Wells Fargo Bank, NA

as Attorney-in-Fact for

Derick Vondell Radford



File no. 12-035553

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/KLM

www.swertfeger.net



*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Kimberly L. Partin a/k/a Kimberly S. Partin, James B. Partin and Marion L. Partin to Mortgage Electronic Registration Systems, Inc., dated August 29, 2008, recorded in Deed Book 2317, Page 650, Bartow County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 2501, Page 824, Bartow County, Georgia Records, as last transferred to Branch Banking and Trust Company by assignment recorded in Deed Book 2497, Page 934, Bartow County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SEVENTY-ONE THOUSAND ONE HUNDRED SIXTY AND 0/100 DOLLARS ($71,160.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



SEE EXHIBIT """"ATTACHED HERETO AND MADE A PART HEREOF



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking & Trust Company, 301 College Street, PVN #101729, Greenville, SC 29601, 800-827-3722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.



To the best knowledge and belief of the undersigned, the party in possession of the property is James B. Partin, Marion L. Partin and Kimberly S Partin or a tenant or tenants and said property is more commonly known as 35 Walnut Trail SE, Cartersville, Georgia 30121.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor's lien on real estate and this law firm will not be seeking a personal money judgment against you.



Branch Banking and Trust Company

as Attorney in Fact for

Kimberly L. Partin a/k/a Kimberly S. Partin,

James B. Partin and Marion L. Partin



McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ 11/6/12

Our file no. 51097211-FT8



EXHIBIT """"

All that tract or parcel of land lying and being in Land Lot 1005 of the 21st District, 2nd Section of Bartow County, Georgia, and being Lot 28, Block A, Allatoona Crossing, Phase II, as shown on plat of record at Plat Book 27, Page 8, Bartow County, Georgia Records, which plat is incorporated herein for a more complete and accurate description by this reference thereto.



MR/ 11/6/12

Our file no. 51097211 - FT8



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IN THE SUPERIOR COURT OF

BARTOW COUNTY

STATE OF GEORGIA





IN RE: PEYTON BRADLEY MCVICKER,

Minor child



Civil Action

File No. 12-CV-2536



NOTICE OF PETITION TO CHANGE NAME



GEORGIA, Bartow County



Notice is hereby given that Kristen Marie Hobbs, Petitioner, filed a petition with the Superior Court of Bartow County, Georgia on the 5th day of October, 2012, praying for a change in the name of minor child from Peyton Bradley McVicker to Peyton Bradley Hobbs.

Notice is hereby given pursuant to law to any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.

This 5th day of October, 2012.



(s) Gary Bell

CLERK, Superior Court of Bartow County



Prepared and presented by:

Lisa Wolgast, Georgia Bar No. 773399

Morris, Manning & Martin, LLP

1600 Atlanta Financial Center

3343 Peachtree Road, NE

Atlanta, Georgia 30326

(404) 233-7000



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NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Ryne Bernhardt and Carl Speed to Mortgage Electronic Registration Systems, Inc., dated February 22, 2008, recorded in Deed Book 2273, Page 267, Bartow County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 2479, Page 805, and as re-recorded in Deed Book 2541, Page 165, Bartow County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWO THOUSAND FOUR HUNDRED EIGHTY-SIX AND 0/100 DOLLARS ($202,486.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.



To the best knowledge and belief of the undersigned, the party in possession of the property is Ryne Bernhardt and Carl Speed or a tenant or tenants and said property is more commonly known as 39 Ivy Chase Way, Cartersville, Georgia 30120. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor s lien on real estate and this law firm will not be seeking a personal money judgment against you.



Bank of America N.A. successor by merger to

BAC Home Loans Servicing, LP formerly known as

Countrywide Home Loans Servicing LP

as Attorney in Fact for

Ryne Bernhardt and Carl Speed



McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/qlb 11/6/12

Our file no. 5583812-FT11



EXHIBIT A



All that tract or parcel of land lying and being in Land Lot 158 of the 5th District 3rd Section of Bartow County, Georgia; and being Lot 14 of Ivy Chase, Section One, as per Plat Recorded in Plat Book 44, Page 269, Bartow County, Georgia Records, which plat by reference is incorporated herein and made a part hereof.



MR/qlb 11/6/12

Our file no. 5583812 - FT11



10/11,18,25 11/1/12

#8108"

gpn11



NOTICE OF FORECLOSURE SALE

UNDER POWER



BARTOW COUNTY, GEORGIA



THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Terry L Martin, Jr. to Anheuser-Busch Emplyees' Credit Union, dated July 31, 2006, and recorded in Deed Book 2096, Page 672, Bartow County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Thirty Thousand and 0/100 dollars ($130,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia, within the legal hours of sale on November 6, 2012, the following described property:



All that tract or parcel of land lying and being in Land Lot 45, 16th District and 3rd Section of Bartow County, Georgia and being more particularly described as follows:



To find the True Point of Beginning, start at the westerly common point of Land Lot 3 and Land Lot 4 of the 5th District, 3rd Section of Bartow County, Georgia which point lies on the easterly line of Land lot 45, of the 16th District, 3rd Section of Bartow County, Georgia and from said point travel South 89 degrees, 28 minutes, 57 seconds West a distance of 1,101.25 feet to an iron pin, thence travel South 31 degrees, 47 minutes, 14 seconds East a distance of 174.11 feet to a point and the True Point of Beginning; from said True Point of Beginning travel South 31 degrees 47 minutes, 14 seconds East a distance of 293.81 feet to an iron pin; thence travel South 89 degrees, 28 minutes, 54 seconds West a distance of 647.81 feet to an iron pin located on the Easterly right-of-way a distance of 174.18 feet to an iron pin; thence travel North 79 degrees, 34 minutes, 31 seconds East a distance of 594.65 feet to an iron pin and the Point of Beginning.



Reference is made to that Plat of Survey as prepared by William C. Smith, Georgia Registered Land Surveyor No. 1803, dated October 24, 2005, revised November 3,2005, and recorded in Plat Book 62, Page 2 Bartow County, Georgia records.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Your mortgage servicer can be contacted at (513) 629-2646 - Loss Mitigation Dept, or by writing to 525 Vine Street, Suite 800, Cincinnati, Ohio 45202, to discuss possible alternatives to avoid foreclosure.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



To the best knowledge and belief of the undersigned, the party in possession of the property is Terry L Martin, Jr. or tenant(s); and said property is more commonly known as 210 Old Highway 41, Adairsville, GA 30103.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Anheuser-Busch Employees' Credit Union

as Attorney in Fact for

Terry L Martin, Jr..



Brock & Scott, PLLC

5431 Oleander Drive, Wilmington NC 28403

888-726-9953

B&S file no.: 12-19287



10/11,18,25 11/1/12

#8050"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Because of default in the payment of the indebtedness, secured by a Security Deed executed by Crystal R Coveney to Mortgage Electronic Registration Systems, Inc. as nominee for Market Street Mortgage Corporation, its successors and assigns dated March 25, 2005 in the amount of $126,000.00, and recorded in Deed Book 1905, Page 613, Bartow County, Georgia Records; as last transferred to U.S. Bank National Association, as Trustee, successor in interest to Wachovia Bank, N.A., as Trustee, for MASTR Adjustable Rate Mortgages Trust 2005-7 by assignment; the undersigned, U.S. Bank National Association, as Trustee, successor in interest to Wachovia Bank, N.A., as Trustee, for MASTR Adjustable Rate Mortgages Trust 2005-7 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2012 , during the legal hours of sale, at the Courthouse door in Bartow County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:



All that tract or parcel of land lying and being in Land Lot 648, of the 4th District, 3rd Section, Bartow County, Georgia and being Lot 12 and part of 11, Etowah Ridge Subdivision, Section One, as shown on Plat Book 48, Page 4, of the Bartow County, Georgia Records, which plat by reference is incorporated herein for a more complete description of the property.



which has the property address of 42 Etowah Ridge Drive Sw, Cartersville, Georgia., together with all fixtures and other personal property conveyed by said deed.



The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Crystal R Coveney and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



U.S. Bank National Association, as Trustee, successor in interest to Wachovia Bank, N.A., as Trustee, for MASTR Adjustable Rate

Mortgages Trust 2005-7

Attorney in Fact for

Crystal R Coveney



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-08406 /CONV/efisher



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



10/11,18,25 11/1/12

#8134"

gpn07



NOTICE TO DEBTORS AND CREDITORS



All creditors of the Estate of John M. Tate, deceased, of Bartow County, Georgia, are hereby notified to render their demand to the undersigned, according to law, and all persons indebted to said Estate are required to make immediate payment to the undersigned.



This 28th day of September, 2012.



(s) Glen R. Frasier

19 Reynolds Road

Cedartown, Georgia 30125



10/4,11,18,25/12

#8095"

gpn07



NOTICE TO DEBTORS AND CREDITORS



GEORGIA, BARTOW COUNTY:'



All creditors of the Estate of Ruby D. Ward, late of Bartow County, Georgia, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to Clayton D. Ward, Administrator of the Estate of Ruby D. Ward, 3650 Fowler Road NW, Kennesaw, GA 30144, 770-974-5960.



This 11th day of October, 2012.



Clayton D. Ward

Administrator of the Estate of

Ruby D. Ward, Deceased



Greene & Greene

P.O. Drawer 699

Cartersville, GA 30120

770-382-2944



10/18,25 11/1,8/12

#8280"

gpn11



NOTICE OF SALE UNDER POWER



STATE OF GEORGIA

COUNTY OF BARTOW



By virtue of the power of sale contained in a Security Deed dated October 1, 2007, filed for record October 4, 2007, and recorded in Deed Book 2238, Pages 554-557, Bartow County, Georgia Records, given by JAMES ROBINSON and DESTINY ROBINSON to BONNIE DELONG n/k/a BONNIE CANNONE, there will be sold at public outcry for cash to the highest bidder before the Court House Door of Bartow County, Georgia, between the legal hours of sale on the first Tuesday in November, 2012 by BONNIE CANNONE the following property, to-wit:



ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 225 of the 15th District, 3rd Section of Bartow County, Georgia; and being Lot 4 of Manning Mill, Phase 1, as per plat recorded in Plat Book 42, Page 93, Bartow County, Georgia Records, which plat by reference is incorporated herein and made a part hereof.



Property is commonly known as 48 Horseshow Road, Adairsville, Georgia.



Said Security Deed was given to secure payment of a Note being in the original principal amount of Ninety-Three Thousand Two Hundred Five and 50/100 Dollars ($93,205.50), until reaching maturity, bearing interest on the unpaid balance as specified therein. The unpaid principal balance has been and is hereby declared due because of default under the terms of said Note and Deed to Secure Debt. The debt remaining in default, said sale will be made for the purpose of applying the proceeds thereof toward the expenses of sale, including attorneys fees, the payment of the debt and the interest thereon; and the balance, if any, shall be applied as provided by law.



Said property will be sold subject and subordinate to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best knowledge and belief of the undersigned, JAMES ROBINSON and DESTINY ROBINSON are the parties in possession of the property. Notice has been given pursuant to and in compliance with O.C.G.A. 44-14-162, et. seq.



The above-described property will be sold by the undersigned as attorney-in-fact for JAMES ROBINSON and DESTINY ROBINSON, subject to any and all unpaid taxes and assessments, and matters of records.



BONNIE CANNONE,

as Attorney-in-Fact for

JAMES ROBINSON and DESTINY ROBINSON



Carrie P. Trotter

TILLEY, DEEMS, HELTON & TROTTER, LLC

Post Office Box 2943

Cartersville, Georgia 30120-1700

(770) 382-6144



BE ADVISED THAT THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



10/11,18,25 11/1/12

#8195"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



By virtue of a Power of Sale contained in a Security Deed (hereinafter, ""ecurity Deed"" from Thomas Lim to SunTrust Mortgage, Inc. dated March 1, 2006, recorded March 16, 2006 in Deed Book 2037, Page 537, Bartow County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Eight Hundred Twenty-one Thousand Four Hundred and 00/100 Dollars ($821,400.00), with interest thereon as provided for therein, and Note and Modification and Additional Advance Agreement dated August 17, 2006, filed for recorded September 15, 2006 and recorded in Deed Book 2107, Page 215 to increase loan amount to Nine Hundred Seventy-four Thousand Four Hundred and 00/100 Dollars ($974,400.00), and said Security Deed will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012, all property described in said Security Deed including, but not limited to, the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 360 AND 361 OF THE 4TH DISTRICT, 3RD SECTION, BARTOW COUNTY, GEORGIA, CONTAINING 28.92 ACRES, MORE OR LESS, AND BEING MORE PARTICULARLY SHOWN ON A PLAT OF SURVEY ENTITLED PLAT PREPARED FOR TOM LIM PREPARED BY THOMAS EDWARD PEAY, JR., GEORGIA REGISTERED LAND SURVEYOR WITH FRONTLINE SURVEYING AND MAPPING, INC., DATED JANUARY 30, 2004, AND BEING MORE PARTICULARLY DESCRIBED ACCORDING TO SAID PLAT OF SURVEY AS FOLLOWS:



BEGINNING AT A CORNER MARKED BY AN IRON PIN SET AT A POINT COMMON TO LAND LOTS 359, 360, AND 362; THENCE FROM SAID POINT OF BEGINNING, RUNNING SOUTH 08 DEGREES 54 MINUTES 52 SECONDS WEST, A DISTANCE OF 308.18 FEET TO A CORNER MARKED BY AN IRON PIN; THENCE NORTH 89 DEGREES 31 MINUTES 18 SECONDS WEST ALONG A LINE MARKED BY PAINTED TREES, A DISTANCE OF 1298.52 FEET TO A CORNER MARKED BY AN IRON PIN SET ON THE LINE DIVIDING LAND LOT 361 OF THE 4TH DISTRICT AND LAND LOT 396 OF THE 17TH DISTRICT; THENCE NORTH 06 DEGREES 27 MINUTES 07 SECONDS EAST ALONG A LINE MARKED BY PAINTED TREES, A DISTANCE OF 973.28 FEET TO A CORNER MARKED BY AN IRON PIN; THENCE SOUTH 89 DEGREES 22 MINUTES 39 SECONDS EAST ALONG A LINE MARKED BY PAINTED TREES, A DISTANCE OF 1308.08 FEET TO A CORNER MARKED BY AN IRON PIN; THENCE SOUTH 07 DEGREES 01 MINUTES 57 SECONDS WEST, A DISTANCE OF 662.87 FEET TO THE POINT OF BEGINNING.



THERE IS ALSO HEREBY CONVEYED BY THIS DEED, ALL RIGHT, TITLE AND INTERESTS OF THE GRANTOR AS DESCRIBED AND CONVEYED IN THAT CERTAIN RIGHT OF WAY FROM BEATRICE PADGETT, INDIVIDUALLY AND AS EXECUTRIX OF THE ESTATE OF O.G. PADGETT TO GEORGIA KRAFT COMPANY, INC., DATED MARCH 17, 1987, AND RECORDED IN DEED BOOK 538, PAGES 438-440, BARTOW COUNTY, GEORGIA RECORDS.



LESS AND EXCEPT:



THERE IS HEREBY EXCEPTED FROM THE ABOVE DESCRIBED PROPERTY, ALL RIGHTS CONVEYED IN THE RIGHT OF WAY DEED FROM GEORGIA KRAFT COMPANY, INC. TO BEATRICE PADGETT, INDIVIDUALLY AND AS EXECUTRIX OF THE ESTATE OF O.G. PADGETT, DATED MARCH 23, 1987, WHICH RIGHT OF WAY DEED IS RECORDED IN DEED BOOK 538, PAGES 442-443, BARTOW COUNTY, GEORGIA RECORDS.



Said property is more commonly known as 50 Lim Trail, Cartersville, GA 30120.



The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys fees, and all other payments provided for under the terms of the Security Deed and Note.



Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way, and any other matters of record superior to said Security Deed. To the best knowledge and belief of the undersigned, the party(ies) in possession of the property Thomas Lim, or tenant(s).



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.



Notice has been given of intention to collect attorneys fees in accordance with the terms of the Note secured by said Security Deed. The law firm listed below is acting as a debt collector. Any information obtained will be used for that purpose.



Said property will be sold as the property of Thomas Lim, and the proceeds of said sale will be applied to the payment of said indebtedness, the expenses of said sale, all as provided in the Security Deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



Suntrust Mortgage, Inc,

as Attorney in Fact for

Thomas Lim



Lender Contact: Suntrust Mortgage, Inc.,

Monica K. Gilroy 678-317-0409

Lender Address: 1001 Semmes Ave.,

Richmond, VA 23224



Attorney Contact: Dickenson Gilroy LLC,

3780 Mansell Road, Suite 140,

Alpharetta, GA 30022

TELEPHONE NUMBER: (678) 317-0409

DG FILE NO. LIT-2010-00041



THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07599947



10/11,18,25 11/1/12

#8135"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



By virtue of a Power of Sale contained in that certain Security Deed from JUNE C. MCDONALD to HomeBanc Mortgage Corporation, dated September 27, 2002, recorded October 18, 2002, in Deed Book 1575, Page 373, Bartow County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Four Thousand Three Hundred and 00/100 dollars ($104,300.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, secured creditor, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012, all property described in said Security Deed including but not limited to the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 625 AND 626 OF THE 17TH DISTRICT, 3RD SECTION, BARTOW COUNTY, GEORGIA, BEING LOT 69, MISTY FOREST, UNIT 3, AS PER PLAT RECORDED IN PLAT BOOK 42, PAGE 7, BARTOW COUNTY, GEORGIA RECORDS, TO WHICH PLAT REFERENCE IS MADE FOR A MORE DETAILED DESCRIPTION.



Said legal description being controlling, however the property is more commonly known as 131 AMBERWOOD LANE, KINGSTON, GA 30145.



The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.



Said property will be sold on an ""s-is""basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.



To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is JUNE C. MCDONALD, JUNE MCDONALD, or tenants(s).



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.



The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024, Telephone Number: 800-720-3758 for and on behalf of the secured creditor.



BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME

LOANS SERVICING, LP

as Attorney in Fact for

JUNE C. MCDONALD



THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Attorney Contact: Rubin Lublin, LLC,

3740 Davinci Court, Suite 400,

Norcross, GA 30092

Telephone Number: (877) 813-0992

Case No. BAC-11-10905-0005

www.rubinlublin.com/property-listings.php



10/11,18,25 11/1/12

#8119"

gpn07



NOTICE TO DEBTORS AND CREDITORS



All creditors of the Estate of William Melvin Nealey, deceased, of Bartow County, Georgia, are hereby notified to render their demand to the undersigned, according to law, and all persons indebted to said Estate are required to make immediate payment to the undersigned.



This 9th day of October, 2012.



Anna J. Nealey

Executor/Administrator of the Estate

9 Paige Street

Cartersville, Georgia 30121



10/18,25 11/1,8/12

#8262"

gpn11



NOTICE OF SALE UNDER POWER



STATE OF GEORGIA

COUNTY OF BARTOW



Under and by virtue of the Power of Sale in a certain Deed to Secure Debt from Billy Bishop and Jennifer Elkins, collectively Grantor, to Etowah Real Estate, LLC, a Georgia Limited Liability Company, Grantee, dated November 18, 2004, recorded in Deed Book 1867, beginning at page 65, Bartow County, Georgia records; said Deed to Secure Debt having been given to secure a note dated November 18, 2004, in the original principal amount of $80,000.00; there will be sold by the undersigned at public outcry, during the legal hours of sale before the door at the Courthouse of Bartow County, Georgia, on the first Tuesday in November, 2012, to the highest and best bidder for cash, the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 46, 6TH DISTRICT, 3RD SECTION OF BARTOW COUNTY, GEORGIA, CONTAINING 5.0 ACRES DISIGNATED AS LOT 17 ON A PLAT OF SURVEY PREPARED FOR SUBURBAN HOME SALES, INC., PREPARED BY CHARLES A. PAYNE, SURVEYOR, DATED APRIL 21, 1995, REVISED MAY 10, 1995, AND RECORDED AT PLAT BOOK 39, PAGE 9, BARTOW COUNTY, GEORGIA RECORDS, WHICH SAID PLAT OF SURVEY IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERNCE.



The debt secured by said Deed to Secure Debt and Note has been and is hereby declared due and payable in full because of Default pursuant to the terms of said Deed to Secure Debt and Note. Notice has been given of intention to enforce provisions for collection of attorney's fees and foreclosure in accordance with legal requirements and the terms of the Deed to Secure Debt and Note. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, accrued interest and expenses of the sale and other sums secured by the Deed to Secure Debt including attorney's fees, and the remainder if any shall be applied as provided by law.



To the best of the undersigned's knowledge and belief the property is in the possession of Billy Bishop and Jennifer Elkins, and will be sold as the property of Billy Bishop and Jennifer Elkins, subject to the outstanding ad valorem taxes, special assessments and unpaid utility bills constituting liens against the property, if any, and all easements, encumbrances and restrictions of record, if any, having priority over the Deed to Secure Debt. The undersigned will execute a deed to the purchaser at said sale as provided in the Deed to Secure Debt.



Etowah Real Estate, LLC,

as Attorney in Fact for

Billy Bishop and Jennifer Elkins



Jeffrey A. Watkins

White, Choate, Watkins & Mroczko, LLC

100 West Cherokee Avenue

Cartersville, GA 30120

(770) 382-9591



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ALL INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



10/11,18,25 11/1/12

#8242"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Because of default in the payment of the indebtedness, secured by a Security Deed executed by Faye B Nally and Jerry L Nally to JPMorgan Chase Bank, N.A. dated January 5, 2005 in the amount of $143,000.00, and recorded in Deed Book 1880, Page 400, Bartow County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2012 , during the legal hours of sale, at the Courthouse door in Bartow County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:



All that tract or parcel of land lying and being in Land Lot 289 of the 23rd District, 2nd Section of Bartow County, Georgia; and being that certain 1.00 acre tract as shown on plat prepared by Johnny R. Knight, GRLS No. 1912, dated March 6, 1998, prepared for Jerry L. Nally, and being more

particularly described as follows: beginning at the intersection of the North Right-of-Way of Jones Road and the South line of Land Lot 289; thence North 69 degrees 01 minutes 27 seconds East a distance of 699.45 feet to a 5/8""rebar found which is the true Point of Beginning; thence North 35 degrees 52 minutes 08 seconds East 157.18 feet to an iron pin set; thence South 85 degrees 43 minutes 27 seconds East 325.35 feet to an iron pin set; thence South 35 degrees 52 minutes 08 seconds West 157.18 feet to an iron pin found; thence North 85 degrees 43 minutes 27 seconds West 325.35 feet to an iron pin and the true Point of Beginning.



which has the property address of 30 Bagwell Lane, Rydal, Georgia., together with all fixtures and other personal property conveyed by said deed.



The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Faye B Nally and Jerry L Nally and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



JPMorgan Chase Bank, National Association

Attorney in Fact for

Faye B Nally and Jerry L Nally



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 12-00474 /FHLMC/kcarr



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



10/11,18,25 11/1/12

#8163"

gpn12



THE FOLLOWING VEHICLES HAVE BEEN DEEMED ABANDONED AT MARTIN S WRECKER SERVICE, 722 JOE FRANK HARRIS PARKWAY AND WILL BE SOLD AT A LATER DATE IF NOT REDEEMED WITHIN TEN DAYS.



1B4GP54L7TB365194

1996 DODGE CARAVAN



10/25 11/1/12

#8293"

gpn11



Notice of Sale Under Power



State of Georgia,

County of BARTOW



Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by HERMAN TOVEY AND CHRISTY TOVEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (""ERS"", AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC. , dated 05/26/2005, and , BARTOW County, Georgia records, as last assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-4 (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $140,400.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the BARTOW County Courthouse within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 121 OF THE 5TH DISTRICT AND 3RD SECTION OF BARTOW COUNTY, GEORGIA, AND BEING LOT 46 SADDLEFIELD ESTATES SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 33 PAGE 335, CLERK'S OFFICE, SUPERIOR COURT OF BARTOW COUNTY GEORGIA, TO WHICH PLAT REFERENCE IS HEREBY MADE INCORPORATED HEREIN.



The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-4 holds the duly endorsed Note and is the current assignee of the Security Deed to the property. BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, acting on behalf of and, as necessary, in consultation with THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-4 (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. 44-14-162.2, BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP may be contacted at: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, PTX-C-32, 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please note that, pursuant to O.C.G.A. 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan.



To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 75 SADDLE FIELD CIRCLE NW, CARTERSVILLE, GEORGIA 30121 is/are: HERMAN TOVEY AND CHRISTY TOVEY or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.



The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.



THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-4

as Attorney in Fact for

HERMAN TOVEY AND CHRISTY TOVEY



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



20120031400375

BARRETT DAFFIN FRAPPIER

LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398



10/11,18,25 11/1/12

#8186"

gpn11



STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER



Because of a default in the payment of the indebtedness secured by a Security Deed executed by Brandon F. Wilkinson to Mortgage Electronic Registration Systems, Inc. dated March 23, 2011, and recorded in Deed Book 2468, Page 677, Bartow County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A. by Assignment, securing a Note in the original principal amount of $179,335.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 6, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 164, OF THE 5th DISTRICT, 3rd SECTION, BARTOW COUNTY, GEORGIA AND BEING LOT 168, FOUR SEASONS, PHASE 2, AS SHOWN ON PLAT RECORDED IN PLAT BOOK 64, PAGE 170, OF THE BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN FOR A MORE COMPLETE DESCRIPTION OF THE PROPERTY.



Said property is known as 47 Cottage Walk NW, Cartersville, GA 30121, together with all fixtures and personal property attached to and constituting a part of said property, if any.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.



The property is or may be in the possession of Brandon F. Wilkinson, successor in interest or tenant(s).



Wells Fargo Bank, N.A.

as Attorney-in-Fact for

Brandon F. Wilkinson



File no. 12-032899

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/KLM

www.swertfeger.net



*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



10/11,18,25 11/1/12

#8246"

gpn11



STATE OF GEORGIA

COUNTY of BARTOW



NOTICE OF SALE UNDER POWER



By virtue of the power of sale contained in that certain Deed to Secure Debt from MILTON MISHARI to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated January 16, 2004, filed for record February 11, 2004, and recorded in Deed Book 1759, Page 237, BARTOW County, Georgia Records, as last transferred to Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 2498, Page 150, BARTOW County, Georgia Records, said Deed to Secure Debt having been given to secure a Note dated January 16, 2004 in the original principal sum of ONE HUNDRED SIX THOUSAND THREE HUNDRED THIRTY ONE AND 0/100 DOLLARS ($106,331.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at BARTOW County, Georgia, within the legal hours of sale on the first Tuesday in November, the property described on Exhibit A attached hereto and incorporated herein by reference. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney s fees.



BANK OF AMERICA, N.A. SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP holds the duly indorsed Note and is the assignee of the Security Deed to your property. BANK OF AMERICA, N.A. services your loan on behalf of BANK OF AMERICA, N.A. SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, the current beneficial owner of your loan. The servicer of this loan is BANK OF AMERICA, N.A.. The individual or entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is BANK OF AMERICA, N.A., 7105 CORPORATE DR, PLANO, TX 75024-4100;. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.



Said property will be sold as the property of MILTON MISHARI.



BANK OF AMERICA, N.A. SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP

As Attorney-in-Fact for

MILTON MISHARI



Phelan Hallinan PLC

303 Perimeter Center North, Suite 800

Atlanta, GA 30346

Telephone: 770-393-4300

Fax: 770-393-4310

PH # 10812



This law firm is acting as a debt collector. Any information obtained will be used for that purpose



EXHIBIT A



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE CITY OF ADAIRSVILLE, IN LAND LOT 225 OF THE 15TH DISTRICT, 3RD SECTION, OF BARTOW COUNTY, GEORGIA; AND BEING LOT 66 OF PARK PLACE OF ADAIRSVILLE, PHASE TWO, AS PER PLAT RECORDED IN PLAT BOOK 49, PAGE 97, BARTOW COUNTY, GEORGIA RECORDS, WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN AND MADE A PART HEREOF.



10/11,18,25 11/1/12

#8058"

gpn18



IN THE PROBATE COURT

COUNTY OF BARTOW

STATE OF GEORGIA



IN RE: ESTATE OF

IRA MICHAEL NYOVICH,

DECEASED



ESTATE NO. N-052B



PETITION FOR LETTERS OF

ADMINISTRATION NOTICE



TO: Interested parties



DEBRA NYOVICH has petitioned to be appointed Administrator(s) of the estate of IRA MICHAEL NYOVICH, deceased, of said County. The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. 53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before 10:00 a.m., DECEMBER 3, 2012. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.



Mitchell Scoggins, Judge

BY: RHONDA N. CLARK, CHIEF CLERK

Bartow County Probate Court

135 W. Cherokee Avenue

Cartersville, Georgia 30120

770-387-5075



10/18,25 11/1,8/12

#8264"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Because of default in the payment of the indebtedness, secured by a Security Deed executed by Derek S Evans to Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin a Division of National City Bank, its successors and assigns dated August 28, 2006 in the amount of $98,160.00, and recorded in Deed Book 2099, Page 960, Bartow County, Georgia Records; as last transferred to Wells Fargo Bank, National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-Through Certificates, Series 2006-FF15 by assignment; the undersigned, Wells Fargo Bank, National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-Through Certificates, Series 2006-FF15 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2012 , during the legal hours of sale, at the Courthouse door in Bartow County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:



All that tract or parcel of land lying and being in Land Lot 294 of the 4th District, 3rd Section of Bartow County, Georgia; and being Lot 18 of Sugar Mill, Section Two, as per plat recorded in Plat Book 7A, Page 85, Bartow County, Georgia Records, which plat by reference is incorporated herein and made a part hereof.



which has the property address of 18 Sugar Mill Drive SW, Cartersville, Georgia., together with all fixtures and other personal property conveyed by said deed.



The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Derek S Evans and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



Wells Fargo Bank, National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-Through

Certificates, Series 2006-FF15

Attorney in Fact for

Derek S Evans



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-20651 /CONV/wmorgan



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



10/11,18,25 11/1/12

#8133"

gpn07



NOTICE TO DEBTORS AND CREDITORS



All creditors of the Estate of Callie Elizabeth Bryan, deceased, late of Bartow County, Georgia, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.



Robert Glenn Bryan

Executor of the Estate of

Callie Elizabeth Bryan

35 Quail Ridge Road

Taylorsville, GA 30178



10/4,11,18,25/12

#8085"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Shannon M Fidanza to Mortgage Electronic Registration Systems, Inc., dated February 23, 2007, recorded in Deed Book 2163, Page 1000, Bartow County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 2515, Page 1002, Bartow County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SIX THOUSAND SIX HUNDRED FIFTY AND 0/100 DOLLARS ($126,650.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.



To the best knowledge and belief of the undersigned, the party in possession of the property is Shannon M Fidanza or a tenant or tenants and said property is more commonly known as 13 West Ridge Ct Se, Cartersville, Georgia 30121. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor s lien on real estate and this law firm will not be seeking a personal money judgment against you.



Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Shannon M Fidanza



McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/kc9 11/6/12

Our file no. 5539112-FT14



EXHIBIT A



All that tract or parcel of land lying and being in Land Lot 106 of the 4th District, 3rd Section of Bartow County, Georgia; and being Lot 31 of Westridge Subdivision, Part Three, as per plat recorded in Plat Book 7, Page 368, Bartow County, Georgia Records, which plat by reference is incorporated herein and made a part hereof.



MR/kc9 11/6/12

Our file no. 5539112 - FT14



10/11,18,25 11/1/12

#8194"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Cynthia R Mathis to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., dated April 18, 2008, recorded in Deed Book 2288, Page 144, Bartow County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Bartow County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-THREE THOUSAND FOUR HUNDRED FIFTY-NINE AND 0/100 DOLLARS ($163,459.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



All that tract or parcel of land lying and being in Land Lot 30 of the 5th District, 3rd Section of Bartow County, Georgia; and being Lot 26 of Clear Creek Commons, as per plat recorded in Plat Book 59, Page 70 A-F, Bartow County, Georgia Records, which plat by reference is incorporated herein by this reference.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). Suntrust Mortgage, Inc. holds the Note and Security Deed to the above-referenced property and services the above-referenced loan on behalf of the current owner of the loan: SunTrust Mortgage, Inc.. Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure, and has the authority to negotiate, amend or modify the terms of the loan.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



To the best knowledge and belief of the undersigned, the party in possession of the property is Cynthia R Mathis or a tenant or tenants and said property is more commonly known as 20 Washakie Lane, Adairsville, Georgia 30103.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



SunTrust Mortgage, Inc.

as Attorney in Fact for

Cynthia R Mathis



Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/mv5 11/6/12

Our file no. 1383712-FT19



10/11,18,25 11/1/12

#8049"

gpn18



IN THE PROBATE COURT

COUNTY OF BARTOW

STATE OF GEORGIA



IN RE: ESTATE OF

TEDDIE HOWARD DENSON

DECEASED



ESTATE NO. N-051B



PETITION FOR LETTERS OF

ADMINISTRATION

NOTICE



TO: Interested parties



DEBORAH ANN STEWART has petitioned to be appointed Administrator(s) of the estate of TEDDIE HOWARD DENSON, deceased, of said County. The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. 53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before 10:00 a.m., NOVEMBER 5, 2012. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.



Mitchell Scoggins, Judge

BY: RHONDA N. CLARK, CHIEF CLERK

Bartow County Probate Court

135 W. Cherokee Avenue

Cartersville, Georgia 30120

770-387-5075



10/11,18,25 11/1/12

#8249"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Because of default in the payment of the indebtedness, secured by a Security Deed executed by Donnie Gayton to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated February 21, 2007 in the amount of $77,300.00, and recorded in Deed Book 2164, Page 342, Bartow County, Georgia Records; as last transferred to HSBC Bank USA, N.A. by assignment; the undersigned, HSBC Bank USA, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2012 , during the legal hours of sale, at the Courthouse door in Bartow County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:



All that tract or parcel of land lying and being in City of Emerson in Land Lots 823 & 824, of the 4th District, 3rd Section, Bartow County, Georgia and being Lot 3 and part of Lot 2, Block 53, containing 0.383 acres, as shown on plat recorded in Plat Book 55, Page 46, of the Bartow County, Georgia records, which plat by reference is incorporated herein for a more complete description of the property.



which has the property address of 11 Ohio Avenue, Emerson, Georgia., together with all fixtures and other personal property conveyed by said deed.



The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Donnie Gayton and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



HSBC Bank USA, N.A.

Attorney in Fact for

Donnie Gayton



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 12-07718 /CONV/kandrade



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



10/11,18,25 11/1/12

#8132"

gpn18



IN THE PROBATE COURT

COUNTY OF BARTOW

STATE OF GEORGIA



IN RE: ESTATE OF

LUNIA MAE ALLEN,

DECEASED



ESTATE NO. N-049C



PETITION FOR LETTERS OF

ADMINISTRATION NOTICE



TO: Interested parties



CHARLES W. ALLEN, JR. has petitioned to be appointed Administrator(s) of the estate of LUNIA MAE ALLEN, deceased, of said County. The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. 53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before 10:00 a.m., NOVEMBER 5, 2012. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.



Mitchell Scoggins, Judge

BY: RHONDA N. CLARK, CHIEF CLERK

Bartow County Probate Court

135 W. Cherokee Avenue

Cartersville, Georgia 30120

770-387-5075



10/4,11,18,25/12

#8097"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



By virtue of a Power of Sale contained in that certain Security Deed from ANTHONY O`NEAL AND KAYLA D. O`NEAL to Mortgage Electronic RegistrationSystems,Inc. acting solely as a nominee for Sunshine Mortgage Corporation, dated November 20, 2008, recorded December 8, 2008, in Deed Book 2333, Page 34-49, Bartow County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Seventeen Thousand Two Hundred Sixty-Five and 00/100 dollars ($117,265.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, secured creditor, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012, all property described in said Security Deed including but not limited to the following described property:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 136 OF THE 16TH DISTRICT, 3RD SECTION, BARTOW COUNTY, GEORGIA, BEING 1.25 ACRES, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 65, PAGE 59, BARTOW COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION.



Said legal description being controlling, however the property is more commonly known as 84 TWO RUN CROSSING, CARTERSVILLE, GA 30121.



The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.



Said property will be sold on an ""s-is""basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.



To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is ANTHONY O`NEAL AND KAYLA D. O`NEAL, ANTHONY O`NEAL, KAYLA D. O`NEAL, or tenants(s).



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.



The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024, Telephone Number: 800-720-3758 for and on behalf of the secured creditor.



BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME

LOANS SERVICING, LP

as Attorney in Fact for

ANTHONY O`NEAL AND KAYLA D. O`NEAL



THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Attorney Contact: Rubin Lublin, LLC,

3740 Davinci Court, Suite 400,

Norcross, GA 30092

Telephone Number: (877) 813-0992

Case No. BAC-11-08422-0006

www.rubinlublin.com/property-listings.php



10/11,18,25 11/1/12

#8120"

gpn11



NOTICE OF SALE UNDER POWER



BARTOW COUNTY



Pursuant to the Power of Sale contained in a Security Deed given by Kimberly Callihan to Mortgage Electronic Registration Systems, Inc. in nominee for Southeast Mortgage Of Georgia, Inc., Georgia Corporation dated 7/23/2009 and recorded in Deed Book 2377 Page 238-249, BARTOW County, Georgia records; as last transferred to Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 116,844.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of BARTOW County, Georgia, within the legal hours of sale on the first Tuesday in November, 2012 (November 6, 2012), the following described property:

All that tract or parcel of land lying and being in Land Lot 624 and 625 of the 17th District, 3rd Section, Bartow County, Georgia, being Lot 49, Misty Forest Subdivision, as per plat recorded in Plat Book 7A, Pages 55, Bartow County, Georgia real estate records, said plat being incorporated herein by reference thereto.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given). is the current owner of the loan.



Said property is commonly known as 110 Amberwood Lane , Euharlee, Georgia 30145 together with all fixtures and personal property attached to and constituting a part of said property, if any.



To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Kimberly Callihan or tenant or tenants.



Wells Fargo Bank, NA is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.



Wells Fargo Bank, NA

Loss Mitigation

3476 Stateview Boulevard

Fort Mill, SC 29715

1-800-662-5014



Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.



Wells Fargo Bank, NA

as agent and Attorney in Fact for

Kimberly Callihan



Aldridge Connors, LLP,

3575 Piedmont Road, N.E., Suite 500,

Atlanta, Georgia 30305,

(404) 994-7400



THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



1000-6674459



9/27 10/4,11,18,25 11/1/12

#8028"

gpn11



STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER



Because of a default in the payment of the indebtedness secured by a Security Deed executed by Phengsy Silvilaythong to Meridian Lending, Inc. D/B/A All Source Mortgage dated March 30, 2007, and recorded in Deed Book 2185, Page 597, Bartow County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverBank by Assignment, securing a Note in the original principal amount of $122,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 6, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:



All that tract or parcel of land lying and being in Land Lot 933 of the 4th District, 3rd Section of Bartow County, Georgia, being Lot 2, Taylor Crossing, as shown on plat of survey prepared for Waymon F. Lanham by Johnny R. Knight, Georgia Registered Land Surveyor No. 1912, dated 10-07-92, recorded in Plat Book 42, Page 203, in the Office of the Clerk of the Superior Court of Bartow County, Georgia, to which plat reference is hereby made and by reference said plat is made a part hereof for a more complete description of the property herein conveyed.



Said property is known as 46 Picklesimer Road SW, Cartersville, GA 30120, together with all fixtures and personal property attached to and constituting a part of said property, if any.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.



The property is or may be in the possession of Sivilaythong Phengsy, successor in interest or tenant(s).



EverBank

as Attorney-in-Fact for

Phengsy Silvilaythong



File no. 12-035017

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/SJ

www.swertfeger.net



*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



10/11,18,25 11/1/12

#8072"

gpn06



NOTICE OF INCORPORATION



Notice is given that articles of incorporation which incorporate Calvary Fellowship River Oaks, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Nonprofit Corporation Code. The initial registered office of the corporation is located at 22 Star Dust Trail, S.E., Cartersville, Georgia 30120 and its initial registered agent at such address is Grady A. Clark.



10/25 11/1/12

#8297"

gpn11



STATE OF GEORGIA

COUNTY OF BARTOW



NOTICE OF SALE UNDER POWER



Because of a default in the payment of the indebtedness secured by a Security Deed executed by Julie Mays to Homeowners Mortgage of America, Inc., A Georgia Corporation dated July 30, 2003, and recorded in Deed Book 1691, Page 361, Bartow County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, , securing a Note in the original principal amount of $105,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 6, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:



ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 556 OF THE 4TH DISTRICT, 3RD SECTION, BARTOW COUNTY, GEORGIA, IN THE CITY OF CARTERSVILLE, AS SHOWN BY SURVEY PREPARED BY WILLIAM C. SMITH, G.R.L.S., PLAT DATED MARCH 11, 1977, RECORDED IN PLAT BOOK 19, PAGE 19, CLERK'S OFFICE, SUPERIOR COURT OF BARTOW COUNTY, GEORGIA, TO WHICH PLAT REFERENCE IS HEREBY MADE AND INCORPORATED HEREIN FOR A MORE FULL AND COMPLETE DESCRIPTION OF SAID PROPERTY.

THIS BEING THE SAME PROPERTY CONVEYED TO LAUREN/MICHAEL PROPERTIES, LLC BY DEED UNDER POWER RECORDED IN DEED BOOK 1539, PAGE 812, BARTOW COUNTY, GEORGIA LAND RECORDS.



Said property is known as 149 Etowah Street, Cartersville, GA 30120, together with all fixtures and personal property attached to and constituting a part of said property, if any.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.



The property is or may be in the possession of Julie Mays, successor in interest or tenant(s).



Wells Fargo Bank, NA

as Attorney-in-Fact for

Julie Mays



File no. 12-034278

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/CP

www.swertfeger.net



*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



10/11,18,25 11/1/12

#8197"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



Under and by virtue of the Power of Sale contained in a Security Deed given by Mark L Freeman and Lena T Freeman to Bank of America, N.A, dated February 24, 2003, recorded in Deed Book 1622, Page 0303, Bartow County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-THREE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($83,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bartow County, Georgia within the legal hours of sale on the first Tuesday in November, 2012, the following described property:



All that tract or parcel of land lying and being in Land Lot 470 of the 17th District, 3rd Section of Bartow County, Georgia being Lot 7, Fairfield Subdivision, Section One according to a plat of survey recorded in Plat Book 7, Page 307, Bartow County, Georgia Records, which said plat is incorporated herein and made a part hereof by reference thereto.



The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney s fees (notice of intent to collect attorney s fees having been given).



Bank of America, N.A. holds the Note and Security Deed to the above-referenced property and services the above-referenced loan on behalf of the current owner of the loan: Federal National Mortgage Association ( Fannie Mae ). Bank of America, N.A. can be contacted at 1-888-219-7773 or by writing to 2270 Lakeside Blvd, Richardson, TX 75082, to discuss possible alternatives to foreclosure, and has the authority to negotiate, amend or modify the terms of the loan. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



To the best knowledge and belief of the undersigned, the party in possession of the property is Mark L Freeman and Lena T Freeman or a tenant or tenants and said property is more commonly known as 1328 Mission Road SW, Cartersville, Georgia 30120.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Bank of America, N.A

as Attorney in Fact for

Mark L Freeman and Lena T Freeman



Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com MSP/mv5

11/6/12 Our file no. 1615312-FT19



10/11,18,25 11/1/12

#8109"

gpn01



NOTICE OF ADOPTION



To: PHILIP GEORGE WALTERMAN, potential biological father of a female child J.B.W., whose last known addresses are: 332 Cassville Road -OR- 40 Saddleclub Drive Lot 24, Cartersville, Georgia 30120; and



To: Unknown biological father(s) of female children J.B.W. and A.A.D.D., whose last address is unknown:



You are hereby notified that on August 22, 2012, a Petition for Adoption of two female children born to TIFFANY DAWN DOVER as follows: J.B.W. born on October 23, 1996 in Cartersville, Georgia, and A.A.D.D. born on September 4, 2002 in Rome, Georgia was filed in the Superior Court of Bartow County, Georgia, Adoption No. AD-2012-43.



All parental rights you may have with respect to the minor child/children will be lost and you will neither receive notice nor be entitled to object to the adoption of the child/children unless, within thirty (30) days from the date of the last publication of this notice, you file (1) a Petition to Legitimate the child/children pursuant to the Official Code of Georgia Annotated Section 19-7-22; (2) notice of the filing of such Petition to Legitimate with the Superior Court of Bartow County and make known such other objections in writing as you may have; and (3) serve a copy of the Petition to Legitimate on the undersigned attorney for the Petitioner seeking to adopt the child.



This 9th day of October, 2012. Clerk of Superior Court of Bartow County, Georgia



Nancy B. Pridgen, Esq.

Monnolly Pridgen LLC

3340 Peachtree Rd., Ste 1800

Atlanta, Georgia 30326

(404) 551-5884

nancy@mplaw-llc.com



10/18,25 11/1/12

#8260"

gpn07



NOTICE TO DEBTORS AND CREDITORS



STATE OF GEORGIA

COUNTY OF BARTOW



All creditors of the estate of Helen Louise Cagle Rice late of Bartow County, Georgia, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.



This 24th day of September, 2012.



Sally Carolyn Rice Knowles, Co-Executor

Rose Mary Rice Bunce, Co-Executor

343 Firetower Road, NW

Cartersville, GA 30120



10/11,18,25 11/1/12

#8205"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Because of default in the payment of the indebtedness, secured by a Security Deed executed by Joseph Worley to JPMorgan Chase Bank, N.A. dated November 29, 2007 in the amount of $163,000.00, and recorded in Deed Book 2261, Page 403, Bartow County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2012 , during the legal hours of sale, at the Courthouse door in Bartow County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:



All that tract or parcel of land lying and being in Land Lot 195 of the 5th District and 3rd Section of Bartow County, Georgia, and being Lot 4, Oxford Mill Subdivision, Section One, as per plat recorded in Plat Book 50, Page 53, Bartow County, Georgia Records, which plat is incorporated herein by reference and made a part of this description.



which has the property address of 16 Oxford Mill Way NE, Cartersville, Georgia., together with all fixtures and other personal property conveyed by said deed.



The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Joseph Worley and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



JPMorgan Chase Bank, National Association

Attorney in Fact for

Joseph Worley



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-10421 /FHLMC/kcarr



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



10/11,18,25 11/1/12

#8165"

gpn07



NOTICE TO DEBTORS AND CREDITORS



All creditors of the estate of Lane B. Griggs, late of Bartow County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.



This 18th day of October, 2012



James P. Bolton, M.D.

Executor of the Estate of Lane B. Griggs

1751 Gunbarrel Road #200

Chattanooga, Tennessee 37421

423-894-1355



10/25 11/1,8,15/12

#8298"

gpn11



GEORGIA, BARTOW COUNTY:



NOTICE OF FORECLOSURE



WHEREAS, heretofore on October 18, 2007, RICK MATHISON, in order to secure a note in the original principal amount of $51,688.04 of even date therewith, did execute to COOSA VALLEY FEDERAL CREDIT UNION d/b/a COOSA VALLEY CREDIT UNION, a certain security deed to the following property:



All that tract or parcel of land lying and being in Land Lot 88, of the 5th District, 3rd Section, Bartow County, Georgia, and being Lots 9, 10, 11, Plainview Acres, as shown on plat recorded in Plat Book 19, Page 87, of the Bartow County, Georgia Records, which plat by reference is incorporated herein for a more complete description of the property.



Property includes a 1977 Bend Mobile Home MII, VIN Number GB0371A and GB0371B. (See certificate of permanent location recorded in Deed Book 2253, Page 942 and Deed Book 2253, Page 944, Bartow County Deed Records)



All as shown by a security deed recorded in the Office of the Clerk of the Superior Court of Bartow County, Georgia in Deed Book 2243, Page 3, and



WHEREAS, said note is now in default and the undersigned elects to declare the entire note, principal and interest now due;



NOW THEREFORE, according to the terms of said security deed and the laws in such cases made and provided, the undersigned will expose for sale to the highest and best bidder for cash, the above described lands, after proper advertisements, on the first Tuesday in November, 2012, between the legal hours of sale before the Courthouse door in Bartow County, Georgia. The proceeds of said sale will be used first to the payment of expenses of said sale including those attorney's fees provided by said security deed and/or that note secured thereby, the payment of said note, principal and interest, and the balance, if any, will be distributed as provided by law.



Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the security deed first set out above.



Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described note and security deed with the debtor has been sent in writing to the debtor by certified mail no later than 30 days prior to the date of the proposed foreclosure sale, along with a copy of the notice of sale to be submitted to the publisher.



To the best knowledge and belief of the undersigned the party in possession of the property is Rick Mathison or a tenant or tenants and said property is more commonly known as 82 Highway 293, NW, Cartersville, Georgia 30120.



This 29th day of September, 2012.



COOSA VALLEY FEDERAL CREDIT UNION

d/b/a COOSA VALLEY CREDIT UNION

ATTORNEY IN FACT FOR RICK MATHISON



BY: BRINSON, ASKEW, BERRY, SEIGLER,

RICHARDSON & DAVIS, LLP

615 WEST FIRST STREET

ROME, GEORGIA 30162

(706) 291-8853



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



10/11,18,25 11/1/12

#8196"

gpn08



IN THE SUPERIOR COURT OF

CHATHAM COUNTY

STATE OF GEORGIA



PATRICK MCGONIGLE

Plaintiff



v.



PERLA MIREYA GRAY

Defendant



CIVIL ACTION

FILE NO: 12-1478-ABJ4



NOTICE OF PUBLICATION



TO: PERLA MIREYA GRAY

208 Somerset Club Drive

Cartersville, Georgia 30418



YOU ARE HEREBY NOTIFIED that the above-styled action seeking divorce was filed against you in said Court on September 24, 2012, and that by reason of an Order for Service of Summons by Publication entered by the Court on September 24, 2012, you are hereby commanded and required to file with the Clerk of said Court and serve upon Kathleen Aderhold, Plaintiff's attorney, who address is: Post Office Box 2232, Savannah, Georgia 31402, an Answer to the Complaint within sixty (60) days of September, 2012.



WITNESS the Honorable Louisa Abbot, Judge of said Court.



This 21st day of September, 2012.



(s) DEPUTY CLERK,

Superior Court of Chatham County, Georgia



10/4,11,18,25/12

#8098"

gpn06



NOTICE OF INTENT TO INCORPORATE



Notice is hereby given that Articles of Incorporation which will incorporate 775 WEST AVENUE OFFICE CONDOMINIUM ASSOCIATION, INC. will be delivered to the Secretary of State for filing in accordance with the applicable provisions of the Georgia Business Corporation Code. The initial registered office of the Corporation is 80 Carter Road, Cartersville, GA 30120, its initial registered agent at such address is L. Ross Whatley.



Incorporator

Jeffrey A. Watkins

White, Choate, Watkins & Mroczko, LLC

100 West Cherokee Avenue

Cartersville, GA 30120



10/25 11/1/12

#8299"

gpn13



NOTICE OF PUBLIC HEARING



A public hearing will be held on November 19, 2012, at 4:30 p.m. in the City Hall Council Chambers, 3rd Floor, City Hall at 10 North Public Square, Cartersville, Georgia, by the Cartersville Board of Zoning Appeals under procedures established by the City of Cartersville Zoning Ordinance to consider the Application for Variance requested by Dagga Restaurant Group, LLC for property located at 610 East Main Street and being in Land Lots 386 and 387 of the 4th District 3rd Section of Bartow County, Georgia concerning property located thereon.



Said request seeks to allow the following restaurant wall signage: (1) Allow wall signs on walls facing frontages that are not street frontages in the Main Street Overlay District; (2) Allow multiple wall signs on the wall facing E. Main Street in the Main Street Overlay District; (3) Allow 113 sq ft of wall signage facing E. Main Street (84 sq ft maximum for this wall); (4) Allow 300 sq ft of text and graphics wall signage on the right exterior (east facing) wall (170 sq ft maximum for this wall); (5) Allow 215 sq ft of text and graphics wall signage on the left exterior (west facing) wall (170 sq ft maximum for this wall); and (6) Allow 272 sq ft of graphics wall signage on the rear (north facing) wall (84 sq ft maximum for this wall).



If you wish to appear before the Board of Zoning Appeals in opposition to the proposed request, you must complete and file an OPPONENT OF ZONING ACTION CAMPAIGN DISCLOSURE REPORT at least five (5) days prior to the Board of Zoning Appeals meeting. Please contact the City of Cartersville Community Development Department at City Hall, 10 North Public Square, Cartersville, Georgia, 30120 or (770) 387-5600 to receive the above mentioned report and information on the filing thereof.



If you have any interest in this appeal, you are encouraged to attend the above mentioned public hearing.



City of Cartersville

Case# V12-10



10/25/12

#8296"

gpn07



NOTICE TO DEBTORS AND CREDITORS



GEORGIA, BARTOW COUNTY



All debtors and creditors of the Estate of William Harley Gayton, late of Bartow County, Georgia, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to Tracy A. Shinall, Executrix of the Estate of William Harley Gayton, 22 Matthews Road NW, Adairsville, GA 30103, 770-334-8260.



This 8th day of October, 2012.



Tracy A. Shinall

Executrix of the Estate of

William Harley Gayton

Deceased



Greene & Greene

P.O. Drawer 699

Cartersville, GA 30120

770-382-2944



10/18,25 11/1,8/12

#8261"

gpn18



IN THE PROBATE COURT

COUNTY OF BARTOW

STATE OF GEORGIA



IN RE: ESTATE OF

ARTHUR JERRELL MYRICK,

DECEASED



ESTATE NO. N-048C



PETITION FOR LETTERS OF

ADMINISTRATION NOTICE



TO: Interested parties



ELODIA G. MYRICK has petitioned to be appointed Administrator(s) of the estate of ARTHUR JERRELL MYRICK, deceased, of said County. The Petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. 53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before 10:00 a.m., NOVEMBER 5, 2012. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.



Mitchell Scoggins, Judge

BY: RHONDA N. CLARK, CHIEF CLERK

Bartow County Probate Court

135 W. Cherokee Avenue

Cartersville, Georgia 30120

770-387-5075



10/4,11,18,25/12

#8086"

gpn11



NOTICE OF SALE UNDER POWER



GEORGIA, BARTOW COUNTY



Because of default in the payment of the indebtedness, secured by a Security Deed executed by Charles H. Rothschild III to Mortgage Electronic Registration Systems, Inc. as nominee for Amtrust Mortgage Corporation, its successors and assigns dated May 17, 2006 in the amount of $108,350.00, and recorded in Deed Book 2062, Page 860, Bartow County, Georgia Records; as last transferred to Citibank, N.A. as Trustee for the Certificateholders of Structured Asset Mortgage Investments II, Inc., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-5 by assignment; the undersigned, Citibank, N.A. as Trustee for the Certificateholders of Structured Asset Mortgage Investments II, Inc., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-5 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2012 , during the legal hours of sale, at the Courthouse door in Bartow County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:



All that tract or parcel of land lying and being in Land Lots 127 & 128 of the 5th District, 3rd Section of Bartow County, Georgia; and being Lot 2 of Harvest Estates, Section Three, as per plat recorded in Plat Book 20, Page 84, Bartow County, Georgia Records, which plat by reference is incorporated herein and made a part hereof.



which has the property address of 180 Bishop Road NW, Cartersville, Georgia., together with all fixtures and other personal property conveyed by said deed.



The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.



The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.



Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).



Said property will be sold as the property of Charles H. Rothschild III and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.



Citibank, N.A. as Trustee for the Certificateholders of Structured Asset Mortgage Investments II, Inc., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-5

Attorney in Fact for

Charles H. Rothschild III



McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-11639 /CONV/wmorgan



THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.



10/11,18,25 11/1/12

#8131"