STATE OF GEORGIA COUNTY OF MUSCOGEE NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Arlene Sparks to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $35,250.00 dated 03/27/2001, and recorded in Deed Book 5840, page 190, Muscogee County records, said Security Deed being last transferred and assigned to BAC Home Loans Servicing, LP, fka Countrywide Home Loans Servicing, LP in Deed Book 10005, Page 183, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of September, 2012 by Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP, as Attorney-in-Fact for Arlene Sparks the following described property: All that lot, tract and parcel of land situate, lying and being in Columbus (Muscogee County), Georgia, and being known and designated as Lot 20, Block ÒBÓ of that certain subdivision known as Winterfield, as said lot is shown upon a map or plat of said subdivision recorded in Plat Book 3, Folio 228, in the office of the Clerk of the Superior Court of Muscogee County, Georgia, and being more particularly described as follows: Beginning at a drill hole in concrete located on the northwesterly margin of 29th Avenue a distance of 259.5 feet in a northeasterly direction as measured along said northwesterly margin of 29th Avenue from the iron pin located at the point where said northwesterly margin of 29th Avenue intersects the northeasterly margin of Dawson Street; and from said point of beginning, running thence North 57 degrees 51 minutes West for a distance of 135 feet to an iron pin; running thence North 32 degrees 00 minutes East for a distance of 65 feet to an iron pin; running thence South 57 degrees 51 minutes East for a distance of 135 feet to an iron pin located on said northwesterly margin of 29th Avenue; running thence South 32 degrees 00 minutes West along said northwesterly margin of 29th Avenue for a distance of 65 feet to the drill hole, which marks the point of beginning of the property hereby conveyed. Property known as: 357 29th Avenue, Columbus, GA 31903 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP holds the Note and referenced Security Deed and services the loan on behalf of Federal National Mortgage Association, the current owner of your loan. Pursuant to O.C.G.A Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: Bank of America, N.A. Attn: Loss Mitigation, P. O. Box 5170, MS SV314B Simi Valley, CA 93065 PHONE: 800-669-6650 Nothing contained in this Notice of Sale shall obligate the holder and/or owner to negotiate, amend, or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Arlene Sparks. Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP, as Attorney-in-fact for Arlene Sparks. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C. South Terraces, Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 Phone - (770) 392-0398 Toll Free - (866) 999-7088 www.penderlaw.com Our File No. 12-06068 Pub:Aug.7,14,21&28,2012(2481623)