STATE OF GEORGIACOUNTY OF DOUGHERTY NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Nathanael B. Collins and Kathy Collins to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $281,600.00 dated 05/26/2006, and recorded in Deed Book 3164, page 1, Dougherty County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 3915, Page 99, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of September, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for Nathanael B. Collins and Kathy Collins the following described property: All of Lot 5 and according to the survey or plat of the Preliminary Lay Out, Minor Subdivision for Dougherty County School System dated January 24, 2004 prepared by Fenton W. Nash, III registered land surveyor.Also intended to be included with this grant or devise is that property delineated, shown, and labeled as "proposed cul-de-sac" according to the survey or plat of the Preliminary Lay Out, Minor Subdivision for Dougherty County School System dated January 24, 2004 prepared by Fenton W. Nash, III registered land surveyor.Copies of the survey or plat of the. Preliminary Lay Out, Minor Subdivision for Dougherty County School System dated January 24, 2004 prepared by Fenton W. Nash, III registered land surveyor are recorded at numerous places in the Dougherty County Land records including Deed Book 2752 at Page 348 and Deed Book 3036 at Page 317 in said Clerk's Office. This survey or plat is incorporated herein for a more complete description of all of the real property described in this conveyanoe. Property known as: 4531 Gillionville Rd, Albany, GA 31721 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. CitiMortgage, Inc. holds the Note and referenced Security Deed and services the loan on behalf of Federal National Mortgage Association, the current owner of your loan. Pursuant to O.C.G.A Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: CitiMortgage, Inc. 1000 Technology Drive O'Fallon, MO 63368PHONE: 866-272-4749 Nothing contained in this Notice of Sale shall obligate the holder and/or owner to negotiate, amend, or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Nathanael B. Collins and Kathy Collins. CitiMortgage, Inc., as Attorney-in-fact for Nathanael B. Collins and Kathy Collins. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C. South Terraces, Suite 1000 115 Perimeter Center Place Atlanta, GA 30346

Phone (770) 392-0398

Toll Free (866) 999-7088

www.penderlaw.com

Our File No. 12-05816

Aug. 10, 17, 24, 31, 2012

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