TATE OF GEORGIA COUNTY OF BULLO NOTICE OF SALE Under and by virtue of the powers of sale contained in that certain Deed to Secure Debt, dated February 2, 2007, executed by D. LAMAR DELOACH, and filed for record on February 2, 2007, in the Office of the Clerk of Superior Court, Bulloch County, Georgia, in Deed Book 1725, Pages 311-314. Said deed secured a note ( Note # 61001472") in the original principal amount of $109,381.40 payable to CITIZENS BANK OF BULLOCH COUNTY, a division of CITIZENS BANK OF WASHINGTON COUNTY. There will be sold by CITIZENS BANK OF BULLOCH COUNTY, a division of CITIZENS BANK OF WASHINGTON COUNTY, at public outcry to the highest bidder for cash at the Bulloch County Courthouse, Statesboro Georgia, within the legal hours of sale on the first Tuesday of August, 2012 (August 7, 2012), the following real property of D. LAMAR DELOACH, to-wit: TRACT ONE: All that certain tract or parcel of land lying, situate and being in the 1209th G. M. District of Bulloch County, Georgia, and in the City of Statesboro, designated as Unit No. 55 of Lester Road Condominiums, as described in the Declaration of Condominium for Lester Road Condominium Association, Inc., dated June 30, 1980, recorded in Deed Book 402, Pages 359-393, Bulloch County, Georgia, Records; said unit being more particularly described on a plat prepared by Lamar O. Reddick, Registered Land Surveyor, dated June 25, 1980, recorded in Plat Book 16, Page 182, Bulloch County, Georgia, Records. The aforesaid Declaration of Condominium and plat are by reference incorporated herein and made a part of this description. This conveyance includes an undivided interest in and to the common elements of the aforesaid condominium. Said lot or parcel has the following street address: 165 Valley Road, Statesboro, Bulloch County, Georgia 30458 (also known as Unit 55, Lester Road Condominiums, Bulloch County, Georgia) TRACT TWO: All that certain tract or parcel of land lying, situate and being in the 1209th G. M. District of Bulloch County, Georgia, and in the City of Statesboro, designated as Unit No. 56 of Lester Road Condominiums, as described in the Declaration of Condominium for Lester Road Condominium Association, Inc., dated June 30, 1980, recorded in Deed Book 402, Pages 359-393, Bulloch County, Georgia, Records; said unit being more particularly described on a plat prepared by Lamar O. Reddick, Registered Land Surveyor, dated June 25, 1980, recorded in Plat Book 16, Page 182, Bulloch County, Georgia, Records. The aforesaid Declaration of Condominium and plat are by reference incorporated herein and made a part of this description. This conveyance includes an undivided interest in and to the common elements of the aforesaid condominium. Said lot or parcel has the following street address: 163 Valley Road, Statesboro, Bulloch County, Georgia 30458 (also known as Unit 56, Lester Road Condominiums, Bulloch County, Georgia) TRACT THREE: All that certain tract or parcel of land lying, situate and being in the 1209th G. M. District of Bulloch County, Georgia, designated as Parcel No. 13, as shown on a plat prepared by Lamar O. Reddick, Registered Land Surveyor, dated September 30, 1992, recorded in Plat Book 42, Page 187, Bulloch County, Georgia, Records; said property being bound, now or formerly, as follows: Northwest by lands of W. R. Anderson 55.67 feet; Northeast by Parcel No. 14 of the aforesaid plat 173.30 feet; Southeast by the right-of-way line of Woodrum Place 6.52 feet; South by the right-of-way line of Woodrum Place 8.77 feet; and Southwest by lands of Associated Income Properties, Inc., 182.61 feet. The aforesaid plat and the description thereon are by reference incorporated herein and made a part of this description. This conveyance includes all rights of Grantor in and to the common areas, property rights and easements appurtenant to the aforesaid property as set forth in the Declaration of Covenants and Restrictions for Country Club Hills Town Houses, dated July 7, 1983, recorded in Deed Book 428, Pages 192-214, Bulloch County, Georgia, Records, as modified by Amendment dated July 31, 1986, recorded in Deed Book 467, Pages 579-581, Bulloch County, Georgia, Records. Said lot or parcel has the following street address: 13 Woodrum Place, Statesboro, Bulloch County, Georgia 30459 (also known as Parcel 13, Country Club Hills Town Houses, Bulloch County, Georgia) Default having been made and continuing in payment of said note, CITIZENS BANK OF BULLOCH COUNTY, a division of CITIZENS BANK OF WASHINGTON COUNTY, the holder and owner of same, has exercised its option to declare the entire balance due and payable and has notified debtor of its intention to sell its interest in the property herein above-stated. Said sale will be made for the purpose of paying the balance due under the note aforesaid, with proceeds of sale first applied to the expenses of sale and then to interest and principal of the note. The property will be sold as the property of D. LAMAR DELOACH, subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; and (5) matters of record superior to the security deed first set out above. This notice is given thirty (30) days prior to the date of the foreclosure sale. The name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Kevin A. Harrison, on behalf of Citizens Bank of Bulloch County, a division of Citizens Bank of Washington County, P. O. Drawer 836, Sandersville, Georgia 31082; (912) 871-2971. This law firm is acting as a debt collector attempting to collect a debt, and information obtained will be used for that purpose. CITIZENS BANK OF BULLOCH COUNTY, a division of CITIZENS BANK OF WASHINGTON COUNTY, as attorney in fact for D. LAMAR DELOACH BY:______________________________________ KEVIN A. HARRISON, Authorized Corporate Officer Lovett Bennett, Jr. Attorney at Law, P. C. 21 Courtland Street P. O. Box 632 Statesboro, Georgia 30459-0632 (912) 764-3122 c148257 07/12/12