WM4090 STATE OF GEORGIA COUNTY OF WALKER NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Crystal Denton and Kevin Denton to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $87,381.00 dated 03/12/2007, and recorded in Deed Book 1479, page 330, Walker County records, said Security Deed being last transferred and assigned to Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP in Deed Book 1716, Page 260, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of September, 2012 by Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP, as Attorney-in-Fact for Crystal Denton and Kevin Denton the following described property: All that tract or parcel of land lying and being in Original Land Lot No. 281, in the 9th District and 4th Section of Walker County, Georgia, being more particularly described as follows: Beginning at a point on the northern right of way line of 12th Street, said point being a distance of 630.82 feet along said northern right of way line from its intersection with the right of way line of Crescent Avenue; thence leaving said northern right of way line, North 00 degrees 06 minutes West, a distance of 140 feet to a point; thence South 89 degrees 40 minutes East, a distance of 92.5 feet to a point; thence North 00 degrees 06 minutes West, a distance of 236.59 feet to a point; thence South 89 degrees 54 minutes West, a distance of 112.5 feet to a point; thence South 00 degrees 06 minutes East, a distance of 375.73 feet to a point on the northern right of way line of 12th Street; thence along and with said northern right of way line, South 89 degrees 40 minutes East, a distance of 20 feet to the Point of Beginning. Said property described as Tract 2 in a survey prepared by Max Randall Compton, GRLS NO. 2584, dated 12/5/1997, revised 9/5/00, Job No. 97-568. Being part of the property described in Deed Book 729, Page 659, in the Office of the Clerk of the Superior Court of Walker County, Georgia. Subject to any covenants, conditions reservations, restrictions and easements of record. Subject to 20 foot easement for ingress, egress and utilities as shown by dotted lines on above referenced survey. Property known as: 721 W 12th St, Chickamauga, GA 30707 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP holds the Note and referenced Security Deed and services the loan on behalf of Federal Home Loan Mortgage Corporation, the current owner of your loan. Pursuant to O.C.G.A Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: Bank of America, N.A. Attn: Loss Mitigation, P. O. Box 5170, MS SV314B Simi Valley, CA 93065 PHONE: 800-669-6650 Nothing contained in this Notice of Sale shall obligate the holder and/or owner to negotiate, amend, or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Crystal Denton and Kevin Denton. Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP, as Attorney-in-fact for Crystal Denton and Kevin Denton. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C. South Terraces, Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 Phone (770) 392-0398 Toll Free (866) 999-7088 www.penderlaw.com Our File No. 12-05687 wm8/8,15,22,29